I understand completely the angle that you are taking with this article and of course, I understand that you are an advocate of being a responsible consumer. But just to engage an enticing topic, I will offer up a counter argument. If you have to sit there reading labels, put the food back. There aren't any labels in your produce aisle. Better yet, grow some of your own food. I live on a very tiny city plot. It literally takes me ten minutes to mow my front and back lawn with a push mower. Even at that, we still grow a number of herbs, tomatoes, peppers and zucchinis. It's also quite easy to make your own bread. In fact, just like in the Bhagavad Gita, I would argue making your own bread, growing your own food, is quite spiritual, can often be quite a bit cheaper...just a package of seeds, some water and some sweat equity. Replace your guilt with pride in your own creations.
Well...just remembering back to my younger days, pre-Atari 2600, but we played sports outside all year long. Hockey in the driveway in the winter...awesome when the snow banks were high enough that you could check your opponent into them, football in the fall and spring, baseball complete with rules for base hits based on where the ball landed...we even had statistics and kept track of wins and losses.
Now, as a brand new father of triplets, I wonder what my kids are going to want to do when they get a little older? I hope that they learn to enjoy the outdoors but the skeptic in me wonders.
This program sucks. I have a 1993 Oldsmobile Cierra that I would definitely call a clunker. But guess what? The government says that my car is rated to get a combined fuel rating of 22 mpg. It doesn't. But it doesn't matter what it actually gets. I went to the dealer to try to buy a new car and take advantage of the program. I CAN'T!!!. If I can't use my 16 year old car in this program then this program sucks. Actually, there are VERY FEW cars that qualify for the program. Check it out for yourselves. Your current car has to get less than 18mpg combined city and highway. This is nothing but a waste of legislation.
The book idea is great. It teaches kids skills like writing and managing a large project. Also worthwhile to have kids test their entrepreneurial skills with lemonade stands and the like - introduce them to the real world.
I've been in process with the making home affordable program with chase since March 09! I purchase my house November 06 and have been current on my mortgage payments with a struggle. I have made a decision that I will not be paying July mortgage payment, I will be using it to catch up on my pass due utilities! My utlities bills has double and I am also struggling to buy food for my family and struggling to gas up my car for work! I had to borrow $450 from my parents to get my electric/water back on. I also told all of the above to a chase supervisor and he told me that by not paying will put me in a better situation to show them I am a distress homeowner. I was shock to hear that! Since I am not going to pay for July I know the collections calls is going to start and I am looking forward to them! I can't wait to tell chase what I did with July's mortgage payment! I'll bet I get there attention now! The ball is in their court and I am already filling releaf of the decision I made! DUMP!!! Thanks for reading my blog! Jersy Girl!
I look at recession as a time of opportunity. To me this is when investors make money. I know this is counter to what most people think, however I do believe its all about perception and position.
When the market was going good I could not afford to buy a house. Now that the market is bad, I can't afford not to. There are great buys all over in houses. With the stock market down there are a lot of undervalued stocks to pick up, In a strong economy there are very few if any bargains. If I wanted to start a business there are bargains to be had in the form of talented labor and cheaper start up costs.
This is all dependent on how you are setup financially. If you are not financially sound its hell, however if you are its heaven.
See--there's a prefect example. I've got no problem making my own hamburger patties. I worked as a cook for a while and got quite good at making the patties exactly the weight the boss wanted. (He'd yell at us for not weighing them, and then he'd weigh them and they'd be exactly right.) Why would I pay someone to do something I can do myself in 20 seconds?
On the other hand, we buy exotic flour to put in our bread, when it would be cheaper to just use whole wheat. But we like to have a bit of this or that in each loaf, and for each loaf to be a little different.
It's where a market economy wins--you can pay for your luxuries and I can pay for mine and we both feel like we've gotten exactly what we wanted.
Since my youngest is 32 I am definitely old school. Our kids all six of them found things to do doing the summer and if they didn't there were lots of household tasks assigned. They were not bored and are all very creative and productive adults.
Wow, all of these stories have really opened my eyes to financial mistakes that are so often made because we do not educate ourselves enough. I am a young expecting mother and I would say that my worst financial mistake so far has been not saving money. I recently was let go from my job because it required me to take x-rays which i cannot do while i am pregnant. Soo.. now I'm in the position of paying rent and living off unemployment. That isn't so bad but knowing that I have this little gift on it's way which I know will be a huge expense is pretty scary.. I just wish that I saved more... It seems that the common feel among all these posts is EDUCATE yourself!!! I found the following website that lays out some of the top financial mistake people make and how to avoid them. http://www.e-personalfinance.com/article/Top-10-Financial-Mistakes-Made-...
I found it pretty informative and helpful in educating myself for the future because there is nothing we can do about the past.
It totally makes sense to pay your mortgage with a cashback credit card, assuming you pay off your credit card in full and on time. However, some banks simply do not allow it.
The recession around here means cheaper purchases and vacations; I'm luckily not personally affected much yet and have been able to save. I sold my house for a small loss but at least it's sold. I like that people are slowing down and thinking about their spending and saving; that switch from mass consumption to thoughtful use of resources is long overdue.
A recession is an economic phenomenon that causes everyone to redefine their lifestyle and daily routine.
Example: I went to Goodwill recently (an ordinary activity for a college student) and couldn't find a parking space. The store was located in a middle class/upper-middle class town (Orland Park, IL). Just when you think you know the severity of an event, little things like that will take you by surprise.
My family has been fortunate so far, we both have good stable jobs. However, many people I know (in their mid 20s) have been laid off and unable to find a job, making the "recession" real to me.
In our house, it encourages my husband to curtail his spending and for us to re-evaluate our finances to be more frugal. It also reduces the "shame factor" of eating bagged lunches, using coupons religiously and looking for the best deal as others are also feeling the pinch.
Recession - when every day, on every morning news show, there are lessons on saving money, and they're HILARIOUS to those of us who are already frugal! Examples: "buy generic", "turn your heater down in the winter", and "consider downgrading your cell phone plan".
To me the word "recession" means increased traffic from student who are applying for financial aid. I am a financial aid counselor at a technical college and we have seen a dramatic rise (roughly 34%) over this same time last year, in the number of FAFSA applications. On a daily basis I deal with student who have been laid off or had their hours reduced due to the "recession". I have also seen first hand the incredible numbers of people who are flocking to technical schools as their savior to re-tool and equip themselves for a career change as a result of job loss or reduced income as a direct result on our "recession". Unfortunately for me, "recession" means job security.
To me, this recession seems to be about people being anxious over jobs and being more conservative about spending. Personally, I haven't felt a lot of the effects. My job is currently secure (or as secure as it can be in a fluctuating industry which relies upon military funding). But I know multiple people who have either been laid off or will be soon. The prospects for finding new jobs are slim. Some of my high school kids at church have mentioned that they've had a tough time finding part time jobs.
I am kinda enjoying the sales and deals that I've been able to get and anticipate that this will continue for at least the next few months.
Wow, that's... that's some interesting reasoning there. I mean, I don't think there are any statistics on this, but my guess is that most pedophiles don't find their victims by finding strangers' wallets and checking for baby photos. But that's an interesting paranoia to have.
When I think recession, I picture a beautiful, lustrous hairline...going away.
This receding hairline, unlike the effects of recession will not be back.
I see a recession as a temporary stoppage of growth and a time to reflect on why the growth has stopped.
I'm not American, but didn't the recession start BEFORE the Democrats were in charge?
And also, how does that theory work out when you consider that this is a global recession, and other countries have various parties of various political ideologies in charge, which may or may not be in line with your Democrats?
I think correcting spelling errors is part of your official "scribe for the tribe" duties. =)
I understand completely the angle that you are taking with this article and of course, I understand that you are an advocate of being a responsible consumer. But just to engage an enticing topic, I will offer up a counter argument. If you have to sit there reading labels, put the food back. There aren't any labels in your produce aisle. Better yet, grow some of your own food. I live on a very tiny city plot. It literally takes me ten minutes to mow my front and back lawn with a push mower. Even at that, we still grow a number of herbs, tomatoes, peppers and zucchinis. It's also quite easy to make your own bread. In fact, just like in the Bhagavad Gita, I would argue making your own bread, growing your own food, is quite spiritual, can often be quite a bit cheaper...just a package of seeds, some water and some sweat equity. Replace your guilt with pride in your own creations.
Namaste ~
We got 2 boxes of cereal for free. It was so bad we threw it out!
Guess the shakes are just as bad!
Recession to me means we've been spending too much and not saving enough money.
And I'm trying not to be "that guy" but it looks like Boredom is misspelled in the title. Sorry.
Sincerely,
That Guy
Well...just remembering back to my younger days, pre-Atari 2600, but we played sports outside all year long. Hockey in the driveway in the winter...awesome when the snow banks were high enough that you could check your opponent into them, football in the fall and spring, baseball complete with rules for base hits based on where the ball landed...we even had statistics and kept track of wins and losses.
Now, as a brand new father of triplets, I wonder what my kids are going to want to do when they get a little older? I hope that they learn to enjoy the outdoors but the skeptic in me wonders.
This program sucks. I have a 1993 Oldsmobile Cierra that I would definitely call a clunker. But guess what? The government says that my car is rated to get a combined fuel rating of 22 mpg. It doesn't. But it doesn't matter what it actually gets. I went to the dealer to try to buy a new car and take advantage of the program. I CAN'T!!!. If I can't use my 16 year old car in this program then this program sucks. Actually, there are VERY FEW cars that qualify for the program. Check it out for yourselves. Your current car has to get less than 18mpg combined city and highway. This is nothing but a waste of legislation.
The book idea is great. It teaches kids skills like writing and managing a large project. Also worthwhile to have kids test their entrepreneurial skills with lemonade stands and the like - introduce them to the real world.
I've been in process with the making home affordable program with chase since March 09! I purchase my house November 06 and have been current on my mortgage payments with a struggle. I have made a decision that I will not be paying July mortgage payment, I will be using it to catch up on my pass due utilities! My utlities bills has double and I am also struggling to buy food for my family and struggling to gas up my car for work! I had to borrow $450 from my parents to get my electric/water back on. I also told all of the above to a chase supervisor and he told me that by not paying will put me in a better situation to show them I am a distress homeowner. I was shock to hear that! Since I am not going to pay for July I know the collections calls is going to start and I am looking forward to them! I can't wait to tell chase what I did with July's mortgage payment! I'll bet I get there attention now! The ball is in their court and I am already filling releaf of the decision I made! DUMP!!! Thanks for reading my blog! Jersy Girl!
I look at recession as a time of opportunity. To me this is when investors make money. I know this is counter to what most people think, however I do believe its all about perception and position.
When the market was going good I could not afford to buy a house. Now that the market is bad, I can't afford not to. There are great buys all over in houses. With the stock market down there are a lot of undervalued stocks to pick up, In a strong economy there are very few if any bargains. If I wanted to start a business there are bargains to be had in the form of talented labor and cheaper start up costs.
This is all dependent on how you are setup financially. If you are not financially sound its hell, however if you are its heaven.
@ Valerie:
See--there's a prefect example. I've got no problem making my own hamburger patties. I worked as a cook for a while and got quite good at making the patties exactly the weight the boss wanted. (He'd yell at us for not weighing them, and then he'd weigh them and they'd be exactly right.) Why would I pay someone to do something I can do myself in 20 seconds?
On the other hand, we buy exotic flour to put in our bread, when it would be cheaper to just use whole wheat. But we like to have a bit of this or that in each loaf, and for each loaf to be a little different.
It's where a market economy wins--you can pay for your luxuries and I can pay for mine and we both feel like we've gotten exactly what we wanted.
Since my youngest is 32 I am definitely old school. Our kids all six of them found things to do doing the summer and if they didn't there were lots of household tasks assigned. They were not bored and are all very creative and productive adults.
Wow, all of these stories have really opened my eyes to financial mistakes that are so often made because we do not educate ourselves enough. I am a young expecting mother and I would say that my worst financial mistake so far has been not saving money. I recently was let go from my job because it required me to take x-rays which i cannot do while i am pregnant. Soo.. now I'm in the position of paying rent and living off unemployment. That isn't so bad but knowing that I have this little gift on it's way which I know will be a huge expense is pretty scary.. I just wish that I saved more... It seems that the common feel among all these posts is EDUCATE yourself!!! I found the following website that lays out some of the top financial mistake people make and how to avoid them.
http://www.e-personalfinance.com/article/Top-10-Financial-Mistakes-Made-...
I found it pretty informative and helpful in educating myself for the future because there is nothing we can do about the past.
It totally makes sense to pay your mortgage with a cashback credit card, assuming you pay off your credit card in full and on time. However, some banks simply do not allow it.
The recession around here means cheaper purchases and vacations; I'm luckily not personally affected much yet and have been able to save. I sold my house for a small loss but at least it's sold. I like that people are slowing down and thinking about their spending and saving; that switch from mass consumption to thoughtful use of resources is long overdue.
A recession is an economic phenomenon that causes everyone to redefine their lifestyle and daily routine.
Example: I went to Goodwill recently (an ordinary activity for a college student) and couldn't find a parking space. The store was located in a middle class/upper-middle class town (Orland Park, IL). Just when you think you know the severity of an event, little things like that will take you by surprise.
My family has been fortunate so far, we both have good stable jobs. However, many people I know (in their mid 20s) have been laid off and unable to find a job, making the "recession" real to me.
In our house, it encourages my husband to curtail his spending and for us to re-evaluate our finances to be more frugal. It also reduces the "shame factor" of eating bagged lunches, using coupons religiously and looking for the best deal as others are also feeling the pinch.
Recession - when every day, on every morning news show, there are lessons on saving money, and they're HILARIOUS to those of us who are already frugal! Examples: "buy generic", "turn your heater down in the winter", and "consider downgrading your cell phone plan".
:-)
To me the word "recession" means increased traffic from student who are applying for financial aid. I am a financial aid counselor at a technical college and we have seen a dramatic rise (roughly 34%) over this same time last year, in the number of FAFSA applications. On a daily basis I deal with student who have been laid off or had their hours reduced due to the "recession". I have also seen first hand the incredible numbers of people who are flocking to technical schools as their savior to re-tool and equip themselves for a career change as a result of job loss or reduced income as a direct result on our "recession". Unfortunately for me, "recession" means job security.
To me, this recession seems to be about people being anxious over jobs and being more conservative about spending. Personally, I haven't felt a lot of the effects. My job is currently secure (or as secure as it can be in a fluctuating industry which relies upon military funding). But I know multiple people who have either been laid off or will be soon. The prospects for finding new jobs are slim. Some of my high school kids at church have mentioned that they've had a tough time finding part time jobs.
I am kinda enjoying the sales and deals that I've been able to get and anticipate that this will continue for at least the next few months.
Wow, that's... that's some interesting reasoning there. I mean, I don't think there are any statistics on this, but my guess is that most pedophiles don't find their victims by finding strangers' wallets and checking for baby photos. But that's an interesting paranoia to have.
I couldnt find mine either.. but i finally found it under the battery cover
I most strongly equate a recession with jobs disappearing.
My fiance graduated with his bachelor's this May and the job hunt is awful, especially in mid-michigan.
When I think recession, I picture a beautiful, lustrous hairline...going away.
This receding hairline, unlike the effects of recession will not be back.
I see a recession as a temporary stoppage of growth and a time to reflect on why the growth has stopped.
I'm not American, but didn't the recession start BEFORE the Democrats were in charge?
And also, how does that theory work out when you consider that this is a global recession, and other countries have various parties of various political ideologies in charge, which may or may not be in line with your Democrats?