I did the glass jar thing with PVA (instead of mod podge) for Christmas and it turned out to be really nice! After a while the little crystals started falling down so I kept the jars on a tray.
I am an elementary teacher and have been standing at my computer for over 5 years. My no-cost solution: I put it on top of a bookshelf that I positioned perpendicularly to my main desk!!!! Works perfect and I have a great view of the class and door while using it.
Yes, I keep a budget. I've been using You Need a Budget (YNAB) for years, and I love it. It's really helped me to stay on track with my financial goals.
I clicked on the Intuit Benefit Assist link and Intuit said they no longer do this service. Instead they provided links directly to the social service websites that do.
The discount rate is set higher than the federal funds rate. The Fed wants to encourage banks to lend to each other. But the Fed will be the lender of last resort to a bank (at the discount rate) if no other bank will lend to a bank (at the federal funds rate).
I stopped buying Glad bags because they became super thin and fell apart on me. I emailed Glad and wonder if they improved back to original quality since or if these are just a different box with better quality? This has happened with a cheap brand that came in a roll I used to buy. I can't remember the brand but they were very inexpensive but strong and came in a high quantity for the price.
Makes me wonder if the companies make them good for a while and cheap them out after they get a good customer base. I know this sounds a bit "conspiracy theory" per say but It wouldn't surprise me...
One rule every man must keep. Don't ever spend more than what you have earned. And to answer the question, YES. It is really important to keep track of the daily expenditures and budget.
I'm not in the luck as I'm living in so called ''rich people'' area where enabling type of person are common. I feel like a ninja living there... (ninja means =solo)
We haven't kept a strict budget for a few years but the years when we did it worked out quite well. After 50 years, I taught my mother how to keep a budget; she now independent and we don't have to help her with her mortgage so it does help!
I had the same thing just happen...gave out my name and address...obviously my phone number was used for the text. Not going to deal with this person anymore but not sure if I need to be worried about identity theft or something.
I love trekking! I think the Collegiate Peaks probably the most amazing experience. I went trekking on Mt. Princeton (Chalk Cliffs) a couple of months back.
This is such a great article - thanks for writing and posting it.
Most people say "I don't care what others think" and it's total BS. Like it or not, most of us care a great deal what others think and that's when pride can take over.
No but I check my bank balances daily.
I did the glass jar thing with PVA (instead of mod podge) for Christmas and it turned out to be really nice! After a while the little crystals started falling down so I kept the jars on a tray.
I am an elementary teacher and have been standing at my computer for over 5 years. My no-cost solution: I put it on top of a bookshelf that I positioned perpendicularly to my main desk!!!! Works perfect and I have a great view of the class and door while using it.
25% of take home pay should be your mortgage. Do it mean it includes Property Tax and Insurance???
Yes, I keep a budget. I've been using You Need a Budget (YNAB) for years, and I love it. It's really helped me to stay on track with my financial goals.
No, not at this time. I keep a close eye on optional expenses though.
I clicked on the Intuit Benefit Assist link and Intuit said they no longer do this service. Instead they provided links directly to the social service websites that do.
no, have never kept a budget but I have always saved money and on track for early retirement.
The discount rate is set higher than the federal funds rate. The Fed wants to encourage banks to lend to each other. But the Fed will be the lender of last resort to a bank (at the discount rate) if no other bank will lend to a bank (at the federal funds rate).
I stopped buying Glad bags because they became super thin and fell apart on me. I emailed Glad and wonder if they improved back to original quality since or if these are just a different box with better quality? This has happened with a cheap brand that came in a roll I used to buy. I can't remember the brand but they were very inexpensive but strong and came in a high quantity for the price.
Makes me wonder if the companies make them good for a while and cheap them out after they get a good customer base. I know this sounds a bit "conspiracy theory" per say but It wouldn't surprise me...
Enjoyed this article & affirmed many of the reasons my family tries to eat as much whole, unprocessed foods, as possible.
One rule every man must keep. Don't ever spend more than what you have earned. And to answer the question, YES. It is really important to keep track of the daily expenditures and budget.
Costco requires membership for hearing tests. Rule changed.
I'm not in the luck as I'm living in so called ''rich people'' area where enabling type of person are common. I feel like a ninja living there... (ninja means =solo)
I don't keep a budget. I naturally live very frugally, so I don't feel the need to really follow my finances that closely.
We haven't kept a strict budget for a few years but the years when we did it worked out quite well. After 50 years, I taught my mother how to keep a budget; she now independent and we don't have to help her with her mortgage so it does help!
I had the same thing just happen...gave out my name and address...obviously my phone number was used for the text. Not going to deal with this person anymore but not sure if I need to be worried about identity theft or something.
Yes I do have a budget. I really try not to spend $ on wants. I identify my wants vs. needs. I love the envelope system for a budget.
I love trekking! I think the Collegiate Peaks probably the most amazing experience. I went trekking on Mt. Princeton (Chalk Cliffs) a couple of months back.
Can it be used on leather jackets & chaps?
I have a grocery budget but that is about the only thing I budget besides bills.
I don't have a budget but I do know exactly how much I can spend each month for miscellaneous things.
We don't keep a budget, but at the end of the year we look back at our bills to see where our money went so we can do better the following year.
Your missing out on a important one! It's to drink a lot of water
This is such a great article - thanks for writing and posting it.
Most people say "I don't care what others think" and it's total BS. Like it or not, most of us care a great deal what others think and that's when pride can take over.