Articles on Credit Cards

10 Surprising Ways to Save Money on Hotels

Hotels are expensive! Cut the cost of a night's stay with these clever lodging cost cutters.

How to Get a Credit Card When You Have Bad Credit

Bad credit? No Credit? No problem! You can still get a credit card for emergencies or to repair your credit score, if you know where to look.

10 Things You Think Affect Your Credit Score — But Don't

Myths abound about what does and does not impact a credit score. Read this list of "Does Nots" and know why your score is gonna be fine.

8 Things People With Good Credit Never Do

Want good credit? Don't do this.

Ally Bank Review: Flexibility and Decent Yields

Ally Bank won't wow you with a multitude of products and services, but it will provide you with the basics at attractive yields and rates.

What You Need to Know Before Getting Your First Credit Card

A credit card can be a great tool — or it can ruin your finances for years to come. Here's what you need to know before you get one.

Miracle Device Coin Rolls All Your Credit Cards Into One

Coin's like a universal remote for your plastic: a magical device that lets you store and toggle among all your cards, without actually having to carry around any of them.

How to Get All of the Benefits of Your Credit Cards — and None of the Costs

Credit card companies know that consumers can't resist shiny rewards programs. Learn how to get the rewards, with none of the guilt (or debt!).

Key Terms New Credit Card Users Must Understand

If you don't know your APR from your Average Daily Balance, you could be in for a rude surprise when your first credit card statement arrives.

How to Stay in a 5-Star Hotel for Less Than the Cost of a Motel

A couple of nights in a luxe hotel doesn't have to cost the equivalent of a car payment (or three). Here's what you need to know to find the best discounts possible.

14 Awesome Credit Card Perks You Didn't Know About

Make sure you read the fine print on your credit card member agreement. You may be getting more than you bargained for — in a good way.

The Cheapest Way to Fly to Europe

Not all frequent flyer rewards programs are created equal. Learn which programs offer the best deals on flights to Europe.

This Might Be the Best Travel Rewards Program (No Matter What Airline You Fly)

You will not believe how quickly you can rack up travel rewards with Chase Ultimate Rewards.

US Airways Premier World MasterCard Review

Fans of US Airways can save on flights and upgrades by signing up for one of their credit cards.

How to Earn Tons of Frequent Flyer Miles Without Flying

You don't need to fly the friendly skies to earn free airfare. Discover how you can rack up thousands of airline miles without ever leaving the ground.

A Beginner's Guide to Earning Miles and Points for Free Travel

Memorable family vacations are common adventures for savvy travel rewards card users. Begin a trip far away by starting with these basics.

Are You Wasting Your Credit Card Rewards on One of These Stupid Things?

Some credit card rewards are better than others. Make sure you're making the most of your rewards by avoiding the ripoffs and grabbing the best deals.

How to Balance Saving for Retirement, Emergency Fund, and Paying Off Debt

Funding the personal finance Big Three — debt repayment, retirement, and emergency cash — is possible if you follow a balanced plan, like this one.

A Secured Credit Card Can Repair Your Credit Score — Here's How to Pick the Best

A secured credit card can help improve your creditworthiness, but some secured cards do more harm than good. Here's how to choose one that's right for you.

Will New Chip-and-PIN Credit Cards Stop Identity Theft?

Pretty soon you'll be getting a new, more secure credit card in the mailbox. It's called "chip and PIN," and here's what you need to know about it.