Money Tips Network

Wedding Invitation Etiquette: Should Kids Be Invited To Weddings?

I’ve been thinking about children at weddings. Some couples are completely against having children at their wedding, and some couples welcome the little tykes: to which camp do you belong? How would you plan a wedding? And how do you handle it come invitation time?

ETF Investing: Why Exchange Traded Funds Are Part of My Portfolio

If you’re a first time investor, it’s best to start investing with mutual funds. Mutual funds offer a simple way to garner near instantaneous diversification, the liquidity to buy and sell whenever you want (within limits), along with professional management. In particular, you should consider index funds for their low-cost and tax efficient approach. I [...]

ETF Investing: Why Exchange Traded Funds Are Part of My Portfolio

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21 Things You Should Never Pay For

While the best things in life are always free, so is lots of other stuff. If you want to find some extra money in your budget, stop paying for things you could get for nothing.

BillGuard.com Review – The Easy Peasy Guardian Against Bad Credit & Debit Card Charges

Earlier this month I attended FinCon12, the financial blogger conference. While at the conference, I was met with wonderful greetings such as “So what are you doing here? You don’t even write anymore?” via Greg from WiseBread AND Ben from MoneySmartLife — at two separate occasion, no less.  To which I immediately scoffed and replied to these two fine gentlemen with: “I’m escaping from my parental duty, duh.”

But in all seriousness, one of the main reasons why I frequent conferences such as Finovate and FinCon is to keep an eye out for innovative and interesting financial tools and startups — to which BillGuard.com is one such nifty web app.

Visit Me on Twitter

With only 140 characters,  I have become very frugal with words. Please follow me on Twitter -  @frugalduchess.

BTW, I am now researching a  nonfiction book about Athletes and Mental Health. Watch this space for more details. Thanks, Sharon

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Here's how to buy my book:

8 Ways to Save Big on Rent

You probably spend more per month on rent than anything else. So why pay more than you have to? Here are eight easy ways to lower the cost.

4 Summer Chores You Need to Do July 4

Outdoor maintenance can pay for itself – especially if you get free supplies! Touch-up paint and landscaping can build curb appeal if you're looking to sell, while sealing and pest control can keep the bills down.

Want to Get Richer? Here’s Step 1

If you're one of the 42 percent of Americans living paycheck to paycheck, it's time to break out. Here's how.

And Then There Was Zoey: How a Baby Surprisingly Didn’t Change My Financial Outlook (Yet)

Two months ago something slightly interesting happened:

My wife gave birth to our healthy baby daughter.

The funny part was we were wholly unprepared for having our daughter on that particular day (but lets face it, estimates are estimates). On that Tuesday morning, we were at the doctor’s office for my wife’s weekly checkup (she was already estimated to due a week ago), when the doctor handed us the admittance order to the hospital.

“Yep. You’re 3-4cm dilated. You can head to the hospital now.”

“Uh, come again?”

And the only thing the both of us could think of at that time, as we head towards the hospital, was that we forgot to eat breakfast that morning. Luckily I’ve been traveling around with the overnight bag in the trunk of the car since forever, so I was able to munch on some much needed calories while the wife went on a liquid diet order immediately upon arrival at the hospital (sucks for her).

5 Ways to Save on Summer Cooking

Some expert cooks share their tips for cool meals and big savings this summer.

23 Ways to Lower the Cost of Home Improvement

Whether it's adding a bath or remodeling the kitchen, here's how to find materials for a fraction of the price at big-box home improvement stores, hire the right contractor at the right price, and get that project done for less.

The Deception of Coupons and Discounts: Yeah, I Totally Needed Two Gallons of Milk

This probably isn’t the most novel observation in the world, but it would certainly seem that a great many people get “tricked” into spending more than they normally would by the lure of coupons and discounts (cue Captain Obvious). These “fake-ish” coupons and deals come from everywhere: newspaper clippings, TV and radio offers, Internet promotions, fliers, smartphone apps. We are inundated in the idea of saving money—from piggy bank iconography in our childhood to the very real need to save for retirement as we grow older. If there’s the word “save” and the dotted line around a box, it feels and looks like savings.

TurboTax E-File IRS Rejected, PIN or AGI Error? (When IRS PIN Website is Unable to Give Your Info Online)

So its April 17th and you’re doing your taxes the very last minute. Good news, you just got an email or text from Intuit saying your e-file was REJECTED.

Fudge?

I just experienced this problem over the weekend and the annoying part was that neither TurboTax nor IRS has very clear instruction on this particular situation. I used the AGI method to verify my e-file identity. I have my exact 2010 1040 tax return on the table and I’m reading line 37 correctly, I even double checked if there was a fat finger mistake but still the e-file return was rejected, what gives?

How to Make Your Home Safer for Less

Many safety precautions in your home are inexpensive or even free. Here's how to get the most safety for your cents.

Uh, Is That Really “On Sale?”

Last week, I went to my local mall for the first time in many months (or was it years?). As I strolled around, taking in the sights and the bustle of our consumerist Mecca, I couldn’t help but notice all the sales I saw advertised at every major clothing retailer. JCrew and Anthropologie had multiple racks with deeply discounted items. Brooks Brothers and Macy’s had a 40% and 25% sale on every piece of clothing in the store, respectively (yes this is exactly how I shop, I take notes of discounts for future blog post that will never be written). The more I walked the more I realized that there were considerable “sales” all around me.

Top-Rated Water Filters (Starting Under $20)

Grabbing bottled water may be convenient, but it's also costly. Filtering your own tap water is cheaper and better for you. Here's how to pick the right type of filter at the right price.

7 Cheap Ways to Relieve Stress

There's a lot to get worked up about in our daily lives, and some people wind down in expensive ways, like wining and dining. But cooling off doesn't mean you have to stress out your budget.

Get $25 “Free” from Google by Sharing Your Web Surfing Data

Nope. Not one of those “get paid to work for Google” scammy ads. You can get up to $25 in Amazon gift card from Google by signing up to their Screenwise panel. Essentially you get $5 for downloading the Chrome browser and installing the extension. You then get $5 for every three month you stay with the panel program (up to $25 max).

Personally I wouldn’t want my personal data to be shared like this, even if its in aggregated/anonymous format, but for those that don’t care or mind, this is easy enough “free” money (in the form of Amazon gift cards anyways).

Here’s the full gist of the program:

Where to Stash Some Cash Where Only You Can Find It

Stashing money under a mattress is so cliche – but sometimes cliches have a kernel of good advice. You should keep a cache of cash around the house. But where?

Southwest Promo Code: 15% Off! (via Visa Signature)

Wow. Just when I thought the whole Visa Signature stuff is at times pointless, out comes a fairly nice promotion from Southwest Airlines and Visa. Not sure why I didn’t see this promotion earlier.

The deal is pretty straight forward: