I like prioritizing the list. We've actually recently taken care of #1 & 2 recently thanks to the help of the tax return and it feels great! Very motivating. I think it can be a temptation to go and blow the extra money that comes in, but this is a great way to help yourself and finances by creating a list and making priorities...and to maybe have a little fun with it.
I agree with you. Though some should definitely be more careful than others about how they spend, it's never a bad idea to responsibly enjoy life's pleasures :) After all, you never know how long you're going to be around, right?
Mostly everything I buy is on sale, plus a coupon! I do get stuck paying full price for my milk sometimes. I even pick out my fruit and veggies by what's on sale that week.
Sales are just another "sales" tactic; the consumer is generally more likely to buy if s/he thinks s/he's getting a good deal. I buy what I want/need if the price is suitable, whether or not some shiny tag declares that the current price was ACTUALLY higher at some point in the past. Gee, thanks for the info, but I'm not buying based on last month's price; I'm buying based on whether or not the current price is acceptable.
I try to buy things on sale as much as possible. I hate the thought of paying full price!!! But, I also don't buy things just because they are on sale. I know some people who do and they end up with a bunch of stuff they end up not wanting or needing!!!
I usually only buy things that are on sale, depending on the item and what I would like for it. I do stop to consider if I really need it and if I would buy if it were not on sale. However, depending on the total price and what I will use it for, I think it's okay to buy it on sale if I would not pay full price. There are many things I have bought that I would not pay full price for, but when I got them on sale I found that they were very useful. If you are buying a big ticket item and/or something that will last a long time, and the sale options don't have everything you're looking for, then I think it's better to spend more and get what you really need (and want) versus saving some money.
My condominium has a deal with a company called Water Management. They fix leaky faucets and toilets at no cost to the unit owner, and split the savings with the owners' association. The fact that this business model works proves that the answer is yes.
On sale whenever possible. Stock up all I can use before it ages out. The trick is not to buy something you really don't need just because it's on sale. I also strive never to buy anything advertised on TV, as I would be paying double to support annoying ads. The only exception is once every 10 years or so when I have to replace my car. And paying for quality is often worthwhile - my '97 beemer looks like it will make to to 20!
Don't know about Walmart, but when I used to work at Target we would run into the 'Target and Target.com aren't the same thing' head-scratcher plenty of times. Yes, I said "when I *worked* at Target", meaning even the employees are pretty powerless to get a straight answer. The chain of command means that it's a game of telephone when you want an explanation on something like this, that isn't in the training materials. The best I ever understood it, Target stores and Target.com had different management somewhere close to the top. It meant that every now and then someone would bring in something they bought off the website and wanted to return that the store didn't sell or carry (and therefore couldn't accept), and we'd have to bluff our way through an explanation.
It PAINS me not to buy clothing, jewelry, shoes on sale. I'll gravitate away from an outfit if it's not marked down, but I don't buy clothing, etc., just because it's on sale. That was something I used to do, but learned that spending ANY money on something I'm really not ever going to wear is a bad idea. Other things, like food, I don't always buy on sale. With a big purchase (tv, etc.) I always try to plan around when I can get a bargain. I've found that if I wait to buy something I really think I need, I no longer "need" it.
I buy only the essentials, whether or not on sale. Although, I do first try to check if it's on sale. I'm a college student so I don't really buy/need a lot of things.
When I dry clothes inside, I just put them on hangers and hang them - from the shower rod, door handles, door frames, wherever. Then the hang-up clothes are ready to put in the closet when dried. Easy!
Ah ha ha ha ha! Not even one of those things is true about my current job. And there is slim to no chance of my position/responsibilities changing--i.e. no upward mobility since it's such a small company. Oh well. Wish there were more opportunities in my area that didn't involve a huge pay cut (wages are already tough to live on here since rents are so high).
I buy on sale whenever possible. However, convenience can play a big part, if I need something right away, or if it's something I know I have to pay full price for anyway, I will bite the bullet.
99% resale, and on sale; rarely new, usually marked down; unless we need jeans.'
I doubt that the gas and electric costs will be affected all that much by a slow drip. I could be wrong, but Im sure over a year it's quite minimal.
This is an interesting post though, I wouldve guessed more money annually than what was described.
I like prioritizing the list. We've actually recently taken care of #1 & 2 recently thanks to the help of the tax return and it feels great! Very motivating. I think it can be a temptation to go and blow the extra money that comes in, but this is a great way to help yourself and finances by creating a list and making priorities...and to maybe have a little fun with it.
I usually buy on sale, but I wouldn't say always.
nope just reasonably priced is good enough for me
I agree with you. Though some should definitely be more careful than others about how they spend, it's never a bad idea to responsibly enjoy life's pleasures :) After all, you never know how long you're going to be around, right?
Mostly everything I buy is on sale, plus a coupon! I do get stuck paying full price for my milk sometimes. I even pick out my fruit and veggies by what's on sale that week.
Believe it or not, here in the UK, robbing the lead from church roofs is making a comeback as the scumbag thief's recycle of choice.
Sales are just another "sales" tactic; the consumer is generally more likely to buy if s/he thinks s/he's getting a good deal. I buy what I want/need if the price is suitable, whether or not some shiny tag declares that the current price was ACTUALLY higher at some point in the past. Gee, thanks for the info, but I'm not buying based on last month's price; I'm buying based on whether or not the current price is acceptable.
I try to buy things on sale as much as possible. I hate the thought of paying full price!!! But, I also don't buy things just because they are on sale. I know some people who do and they end up with a bunch of stuff they end up not wanting or needing!!!
I usually only buy things that are on sale, depending on the item and what I would like for it. I do stop to consider if I really need it and if I would buy if it were not on sale. However, depending on the total price and what I will use it for, I think it's okay to buy it on sale if I would not pay full price. There are many things I have bought that I would not pay full price for, but when I got them on sale I found that they were very useful. If you are buying a big ticket item and/or something that will last a long time, and the sale options don't have everything you're looking for, then I think it's better to spend more and get what you really need (and want) versus saving some money.
My condominium has a deal with a company called Water Management. They fix leaky faucets and toilets at no cost to the unit owner, and split the savings with the owners' association. The fact that this business model works proves that the answer is yes.
Unless it's a necessity and I can't find it on sale, I alway buy on sale. I bought baby clothes today and didn't pay more than $5 for any one item.
I buy on sale about 80% of the time, wish it was more, but there are some things you need right away
I'm usually an "on sale only" girl, but I veer off once in awhile. :)
We are not extreme couponers, but we do buy on sale whenever possible. No reason to waste $!
On sale whenever possible. Stock up all I can use before it ages out. The trick is not to buy something you really don't need just because it's on sale. I also strive never to buy anything advertised on TV, as I would be paying double to support annoying ads. The only exception is once every 10 years or so when I have to replace my car. And paying for quality is often worthwhile - my '97 beemer looks like it will make to to 20!
Don't know about Walmart, but when I used to work at Target we would run into the 'Target and Target.com aren't the same thing' head-scratcher plenty of times. Yes, I said "when I *worked* at Target", meaning even the employees are pretty powerless to get a straight answer. The chain of command means that it's a game of telephone when you want an explanation on something like this, that isn't in the training materials. The best I ever understood it, Target stores and Target.com had different management somewhere close to the top. It meant that every now and then someone would bring in something they bought off the website and wanted to return that the store didn't sell or carry (and therefore couldn't accept), and we'd have to bluff our way through an explanation.
It PAINS me not to buy clothing, jewelry, shoes on sale. I'll gravitate away from an outfit if it's not marked down, but I don't buy clothing, etc., just because it's on sale. That was something I used to do, but learned that spending ANY money on something I'm really not ever going to wear is a bad idea. Other things, like food, I don't always buy on sale. With a big purchase (tv, etc.) I always try to plan around when I can get a bargain. I've found that if I wait to buy something I really think I need, I no longer "need" it.
I buy only the essentials, whether or not on sale. Although, I do first try to check if it's on sale. I'm a college student so I don't really buy/need a lot of things.
When I dry clothes inside, I just put them on hangers and hang them - from the shower rod, door handles, door frames, wherever. Then the hang-up clothes are ready to put in the closet when dried. Easy!
I have a laptop at home. I had a desktop at work but then I switched positions and my new role necessitated switching to a laptop
I definitely only buy on sale. Especially clothing. I live for a good clearance rack! And I also love the weekly circulars for groceries.
Ah ha ha ha ha! Not even one of those things is true about my current job. And there is slim to no chance of my position/responsibilities changing--i.e. no upward mobility since it's such a small company. Oh well. Wish there were more opportunities in my area that didn't involve a huge pay cut (wages are already tough to live on here since rents are so high).
I buy on sale whenever possible. However, convenience can play a big part, if I need something right away, or if it's something I know I have to pay full price for anyway, I will bite the bullet.