Money Tips Network

If you’ve considered dabbling in investments but haven’t taken the leap, E*Trade is rolling out a new cash back promo that may entice you to open an account. For the next couple of months, E*Trade is offering for customers who deposit or transfer a minimum of $5,000 into their E*Trade accounts.

While E*Trade regularly rolls out cash-back promotional offers, it often requires a much heftier deposit than $5,000 to qualify. But if you’re interested in taking advantage of this free promo money, you need to get moving, because E*Trade is only offering this deal until Jan. 6, 2020.

This is just one of many offers E*Trade has rolled out recently. Earlier this month, the electronic trading platform stepped up its game and cut commissions to $0 while removing the account minimum for brokerage accounts. 

U.S. Bank was started in 1863, and has grown to be the fifth-largest bank in America by assets, and has more than 74,000 employees, 4,700 ATMs and 3,000 bank branches.

U.S. Bank is ideal for someone who values convenience, cutting-edge technology or product choice. U.S. Bank’s comprehensive offerings mean you can keep all your banking needs – checking, savings, borrowing, insurance and investing – all within one single bank. The downside? Unless you sign up for a package of products, you’ll likely pay higher fees and get lower savings rates with U.S. Bank compared to the national average.

Going to college is a milestone decision in many people’s lives. For students whose parents and grandparents didn’t attend college, being the first in your family to go to college is even more significant.

The decision to attend a university can provide a bright future for first-generation college students. There’s often more earning potential, the ability to secure a job in your dream profession and the opportunity to obtain a fulfilling education that can serve you for a lifetime.

But for first-generation college students, there are also unique challenges. These include not having an example to look to for guidance and the sometimes difficult decision to leave family and loved ones for school.

78% of Americans live paycheck to paycheck. If a significant crisis hit the lives of that 78%, they would be in significant financial duress if they were to miss a single paycheck.

This, of course, means that the other 22% of Americans aren’t living paycheck to paycheck. They have a life such that if they missed their next paycheck, they wouldn’t be in any sort of major financial crisis – and for most, they could miss the check after that and the check after that and so on.

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This week's topic: Shop Smart This Holiday Season!

Axos Bank is popular online bank that was founded in 2000 and is headquartered in San Diego, California. Axos Bank is known for its “banking evolved” services, and the digital bank offers several types of banking products and conveniences to customers. From no-fee checking and savings accounts to interest rates that are above the national average, Axos Bank has a lot to offer. It’s ideal for customers who don’t mind online only banking. However, customers that prefer in-person banking might want to bank elsewhere.

When I was about fourteen, I went through a period where I wanted to be an archaeologist in the vein of Indiana Jones. I had just read a few books about ancient civilizations and a book or two about how archaeologists had discovered artifacts from those civilizations and it sounded incredible. At the same time, I watched the Indiana Jones movies in quick succession from the local video store, perhaps inspired by the reading.

For a week or two, my mind was enraptured with the idea of basically being Indiana Jones – going to exotic locales, wandering through the jungle, discovering artifacts of lost civilizations, and so on.

After a while, though, I began to see that as a flight of fancy. In reality, archaeologists are less Indiana Jones and more methodical analysts, digging with extreme care at historical sites. Archaeologists do interesting work, don’t get me wrong, but it’s not Indiana Jones.

Let’s say you’re lucky enough to be born into a wealthy family. They take care of all of your needs and fulfill an awful lot of your wants. You were always the person with the nice clothes, the latest devices, the expensive games, the nice car, all paid for by mom and dad. You go to college, paid for by mom and dad. Then, suddenly, you’re out on your own. You’re making a decent living, but it’s hard. All of the nice stuff in your life before now is out of reach and everything is painfully expensive.

According to the financial news sector, it seems probable that we're headed toward a recession.