I may get a small refund this year, but I still don't care for dragging out all the paperwork and spending a couple hours verifying all the figures in Turbotax. So nah, not looking forward to them.
I fully agree with the comments posted here. If we could all learn to reuse/repurpose what we have, we would save a lot of money, as well as environmental resources.
I have also embraced the frugal lifestyle, and feel a lot better about myself, knowing that I am keeping waste to a minimum.
My taxes are easy and provide a time each year to evaluate my economic landscape. Did I give as much as I planned to? How much money came my way? Did I anticipate how much Uncle Sam wanted accurately? It's a fun little game I play each year.
Usually tax time is okay with a modest return. But this year is awesome with all the new tax write offs I have I will be getting a huge refund and I can't wait to file. All the trouble with economy has brought about some nice rewards at tax time. I get to cash in the $8,000 incentive for buying a house, write off my interest on the home loan, write off the taxes paid for a new car purchase, claim a new dependent born this year, deduct child care bills, and much more.
I dread taxes like the plague. I hate the paperwork aspect of it - collecting and sorting receipts, etc. And it's been a while since I've gotten a refund, so that's not a help, either. I just got married this past year, so my husband and I are going to go to a CPA together for the first time. It could be a good tax year. :D
Yes! I'm expecting a big refund check this year even though I adjusted my withholding earlier this year. I plan to throw my refund at my student loan debt.
Hate it. Hate it. Hate it. Dread it. Did my taxes myself the last 2 years. Cringe. This year paying someone again since we did well in a certain stock and made too much $ again to qualify for a refund.
I will be curious how many will get way less of a refund than anticipated with that little "tax credit" on your paycheck last year. I increased my holdback when that happened to try and offset some of it.
I like geeky financial stuff. Every time I do it, I get a real sense of accomplishment -- maybe because everyone else hates it? I don't know... I'm well-organized, which certainly helps.
I am not a fan of the tax time... at least when the taxes are being completed. However, when that check comes in the mail then I quickly change my mind on taxes.
I'm looking forward to it because this will be my first time itemizing my deductions (mortgage interest, assorted tax deductions, HSA deduction--the works). I feel so grown up.
Without being too political, I hate the idea of giving our money to the government. There are some programs that I feel more or less comfortable funding but not most. That's the biggest reason I hate taxes and tax season.
I'm lucky - I've worked one job only for a few years now, so my returns are quick and simple to file...and I've also always had a pretty sizable (to me) return. That makes me pretty happy when tax time rolls around!
I was fortunate to be able to buy my home for cash 10 years ago. Now, at 48 and single again, lost my job last year, it Is quite comforting to know that I only have to pay for utilities, taxes (only in the low $3oo.oo range here in Southern Delaware)and my extras. It did take me several years, though, to build up great credit...having No credit when I bought my home was equal in merchants/banks eyes as having bad credit. After losing a great job a year ago, I can breath a sigh of relief knowing that I am in no danger of losing this house. If I had a mortgage of 1500.00 on top of living expenses, I would not be able to afford it here.
So, All in all..I would suggest to a friend to Buy your house outright if you are able. Nothing like the feeling of driving home and knowing that the bank is not waiting for their check each month.
One thing in closing, over the past 9 years, I was very disciplined when it came to putting money in savings. Each month, I put an amount I felt would equal rent in my area, into a savings account for a "Rainy Day". It came, so I am ok for now :-)
You would think these days that in the US they would have some controls to stop luggage theft, but not so.
I recently traveled from SFO and locked a new boxed netbook using a TSA approved lock. At my destination the lock was missing and the laptop (a Christmas present) had been removed. I had a lot of stuff already and couldn't fit everything that was worth more than $50 in my carry on.
You would think in days of heightened security that it would be difficult for luggage staff to take something from baggage and just walk out with it, but apparently not. The airlines deny any liability and no one seems to care that this is going on.
I'm with Kathy F and Guest: 2c water to 1c rice, more water for brown rice. I use a rice cooker, but guest's directions are spot on for stovetop cooking. White rice is, if I recall, 20 minutes after reducing to lowest setting and brown rice is 40.
I like the tips in your article but i have had no luck with ccleaner i used reginout which was more effective anyone else had this issue with ccleaner?
I find our local bump and dent store undercuts most places, even warehouse stores. The only way to know for sure is by keeping a price book. Many times the two local groceries carry loss leaders on produce and fresh meats, pricing under the bump and dent place, so a Sam's Club card doesn't make sense for the way we shop.
i have all shades in all sizes for sale.....triple rubber banded.....no knots or snarls.......most of them hair is over 10 inches long...some longer some shorter but all in great shape.....about 3lbs......all in all....interested?......sofiacavanaugh@yahoo.com
I may get a small refund this year, but I still don't care for dragging out all the paperwork and spending a couple hours verifying all the figures in Turbotax. So nah, not looking forward to them.
I fully agree with the comments posted here. If we could all learn to reuse/repurpose what we have, we would save a lot of money, as well as environmental resources.
I have also embraced the frugal lifestyle, and feel a lot better about myself, knowing that I am keeping waste to a minimum.
My taxes are easy and provide a time each year to evaluate my economic landscape. Did I give as much as I planned to? How much money came my way? Did I anticipate how much Uncle Sam wanted accurately? It's a fun little game I play each year.
Usually tax time is okay with a modest return. But this year is awesome with all the new tax write offs I have I will be getting a huge refund and I can't wait to file. All the trouble with economy has brought about some nice rewards at tax time. I get to cash in the $8,000 incentive for buying a house, write off my interest on the home loan, write off the taxes paid for a new car purchase, claim a new dependent born this year, deduct child care bills, and much more.
absolutely, all i do is print my spreadsheets for the accountant, and wait for my direct deposit.
nice little kick to the year.
I dread taxes like the plague. I hate the paperwork aspect of it - collecting and sorting receipts, etc. And it's been a while since I've gotten a refund, so that's not a help, either. I just got married this past year, so my husband and I are going to go to a CPA together for the first time. It could be a good tax year. :D
I am not a fan of doing them. My wife likes it though, so she does it, we check it together, then we wait for the refund.
Yes! I'm expecting a big refund check this year even though I adjusted my withholding earlier this year. I plan to throw my refund at my student loan debt.
Hate it. Hate it. Hate it. Dread it. Did my taxes myself the last 2 years. Cringe. This year paying someone again since we did well in a certain stock and made too much $ again to qualify for a refund.
I will be curious how many will get way less of a refund than anticipated with that little "tax credit" on your paycheck last year. I increased my holdback when that happened to try and offset some of it.
I like geeky financial stuff. Every time I do it, I get a real sense of accomplishment -- maybe because everyone else hates it? I don't know... I'm well-organized, which certainly helps.
I am not a fan of the tax time... at least when the taxes are being completed. However, when that check comes in the mail then I quickly change my mind on taxes.
I'm looking forward to it because this will be my first time itemizing my deductions (mortgage interest, assorted tax deductions, HSA deduction--the works). I feel so grown up.
Without being too political, I hate the idea of giving our money to the government. There are some programs that I feel more or less comfortable funding but not most. That's the biggest reason I hate taxes and tax season.
I'm lucky - I've worked one job only for a few years now, so my returns are quick and simple to file...and I've also always had a pretty sizable (to me) return. That makes me pretty happy when tax time rolls around!
I'm not a fan of completing the return, but the check is nice!
I was fortunate to be able to buy my home for cash 10 years ago. Now, at 48 and single again, lost my job last year, it Is quite comforting to know that I only have to pay for utilities, taxes (only in the low $3oo.oo range here in Southern Delaware)and my extras. It did take me several years, though, to build up great credit...having No credit when I bought my home was equal in merchants/banks eyes as having bad credit. After losing a great job a year ago, I can breath a sigh of relief knowing that I am in no danger of losing this house. If I had a mortgage of 1500.00 on top of living expenses, I would not be able to afford it here.
So, All in all..I would suggest to a friend to Buy your house outright if you are able. Nothing like the feeling of driving home and knowing that the bank is not waiting for their check each month.
One thing in closing, over the past 9 years, I was very disciplined when it came to putting money in savings. Each month, I put an amount I felt would equal rent in my area, into a savings account for a "Rainy Day". It came, so I am ok for now :-)
You would think these days that in the US they would have some controls to stop luggage theft, but not so.
I recently traveled from SFO and locked a new boxed netbook using a TSA approved lock. At my destination the lock was missing and the laptop (a Christmas present) had been removed. I had a lot of stuff already and couldn't fit everything that was worth more than $50 in my carry on.
You would think in days of heightened security that it would be difficult for luggage staff to take something from baggage and just walk out with it, but apparently not. The airlines deny any liability and no one seems to care that this is going on.
Maybe travelling with a gun is the way to go.
I'm with Kathy F and Guest: 2c water to 1c rice, more water for brown rice. I use a rice cooker, but guest's directions are spot on for stovetop cooking. White rice is, if I recall, 20 minutes after reducing to lowest setting and brown rice is 40.
keep one thing in mind.
this doesn't guarantee your bags won't get lost. it merely guarantees no one will be rifling through them once it leaves your hands.
carlos cervantes gasca
haaaaa
I like the tips in your article but i have had no luck with ccleaner i used reginout which was more effective anyone else had this issue with ccleaner?
I find our local bump and dent store undercuts most places, even warehouse stores. The only way to know for sure is by keeping a price book. Many times the two local groceries carry loss leaders on produce and fresh meats, pricing under the bump and dent place, so a Sam's Club card doesn't make sense for the way we shop.
Thanks for the great links. I needed the one about 20 ways to upgrade your bathroom. :)
i have all shades in all sizes for sale.....triple rubber banded.....no knots or snarls.......most of them hair is over 10 inches long...some longer some shorter but all in great shape.....about 3lbs......all in all....interested?......sofiacavanaugh@yahoo.com