Best Money Tips: How to Deal When You're Broke

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Welcome to Wise Bread's Best Money Tips Roundup! Today we found articles on what to do when you’re broke, self-discipline hacks that will help you succeed, and ways to disaster-proof your retirement.

Top 5 Articles

Three Things To Do When You’re Dead Broke — Whatever you do, don't ignore your bills — this will only make things worse. If you can't make a payment, call your provider and ask about an extension, grace period, or smaller payments. [From Frugal to Free]

7 Self-Discipline Hacks That Will Prepare You To Succeed — By committing to one of these self-discipline exercises for 30 days, you may find that you're more disciplined in other areas of your life, too. [Engineer Your Finances]

Disaster-Proof Your Retirement Plan — The sooner you address your vulnerabilities, the more secure you will be. When it comes to your retirement, the biggest dangers are market risk and health and long-term care risk. [Kiplinger]

The 6 Best Spring Cruise Destinations — The key to springtime travel is to go when Spring breakers are leaving and before Summer vacationers arrive. March and April are the best months to cruise the Mediterranean. [PopSugar Smart Living]

How to Eat Healthy on a Budget — Join Experian's #CreditChat tomorrow at 3 p.m. ET for a discussion on how to eat healthy when you're on a tight budget. [Experian]

Other Essential Reading

7 Things You Can Do to Get More Out of Life — Having a target number is helpful when you're setting a goal, but remember that that goal is more about building good habits than hitting that number. [Young Adult Money]

The Best Place To Buy Your New Cell Phone Isn’t Where You Would Think — The most obvious place for buying a new cellphone probably isn't the best place if you want to find a good deal. [Money Manifesto]

6 Experts You’ll Need to Call on to Plan the Wedding of Your Dreams — Planning a wedding can be a lot of work — and cause a lot of stress. Sometimes, it's worth calling on the professionals for some help. [Newlyweds on a Budget]

Are You a Slave to Money? (and How This Belief Is Hurting You) — Certain thoughts about money can actually keep you from welcoming more money into your life. [Pick The Brain]

Racing to space, together — Modern space exploration is both competitive and collaborative. [The Christian Science Monitor]