Articles on Credit Cards

6 Hidden Dangers of Credit Card Balance Transfers

We're advocates of credit balance transfers as part of a debt reduction plan, but that doesn't mean the strategy is risk-free. Here's what to watch out for.

Now Is the Best Time in Years to Do a Credit Card Balance Transfer

A credit card balance transfer is a good first step toward debt reduction and a sounder financial footing. Here's why you shouldn't wait to use one.

The 10 Commandments of Credit Card Use

Follow these 10 rules of responsible credit card use and reap the rewards of low interest, smaller monthly bills, and more money in your savings.

Save $70,000 (or More!) With 4 Simple Credit Score Boosts

The benefits of good credit — reduced interest paid on purchases — can add up to many thousands of dollars. Learn how to start improving your credit today.

How Many Credit Cards Should You Carry?

For savvy credit card holders, it's a myth that more than one card is irresponsible. Here's what to consider before adding more cards to your wallet.

How to Get 5% Cash Back on Holiday Purchases

Reduce the bite holiday spending takes out of your budget with one of these cash back rewards cards.

Don't Get Taken by the Latest Secure Credit Card Scam

A fake bank is offering phony secured credit cards to consumers with troubled credit histories, and reading the fine print may not be enough to protect you.

3 Smartphone Apps That Manage and Maximize Your Credit Card Rewards

Credit card rewards programs can be hard to maximize, and it's easy to let points slip away. Wrangle your rewards with this trio of smartphone apps.

Everything You Need to Know About Frequent Flyer Miles

If you're lost in the confusing world of frequent flyer programs, Find your way with this simple guide to accumulation, management, and redemption.

Maximize the Value of Your Airline Miles and Points

Should you pay with points or pay with cash? Learn how to apply the Two Cent Rule and maximize the value of your travel rewards.

Credit Cards Aren’t as Competitive as They Want You to Believe

Competition between businesses is what creates good deals for consumers, right? Then why the heck are credit card companies not more competitive?

What's Your Credit Card Spending Style?

Whether you're a credit pro or a plastic-card newbie, understanding your card use can help you have a better relationship with your money.

The Simmons Visa Credit Card: The Lowest Standard APR Available

You won't get rewards or perks or concierge service with this credit card, but you will get the industry's lowest interest rate.

An Open Letter to America's Credit Card Companies

One consumer suggests five ways credit card companies can improve our love-hate relationship with those little pieces of plastic.

A Brief History of Credit Card Marketing Tactics

Credit card companies have been trying to part us from our money for years — and their techniques are only getting more sophisticated.

How to Get a Truly Free Credit Report

If you want a truly free credit report, ignore the clever ads and go straight to the source — where there are no strings attached.

Love Travel, But Hate Airline Miles? Try AmEx's Blue Sky Preferred

Credit card issuers are replacing complex airline mile rewards with flexible statement credits. Is AMEX's Blue Sky Preferred the best of the bunch?

The Lowdown on Data Accuracy in Your Credit Report

Your credit report is crucial to your finances. Learn easy and free ways to keep your report accurate.

Decipher Credit Card Offers With the Schumer Box

Credit card issuers are required to clearly display key credit terms in an easy-to-read format — the Schumer Box. Here’s how to unlock its meaning.

How to Trick Yourself Into Better Credit Card Behavior

By making a few key moves before you shop, you can easily trick your brain into better credit card use. Here's how.