First off thanks for the great article Claire! Really informative and loved reading it. Second, after I read this article and went to the link you had pasted about tools for expense tracking I came across some mileage tracking apps and as a freelancer that is just as important for me as tracking my receipts. The 2 apps i was using were Mileagelog+ and Everlance. For a few weeks now I have just been using Everlance since it was a little easier to use and had more features. I would love to hear your review on these kind of apps and let others know how important it is to track your mileage. Again thanks for the article, keep up the great work!
I make sure my neighbors have my contact information and that I have theirs. We watch out for each other since we have had several burglaries in our neighborhood. I will call and check on elderly neighbors if I don't see or hear from them in a while and they are grateful for the call and knowing that someone is there for them. Peace of mind is priceless!
My boyfriend and I live right across from a dollar tree and buy the food all the time. I've even bought the milk and cheese and it's been fine (except the cheese that says "now melts") they have a good number of name brand things, like red Barron pizza (mini, of course), Libby's canned veggies (which are actually 79¢!) and hot pockets. We make a point to try a bunch of the foods and so far only the little bag of cheese tortellini was bad. Their box pastas are great and so are their cookies (and they're vegan!) you don't have to avoid the food all together, but be weary. And don't over cook the fries! Lol (tip: buy the steak fries so even if they get overlooked and hard you still have lots of actual potato left)
Loaded the Receipt Hog app on my phone yesterday. Couldn't sign up, I keep getting an error message, although one time when I was trying to sign up with Facebook I did get a message telling me they had enough members and I would need to wait for an invitation. Oh well.
Our elderly neighbor (who lived with his dog) had his house burn significantly after it was struck by lightening. I figured what wasn't actually burned was smoke infested and probably unusable. So to help him with his immediate needs I went to the Dollar General and stocked him up on bathroom essentials: soap, shampoo, conditioner, razors, shaving cream, deodorant, laundry detergent and dryer sheets, etc and stored it all in a laundry basket. I presented him with the basket the very next day! It was much appreciated as his bathroom had been quite damaged.
My daughter just went and mowed our neighbor's yard for her last week (Without being prompted! What a sweet girl.) and we planted some bushes that someone gave us in her yard! (We really only have 1 neighbor -- at least a close one!)
My husband and I have allowed our neighbors to shoot fireworks over our property throughout the years. They have a big celebration with their extended family every 4th of July. We also share our yard for spill-over parking. They're generous in return by s inviting us over for dinner. The big bonus - they put on a great fireworks display. We live out in the country, so we'd have to drive at least a half an hour to see the nearest display.
I have an elderly neighbor that lives about a 1/4 mile away but still loves the thrill of a vegetable garden. Years ago she went to a big box store and asked for 'big tomato plants' and found out they had sold her 6 cherry tomato plants. So every spring I grow about 5 or 6 extra heirloom tomato plants from seed for her her little garden. Of course she also gets plenty of other extras from my garden too. She used to stop by when she was still independent to watch the ducks and chickens but now has other people driving her about.
Unfortunately this article is slightly misleading. There are exceptions to this as outlined in other areas, including HUD. A landlord may ask age, marital status etc but can not discriminate based on this. While it may be better to not ask this question, any normal, reasonable landlord isn't going to discriminate based on the answers. A disabled person may see the rental but the tenant may be responsible for the cost associated with the tenants certified ability i.e lowering counter tops etc as well as placing money into an escrow to put the rental back into original state. The landlord isn't required to put in an elevator to the basement etc. To bad the article is one sided and misleading as it could have been a very informative article for both parties.
And please, don't dump your old mattresses, furniture etc. on the curb unless you're sure someone is scheduled to pick it up within an hour or two. There's nothing worse than having to see someone's junk lying around outside.
Here's the rub with whole life insurance. The beneficiary doesn't get both the face amount plus the cash value upon death. The acid test is that if you had an outstanding loan balance on the policy upon death, the loan amount would be deducted from the face amount to represent the death benefit. This is why you never mix insurance with savings because the beneficiary never gets both. Typically, life insurance sales people earn 5 times more compensation selling whole life versus term. Who do you think pays for this difference. The consumer of course.
After Superstorm Sandy, we were without power for a week. We were cleaning out the freezer by making lots of chicken soup and shared it with our next door neighbors that day, the parents ate pork chops from their freezer and the four kids had chicken soup, which they preferred. I also let the parents know that they actually could light the burners on their gas stove with a match and cook without electricity. (City folk!)
First off thanks for the great article Claire! Really informative and loved reading it. Second, after I read this article and went to the link you had pasted about tools for expense tracking I came across some mileage tracking apps and as a freelancer that is just as important for me as tracking my receipts. The 2 apps i was using were Mileagelog+ and Everlance. For a few weeks now I have just been using Everlance since it was a little easier to use and had more features. I would love to hear your review on these kind of apps and let others know how important it is to track your mileage. Again thanks for the article, keep up the great work!
I've supported the neighborhood kids by buying girl scout cookies and other fundraising throughout the year.
I make sure my neighbors have my contact information and that I have theirs. We watch out for each other since we have had several burglaries in our neighborhood. I will call and check on elderly neighbors if I don't see or hear from them in a while and they are grateful for the call and knowing that someone is there for them. Peace of mind is priceless!
I always share the carambola fruit from my tree with my neighbors and we collect each other's mail and house sit when we go away on vacations.
Profit is irrelevant. RE commission usually is paid as an agreed percentage of the sales price.
My boyfriend and I live right across from a dollar tree and buy the food all the time. I've even bought the milk and cheese and it's been fine (except the cheese that says "now melts") they have a good number of name brand things, like red Barron pizza (mini, of course), Libby's canned veggies (which are actually 79¢!) and hot pockets. We make a point to try a bunch of the foods and so far only the little bag of cheese tortellini was bad. Their box pastas are great and so are their cookies (and they're vegan!) you don't have to avoid the food all together, but be weary. And don't over cook the fries! Lol (tip: buy the steak fries so even if they get overlooked and hard you still have lots of actual potato left)
Loaded the Receipt Hog app on my phone yesterday. Couldn't sign up, I keep getting an error message, although one time when I was trying to sign up with Facebook I did get a message telling me they had enough members and I would need to wait for an invitation. Oh well.
Our elderly neighbor (who lived with his dog) had his house burn significantly after it was struck by lightening. I figured what wasn't actually burned was smoke infested and probably unusable. So to help him with his immediate needs I went to the Dollar General and stocked him up on bathroom essentials: soap, shampoo, conditioner, razors, shaving cream, deodorant, laundry detergent and dryer sheets, etc and stored it all in a laundry basket. I presented him with the basket the very next day! It was much appreciated as his bathroom had been quite damaged.
My family shovels two of our elderly neighbors sidewalks and driveways.
My daughter just went and mowed our neighbor's yard for her last week (Without being prompted! What a sweet girl.) and we planted some bushes that someone gave us in her yard! (We really only have 1 neighbor -- at least a close one!)
My husband and I have allowed our neighbors to shoot fireworks over our property throughout the years. They have a big celebration with their extended family every 4th of July. We also share our yard for spill-over parking. They're generous in return by s inviting us over for dinner. The big bonus - they put on a great fireworks display. We live out in the country, so we'd have to drive at least a half an hour to see the nearest display.
I have an elderly neighbor that lives about a 1/4 mile away but still loves the thrill of a vegetable garden. Years ago she went to a big box store and asked for 'big tomato plants' and found out they had sold her 6 cherry tomato plants. So every spring I grow about 5 or 6 extra heirloom tomato plants from seed for her her little garden. Of course she also gets plenty of other extras from my garden too. She used to stop by when she was still independent to watch the ducks and chickens but now has other people driving her about.
I gave my neighbor coupons for free products
My neighbors and I don't interact so we've never helped each other save money in any way.
Unfortunately this article is slightly misleading. There are exceptions to this as outlined in other areas, including HUD. A landlord may ask age, marital status etc but can not discriminate based on this. While it may be better to not ask this question, any normal, reasonable landlord isn't going to discriminate based on the answers. A disabled person may see the rental but the tenant may be responsible for the cost associated with the tenants certified ability i.e lowering counter tops etc as well as placing money into an escrow to put the rental back into original state. The landlord isn't required to put in an elevator to the basement etc. To bad the article is one sided and misleading as it could have been a very informative article for both parties.
I gave my neighbor diapers and baby wipes and a baby toy for her new baby.
I took care of my neighbor's bird while they were on vacation.
And please, don't dump your old mattresses, furniture etc. on the curb unless you're sure someone is scheduled to pick it up within an hour or two. There's nothing worse than having to see someone's junk lying around outside.
In our apartment building, we leave things we no longer need for free in the lobby, so other people can benefit from them.
I shared plants from my perennial garden so that they could start a garden of their own. Now they share plants with me!
Every year my apple, pear, peach, cherry, and almond trees may bring forth surplus fruit. That surplus is shared with my neighbors.
Mowed their lawn when they had to be out of town unexpectedly.
Here's the rub with whole life insurance. The beneficiary doesn't get both the face amount plus the cash value upon death. The acid test is that if you had an outstanding loan balance on the policy upon death, the loan amount would be deducted from the face amount to represent the death benefit. This is why you never mix insurance with savings because the beneficiary never gets both. Typically, life insurance sales people earn 5 times more compensation selling whole life versus term. Who do you think pays for this difference. The consumer of course.
After Superstorm Sandy, we were without power for a week. We were cleaning out the freezer by making lots of chicken soup and shared it with our next door neighbors that day, the parents ate pork chops from their freezer and the four kids had chicken soup, which they preferred. I also let the parents know that they actually could light the burners on their gas stove with a match and cook without electricity. (City folk!)
Spinach too - the calcium is bound to oxalate. This article is not worthy of repute.