You may have encountered some financial talk at cocktail parties or neighborhood cookouts. The discussions may have centered on low mortgage rates, debt consolidation deals, and sk
There are risks in any investment. The market might go down--or the market might go up, but your investment might go down anyway. The company that issued your stock or bond might
This tip is so easy and simple you'll wonder why you didn't think of it already. All you need is a plastic bag and some water, and your impulse credit card purchases will be a thin
We often protect our computers, TV’s, and sound systems with special power strips to protect against power surges. Most families I know go the extra mile to stain-protect their li
There are those who point to the 1980 peak gold price of $850/oz and observe that the price would have to go up to $2149/oz just to get back to that point. I say, take a second lo
Where would Wisebread be without all of its loyal readers and those that link to it? I shudder to even think about it. And so, dear lovers of all things frugal, I present another
There are many people who believe in insurance, and just as many who are vehemently against it. Personally I'm a believer, but I also know that there is no blanket solution for
There are a lot of advantages to having a private foundation to use as the vehicle for your charitable giving. Sadly, the tax laws make setting up a private foundation impractical
You've seen them driving by you but you didn't even notice. They were in the checkout line at the grocery store but you didn't give them a second glance. They're ev
Over the past few months I’ve noticed that more and more places accept Paypal and I began to wonder…is this going to create a generation of impulse buyers?
I don't care who you are. (Well, actually I do, otherwise I wouldn't be writing this).
What I mean, is I don't care about your background, education, financial prowess, or absolu
What is better: buying life insurance at a low price that lasts for a certain term (typically, the income-generating part of the insured’s life) or purchasing a whole life policy f
Over and over again, in budgeting articles and even books on personal finance, I see sample budgets that include debt repayment as if it were an expense. This shows a fundamental
Eliminating Debt Painlessly. Rarely do you see these words fit together in a neat little sentence. The very act of putting your hard earned money towards the stack of debts you've
In response to the recent credit squeeze, the Federal Reserve did something unusual: they cut the discount rate without cutting the federal funds rate.
The federal funds rate is the rate at [more]
Along about the middle of the dot-com boom--when the market had already had two years of 20% annual gains--I read an article that suggested that individual investors had no need of a cash res [more]
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