What should "regular" people do to invest for the future; people without a lot of money and no way of obtaining a lot of money? I'm talking about people who earn 50 thousand per year or less.
Thank You.
I have been reading all of your comments and feel like I must be living on another planet, because in Kansas City, MO our banks are totally different!!! I'm so glad I don't live where you all live. Our banks do not charge us for any transactions that you do in a store, no matter if you choose the debit function or the credit function. Also, you are only charged an ATM fee if you use an ATM outside of your banks branch, so if you are a customer of the Bank of America and get a cash withdrawal from a Commerce Bank ATM, you will be charged a service fee for using an ATM that is not affiliated with your bank's branch. I can't believe your banks are allowed to charge you for using your debit card as a debit!! You all are being ripped off by your area banks and should do something about it! Looks like it's good to live in the cow town!
Coming from a bank I saw too many new business owners who had to have the highest cashback credit cards. It's an eye opening experience when they realize how much of their "bonus" cash gets depleted by interest and annual fees. It's always advisable to have a small card with a moderately larger line of credit for those months you may have to carry a balance longer than expected
I'm an extreme couponer and all of what is in this article is stuff that I've been telling myself for years. Clearing the shelves is WRONG! Say you take all of the aspirin from a small store and someone comes in with chest pains to get some aspirin to save their lives...hmmm...well, that extreme couponer might have SOME if you can find her, right? I don't do that. I always leave something on the shelves unless there are only a couple and ANYONE would get the couple they went after.
At any rate, I'm a 9 year sober alcoholic, very addictive personality, eating disorder, etc...I know it's an addiction, but at the very least, getting the free items and money makers has saved my family and other families and charities a GREAT deal of money.
Great article! It may seem harsh, but so much is true!
My number one financial question is: is it better to pay off all credit card debt and postpone saving or pay off some credit card debt and start saving?
My number one financial question is whether it's better to save cash now or quickly pay off a mortgage. Our interest rate is low, but we could easily pay our house off within 7 years if we snowballed extra funds into it and then save a ton of money once we have no mortgage payment. What's the best option in the long haul?
My biggest question is what is the best way to save for college, retirement, being laid off etc.
Where are all these people who live off of their investments investing their money?
My number one financial question is 401k v ira - what to put more into
How do I refinance private student loans? Can you refinance them? It seems like I only see offers that involve federal student loans.
My top question is how do I get started in investing when I don't have much money to invest nor do I know much about the stock market.
You can't.
What's the best way to begin investing in the stock market? The whole thing is confusing, but we'd like to invest outside of our 401(k).
What should "regular" people do to invest for the future; people without a lot of money and no way of obtaining a lot of money? I'm talking about people who earn 50 thousand per year or less.
Thank You.
Exactly Bill!! It's the same way here in Kansas City, MO, USA!! I don't know what these other people after talking about!!
I have been reading all of your comments and feel like I must be living on another planet, because in Kansas City, MO our banks are totally different!!! I'm so glad I don't live where you all live. Our banks do not charge us for any transactions that you do in a store, no matter if you choose the debit function or the credit function. Also, you are only charged an ATM fee if you use an ATM outside of your banks branch, so if you are a customer of the Bank of America and get a cash withdrawal from a Commerce Bank ATM, you will be charged a service fee for using an ATM that is not affiliated with your bank's branch. I can't believe your banks are allowed to charge you for using your debit card as a debit!! You all are being ripped off by your area banks and should do something about it! Looks like it's good to live in the cow town!
Bike Tour Guide is awesome
When I start taking distributions from my retirement accounts, how can I best determine what annual percentage I should take?
Coming from a bank I saw too many new business owners who had to have the highest cashback credit cards. It's an eye opening experience when they realize how much of their "bonus" cash gets depleted by interest and annual fees. It's always advisable to have a small card with a moderately larger line of credit for those months you may have to carry a balance longer than expected
What is the best money advice to teach to kids?
My biggest question is how to earn the most on my money w/ limited risk?
What's the best way to save money for retirement?
What is the best way to invest a large sum of inherited money?
how do i help and show my college daughter how important it is to start a savings account and how do i help her not get into it
I'm an extreme couponer and all of what is in this article is stuff that I've been telling myself for years. Clearing the shelves is WRONG! Say you take all of the aspirin from a small store and someone comes in with chest pains to get some aspirin to save their lives...hmmm...well, that extreme couponer might have SOME if you can find her, right? I don't do that. I always leave something on the shelves unless there are only a couple and ANYONE would get the couple they went after.
At any rate, I'm a 9 year sober alcoholic, very addictive personality, eating disorder, etc...I know it's an addiction, but at the very least, getting the free items and money makers has saved my family and other families and charities a GREAT deal of money.
Great article! It may seem harsh, but so much is true!
I would like to know more about how to get your money upon retirement for best tax purpose and lose less money
My number one financial question is: is it better to pay off all credit card debt and postpone saving or pay off some credit card debt and start saving?
Someone can tell me how do I hijack my Samsung region code .pls thanks
My number one financial question is whether it's better to save cash now or quickly pay off a mortgage. Our interest rate is low, but we could easily pay our house off within 7 years if we snowballed extra funds into it and then save a ton of money once we have no mortgage payment. What's the best option in the long haul?
How best to figure out how much money you need before retirement?
I recently read that the stock market will crash again in the near future like it did years ago. Do you foresee this happening?