This was a good article, but I was put off by a number of grammatical and punctuating errors. This should have been proofread more carefully.
There was also a factual error. In point #16, the author claims that Harry dumped his money in the fountain BEFORE his hearing at the Ministry of Magic. This is incorrect. The money collected by that fountain is donated to the work of a magical hospital, and Harry, prior to his hearing, promises to give ten Galleons if the hearing goes well. When the hearing goes as well as it possibly could have, he dumps his money bag into the water - AFTER THE HEARING.
We know that the money is free for the Fed. It is a private bank and only it can print money without any restrictions, at anytime and by any amount. Since the money is free for the Fed, it should be free for everybody. We should not have to pay it back; there should not therefore be any debt or deficit. Thus the Fed has artificially created the taxation, periodic payment, interest rate etc. At the core of capitalism then we really have a free or moneyless economy now.
Let us examine the status of money today. We are all dealing with electronic money these days. Our employment checks are deposited electronically by our employers in our banks. We buy things using our credit cards. We pay the bills using our computers. Very soon we will authorize our credit card companies to directly deduct their money from our accounts automatically. Thus the money is just a number in some database on some computers. That number goes up and down and controls our life styles. Now we ask do we need that number to control us.
Instead of trusting that number on a computer why not we all trust ourselves and work for free? We go to our work places and work just like we are doing it now. The only difference is that we do not get paid. The computer number changes to 40 hours. Government tracks this number. We all become slaves for the society, for the people, for the government, and finally for the god for 40 hours per week every week. In return we get everything free. We go to a store and buy everything we want for free. If we want to live in a big house, we hire a contractor; he builds it for us and for free. If we want to travel; we book the flight, and travel free, stay in a hotel free. Everything will be free because everybody is working free. People will still be forced to work otherwise there will be no food or shelter.
Buddha and Gandhi have established a method of austerity and the self control of mind, body, and soul to reduce the need for money. This is a solution at the individual level. Milton Friedman has proposed the elimination of the central bank. President Jefferson proposed printing money by the government. Both Friedman and Jefferson essentially said the same thing; and their approach gives a global solution to our poverty. But our approach of moneyless economy is more profound and provides cleaner solution to all our problems.
This moneyless economy will eliminate environmental pollution and the wars. It will eventually kill the pollution of our souls by removing greed, corruption, violence, cheating, and lying. This will eliminate poverty from the world permanently. The moneyless economy will allow us to create products that we really need and nothing, like cigarettes, can be imposed on us by the investors. In fact the whole financial system including the central banks will not be required any more. We will have more people working for real benefits of the society.
What about the Bamboo Bottle?! Priced at roughly $30, it's not TOO expensive. Glass "liner" for a clean taste. Bamboo exterior for style. Wide mouth that can accommodate ice/soup/etc. All made from recycled content. Ya can't beat it in my opinion!
My concern is, if you've never used a NetSpend card, how do you know it's not a good way to go? Another thing is, it's a prepaid card. This means you have to put money on the card first, before you can even use it. As long as there isn't any money o it, no one can use it.
When it's time for an at-home party, the best way is to have everyone bring something. No one minds and you get a wonderful array of food. All you're out is hamburgers, buns and dishes. Though it's important to make sure everyone doesn't bring dessert. :)
Mmm! Tried and tweaked to our taste the Perfect Peanut Sauce with dinner last night...Jasmine rice topped with stir fried shrimp and veggies and a garnish of basil, limes and a drizzle of peanut sauce. This recipe is a keeper for sure!
The gist of my complaint has long been that choosing not to work a regular job amounts to taking a huge gamble that you'll only ever get seriously ill (or injured) one time (because once you do, insurance will become unaffordable, or even unavailable).
I'm pretty healthy, so I can get affordable insurance. But what if I get sick? I'll have coverage for that illness, but after that I'd be screwed. That's what I want fixed, and I think the current health reforms will fix that problem.
Thanks for that tip! You're right, I wouldn't use this method for a truly valuable antique. But I do use it to clean up silver that I'm planning to eat off of =). Maybe it's just me, but eating off of tarnished silver = ick.
I'm glad you mentioned silver cream. It's not supposed to be as abrasive as other rubbing methods, but I'm not sure how "natural" it is, so I didn't include it here.
If we want to have a get-together with friends/family for a holiday weekend or a birthday, we buy cheaper cuts of meat for grilling (my boyfriend grills chicken wings, for example; they taste great and are healthier than the ones from the local wing joints) and focus on side dishes/desserts made with produce that's currently on sale or marked down for a quick sale.
As long as we focus on preparing most of the food ourselves, we're able to feed a good amount of people without spending a lot. It also helps that friends usually bring a dish or beverage to share.
No Way! Some of the most amazing things have been done by people in their later years. Maybe it is because they have more life perspective and more time. Just open your heart and live from the inside out. If you have 2 day, 2 years, 20 years, doesn't matter. You only got one go at life so LIVE IT NOW!!!!
In order to make exercise my daily habit I set a time, start small and progress latter once my body is used to daily exercise, I slowly start to increase the amount and intensity of my exercise.
I have a bunch of different reusable water bottles. I find that, for most things, I prefer a 1 liter Nalgene bottle with a Guyot Splashguard (little insert that goes in the mouth of most 1 liter bottles and helps keep you from getting water up your nose when you drink from the bottle). About the only thing I don't like about the 1 liter Nalgene is that it doesn't comfortably fit into the cup holder of my car. For drinking in the car, I have a 0.75 liter Camelbak Better Bottle with a flip up spout with the bite valve (and straw).
I personally don't like the aluminum bottles, as they tend to get really, really hot when left in the car or in the sun during the summer (I live in Texas. 150+ in a car in the summer is pretty much standard. Seriously, you can bake cookies in your car in the afternoon.). I can deal with drinking warm water but not HOT water. I haven't tried an insulated aluminum bottle though. I might have to give that t try.
Great tips, Lynn! I work from home and I sometimes have trouble with the "get out your PJs" rule. I agree that when I go through the "getting ready for work" motions, I'm much more productive.
A good credit score is important, if you want to get a mobile phone contract they do a credit check. Those with a dubious history can end up being declined or having to pay a deposit. You mention about overspending, credit cards should not be seen as a way of funding a luxury lifestyle. If used properly they are a great way to manage one's finances, as with everything else there is a clear difference between use and abuse.
Paying with a debit card in shops is not a good idea, if it gets cloned then there could possibly be the inconvenience of not being able to access your wages and certain bills going unpaid. With a credit card it is the bank's money on the line and your own money is never touched.
If you buy something on a credit card like a sofa for example and the company goes bust prior to delivery then a credit card offers protection and you will be refunded.
Still think credit cards are bad?
I'd like to elaborate on #3 by stating that you should make sure your argument is factually correct (it's implied in the article but not stated explicitly even though it's vital). Jenny McCarthy and Sarah Palin are great examples on how you can win arguments while being wildly wrong (McCarthy on autism and Palin on 90% of what she says) because all of the facts and logic in the world can't stand up against "I'm a mother and mom's just know."
Also, choose your battles. Even if you are right everytime, don't win every argument. The people in your life will get sick of you very quickly if they feel they can't defend themselves against you.
I celebrate frugally by doing things myself. I send e-vites (free!), I clean, I make the cake / desserts, cut the fruit and veggies, I create the decorations...and for informal celebrations, I do it pot-luck style, so everyone brings the food.
Besides Ashley's tips, I put my washed/spun lettuce on a linen dishtowel, wrap it up in that, and then put it in the fridge (usually after tucking the lettuce in a plastic bag, but I usually buy red leaf lettuce and don't, in fact, find it necessary to keep the stuff in an airtight container, as long as it's in a towel in the fridge). This seems to work well (it's what my mom does); I think the towel helps soak up excess moisture and the linen isn't fuzzy, so it doesn't stick to the lettuce.
This was a good article, but I was put off by a number of grammatical and punctuating errors. This should have been proofread more carefully.
There was also a factual error. In point #16, the author claims that Harry dumped his money in the fountain BEFORE his hearing at the Ministry of Magic. This is incorrect. The money collected by that fountain is donated to the work of a magical hospital, and Harry, prior to his hearing, promises to give ten Galleons if the hearing goes well. When the hearing goes as well as it possibly could have, he dumps his money bag into the water - AFTER THE HEARING.
We know that the money is free for the Fed. It is a private bank and only it can print money without any restrictions, at anytime and by any amount. Since the money is free for the Fed, it should be free for everybody. We should not have to pay it back; there should not therefore be any debt or deficit. Thus the Fed has artificially created the taxation, periodic payment, interest rate etc. At the core of capitalism then we really have a free or moneyless economy now.
Let us examine the status of money today. We are all dealing with electronic money these days. Our employment checks are deposited electronically by our employers in our banks. We buy things using our credit cards. We pay the bills using our computers. Very soon we will authorize our credit card companies to directly deduct their money from our accounts automatically. Thus the money is just a number in some database on some computers. That number goes up and down and controls our life styles. Now we ask do we need that number to control us.
Instead of trusting that number on a computer why not we all trust ourselves and work for free? We go to our work places and work just like we are doing it now. The only difference is that we do not get paid. The computer number changes to 40 hours. Government tracks this number. We all become slaves for the society, for the people, for the government, and finally for the god for 40 hours per week every week. In return we get everything free. We go to a store and buy everything we want for free. If we want to live in a big house, we hire a contractor; he builds it for us and for free. If we want to travel; we book the flight, and travel free, stay in a hotel free. Everything will be free because everybody is working free. People will still be forced to work otherwise there will be no food or shelter.
Buddha and Gandhi have established a method of austerity and the self control of mind, body, and soul to reduce the need for money. This is a solution at the individual level. Milton Friedman has proposed the elimination of the central bank. President Jefferson proposed printing money by the government. Both Friedman and Jefferson essentially said the same thing; and their approach gives a global solution to our poverty. But our approach of moneyless economy is more profound and provides cleaner solution to all our problems.
This moneyless economy will eliminate environmental pollution and the wars. It will eventually kill the pollution of our souls by removing greed, corruption, violence, cheating, and lying. This will eliminate poverty from the world permanently. The moneyless economy will allow us to create products that we really need and nothing, like cigarettes, can be imposed on us by the investors. In fact the whole financial system including the central banks will not be required any more. We will have more people working for real benefits of the society.
What about the Bamboo Bottle?! Priced at roughly $30, it's not TOO expensive. Glass "liner" for a clean taste. Bamboo exterior for style. Wide mouth that can accommodate ice/soup/etc. All made from recycled content. Ya can't beat it in my opinion!
My concern is, if you've never used a NetSpend card, how do you know it's not a good way to go? Another thing is, it's a prepaid card. This means you have to put money on the card first, before you can even use it. As long as there isn't any money o it, no one can use it.
I celebrate by going for a run or a hike. The best celebrations seem to come in communion with nature.
When it's time for an at-home party, the best way is to have everyone bring something. No one minds and you get a wonderful array of food. All you're out is hamburgers, buns and dishes. Though it's important to make sure everyone doesn't bring dessert. :)
Mmm! Tried and tweaked to our taste the Perfect Peanut Sauce with dinner last night...Jasmine rice topped with stir fried shrimp and veggies and a garnish of basil, limes and a drizzle of peanut sauce. This recipe is a keeper for sure!
I wrote a whole post on why I think the health care reforms on their way will be good for people like me:
http://www.wisebread.com/health-care-reform-good-for-people-like-me
The gist of my complaint has long been that choosing not to work a regular job amounts to taking a huge gamble that you'll only ever get seriously ill (or injured) one time (because once you do, insurance will become unaffordable, or even unavailable).
I'm pretty healthy, so I can get affordable insurance. But what if I get sick? I'll have coverage for that illness, but after that I'd be screwed. That's what I want fixed, and I think the current health reforms will fix that problem.
Thanks for that tip! You're right, I wouldn't use this method for a truly valuable antique. But I do use it to clean up silver that I'm planning to eat off of =). Maybe it's just me, but eating off of tarnished silver = ick.
I'm glad you mentioned silver cream. It's not supposed to be as abrasive as other rubbing methods, but I'm not sure how "natural" it is, so I didn't include it here.
I tweeted! http://twitter.com/stretchjean/statuses/86448922465275905
Please explain just how things will "get better" in 2014 regarding healthcare??? I see looming disaster.
I like WB on Facebook!
If we want to have a get-together with friends/family for a holiday weekend or a birthday, we buy cheaper cuts of meat for grilling (my boyfriend grills chicken wings, for example; they taste great and are healthier than the ones from the local wing joints) and focus on side dishes/desserts made with produce that's currently on sale or marked down for a quick sale.
As long as we focus on preparing most of the food ourselves, we're able to feed a good amount of people without spending a lot. It also helps that friends usually bring a dish or beverage to share.
No Way! Some of the most amazing things have been done by people in their later years. Maybe it is because they have more life perspective and more time. Just open your heart and live from the inside out. If you have 2 day, 2 years, 20 years, doesn't matter. You only got one go at life so LIVE IT NOW!!!!
I really loved this article - exactly what I needed to read. Thank you! I'm off to attack my to do list... ;-)
In order to make exercise my daily habit I set a time, start small and progress latter once my body is used to daily exercise, I slowly start to increase the amount and intensity of my exercise.
I have a bunch of different reusable water bottles. I find that, for most things, I prefer a 1 liter Nalgene bottle with a Guyot Splashguard (little insert that goes in the mouth of most 1 liter bottles and helps keep you from getting water up your nose when you drink from the bottle). About the only thing I don't like about the 1 liter Nalgene is that it doesn't comfortably fit into the cup holder of my car. For drinking in the car, I have a 0.75 liter Camelbak Better Bottle with a flip up spout with the bite valve (and straw).
I personally don't like the aluminum bottles, as they tend to get really, really hot when left in the car or in the sun during the summer (I live in Texas. 150+ in a car in the summer is pretty much standard. Seriously, you can bake cookies in your car in the afternoon.). I can deal with drinking warm water but not HOT water. I haven't tried an insulated aluminum bottle though. I might have to give that t try.
Great tips, Lynn! I work from home and I sometimes have trouble with the "get out your PJs" rule. I agree that when I go through the "getting ready for work" motions, I'm much more productive.
A good credit score is important, if you want to get a mobile phone contract they do a credit check. Those with a dubious history can end up being declined or having to pay a deposit. You mention about overspending, credit cards should not be seen as a way of funding a luxury lifestyle. If used properly they are a great way to manage one's finances, as with everything else there is a clear difference between use and abuse.
Paying with a debit card in shops is not a good idea, if it gets cloned then there could possibly be the inconvenience of not being able to access your wages and certain bills going unpaid. With a credit card it is the bank's money on the line and your own money is never touched.
If you buy something on a credit card like a sofa for example and the company goes bust prior to delivery then a credit card offers protection and you will be refunded.
Still think credit cards are bad?
You sound annoying (just kidding!)
I'd like to elaborate on #3 by stating that you should make sure your argument is factually correct (it's implied in the article but not stated explicitly even though it's vital). Jenny McCarthy and Sarah Palin are great examples on how you can win arguments while being wildly wrong (McCarthy on autism and Palin on 90% of what she says) because all of the facts and logic in the world can't stand up against "I'm a mother and mom's just know."
Also, choose your battles. Even if you are right everytime, don't win every argument. The people in your life will get sick of you very quickly if they feel they can't defend themselves against you.
I tweeted! http://twitter.com/#!/carrotrunr/status/86272186905673728
I like you on facebook!
I celebrate frugally by doing things myself. I send e-vites (free!), I clean, I make the cake / desserts, cut the fruit and veggies, I create the decorations...and for informal celebrations, I do it pot-luck style, so everyone brings the food.
Besides Ashley's tips, I put my washed/spun lettuce on a linen dishtowel, wrap it up in that, and then put it in the fridge (usually after tucking the lettuce in a plastic bag, but I usually buy red leaf lettuce and don't, in fact, find it necessary to keep the stuff in an airtight container, as long as it's in a towel in the fridge). This seems to work well (it's what my mom does); I think the towel helps soak up excess moisture and the linen isn't fuzzy, so it doesn't stick to the lettuce.
Maybe it's just me, but I think any time your friends avoid getting into a debate with you at all costs... you've already lost.