saving

The 7 Worst Financial Excuses That Are Keeping You Poor

It's not easy to get serious about budgeting and saving. What is easy is coming up with excuses. Do any of these sound familiar?

21 Things That Young Adults Absolutely Need to Know About Money

While most colleges and universities offer personal finance courses, only a fraction of students sign up for them. It's time for a cram session.

10 Signs You're a Closet Spendthrift

Spendthrifts can't budget or save because they can't afford to — they've spent all their money. Beware these costly habits.

10 Quick Financial Moves to Make Today at Lunch

Escape the office for an hour every day and spend your time managing your finances for maximum return — and early retirement.

10 Types of Friends Who Are Costing You Money

Remember how your mom was always wanted you to hang out with the "right" people? Yeah, that's good financial advice, too.

4 Times Raiding Your Retirement Accounts Early Is Okay

Most experts agree you should "never" borrow from your retirement accounts, with a few exceptions. Here are a few.

6 Reasons January Is the Right Time to Start Planning for Christmas

Plan for the holidays already? With the holidays still fresh in mind, now is the best time to start holiday planning and prep. Here's how to start.

5 Dumb Investments Smart People Make

Investing early and often is smart money management — usually. Avoid these common mistakes and you'll keep your portfolio safe and growing.

9 Financial Skills Everyone Needs During Hard Times

When the going gets tough, the tough get frugal. Stick to those frugal habits when finances brighten, and you'll save even more.

10 Free (or Almost!) Tools and Resources for Creating a New 2015 Budget

Holiday spending knocked your budget all out of whack? Use these tools to start budgeting smartly in 2015.

8 Unexpected Ways Cheaper Gas Is Boosting Your Pocketbook

Gas prices are at their lowest levels in years. Are you taking advantage?

10 Money-Saving New Year's Goals That You Can Actually Keep

This year, resolve to spend less and save more. Go for one or more of these easy-to-reach goals!

10 Financial Moves You Can Make During Your Commute

Your commute may seem like a waste of time, but it may actually be the best time to optimize your finances — even if you're behind the wheel.

15 Personal Finance Rules You Should Be Breaking

Rules are made to be broken — even supposedly ironclad personal finance rules. Find out when it's okay to skirt money management law.

7 Ways Psychologists Say Saving Boosts Your Mental Health

Saving money is good for your bank account, but it's also good for your mental well-being. Start saving and start feeling better about yourself!

Important Habits of Very Frugal People

We've all read about (or heard about) the habits of highly effective people — but what about the habits of the fantastically frugal?

8 Ways Rising Interest Rates Can Help Your Wallet

Interest rates may be on the rise. Here's how you can take advantage.

8 Ways Your Credit Card Benefits Will Save You Money

Read the fine print on your credit card agreement, and you may be surprised at all the ways your account can save you money. Wait! What?

10 Types of Neighbors That Are Costing You Money

Your neighbor may be the biggest drain on your finances, and you don't even realize it. Are you living near one of these types of bad neighbors?

11 Hobbies That Aren’t Worth the Money

It's okay to spend some money to relax and recharge, but you won't enjoy what these pricey pastimes will do to your wallet.