Credit Cards

6 Hidden Dangers of Credit Card Balance Transfers

We're advocates of credit balance transfers as part of a debt reduction plan, but that doesn't mean the strategy is risk-free. Here's what to watch out for.

Now Is the Best Time in Years to Do a Credit Card Balance Transfer

A credit card balance transfer is a good first step toward debt reduction and a sounder financial footing. Here's why you shouldn't wait to use one.

The 10 Commandments of Credit Card Use

Follow these 10 rules of responsible credit card use and reap the rewards of low interest, smaller monthly bills, and more money in your savings.

Save $70,000 (or More!) With 4 Simple Credit Score Boosts

The benefits of good credit — reduced interest paid on purchases — can add up to many thousands of dollars. Learn how to start improving your credit today.

How Many Credit Cards Should You Carry?

For savvy credit card holders, it's a myth that more than one card is irresponsible. Here's what to consider before adding more cards to your wallet.

How to Get 5% Cash Back on Holiday Purchases

Reduce the bite holiday spending takes out of your budget with one of these cash back rewards cards.

Don't Get Taken by the Latest Secure Credit Card Scam

A fake bank is offering phony secured credit cards to consumers with troubled credit histories, and reading the fine print may not be enough to protect you.

3 Smartphone Apps That Manage and Maximize Your Credit Card Rewards

Credit card rewards programs can be hard to maximize, and it's easy to let points slip away. Wrangle your rewards with this trio of smartphone apps.

Everything You Need to Know About Frequent Flyer Miles

If you're lost in the confusing world of frequent flyer programs, Find your way with this simple guide to accumulation, management, and redemption.

Maximize the Value of Your Airline Miles and Points

Should you pay with points or pay with cash? Learn how to apply the Two Cent Rule and maximize the value of your travel rewards.

Credit Cards Aren’t as Competitive as They Want You to Believe

Competition between businesses is what creates good deals for consumers, right? Then why the heck are credit card companies not more competitive?

What's Your Credit Card Spending Style?

Whether you're a credit pro or a plastic-card newbie, understanding your card use can help you have a better relationship with your money.

The Simmons Visa Credit Card: The Lowest Standard APR Available

You won't get rewards or perks or concierge service with this credit card, but you will get the industry's lowest interest rate.

An Open Letter to America's Credit Card Companies

One consumer suggests five ways credit card companies can improve our love-hate relationship with those little pieces of plastic.

A Brief History of Credit Card Marketing Tactics

Credit card companies have been trying to part us from our money for years — and their techniques are only getting more sophisticated.

How to Get a Truly Free Credit Report

If you want a truly free credit report, ignore the clever ads and go straight to the source — where there are no strings attached.

Love Travel, But Hate Airline Miles? Try AmEx's Blue Sky Preferred

Credit card issuers are replacing complex airline mile rewards with flexible statement credits. Is AMEX's Blue Sky Preferred the best of the bunch?

The Lowdown on Data Accuracy in Your Credit Report

Your credit report is crucial to your finances. Learn easy and free ways to keep your report accurate.

Decipher Credit Card Offers With the Schumer Box

Credit card issuers are required to clearly display key credit terms in an easy-to-read format — the Schumer Box. Here’s how to unlock its meaning.

How to Trick Yourself Into Better Credit Card Behavior

By making a few key moves before you shop, you can easily trick your brain into better credit card use. Here's how.

Latest Articles in Credit Cards

How to Protect Yourself From Credit Card Theft

Don't let a scammer get a hold of your credit card number. Here's how to keep your account secure.

5 Reasons Not to Use Debit Cards When You Shop Online

Before you place an order through your favorite online retailer, consider these reasons to use credit instead of debit.

How to Maximize Rewards on Everyday Spending

If you're not using your travel or cash back card for certain expenses, you're leaving valuable rewards on the table.

How a Credit Card Can Actually Help You Get Out of Debt

Is paying off debt with a credit card ever a good idea? In some cases, yes.

How to Get Ahead With a 0% APR Credit Card

This is how you can use a 0% APR credit card to get ahead on your finances.

5 Smart Strategies to Rack Up More Credit Card Rewards

Can't earn a sign-up bonus? These strategies will help you earn more rewards.

The 6 Absolute Worst Ways to Cash In Your Travel Points

Before you cash in your travel points on a whim, make sure you're getting the best value for them.

6 Steps to Avoiding Credit Card Debt Over the Holidays

Follow these six steps and your holiday season will be credit card debt-free.

All the Ways You Can Score More Points and Miles This Holiday Season

While you're busy holiday shopping and preparing for trips to see the family, why not earn tons of points and miles in the process?

How Travel Rewards Cards Can Help You Score Luxury Travel Perks

Sure, travel rewards cards can help you see the world for free, but use your points right and you can do it in extreme comfort and luxury, too.

Why You Should Buy Travel Insurance — Even if Your Credit Card Offers It For Free

So your credit card offers free travel insurance? Here's why you should still pay for it anyway.

How to Stretch Your Airline Miles With Dynamic Award Pricing

Dynamic award pricing is here to stay, but there are still plenty of ways to get the most out of your airline miles.

How to Maximize Rewards Through Credit Card Shopping Portals

Credit card shopping portals help you earn more points and miles for every dollar you spend. And they're incredibly easy to use!

5 Ways Credit Card Rewards Can Cost You Money

Credit card rewards are great when you're rolling in cash back and other major discounts, but beware of the times when they can actually cost you.

Everything You Need to Know About Airline Dining Rewards Programs

Wait, you can rack up airline miles by eating out at your favorite restaurants? Yes, it's true!

How to Get Rid of Your Credit Card's Annual Fee

Paying an annual fee on your credit card is a pain. Luckily, there might be a way to avoid paying this fee altogether.

Should You Finance a Tiny Home With a Credit Card?

The relatively low price of tiny homes makes nearly any financing option a possibility, including credit cards. But should you go that route?

How I've Scored Free Travel for 5 Years Straight

I haven't paid for hotels or flights in over five years, and I've traveled all over the world. Here's my secret.

8 Things You Need to Know About Debt Management Plans

Debt management plans can help you work your way out of debt, but they aren't for everyone.

TRIO® Credit Card from Fifth Third Bank: Cash Back at Restaurants and More

The TRIO® Credit Card from Fifth Third Bank awards your everyday purchases and provides other valuable perks that you won’t find with other cards.