Donate if you want to, but at this house we don't need to "donate". We're sending so much money in every quarter it makes our head spin. The pols still waste it. When they say they need to raise taxes on someone, it isn't true. Doing what Warren Buffet says he wants would solve 2% of our national debt problem. It's like getting hit by a car and having bruises and scratches, plus internal bleeding, collapsed lung, several broken bones and a mangled arm and yelling "The problem is you haven't put bandaids on the cuts! That is the problem; wah hah....."
However, I guess I just have a hard time believing, even though doctors like making money just as much the rest of us, that they would look at a person without insurance, who they know is struggling to makes ends meet, and simply say, "If you were a multi-billion dollar insurance company, I'd gladly cut down my fee down to 1/4 the cost, but for you, I'm going to charge full price."
Surely, you could ask them for the insurance rate. If they knew you weren't someone without much money, they'd have to be fairly unscrupulous to charge you 4x what someone with insurance would pay.
No worries, you won't have to "go to jail," and the provision for health exchanges that kicks in in 2014 should make the cost of an insurance plan cheaper than it is today.
Also, I don't know too many people who crave staying in a hospital, but I know plenty of for-profit hospitals who are more than happy to keep those patients in high-priced beds for as long as they can, and wrack up an endless series of unnecessary tests. So it's important to know where the blame lies.
Lastly, of course the insurance companies are a major racket. But it's important to know where to lie the blame. Remember, the Dems and Obama weren't the ones pushing for the insurance mandate. That was the insurance companies themselves. The Dems and Obama wanted a non-profit "Medicare for All", which would've cut the insurance companies out of the game entirely. The insurance companies were never going to allow that to happen.
You've compared apples and oranges. Life insurance is significantly cheaper than health insurance, with most polices for someone who appears to be in Jeff's bracket paying no more than $5-$10/month. Auto insurance is usually for someone else's benefit, as many young people only carry collision.
Health insurance is a whole other ballgame. I believe what commenter above was saying is that he is shelling out $3000/year and he may still wind up with an annual maximum deductible, combined with procedures the insurance company won't cover, that could potentially force him into bankruptcy or long-term debt. All because he had the misfortune of getting ill.
$3000/year (which is cheap for insurance industry premiums), is an enormous strain on the finances of most working-class Americans, especially when they will have to dish out a large deductible. There are a few industries that never lose, and not a moment should be spent feeling sorry for them; Big Pharma, Big Oil, Big Banks, and Big Insurance.
Ditto to what you and everyone else on this forum has said. Receiving this card in the mail was an immediate red flag for my wife and I, since we did not apply for it. It come across as an identity theft. Some one at netspend needs to take a good look at their marketing practices because this is the really disturbing. I hope they change their ways and fire whoever thought of this idea.
Thanks for posting this information. I will be filing a complaint.
Great article. Fridge maintenance is always the lowest on my list. I guess I some work to do tomorrow. Did you happen to come up with this list while cleaning? Or did you go to work shortly after writing? :)
You went to UC Berkeley from public school... you got a good education and paid half or even a third of what your husband paid. Private schools are not worth it.
This is true (to an extent), but the people who are "using the healthcare system for attention" are far more apt to be the elderly than poor people on Medicaid. Contrary to the belief stated above, most people (poor or otherwise) will avoid going to the doctor at all costs. If you're eligible for Medicaid, you're still going to have to wait in a dingy clinic or emergency room for hours on end. Not a good incentive to run to providers for care.
Our premiums go up due to a few reasons. First, those premiums are paid to private insurance companies who must turn a profit for their shareholders. These insurance companies also must pay an army of people to fight with doctors over what they will or will not cover. Also, the for-profit healthcare providers is responsible for much of our higher premiums. It is not the patient, but usually the doctor, who will often insist on unnecessary tests that yield little to no benefit, but that they know they can bill to the insurance companies or the government (Medicare/Medicaid). The patient usually will go along with whatever the doctor suggests. It is extremely rare for a patient to lobby a doctor for some invasive, expensive test, that the doctor is telling them they don't need. It is far more often the other way around.
Some say the doctors and hospitals over-test due to fears of medical malpractice, and not out of pure greed. This may be true, or it may not, but it is important to know who is responsible for why our premiums are going up. And it's not the people on Medicaid who are running to the doctor for scratches.
Support any politician that demands that the for-profit insurance companies be taken out of the system completely, and those companies will never have the power to hurt you again.
I would indeed donate to the government if I could be sure it would go to debt reduction. I think many people hate being this far in debt and would also contribute. The problem is there is no way ensure it would go to debt reduction.
Fist of all.. Thanks very much for f.lux.program. As a slower in reading English, and also spend more time to translate the unknown words, because of I'm not good enough in English. it really make me feel more lazy to finish an article like that. But before i feel tried of reading I downloaded the f.lux. and active it.. It was weird at first but I didn't recognize that i finished all the reading of the article without feeling tried or bored. So I think u make me realize that the high light monitor tiring my eyes and then my mind, the program make me feel relaxed and able to get excited instead of feeling bored .
I'm agreed with u of the time zone. It happened with me that I became like sleep all the day and woke up all the night and it hardly to change it back.. because i always wake up at sunset and eat breakfast.Then I start to feel activate and I stay all the night without any sleeps. Its like u become a vampire or a night creature.then when the day light come over feel like my eyes get burns and I must sleep.and it became a bad habit to me. anyway mostly if I need to change it again.. i have to keep up 2 days.. until the night come then I sleep. so it would be changed. But that is so tiring. You helped me how to make it more easy to changed it without tiring..
sorry for make that long.. but also 1 more thing.. when I have insomnia I do some sport or exercises like push up or abs or when jump with a rope to make me exhausted then go take a shower and sleep. :)
If anyone should donate to the government I think it should be celebrities since they have the millions to do so. I think acting, entrepreneurship, and having clothing lines etc IS hard work, but many celebrities already live more comfortably than most American. Many donate their money overseas, which is fine but I think the should also were citizens here at home too.
Tweet
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I liked you on facebook
I don't think giving the government more money to mismanage does anyone any good.
They should learn to budget like everyone should.
"irresponsibility of millionaires"? Really? It's time to get your news from somewhere other than moveon.org. Really.
Donate if you want to, but at this house we don't need to "donate". We're sending so much money in every quarter it makes our head spin. The pols still waste it. When they say they need to raise taxes on someone, it isn't true. Doing what Warren Buffet says he wants would solve 2% of our national debt problem. It's like getting hit by a car and having bruises and scratches, plus internal bleeding, collapsed lung, several broken bones and a mangled arm and yelling "The problem is you haven't put bandaids on the cuts! That is the problem; wah hah....."
Get real, people. It's the spending, stupid.
This certainly seems to make sense.
However, I guess I just have a hard time believing, even though doctors like making money just as much the rest of us, that they would look at a person without insurance, who they know is struggling to makes ends meet, and simply say, "If you were a multi-billion dollar insurance company, I'd gladly cut down my fee down to 1/4 the cost, but for you, I'm going to charge full price."
Surely, you could ask them for the insurance rate. If they knew you weren't someone without much money, they'd have to be fairly unscrupulous to charge you 4x what someone with insurance would pay.
No worries, you won't have to "go to jail," and the provision for health exchanges that kicks in in 2014 should make the cost of an insurance plan cheaper than it is today.
Also, I don't know too many people who crave staying in a hospital, but I know plenty of for-profit hospitals who are more than happy to keep those patients in high-priced beds for as long as they can, and wrack up an endless series of unnecessary tests. So it's important to know where the blame lies.
Lastly, of course the insurance companies are a major racket. But it's important to know where to lie the blame. Remember, the Dems and Obama weren't the ones pushing for the insurance mandate. That was the insurance companies themselves. The Dems and Obama wanted a non-profit "Medicare for All", which would've cut the insurance companies out of the game entirely. The insurance companies were never going to allow that to happen.
@Rick
You've compared apples and oranges. Life insurance is significantly cheaper than health insurance, with most polices for someone who appears to be in Jeff's bracket paying no more than $5-$10/month. Auto insurance is usually for someone else's benefit, as many young people only carry collision.
Health insurance is a whole other ballgame. I believe what commenter above was saying is that he is shelling out $3000/year and he may still wind up with an annual maximum deductible, combined with procedures the insurance company won't cover, that could potentially force him into bankruptcy or long-term debt. All because he had the misfortune of getting ill.
$3000/year (which is cheap for insurance industry premiums), is an enormous strain on the finances of most working-class Americans, especially when they will have to dish out a large deductible. There are a few industries that never lose, and not a moment should be spent feeling sorry for them; Big Pharma, Big Oil, Big Banks, and Big Insurance.
Ditto to what you and everyone else on this forum has said. Receiving this card in the mail was an immediate red flag for my wife and I, since we did not apply for it. It come across as an identity theft. Some one at netspend needs to take a good look at their marketing practices because this is the really disturbing. I hope they change their ways and fire whoever thought of this idea.
Thanks for posting this information. I will be filing a complaint.
Tweeted
http://twitter.com/#!/Mama2Goosie/status/106226186274877440
like on facebook
No. Why would I support an organization that has been so irresponsible?
Great article. Fridge maintenance is always the lowest on my list. I guess I some work to do tomorrow. Did you happen to come up with this list while cleaning? Or did you go to work shortly after writing? :)
You went to UC Berkeley from public school... you got a good education and paid half or even a third of what your husband paid. Private schools are not worth it.
This is true (to an extent), but the people who are "using the healthcare system for attention" are far more apt to be the elderly than poor people on Medicaid. Contrary to the belief stated above, most people (poor or otherwise) will avoid going to the doctor at all costs. If you're eligible for Medicaid, you're still going to have to wait in a dingy clinic or emergency room for hours on end. Not a good incentive to run to providers for care.
Our premiums go up due to a few reasons. First, those premiums are paid to private insurance companies who must turn a profit for their shareholders. These insurance companies also must pay an army of people to fight with doctors over what they will or will not cover. Also, the for-profit healthcare providers is responsible for much of our higher premiums. It is not the patient, but usually the doctor, who will often insist on unnecessary tests that yield little to no benefit, but that they know they can bill to the insurance companies or the government (Medicare/Medicaid). The patient usually will go along with whatever the doctor suggests. It is extremely rare for a patient to lobby a doctor for some invasive, expensive test, that the doctor is telling them they don't need. It is far more often the other way around.
Some say the doctors and hospitals over-test due to fears of medical malpractice, and not out of pure greed. This may be true, or it may not, but it is important to know who is responsible for why our premiums are going up. And it's not the people on Medicaid who are running to the doctor for scratches.
Thanks for the mention!
Support any politician that demands that the for-profit insurance companies be taken out of the system completely, and those companies will never have the power to hurt you again.
I am California. Good to know. Thanks for pointing this out.
Yes! When the government cuts wasteful spending, eliminates tax cuts for the wealthy, and provides universal health care!
No way, I pay far too much already.
I would indeed donate to the government if I could be sure it would go to debt reduction. I think many people hate being this far in debt and would also contribute. The problem is there is no way ensure it would go to debt reduction.
At what rate of application do I set the sprayer? I too have an Ortho hose-end sprayer.
No, I already pay taxes!
Fist of all.. Thanks very much for f.lux.program. As a slower in reading English, and also spend more time to translate the unknown words, because of I'm not good enough in English. it really make me feel more lazy to finish an article like that. But before i feel tried of reading I downloaded the f.lux. and active it.. It was weird at first but I didn't recognize that i finished all the reading of the article without feeling tried or bored. So I think u make me realize that the high light monitor tiring my eyes and then my mind, the program make me feel relaxed and able to get excited instead of feeling bored .
I'm agreed with u of the time zone. It happened with me that I became like sleep all the day and woke up all the night and it hardly to change it back.. because i always wake up at sunset and eat breakfast.Then I start to feel activate and I stay all the night without any sleeps. Its like u become a vampire or a night creature.then when the day light come over feel like my eyes get burns and I must sleep.and it became a bad habit to me. anyway mostly if I need to change it again.. i have to keep up 2 days.. until the night come then I sleep. so it would be changed. But that is so tiring. You helped me how to make it more easy to changed it without tiring..
sorry for make that long.. but also 1 more thing.. when I have insomnia I do some sport or exercises like push up or abs or when jump with a rope to make me exhausted then go take a shower and sleep. :)
If anyone should donate to the government I think it should be celebrities since they have the millions to do so. I think acting, entrepreneurship, and having clothing lines etc IS hard work, but many celebrities already live more comfortably than most American. Many donate their money overseas, which is fine but I think the should also were citizens here at home too.