Big fan of the Seville Classics UltraSlimline Tower Fan! You can get that one plus a little one (perfect for a desk or to put it anywhere around the house) for under $60 at most Costco warehouses.
I'm not sure what my question is exactly... I'm swamped in student loan debt. I have a full time job, I still live with my father, I don't waste money on "extras" like expensive clothes, going out, trips, etc. But I barely make ends meet. There's nothing left over to put into savings- and so I can't get ahead at all. How does a young person in such a situation even start out saving?
Also, I tweeted/liked, but I accidentally pasted the wrong link, and now rafflecopter won't let me correct it. Hope that doesn't disqualify me!
Thank you for sharing your experience, Donna. Do you have a Christmas club at a bank or a credit union? Also, for how many years have you been using a Christmas club?
My top financial question is how to teach my kids how to handle money well. I've learned a lot of things myself the hard way, so I'd love to have more tools to pass on to her.
Here's my question: My company offers both a traditional 401K and a Roth 401K. Is there a clear winner between the two? How do I gauge whether one is the better choice for me?
These are excellent tips! I've found fantastic prices at a beach town in Delaware during January--around $130-$150 per night for a beautiful suite, right on the water. In the summer, the rooms go for $400-$500 per night. I love the sleepiness of beach towns in the winter anyway, so it's a perfect "beginning of the year" getaway.
My question is where is the best place to roll over a 401(k) from a previous employer? I'm gearing up to leave my current job in the next few months, and I want to safeguard those funds from any penalties.
How much do I really need to save for retirement? We have profit sharing at my hubby's office and a Roth IRA for me, but how much should we be putting aside as a goal?
I have a LOT of college debt. How much of my income should I put toward retirement?
I want to pay down my debt, but I also want to save toward retirement (and a tax accountant recommended I increase my retirement savings for the tax deductions - I have almost no right-offs).
My question is, if faced with a serious medical emergency with a large co-payment after insurance, is it best to dip into savings, borrow against value on life insurance, or take on a loan (for example, a refinanced mortgage if you still owe on your home, a second mortgage, or taking on a mortgage if you have the home paid off). We had this situation a while back and my husband and I were at odds as to what we should do.
What's the best way to invest money for our children's future? Some investment programs can only be used as college funds, but we don't want to limit it to just that (although we do expect them to go to college to haha). Thanks!
How do you save money when you live paycheck to paycheck and your pay is variable?
very helpful. thank you.
Big fan of the Seville Classics UltraSlimline Tower Fan! You can get that one plus a little one (perfect for a desk or to put it anywhere around the house) for under $60 at most Costco warehouses.
Oh, I would actually love to know how much my husband and I should be saving for retirement? Any tips on how or how much we should put back, please?
When should I start withdrawals on one of my retirement accounts?
How much should you have saved away in an emergency fund at any given time?
I'm not sure what my question is exactly... I'm swamped in student loan debt. I have a full time job, I still live with my father, I don't waste money on "extras" like expensive clothes, going out, trips, etc. But I barely make ends meet. There's nothing left over to put into savings- and so I can't get ahead at all. How does a young person in such a situation even start out saving?
Also, I tweeted/liked, but I accidentally pasted the wrong link, and now rafflecopter won't let me correct it. Hope that doesn't disqualify me!
Thank you for sharing your experience, Donna. Do you have a Christmas club at a bank or a credit union? Also, for how many years have you been using a Christmas club?
Where is my money safe?
My top financial question is how to teach my kids how to handle money well. I've learned a lot of things myself the hard way, so I'd love to have more tools to pass on to her.
I'd like to know if there's a way to work out an investment plan that is tailored to meet my exact needs.
My top financial question is: How can we get a lower interest rate on our very old, already consolidated school loans?
is my savings realistic for an early retirement?
Here's my question: My company offers both a traditional 401K and a Roth 401K. Is there a clear winner between the two? How do I gauge whether one is the better choice for me?
These are excellent tips! I've found fantastic prices at a beach town in Delaware during January--around $130-$150 per night for a beautiful suite, right on the water. In the summer, the rooms go for $400-$500 per night. I love the sleepiness of beach towns in the winter anyway, so it's a perfect "beginning of the year" getaway.
Should I start saving for retirement if I still have student loan debt?
My question is where is the best place to roll over a 401(k) from a previous employer? I'm gearing up to leave my current job in the next few months, and I want to safeguard those funds from any penalties.
How am I supposed to save for anything when everything keeps going up in price because the top 1% are determined to destroy the middle class?
In other words.... buy a perfect house ???
How much do I really need to save for retirement? We have profit sharing at my hubby's office and a Roth IRA for me, but how much should we be putting aside as a goal?
I have a LOT of college debt. How much of my income should I put toward retirement?
I want to pay down my debt, but I also want to save toward retirement (and a tax accountant recommended I increase my retirement savings for the tax deductions - I have almost no right-offs).
My question is, if faced with a serious medical emergency with a large co-payment after insurance, is it best to dip into savings, borrow against value on life insurance, or take on a loan (for example, a refinanced mortgage if you still owe on your home, a second mortgage, or taking on a mortgage if you have the home paid off). We had this situation a while back and my husband and I were at odds as to what we should do.
What's the best way to invest money for our children's future? Some investment programs can only be used as college funds, but we don't want to limit it to just that (although we do expect them to go to college to haha). Thanks!
When and or/if should a teenager,young adult get their first credit card?
What is the best way to avoid amassing credit card debt?