I have perfectly straight, natural hair. It's always been a bit on the oily yet frizzy side, and my baking soda regimen has completely fixed it. About once a week, I dump some baking soda into a small plastic cup and wet it down from the tap. I pour it over my hair, making sure to get the bits over the ears and the back of the neck. I let it sit while I do everything else (shave, wash, so on), and then I rinse thoroughly. I do scrub at my scalp with my nails, and then at the end, I rinse with some cold water to close the cuticle. My hair is so lovely now, and I can't remember why I ever used commercial shampoo and conditioners.
This should be required reading for any freelancing professional. I've been getting a similar plan in motion for the last few months and it has helped immensely.
You hit the nail on the head for me. My wife and I love Starbucks latte's as a frivolous indulgence after cutting everything back after bankruptcy a couple years ago.
Every time I hear David Bach talk about the 'Latte Effect' that's robbing someone of achieving their retirement goals I want to punch him in the mouth. That approach to finance is some sort of Purgatory in my opinion.
I think JustAGuy has a great point about having different posts for different targets, but like you quickly pointed out, those that need this advice the most won't listen, and surely won't take action, so keep preaching to us in the choir. It helps us stay sane when all the morons in the media are spewing cliches and catchy soundbites to the masses.
My sister does this on her lunch break every day and somehow gets hundreds of dollars of items for next to nothing.
God bless'em. Right now I don't have the patience to do it.
I think the stores get so much in kick backs and reimbursements from the manufacturers that they don't really care.
It's not like they are losing money.
I'm sure the higher ups in these stores are fully aware of this and are happy to move their products.
It does help the economy more as well.
The store wouldn't move as much product and stock boys from here to alaska get more hours to restock and deliver product.
Mortgage and everything that comes with it....we bought just before the market crash and are thus stuck with high interest. Luckily, we are able to afford it but it easily eats up 30% of our spendable income.
One day a few years back I was walking alone in the woods on a sunny late winter day and stopped for a few minutes and suddenly noticed I was smelling a most wonderful fragrance. I saw no flowers .. it was winter. I thought it must have been the presence of angels. It was later that I learned I was catching the scent of Witch Hazel. It's nice to know what it looks like .. and every time I'm reminded of the presence of angels when I see the bush and smell the flowers.
I'm anxious to try some on my scalp. Thanks for all the info.
Good list! I would add the following to my travel bag:
-Ziplock bag of baby wipes, just because
-Moisturizer for face and hands (airplane air is SO dry)
-Sleeping pills for long flights
I have seriously anxiety when I fly, so I usually have a glass of Chardonnay before boarding... not that I recommend alcohol to calm nerves, because that's not healthy. Once the plane is safely off the ground, and I'm on a trans-ocean flight, I pop a couple Tylenol PM and I'm out fast for several hours.
Of course, that's not really so much sanity as unconsciousness, but I'll take what I can get.
Mortgage
Right now the biggest item in our budget is our mortgage. We are trying so hard to get it paid off in less than 10 years.
Definitely the house!
Our house and it's property taxes. If we could go back, we'd definately have bought a less expensive house.
The largest thing in my budget is transportation.
Thanks so much for including my post!
wedding
I have perfectly straight, natural hair. It's always been a bit on the oily yet frizzy side, and my baking soda regimen has completely fixed it. About once a week, I dump some baking soda into a small plastic cup and wet it down from the tap. I pour it over my hair, making sure to get the bits over the ears and the back of the neck. I let it sit while I do everything else (shave, wash, so on), and then I rinse thoroughly. I do scrub at my scalp with my nails, and then at the end, I rinse with some cold water to close the cuticle. My hair is so lovely now, and I can't remember why I ever used commercial shampoo and conditioners.
This should be required reading for any freelancing professional. I've been getting a similar plan in motion for the last few months and it has helped immensely.
My mortgage is the biggest by far.
Hey Linsey,
You hit the nail on the head for me. My wife and I love Starbucks latte's as a frivolous indulgence after cutting everything back after bankruptcy a couple years ago.
Every time I hear David Bach talk about the 'Latte Effect' that's robbing someone of achieving their retirement goals I want to punch him in the mouth. That approach to finance is some sort of Purgatory in my opinion.
I think JustAGuy has a great point about having different posts for different targets, but like you quickly pointed out, those that need this advice the most won't listen, and surely won't take action, so keep preaching to us in the choir. It helps us stay sane when all the morons in the media are spewing cliches and catchy soundbites to the masses.
Keep it up!
I use my iphone to tether so no need for WiFi in hotels :).
Thanks for the link Amy!
My sister does this on her lunch break every day and somehow gets hundreds of dollars of items for next to nothing.
God bless'em. Right now I don't have the patience to do it.
I think the stores get so much in kick backs and reimbursements from the manufacturers that they don't really care.
It's not like they are losing money.
I'm sure the higher ups in these stores are fully aware of this and are happy to move their products.
It does help the economy more as well.
The store wouldn't move as much product and stock boys from here to alaska get more hours to restock and deliver product.
Just my two cents..lol
My biggest budget item is the mortgage, with farm expenses coming in second.
Mortgage and everything that comes with it....we bought just before the market crash and are thus stuck with high interest. Luckily, we are able to afford it but it easily eats up 30% of our spendable income.
Would this work for a Mac battery as well?
One day a few years back I was walking alone in the woods on a sunny late winter day and stopped for a few minutes and suddenly noticed I was smelling a most wonderful fragrance. I saw no flowers .. it was winter. I thought it must have been the presence of angels. It was later that I learned I was catching the scent of Witch Hazel. It's nice to know what it looks like .. and every time I'm reminded of the presence of angels when I see the bush and smell the flowers.
I'm anxious to try some on my scalp. Thanks for all the info.
Definitely housing by far.
My mortgage. After that is my savings to put three kids through college!
My mortgage is my largest expense.
Our rent is definitely the biggest part of our budget!
Definitely the mortgage!
Tylenol PM is a great tip -- I'll take unconsciousness over stress any day. :)
Better safe than soggy? Seattle would like to collectively disagree with you, sir!
Good list! I would add the following to my travel bag:
-Ziplock bag of baby wipes, just because
-Moisturizer for face and hands (airplane air is SO dry)
-Sleeping pills for long flights
I have seriously anxiety when I fly, so I usually have a glass of Chardonnay before boarding... not that I recommend alcohol to calm nerves, because that's not healthy. Once the plane is safely off the ground, and I'm on a trans-ocean flight, I pop a couple Tylenol PM and I'm out fast for several hours.
Of course, that's not really so much sanity as unconsciousness, but I'll take what I can get.