I also would advise against getting into this field. It is extremely competitive and difficult to find a decent paying position. Libraries know they have a large labor pool to draw from and often expect people to be available 24/7 even for a 16 hour job, which makes it quite difficult if you are trying to work two jobs. If you look on RAILS Job Postings (Illinois), you will see that most of the jobs are for "assistants" which often have librarian job descriptions, except for less pay.
Is there a certain percentage of your income that should be placed into an emergency fund each week? Should emergency fund dollars be included in a budget? Is there a certain dollar amount that should be maintained at all times?
My top question is how can I get my husband on board with becoming debt free, that making some short term sacrifices will have great long term results?
Safeway won't accept a credit card for a cash Visa. I don't know if that's a broader policy or just theirs...but I think it's common. I've seen other instances of not being able to buy GIFT cards with a credit card.
My employer doesn't offer any retirement plan. I've been investing the maximum in my annual IRA, we max out my husband's 401(k), and I invest in a portfolio of dividend funds as well as investment real estate but I feel like I should be doing more investing. What other vehicles should I add to our portfolio?
How does a health savings account work, and does the holder have access to the money for whatever he chooses? What is the best way to self-pay for health care while thoroughly rejecting the purchase of health insurance?
When testing to see if something is real silver, always bring a clean white cloth with you, and put a small dab of toothpaste on it, if u rub the section that has the toothpaste on the jewelry and you see any black on you're cloth than its silver. They DO FAKE THE 925 PRINT SOMETIMES, I LEARNED THAT THE HARD WAY, AND IT'S VERY DISAPPOINTING.
Is buying a house with a 30 year mortgage at the age of 64 and 70 a wise investment or staying in a house which has been paid for for 15 years but isn't suitable for an aging couple?
I also would advise against getting into this field. It is extremely competitive and difficult to find a decent paying position. Libraries know they have a large labor pool to draw from and often expect people to be available 24/7 even for a 16 hour job, which makes it quite difficult if you are trying to work two jobs. If you look on RAILS Job Postings (Illinois), you will see that most of the jobs are for "assistants" which often have librarian job descriptions, except for less pay.
I am struggling just to find a loan but the problem I have I was told to get a co sginer my family does not live in my state
So what? This country has FAR more serious problems to solve BEFORE it persecutes GROWN ADULTS who legally can smoke nicotine.
Is there a certain percentage of your income that should be placed into an emergency fund each week? Should emergency fund dollars be included in a budget? Is there a certain dollar amount that should be maintained at all times?
How to squeeze the most money from selling my home
Which factors should I use to determine if I should retire at age 62, age 65 or age 70?
My top question is how can I get my husband on board with becoming debt free, that making some short term sacrifices will have great long term results?
You keep saying "compound interest" but where do you put money to take advantage of compounding interst
Making money is one thing. Making it last and investing it well is something totally different.
What percentage of your monthly income should you put in your company's 401K?
Should I get a credit card? I hate the idea of being in any debt, but I also need to build credit.
My question is what is the best way to improve your credit rating?Is it really by getting a credit card(getting in debt) ?
How do I save or put away a little so I can start investing when I am barely surviving day to day?
How are you supposed to save money when you live pay check to pay check?
Ok good
Safeway won't accept a credit card for a cash Visa. I don't know if that's a broader policy or just theirs...but I think it's common. I've seen other instances of not being able to buy GIFT cards with a credit card.
My employer doesn't offer any retirement plan. I've been investing the maximum in my annual IRA, we max out my husband's 401(k), and I invest in a portfolio of dividend funds as well as investment real estate but I feel like I should be doing more investing. What other vehicles should I add to our portfolio?
How does a health savings account work, and does the holder have access to the money for whatever he chooses? What is the best way to self-pay for health care while thoroughly rejecting the purchase of health insurance?
When testing to see if something is real silver, always bring a clean white cloth with you, and put a small dab of toothpaste on it, if u rub the section that has the toothpaste on the jewelry and you see any black on you're cloth than its silver. They DO FAKE THE 925 PRINT SOMETIMES, I LEARNED THAT THE HARD WAY, AND IT'S VERY DISAPPOINTING.
Hi you might recheck Walmart price matching as they no longer price match anything at the stores in a Richmond, Virginia area
Is buying a house with a 30 year mortgage at the age of 64 and 70 a wise investment or staying in a house which has been paid for for 15 years but isn't suitable for an aging couple?
How can you prepare for retirement when you don't earn enough to save money?
Is there any supplement that helps in hair greying?
My question is why is it so hard to save money?
My question is, why is it so hard to save money?