Developed multiple arbitrages for the financial markets. Arbitrages that produce just a few percent a year, to arbitrages that produce over 30 percent a year.
In 2001 i started developing, as of now, a dozen arbitrages. I lock in an X percentage, and Y time later, i close out the arbitrage. Over 30%/yr.
Risk-Free Investing is not only possible, but in abundance. Just that people are told and taught that it is impossible. No risk has been in front of all, but not seen.
Developed multiple arbitrages for the financial markets. Arbitrages that produce just a few percent a year, to arbitrages that produce over 30 percent a year.
In 2001 i started developing, as of now, a dozen arbitrages. I lock in an X percentage, and Y time later, i close out the arbitrage. Over 30%/yr.
Risk-Free Investing is not only possible, but in abundance. Just that people are told and taught that it is impossible. No risk has been in front of all, but not seen.
My brother works for the power company where I reside, in a large city. Trust me there is more manpower working there that even if something huge happened our power would never be down. Our city has their own water plant so no concern there either. It also states to exercise to stay healthy. Hard to do any real exercise if we confine ourselves to our homes. I remember the swine flu scare of 1976. My parents got the shot for it. My mom ended up in the hospital for a week and bedridden for 2 more weeks from the reaction to the shot. She never got another flu shot after that. She passed away last year at 81 and never had any of the flu's that have gone around.
Just joined the $9 club and I have been trying to take advantage of these low fares listed on their "deals" page but I have yet to get any of them. For example, I log in and then try to book one of the flights listed on the list, exact dates and all, but the fare that shows up will be something like $145 rather than the $13 listed on the deals list. Any idea how to actually get these $9 fares??
We lost our power last Saturday in a storm, a tree fell on the wires. If the work force at the power company was compromised because of sick workers who knows when our power would be back on, it took a few days with a normal work force. So yes, prepare for power outages because sometimes they just happen, flu or no flu.
The phenomenon of conspicuous consumption has been with us for centuries. Kings competed on who had the biggest castle or staff; the robber barons of early-20th-century America outdid each other in clothing and the food they ate.
The key difference today is that, courtesy of credit, cheap labor, and countries willing to look the other way when knockoffs are made, almost everyone in developed countries can buy the same goods. It's easier than ever to look like your favorite celebrity or athlete. So people do it. And overdo it.
Unfortunately, it seems unlikely people will ever move away from non-conspicuous consumption. It's so much easier to be seen all over with a Coach bag or a Lexus than it is to carry around one's diploma in the hopes that someone will see it. :-)
Great suggestions re buying reusable gallong jugs (I actually don't have any just sitting around my house)
@Ryan - Issue with losing power (or water) comes from the idea that if there were a full-on pandemic where 20-40% of the population were infected (plus their family staying home because they were exposed) -- there is a *possibility* that there woulndn't be enough people to work and run these places. Many of the tasks in these departments are extremely specialized and only a handful people may be trained to do them. So, if they were ill or didn't come to work we could not have power or water. Is this possible? Yes. Will this actually happen - I highly doubt it.
Not sure if we would actually lose power, depending on how bad things got, but if you're really concerned, make sure you have a manual can opener. So many people have electric ones, and if we lose power, it's useless as are all the canned fruits and vegetables you purchased.
I totally agree. Why would you go out and buy bottled water? I'm sure we all have jugs lying around. Fill them up at the tap and put them in the freezer.
The most important thing is to prepare but not to panic. I believe this whole thing will blow over. There are few people in the US right now who have swine flu, and none of them (last I heard) were even in the hospital.
I like the old saying: You can make always make more money, but you can't make more time. I try to get as much bang for the buck as I can, especially on the weekends. I find that if I don't plan my day out, I wind up wasting it.
I would also stock up on everything you'd need for an extended period, so you could avoid going to the store for any reason. This would include not only food, but paper goods, shampoo, and snacks for the kids. If you can get a prescription for Tamiflu, stock up.
I have been thinking about conspicuous aspect of spending a bit myself lately -- not from an ethnic view but in general. Obviously, I think that such spending is unnecessary to enjoying life but the status part is what fascinates me. Spending does (or has in the past) confer status but what if status was defined by emergency funds, non-house/non-car net worth, savings accounts? Should we start pulling out our financial statements at cocktail parties?
Yes! Germany is doing it, Japan is considering it. Instead of throwing money at the auto industry, why not at the consumers to get new cars? The enviroment, the economy and consumers (for a change), win. The tax rebate alone only helps the wealthy. I made the mistake of working for a religious nonprofit. When I was assaulted by one of their clients, it left me with a pretty unemployable chronic injury and sub-poverty-level disability payments. I don't pay taxes, so what good would a rebate do?
And for those who think I don't deserve to have any money to buy a car, just let me say that I have saved every penny, gotten gifts in cash, for years. I can't afford a life, but I thought I should have been able to afford a used car. Apparently not.
Because people don't want to assume payments and buy new. Prices for a good used car are far above Edmunds/Kelly Blue Book values. The difference between a new car and a used car can be only a couple thousand. I have $9000 maximun for another car to replace my 17 year old about-to-die Honda Accord. I can afford the used cars which Autocheck has listed as "frame damage" or even "fleet and/or livery use". But unless I want to go back to the 90's, forget it. When you get too old of a used car, you immediately wind up shelling out money. I put in timing belts, water pumps, axles within the first 2 years of having the Honda.
So, yes, bring on the stimulus, the trade-in of older cars.
I'm rereading "Your Money or Your Life" by Joe Dominguez and Vicki Robins, which should be required reading in high school IMO under the instruction of a good teacher.
My boss who is a talented photographer read it years ago, and noted had he applied the lessons, he'd be able to devote his energies to photography now. I would be in a different place in my life as well (this is the third time I've read it). I've incorporated many of tenants but am going to do the basic exercises this time.
The first step is to figure out how much money you have earned in your working life. The second is to figure out your net worth today, evaluating all of your stuff. Do you know the difference between needs and wants?
Next figure out what your real hourly wage is (adding up commute, decompress time, purchases to make you feel better because you are spending all day in a cubefarm, etc.).
Then keep exact track of what you are spending.
Next, figure out how much life energy (translated in the hours (life energy) that it costs you) that you expended for your purchases. Nothing is right or wrong, it is simply whether the real cost in terms of exchanging your energy for work done is worth it to you.
The goal is financial independence, which can be reached when the amount of savings you have and the return on investment reaches the amount of money you require to live on. Then you have choices. Perhaps you love your current job and plan to continue to work until you drop, or maybe you want to write a book, work as a volunteer, whatever.
Of course, those who benefit by having people who are not aware of their real monetary needs, which is most of Wall St., won't be in favor of such an education.
If we can get to a place where we have public financing of campaigns, we can break the cycle of having "the best government money can buy." (Gore Vidal said that.) The high costs of running for office, which has paralleled the exponential growth of lobbyists in the past three decades, means that those who make the laws that govern the structure of our economy have entities other than just the people to serve.
As usual politicians (all kinds!) think that acting is always better than not acting. This just rewards bad behavior and, surprise, surprise, will only encourage more of it in the future.
A short term solution with negative long term consequences.
Great advice J. Hyatt -- admissions counselors at the community college can help but I would check with my desired school first (if you know where you'll be attending), which is one reason I mentioned figuring out your goals first and making sure your classes are in sync with that goal. North Carolina (my home state) has also taken effort to align community college curriculum with 4-year universities; for example, years ago, classes were offered by quarter, now they are offered by semester.
Still, there can be value not just in transfer classes but continuing ed. classes and other resources.
Calm down people. The picture is of a dad playing around with what looks to be his daughter. It's not a picture of Dahmer killing a victim. My god, don't any of you people have kids? Or perhaps grew up with siblings where you did ridiculous stuff to each other? What a bunch of insulated sensibilities. Seriously.
I imagine this really depends on where you are located. I teach at a community college in Missouri, and we have partnerships with a number of schools in our state to guarantee that all of the core classes (English, Math, Science, etc.) will transfer to their four-year institution. We also take great pains to make our core classes comparable in requirements and difficulty to the state university's core classes. Prior to teaching community college, I taught at a couple of private four-year colleges, and the standards where I teach now are more rigorous.
The best thing to do before attending any trade school or two-year college, if you are thinking you may want to go on to a four-year school after you continue, is to contact the local four-year school's registrar to find out what credits from the two-year school will transfer.
I'm being called from a collections agency for an apartment that I lived in with my parents I was on the lease because I was 18 but I never paid rent and didn't even know that they hadn't paid. What do I do I've explained this to the creditor but of course they don't care.
Ready to run, business solution.
Developed multiple arbitrages for the financial markets. Arbitrages that produce just a few percent a year, to arbitrages that produce over 30 percent a year.
In 2001 i started developing, as of now, a dozen arbitrages. I lock in an X percentage, and Y time later, i close out the arbitrage. Over 30%/yr.
Risk-Free Investing is not only possible, but in abundance. Just that people are told and taught that it is impossible. No risk has been in front of all, but not seen.
The market is unlimited.
Thomas Adair
thomasadair@hotmail.com
Ready to run, business solution.
Developed multiple arbitrages for the financial markets. Arbitrages that produce just a few percent a year, to arbitrages that produce over 30 percent a year.
In 2001 i started developing, as of now, a dozen arbitrages. I lock in an X percentage, and Y time later, i close out the arbitrage. Over 30%/yr.
Risk-Free Investing is not only possible, but in abundance. Just that people are told and taught that it is impossible. No risk has been in front of all, but not seen.
The market is unlimited.
Thomas Adair
thomasadair@hotmail.com
My brother works for the power company where I reside, in a large city. Trust me there is more manpower working there that even if something huge happened our power would never be down. Our city has their own water plant so no concern there either. It also states to exercise to stay healthy. Hard to do any real exercise if we confine ourselves to our homes. I remember the swine flu scare of 1976. My parents got the shot for it. My mom ended up in the hospital for a week and bedridden for 2 more weeks from the reaction to the shot. She never got another flu shot after that. She passed away last year at 81 and never had any of the flu's that have gone around.
Just joined the $9 club and I have been trying to take advantage of these low fares listed on their "deals" page but I have yet to get any of them. For example, I log in and then try to book one of the flights listed on the list, exact dates and all, but the fare that shows up will be something like $145 rather than the $13 listed on the deals list. Any idea how to actually get these $9 fares??
That piglet is adorable. I want one.
We lost our power last Saturday in a storm, a tree fell on the wires. If the work force at the power company was compromised because of sick workers who knows when our power would be back on, it took a few days with a normal work force. So yes, prepare for power outages because sometimes they just happen, flu or no flu.
The phenomenon of conspicuous consumption has been with us for centuries. Kings competed on who had the biggest castle or staff; the robber barons of early-20th-century America outdid each other in clothing and the food they ate.
The key difference today is that, courtesy of credit, cheap labor, and countries willing to look the other way when knockoffs are made, almost everyone in developed countries can buy the same goods. It's easier than ever to look like your favorite celebrity or athlete. So people do it. And overdo it.
Unfortunately, it seems unlikely people will ever move away from non-conspicuous consumption. It's so much easier to be seen all over with a Coach bag or a Lexus than it is to carry around one's diploma in the hopes that someone will see it. :-)
Great suggestions re buying reusable gallong jugs (I actually don't have any just sitting around my house)
@Ryan - Issue with losing power (or water) comes from the idea that if there were a full-on pandemic where 20-40% of the population were infected (plus their family staying home because they were exposed) -- there is a *possibility* that there woulndn't be enough people to work and run these places. Many of the tasks in these departments are extremely specialized and only a handful people may be trained to do them. So, if they were ill or didn't come to work we could not have power or water. Is this possible? Yes. Will this actually happen - I highly doubt it.
Not sure if we would actually lose power, depending on how bad things got, but if you're really concerned, make sure you have a manual can opener. So many people have electric ones, and if we lose power, it's useless as are all the canned fruits and vegetables you purchased.
I totally agree. Why would you go out and buy bottled water? I'm sure we all have jugs lying around. Fill them up at the tap and put them in the freezer.
The most important thing is to prepare but not to panic. I believe this whole thing will blow over. There are few people in the US right now who have swine flu, and none of them (last I heard) were even in the hospital.
bottled water is not a necessity. simply invest in a few reusable 10 gallon containers and fill them up from your tap.
Most of this list is good, but why would we lose power from a pandemic?
i think it would be really fun to make thong underwear from old bluejeans. i'm talking about a straight-up denim banana hammock. What do you think?
Financial Independence is the real winner IMO.
I Will try It ASAP Thank You
I like the old saying: You can make always make more money, but you can't make more time. I try to get as much bang for the buck as I can, especially on the weekends. I find that if I don't plan my day out, I wind up wasting it.
I would also stock up on everything you'd need for an extended period, so you could avoid going to the store for any reason. This would include not only food, but paper goods, shampoo, and snacks for the kids. If you can get a prescription for Tamiflu, stock up.
I have been thinking about conspicuous aspect of spending a bit myself lately -- not from an ethnic view but in general. Obviously, I think that such spending is unnecessary to enjoying life but the status part is what fascinates me. Spending does (or has in the past) confer status but what if status was defined by emergency funds, non-house/non-car net worth, savings accounts? Should we start pulling out our financial statements at cocktail parties?
Yes! Germany is doing it, Japan is considering it. Instead of throwing money at the auto industry, why not at the consumers to get new cars? The enviroment, the economy and consumers (for a change), win. The tax rebate alone only helps the wealthy. I made the mistake of working for a religious nonprofit. When I was assaulted by one of their clients, it left me with a pretty unemployable chronic injury and sub-poverty-level disability payments. I don't pay taxes, so what good would a rebate do?
And for those who think I don't deserve to have any money to buy a car, just let me say that I have saved every penny, gotten gifts in cash, for years. I can't afford a life, but I thought I should have been able to afford a used car. Apparently not.
Because people don't want to assume payments and buy new. Prices for a good used car are far above Edmunds/Kelly Blue Book values. The difference between a new car and a used car can be only a couple thousand. I have $9000 maximun for another car to replace my 17 year old about-to-die Honda Accord. I can afford the used cars which Autocheck has listed as "frame damage" or even "fleet and/or livery use". But unless I want to go back to the 90's, forget it. When you get too old of a used car, you immediately wind up shelling out money. I put in timing belts, water pumps, axles within the first 2 years of having the Honda.
So, yes, bring on the stimulus, the trade-in of older cars.
I'm rereading "Your Money or Your Life" by Joe Dominguez and Vicki Robins, which should be required reading in high school IMO under the instruction of a good teacher.
My boss who is a talented photographer read it years ago, and noted had he applied the lessons, he'd be able to devote his energies to photography now. I would be in a different place in my life as well (this is the third time I've read it). I've incorporated many of tenants but am going to do the basic exercises this time.
The first step is to figure out how much money you have earned in your working life. The second is to figure out your net worth today, evaluating all of your stuff. Do you know the difference between needs and wants?
Next figure out what your real hourly wage is (adding up commute, decompress time, purchases to make you feel better because you are spending all day in a cubefarm, etc.).
Then keep exact track of what you are spending.
Next, figure out how much life energy (translated in the hours (life energy) that it costs you) that you expended for your purchases. Nothing is right or wrong, it is simply whether the real cost in terms of exchanging your energy for work done is worth it to you.
The goal is financial independence, which can be reached when the amount of savings you have and the return on investment reaches the amount of money you require to live on. Then you have choices. Perhaps you love your current job and plan to continue to work until you drop, or maybe you want to write a book, work as a volunteer, whatever.
Of course, those who benefit by having people who are not aware of their real monetary needs, which is most of Wall St., won't be in favor of such an education.
If we can get to a place where we have public financing of campaigns, we can break the cycle of having "the best government money can buy." (Gore Vidal said that.) The high costs of running for office, which has paralleled the exponential growth of lobbyists in the past three decades, means that those who make the laws that govern the structure of our economy have entities other than just the people to serve.
As usual politicians (all kinds!) think that acting is always better than not acting. This just rewards bad behavior and, surprise, surprise, will only encourage more of it in the future.
A short term solution with negative long term consequences.
Great advice J. Hyatt -- admissions counselors at the community college can help but I would check with my desired school first (if you know where you'll be attending), which is one reason I mentioned figuring out your goals first and making sure your classes are in sync with that goal. North Carolina (my home state) has also taken effort to align community college curriculum with 4-year universities; for example, years ago, classes were offered by quarter, now they are offered by semester.
Still, there can be value not just in transfer classes but continuing ed. classes and other resources.
Calm down people. The picture is of a dad playing around with what looks to be his daughter. It's not a picture of Dahmer killing a victim. My god, don't any of you people have kids? Or perhaps grew up with siblings where you did ridiculous stuff to each other? What a bunch of insulated sensibilities. Seriously.
I imagine this really depends on where you are located. I teach at a community college in Missouri, and we have partnerships with a number of schools in our state to guarantee that all of the core classes (English, Math, Science, etc.) will transfer to their four-year institution. We also take great pains to make our core classes comparable in requirements and difficulty to the state university's core classes. Prior to teaching community college, I taught at a couple of private four-year colleges, and the standards where I teach now are more rigorous.
The best thing to do before attending any trade school or two-year college, if you are thinking you may want to go on to a four-year school after you continue, is to contact the local four-year school's registrar to find out what credits from the two-year school will transfer.
I'm being called from a collections agency for an apartment that I lived in with my parents I was on the lease because I was 18 but I never paid rent and didn't even know that they hadn't paid. What do I do I've explained this to the creditor but of course they don't care.