definitely overcommercialized
1. love is more meaningful than the material things people buy
2. every day should be cherished as a special day, and there should not be a set day to celebrate love.
Just wanted to clarify one thing. The article states: "If the stock goes up beyond the strike price of your call, your stock is still going up but you did worse that just owning the stock."
It's only true if the stock goes up beyond the strike price plus the option sale price, since that option sale price is pure gain.
For example, buying stock at $50, and selling a $60 call for $5. If the stock goes up to $63, then you made $15 (10 on the stock and 5 on the option). This is still better than the $13 you would have made on the stock alone. If the stock goes up to $67, then you've got the situation where your $15 is less than the $17 you would have made without the covered call.
I do wholeheartedly agree that buy-and-hold definitely should include covered calls. Why would you settle for an average of 12% or so, when you can up that to 16% with hardly any effort at all?
These recipes are great! I have been buying the Amy's Organic Gluten Free mixes for brownies.. These recipes will save me a ton because I can make the same things just using bare minimum items at home. Thanks!
That is where proof came from. I saw on the history channel, that they took teaspoon of black powder and teaspoon of shine to prove the content, proving-proofing. Not sure what the gunpowder would do, but that is what they said. It could be the colour of the fire. They also show how you can shake it and test it by the bubbles, but you need something to compare to. Keep a bottle of 190, 150, 100, 80 and 40 proof. You can watch the bubbles and judge by that. Just don't drink the test samples if you run low :)
I’m sure you like the sound of that, right? A quick to set up and launch, long term cash producing business, that runs on COMPLETE autopilot. join this
Honestly, all you people who just LOVE LOVE LOVE to celebrate birthdays need to be a bit more sensitive to those who wish to ignore their own. Reading half these posts makes my skin crawl.
Might I suggest that if you don't want to spend $5 on a birthday card then don't, Dollar Stores and Liquidators have cards for $1 each and often 2 for $1. Write something nice inside, share a joke or a memory or an old photograph. With adults it's about connecting with people and a birthday is a great time to do that. If you feel obliged to give them something monetary and they have everything then donate the money in their name to a cause that will bring food or clean drinking water to someplace that needs it.
Don't you remember being a kid and having that exciting feeling that your birthday was coming up? For children every year is a milestone, at 11 they might be going through the awkwardness of getting their braces, at 14 they might be feeling the joy of getting their first part time job. You don't have to be spending huge amounts of money on teens but the teens in your life need the acknowledgment that they are another year older and that they matter to you. Get them a really interesting magazine or book, start looking at them as an individual.
And really... how much money are you going to save by not buying balloons? $2? Is it really that you don't think these birthdays are important or that you just don't want to go through the bother.
Back in the old days when bootleggin was big, they usally used corn, but in the 1920 some started using granulated sugar, which yeilded a lower alcohol percent so they came up with a way to test the alcohol by setting a small amount on fire if it lit and burned good it was considerd realy good white lighting, so if you use grains instead of granulated sugar you will have a much better alcohol percent and taste.
you have to spend a bundle to celebrate a birthday? We celebrate every single birthday in our house--in fact, we even celebrate half-birthdays!! (half a birthday cake and a dinner at home of their choice!) You don't have to go all out and spend a ton of money to have a great birthday. In fact, my son's favorite birthday party, when he turned 4, was awesome! We set up the house as different play zones using his own toys. Dining room was football with tape for lines (we did move the furniture out for that one) and then a wooden train room, and a Hot Wheels room. The 6 boys played for hours! And his friends each brought him a new Hot Wheels car--$1 to $3 each. Awesome. We don't do this every year, but a few times during childhood and they get to pick their cake and dinner at home as well. We have a set limit on how much we spend for birthdays and for Christmas--you get creative when you only have $20 - $25 to spend on a person for Christmas! Are we overloaded? No. Are we breaking the bank? No. We save ahead of time and have fun celebrating!!
I have been searching for a website like this in the field I am interested in. I am a big fan. I was thinking about creating my own blog about similar ideas for like-minded people. Some good ideas here. Thanks, I can only hope mine turns out as good as this one.
instead of buying an expensive antenna for your usb modem try buying a female to male 10' usb cord and run it up away from your other electronics it worked for me i went from 200 kbps to 850 kbps in 2mins.
Once you hit thirty the rule is: you get to celebrate your birthday for the same number of days as you are old. For example, if you are turning 35 you get to celebrate your birthday for 35 days. If you are turning 67 you get to celebrate for 67 days.
I don't know what all you guys are doing for your birthdays, but I'm 9 days into my birthday and it's been awesome.
was a bad choice of words on my part. I do say that you should go out and spend the day/evening having some fun, but all the gifts and cards and BS was what I was arguing against. My bad. Apologies for all you folks wanting to shoot me for saying you can't have any fun any more.
We always do something we both love to do. Sometimes it's work out and then buy some greasy takeout (we don't go out to restaurants much). Cheap, satisfying, we still feel good, and we did it together. Other days we go to a museum (free in DC) - empty b/c everyone else is at a restaurant!
I love birthdays - mine and everyone's that I know about. We keep a huge calendar on my husband's closet door where we mark everyone's birthdays as we find out about them - even people we don't know well. And when we look at it, we think of them and send them a birthday wish - either for real, or in our thoughts. I love keeping people I like in my mind - and at this age, that's no easy task!
When I turned 60 my husband offered to have a party - I could invite anyone I wanted, he'd do the barbecue and cake, they could bring a dish or drink of some sort instead of gifts. And the surprise was the doo - wop group who were FABULOUS! I'd taken a doo-wop class a couple of times at the local community college and love singing like that - and got to jump in on a couple of numbers. I had a blast. And we danced. Everyone danced! People still talk about that part as the best they ever went to. YOu have to realize my husband is not a party person - so arranging this was really something special for him, and it was wonderful.
We don't do a lot of gifts for birthdays or fancy stuff. We like to celebrate with our kids, grandchildren, friends - but it can be simple - even the kids don't need a lot of stuff. And we do like to send that money to where it is really needed. We do this at Christmas, too.
So I agree with this column a lot in terms of not spending a lot of money, necessarily; and not even having parties all the time. But I like to sing happy birthday to people, I like them to wish me a happy birthday. It just kind of says, I'm glad you're here.
I just had my birthday, and it was terrible. I didn't care, a whole bunch of well-meaning people made a big fuss and it just made it worse. An office "party" turned into 45 minutes of awkward silence, punctuated by That Guy making fun of me, which made me and everyone in the room uncomfortable. I got a million cards that literally went from envelope to recycle bin.
Please, if we could just do the decades from 30 - 60 or so? I'm not just talking skip the gifts - skip the concept entirely!! It would make the years we celebrated that much more special.
Yes, it's gotten way too commercial.
Yeah, I don't like it. It's way overdone. Just an excuse to sell a lot of junk.
definitely overcommercialized
1. love is more meaningful than the material things people buy
2. every day should be cherished as a special day, and there should not be a set day to celebrate love.
Yep, my husband and I have banned all vday presents from the house. It is just a commercial holiday!
Just wanted to clarify one thing. The article states: "If the stock goes up beyond the strike price of your call, your stock is still going up but you did worse that just owning the stock."
It's only true if the stock goes up beyond the strike price plus the option sale price, since that option sale price is pure gain.
For example, buying stock at $50, and selling a $60 call for $5. If the stock goes up to $63, then you made $15 (10 on the stock and 5 on the option). This is still better than the $13 you would have made on the stock alone. If the stock goes up to $67, then you've got the situation where your $15 is less than the $17 you would have made without the covered call.
I do wholeheartedly agree that buy-and-hold definitely should include covered calls. Why would you settle for an average of 12% or so, when you can up that to 16% with hardly any effort at all?
I am hating my job of late and it does not offer even ONE of your points! Time to go!
These recipes are great! I have been buying the Amy's Organic Gluten Free mixes for brownies.. These recipes will save me a ton because I can make the same things just using bare minimum items at home. Thanks!
That is where proof came from. I saw on the history channel, that they took teaspoon of black powder and teaspoon of shine to prove the content, proving-proofing. Not sure what the gunpowder would do, but that is what they said. It could be the colour of the fire. They also show how you can shake it and test it by the bubbles, but you need something to compare to. Keep a bottle of 190, 150, 100, 80 and 40 proof. You can watch the bubbles and judge by that. Just don't drink the test samples if you run low :)
I’m sure you like the sound of that, right? A quick to set up and launch, long term cash producing business, that runs on COMPLETE autopilot.
join this
Honestly, all you people who just LOVE LOVE LOVE to celebrate birthdays need to be a bit more sensitive to those who wish to ignore their own. Reading half these posts makes my skin crawl.
Might I suggest that if you don't want to spend $5 on a birthday card then don't, Dollar Stores and Liquidators have cards for $1 each and often 2 for $1. Write something nice inside, share a joke or a memory or an old photograph. With adults it's about connecting with people and a birthday is a great time to do that. If you feel obliged to give them something monetary and they have everything then donate the money in their name to a cause that will bring food or clean drinking water to someplace that needs it.
Don't you remember being a kid and having that exciting feeling that your birthday was coming up? For children every year is a milestone, at 11 they might be going through the awkwardness of getting their braces, at 14 they might be feeling the joy of getting their first part time job. You don't have to be spending huge amounts of money on teens but the teens in your life need the acknowledgment that they are another year older and that they matter to you. Get them a really interesting magazine or book, start looking at them as an individual.
And really... how much money are you going to save by not buying balloons? $2? Is it really that you don't think these birthdays are important or that you just don't want to go through the bother.
Back in the old days when bootleggin was big, they usally used corn, but in the 1920 some started using granulated sugar, which yeilded a lower alcohol percent so they came up with a way to test the alcohol by setting a small amount on fire if it lit and burned good it was considerd realy good white lighting, so if you use grains instead of granulated sugar you will have a much better alcohol percent and taste.
you have to spend a bundle to celebrate a birthday? We celebrate every single birthday in our house--in fact, we even celebrate half-birthdays!! (half a birthday cake and a dinner at home of their choice!) You don't have to go all out and spend a ton of money to have a great birthday. In fact, my son's favorite birthday party, when he turned 4, was awesome! We set up the house as different play zones using his own toys. Dining room was football with tape for lines (we did move the furniture out for that one) and then a wooden train room, and a Hot Wheels room. The 6 boys played for hours! And his friends each brought him a new Hot Wheels car--$1 to $3 each. Awesome. We don't do this every year, but a few times during childhood and they get to pick their cake and dinner at home as well. We have a set limit on how much we spend for birthdays and for Christmas--you get creative when you only have $20 - $25 to spend on a person for Christmas! Are we overloaded? No. Are we breaking the bank? No. We save ahead of time and have fun celebrating!!
I have been searching for a website like this in the field I am interested in. I am a big fan. I was thinking about creating my own blog about similar ideas for like-minded people. Some good ideas here. Thanks, I can only hope mine turns out as good as this one.
How long does the pledge have to set on the dvd before i can wipe it off and for it to work properly? Definitely not less than 15 seconds.
instead of buying an expensive antenna for your usb modem try buying a female to male 10' usb cord and run it up away from your other electronics it worked for me i went from 200 kbps to 850 kbps in 2mins.
i am really interested in this article. i would like to learn more about this.
Once you hit thirty the rule is: you get to celebrate your birthday for the same number of days as you are old. For example, if you are turning 35 you get to celebrate your birthday for 35 days. If you are turning 67 you get to celebrate for 67 days.
I don't know what all you guys are doing for your birthdays, but I'm 9 days into my birthday and it's been awesome.
was a bad choice of words on my part. I do say that you should go out and spend the day/evening having some fun, but all the gifts and cards and BS was what I was arguing against. My bad. Apologies for all you folks wanting to shoot me for saying you can't have any fun any more.
We always do something we both love to do. Sometimes it's work out and then buy some greasy takeout (we don't go out to restaurants much). Cheap, satisfying, we still feel good, and we did it together. Other days we go to a museum (free in DC) - empty b/c everyone else is at a restaurant!
I love birthdays - mine and everyone's that I know about. We keep a huge calendar on my husband's closet door where we mark everyone's birthdays as we find out about them - even people we don't know well. And when we look at it, we think of them and send them a birthday wish - either for real, or in our thoughts. I love keeping people I like in my mind - and at this age, that's no easy task!
When I turned 60 my husband offered to have a party - I could invite anyone I wanted, he'd do the barbecue and cake, they could bring a dish or drink of some sort instead of gifts. And the surprise was the doo - wop group who were FABULOUS! I'd taken a doo-wop class a couple of times at the local community college and love singing like that - and got to jump in on a couple of numbers. I had a blast. And we danced. Everyone danced! People still talk about that part as the best they ever went to. YOu have to realize my husband is not a party person - so arranging this was really something special for him, and it was wonderful.
We don't do a lot of gifts for birthdays or fancy stuff. We like to celebrate with our kids, grandchildren, friends - but it can be simple - even the kids don't need a lot of stuff. And we do like to send that money to where it is really needed. We do this at Christmas, too.
So I agree with this column a lot in terms of not spending a lot of money, necessarily; and not even having parties all the time. But I like to sing happy birthday to people, I like them to wish me a happy birthday. It just kind of says, I'm glad you're here.
Good one, Sonja. The pictures really help out, so I can see if I'm getting it totally wrong or am right on track. Great series.
You can also follow me on Twitter and Trek Hound.
I just had my birthday, and it was terrible. I didn't care, a whole bunch of well-meaning people made a big fuss and it just made it worse. An office "party" turned into 45 minutes of awkward silence, punctuated by That Guy making fun of me, which made me and everyone in the room uncomfortable. I got a million cards that literally went from envelope to recycle bin.
Please, if we could just do the decades from 30 - 60 or so? I'm not just talking skip the gifts - skip the concept entirely!! It would make the years we celebrated that much more special.
"Wearing a t-shirt indoors while it's sub-zero outside is a luxury whose time has passed"
Uh, no. Have fun freezing your asses off people.
Here is a good article "Is All Debt Bad?" It provides some good examples.
Hope this helps
Kevin
Allstate Insurance Advocate