Seems that the deal is off but an account I opened 25 minutes after Mr. Michael posted remains functional and appears working correctly after the rush.
I like the policy of my local water authority. "We don't care if YOU didn't get a bill. YOU know when it's due, so if YOU're fifteen days late, YOU get shut off!" People get all mad at them, but the bill is due the same day every month and has been for the last twenty or so years. Btw, it doesn't quite say that on the bill, but it's surprisingly close, lol.
I would pay it all now, too. But yeah, people get angry when they suddenly get billed for something that they know they should have been paying all along. My dad wasn't billed for power for an entire year, then he got a huge bill. No problem, he paid it and called to ask if they could keep him on the annual plan.
But it turned out that it was a mistake. A mistake they repeated the next year. The customers sued on the grounds that it wasn't fair to expect them to pay this huge bill all at once - even though they should have known that they'd have to pay at some point -- and they won! The court ruled the power company could only back-bill for two months and forced the company to send rebates to everyone who'd paid the full amount.
That's money that should've already been earmarked and set aside to be spent on that stuff, so I don't see why it would annoy you to have to pay it, in any form. I say take whichever payment plan would yield you the most cash in the long run (as the previous poster calculated).
I would just pay it all, even the future. Isn't there only one more month left in school? I would just pay for all of it and be done with it and not have to deal with billing morons until next year.
Hm I think I would look at it like this: you would've paid that 1000 bucks one way or another, whether you do it in installment plans or not. I sympathize with the feeling of taking the money of your savings too, as I also hate the feeling of giving out large amounts of money. I would pay the $1000 now, and then just do the $200/month installment plan (to your money market instead of the school) after the school year ends until you have replaced all that money. You can still get your home improvement plans done, though possibly a little bit later. I don't pretend to know the condition of your home or how badly it needs these repairs but I don't like have debt that I can get rid of and would pay off those debts if I had the money.
Also...
5% of 1000 is $50, whereas 2.7% is only $27. 1% of $200 is $2, which means you make $12 if you pay the installment plan, for a total of $39 by keeping the $1000 in your money market vs giving it all to the school now and making $50 off of it.
I don't know that many people... but all of them are doing something to use less gas. Maybe it's different in different parts of the country or something.. We come from an area where kids used to cruise up and down the streets at all hours of the night for entertainment. You don't see that anymore. Now they congregate in parking lots so that they don't burn up gas. Even the high school kids are doing something different.
Can the Forever Stamp be used for International Mail? Yes, but keep in mind, the postage value of the Forever Stamp is the domestic First-Class Mail single-piece 1-ounce letter rate that is in effect on the day of use (mailing). Since the international postage rates are always higher than the comparable domestic rates, additional postage would have to be affixed.
Any nondenominated stamps (except for those that bear unique markings, such as First-Class Presort, Nonprofit Org.) may be affixed to items that are sent to foreign countries. The postage value of such stamps is linked to its appropriate domestic rate (e.g., the "Lady Liberty and U.S. Flag" stamp has a postage value of 39 cents).
Not one person I know has curbed their driving habits. People may whine about the increase in the price of gas, but I still see them stomping on their accelerators when the light turns green in their gas guzzlers and going 20 miles over the speed limit. How do I know how much over the speed limit they are going? I followed the "flow of traffic" as an experiment today on the way home from work.
I don't believe you can use the Forever Stamp on International Mail.
I base this on several years ago when we had a Postal Rate increase around Christmas and they issued the Christmas stamps with a Letter not Number designating the price.
I asked about using them for some cards going to europe and was told they could not be used because the FOREIGN Post Office would not be able to tell if the proper postage had been applied...meaning if their was a mistake here THEY couldn't collect the "Postage Due" and in all probability the card would be either returned to me for "Proper" Postage or sent to their version of the Dead Letter Office.
And of course you can listen for hints. It's amazing how many ideas you can get if you listen partly for ideas on gifts you can give. My favorite was when my mother said she wished someone would steal all of the garbage out of her car, and so one year my brother did.
The best thing my family does, though, is share. When my mom finally found measuring spoons that actually fit in spice jars, she got some for all of us. When I found that tiny scoops were perfect for making meatballs, cookies, and matzoh balls, I got everyone one. Mom recently got us all a good cookbook, and now we can compare notes whenever we make something out of it.
Your clearest channel may not be converting to digital. Call and ask the station. Your converter box may not be passing the analog signal from that station. Only 1/10 of the converters pass the analog.
In my city of 100K, only 4 of the 8 stations are converted. One of them is a fine Christian station that a lot of people enjoy, but they will loose if they get the wrong type of box.
I totally agree, mothers day should be about spending time with your mum and letting them know how much you love her. It also means making your mums day a lovely relaxing one, so go round cook dinner, clean whatever but wasting money on big gifts etc is purly for the benefit of the commercial world.
It will mean so much more to your mum if you spend your time with them or make them something that you spent time on. In the whenever i made something for my mum or gave her something really small and insignificant were the times she would cry, not when i gave her a big bunch of flowers.
Sadly my mum passed away this year nad so mothers day for me is all about remebering.
I don't look at forever stamps as a way to save money or beat the rising cost of stamps. I see them as a way to avoid the hassle of using varying amounts of penny stamps. I don't use stamps very often, so I've always avoided buying anything more than a book at a time. I didn't want to wind up with more than a half book of stamps, and trying to remember if I needed to add one or 4 penny stamps.
Now that a forever stamp will always be valid for a normal first-class letter (which covers 99% of non-package mail items I send) I can buy a roll of stamps, which is a lot more convenient, and not have to worry literally 2 years down the road whether I need to put 2 or 6 penny stamps on the envelope so it doesn't get returned to me.
It wasn't horribly difficult to remember to put 2 penny stamps on a 39 cent stamp, but it was a huge hassle trying to figure out how many penny stamps had to go along with a F stamp in order to mail a letter. The letter denomination stamps was the dumbest thing the post office ever did. They should have treated those as "forever" stamps and it would have avoided a lot of headaches.
G.L. I know about the monopoly promotion. I participated in that and got a lot of stuff. The thing is you can't really count on that happening again. It also takes a lot of time and effort to buy stamps and do those promotions. It's better to just buy the stamps online and print it onto your envelopes.
yup you're right Julie, I found a faq from the USPS that said the Forever stamp can be used on international mail and it will be worth what its value is on the date you use it.
I don't know anyone who works for Penney's, but when making an online purchase a while back I signed up for their email newsletter, through which I always get the Friends and Family offers. The other week I was able to get several marked down pairs of tights for only $1.68 each (usually $10)! I would've bought more, but I cleaned my local store out of the smallest size. (8
You're right Norm. I checked the link today and Filedropper has killed the special signup link, despite making it clear the offer was open until May 15th. This is something that really gets my goat. You can't just pull an offer because it became more popular than you thought it would. In fact, FileDropper targetted blogs and sites like Digg and Reddit so that they would actually get huge traffic. I have contacted FileDropper, I hope to have a resolution for Wisebread readers within a day or two.
Do I still get a stimulus check if I own back taxes? or even taxes for last year? I filled late and sent everything the other day will I still get a check.
mag
Seems that the deal is off but an account I opened 25 minutes after Mr. Michael posted remains functional and appears working correctly after the rush.
Kate, I hope you have a fabulous time remembering...I hope it's rich and deep and meaningful and so special.
Debbie, I love the image of your brother "stealing" garbage. What a special gift! And totally unique, I'm sure!
I like the policy of my local water authority. "We don't care if YOU didn't get a bill. YOU know when it's due, so if YOU're fifteen days late, YOU get shut off!" People get all mad at them, but the bill is due the same day every month and has been for the last twenty or so years. Btw, it doesn't quite say that on the bill, but it's surprisingly close, lol.
I would pay it all now, too. But yeah, people get angry when they suddenly get billed for something that they know they should have been paying all along. My dad wasn't billed for power for an entire year, then he got a huge bill. No problem, he paid it and called to ask if they could keep him on the annual plan.
But it turned out that it was a mistake. A mistake they repeated the next year. The customers sued on the grounds that it wasn't fair to expect them to pay this huge bill all at once - even though they should have known that they'd have to pay at some point -- and they won! The court ruled the power company could only back-bill for two months and forced the company to send rebates to everyone who'd paid the full amount.
That's money that should've already been earmarked and set aside to be spent on that stuff, so I don't see why it would annoy you to have to pay it, in any form. I say take whichever payment plan would yield you the most cash in the long run (as the previous poster calculated).
I would just pay it all, even the future. Isn't there only one more month left in school? I would just pay for all of it and be done with it and not have to deal with billing morons until next year.
We will be paying down debt, but I bet Sears will sell a lot more HDTV's than other stores this week.
Hm I think I would look at it like this: you would've paid that 1000 bucks one way or another, whether you do it in installment plans or not. I sympathize with the feeling of taking the money of your savings too, as I also hate the feeling of giving out large amounts of money. I would pay the $1000 now, and then just do the $200/month installment plan (to your money market instead of the school) after the school year ends until you have replaced all that money. You can still get your home improvement plans done, though possibly a little bit later. I don't pretend to know the condition of your home or how badly it needs these repairs but I don't like have debt that I can get rid of and would pay off those debts if I had the money.
Also...
5% of 1000 is $50, whereas 2.7% is only $27. 1% of $200 is $2, which means you make $12 if you pay the installment plan, for a total of $39 by keeping the $1000 in your money market vs giving it all to the school now and making $50 off of it.
Karma, btw, is reciprocal :D
I don't know that many people... but all of them are doing something to use less gas. Maybe it's different in different parts of the country or something.. We come from an area where kids used to cruise up and down the streets at all hours of the night for entertainment. You don't see that anymore. Now they congregate in parking lots so that they don't burn up gas. Even the high school kids are doing something different.
FrugalZen, please see this faq from the USPS about using the Forever Stamp on international mail:
http://www.usps.com/ratecase/ratecase_faqs.htm
Can the Forever Stamp be used for International Mail?
Yes, but keep in mind, the postage value of the Forever Stamp is the domestic First-Class Mail single-piece 1-ounce letter rate that is in effect on the day of use (mailing). Since the international postage rates are always higher than the comparable domestic rates, additional postage would have to be affixed.
Any nondenominated stamps (except for those that bear unique markings, such as First-Class Presort, Nonprofit Org.) may be affixed to items that are sent to foreign countries. The postage value of such stamps is linked to its appropriate domestic rate (e.g., the "Lady Liberty and U.S. Flag" stamp has a postage value of 39 cents).
Not one person I know has curbed their driving habits. People may whine about the increase in the price of gas, but I still see them stomping on their accelerators when the light turns green in their gas guzzlers and going 20 miles over the speed limit. How do I know how much over the speed limit they are going? I followed the "flow of traffic" as an experiment today on the way home from work.
I don't believe you can use the Forever Stamp on International Mail.
I base this on several years ago when we had a Postal Rate increase around Christmas and they issued the Christmas stamps with a Letter not Number designating the price.
I asked about using them for some cards going to europe and was told they could not be used because the FOREIGN Post Office would not be able to tell if the proper postage had been applied...meaning if their was a mistake here THEY couldn't collect the "Postage Due" and in all probability the card would be either returned to me for "Proper" Postage or sent to their version of the Dead Letter Office.
~ Roland
And of course you can listen for hints. It's amazing how many ideas you can get if you listen partly for ideas on gifts you can give. My favorite was when my mother said she wished someone would steal all of the garbage out of her car, and so one year my brother did.
The best thing my family does, though, is share. When my mom finally found measuring spoons that actually fit in spice jars, she got some for all of us. When I found that tiny scoops were perfect for making meatballs, cookies, and matzoh balls, I got everyone one. Mom recently got us all a good cookbook, and now we can compare notes whenever we make something out of it.
Your clearest channel may not be converting to digital. Call and ask the station. Your converter box may not be passing the analog signal from that station. Only 1/10 of the converters pass the analog.
In my city of 100K, only 4 of the 8 stations are converted. One of them is a fine Christian station that a lot of people enjoy, but they will loose if they get the wrong type of box.
I totally agree, mothers day should be about spending time with your mum and letting them know how much you love her. It also means making your mums day a lovely relaxing one, so go round cook dinner, clean whatever but wasting money on big gifts etc is purly for the benefit of the commercial world.
It will mean so much more to your mum if you spend your time with them or make them something that you spent time on. In the whenever i made something for my mum or gave her something really small and insignificant were the times she would cry, not when i gave her a big bunch of flowers.
Sadly my mum passed away this year nad so mothers day for me is all about remebering.
Dish Network will have a converter box with DVR functions. Available later in the summer. They have great DVRs, I expect great things with their box.
The government wanted limited functionally for the boxes in the program to keep the prices low.
Dish Network's model ECHOSTAR TR-40* ALSO PASSES THE LOW POWER TV STATIONS ANALOG SIGNALS.
MANY PEOPLE DO NOT UNDERSTAND THAT NOT ALL STATIONS ARE GOING DIGITAL. MANY SMALLER STATIONS DO NOT HAVE TO CONVERT YET.
Don't worry, global warming is a hoax.
I don't look at forever stamps as a way to save money or beat the rising cost of stamps. I see them as a way to avoid the hassle of using varying amounts of penny stamps. I don't use stamps very often, so I've always avoided buying anything more than a book at a time. I didn't want to wind up with more than a half book of stamps, and trying to remember if I needed to add one or 4 penny stamps.
Now that a forever stamp will always be valid for a normal first-class letter (which covers 99% of non-package mail items I send) I can buy a roll of stamps, which is a lot more convenient, and not have to worry literally 2 years down the road whether I need to put 2 or 6 penny stamps on the envelope so it doesn't get returned to me.
It wasn't horribly difficult to remember to put 2 penny stamps on a 39 cent stamp, but it was a huge hassle trying to figure out how many penny stamps had to go along with a F stamp in order to mail a letter. The letter denomination stamps was the dumbest thing the post office ever did. They should have treated those as "forever" stamps and it would have avoided a lot of headaches.
If it were not for food stamps, I would have died in childhood of starvation. Sure, let's starve some kids, that's not shameful.
G.L. I know about the monopoly promotion. I participated in that and got a lot of stuff. The thing is you can't really count on that happening again. It also takes a lot of time and effort to buy stamps and do those promotions. It's better to just buy the stamps online and print it onto your envelopes.
yup you're right Julie, I found a faq from the USPS that said the Forever stamp can be used on international mail and it will be worth what its value is on the date you use it.
I don't know anyone who works for Penney's, but when making an online purchase a while back I signed up for their email newsletter, through which I always get the Friends and Family offers. The other week I was able to get several marked down pairs of tights for only $1.68 each (usually $10)! I would've bought more, but I cleaned my local store out of the smallest size. (8
You're right Norm. I checked the link today and Filedropper has killed the special signup link, despite making it clear the offer was open until May 15th. This is something that really gets my goat. You can't just pull an offer because it became more popular than you thought it would. In fact, FileDropper targetted blogs and sites like Digg and Reddit so that they would actually get huge traffic. I have contacted FileDropper, I hope to have a resolution for Wisebread readers within a day or two.
Do I still get a stimulus check if I own back taxes? or even taxes for last year? I filled late and sent everything the other day will I still get a check.
mag
Yesterday when I checked this, it said the deal would be available again the next morning. Today, there's no sign that there was ever a deal at all.
Oh well, I was too slow, I guess :)