Ellsbury is practically guaranteed to steal another base before the end of the series, especially since the "stolen base" was actually a balk. He steals bases like candy from a baby.
Mel, our public library is a great resource for movies, internet, classes, and yes, books! Good idea to remind us of the movies available there in VHS and DVD format.
Thanks for sharing this personal story. I too wish we had had this product a few years ago to help. However, thanks to people like Paul we continue, daily, to try to spread the word about this product. I appreciate all the WiseBread readers.
Again, thank you for your comment and for sharing!
I cannot tell you how many countless times I have lost my bid due to being at work where EBAY is blocked internally. I go home and realize I lost it to a penny or something. Sniping is great if you are the one on the receiving end, but terrible if not.
This is a very good post, and I will certainly check out the Quiet Millionaire. I think the key to the 7 items is to focus on what you can control as opposed to what you can't. Obviously, spending, portfolio construction, credit expenses, and materialism can be controlled, but items like inflation and taxes really can't. Sure you can do some tax planning, but unless you are a small business owner you are limited in the avoidance tactics you can pursue for taxes. As far the unexpected events, you can prep for the most common: have disability insurance, proper medical insurance, home/auto/liability/life insurance. But, beyond insuring against known possible acts, it is hard to prepare.
The Only major difference between a plastic corok or a natural one is that the plastic is absolutely air tight your botle will age diferently and te same batch of wine over a few decade will taste a bit difference but most wine get to there maturity "age"
in a lapse of time to short to truly see a big difference so i`d say get use to the plastic it not so bad ;)and it good for the forest
By the way, drinking wine out of a box isn't bad. You just have to rename it something sexy, like "box 'o wine." Then it sounds fancy. And hey, that's more for your money which is the theme of the site so you are right on target!
I've lived it. Ten years ago, I donated my eggs to an infertile couple and now when I need it most, the gift of life is coming back to me, halfway around the world. I'm leaving in December to get embryonic stem cell treatments in India. The infertility doctor there is patenting her technology where she is able to create stem lines for all patients from one donated embryo. It's truly amazing.
I never imagined from my giving would come this new chance for life.
Something little I always do is put an extra coin or two in the parking meter when I park, so there is always time left over for the next person. And, there have been very few times since I started that, where I don't drive up to one and there is still time on it!
Cindy, I agree with you about the cell phone thing. We have one because it's a necessity for my consultant husband who bounces between clients all day. Without it, he'd be unable to do his job. Fortunately, it's a reimbursable expense. I have mine for emergency use, and it costs all of ten bucks a month because it's a rider on the contract for my husband's phone. I'd just as soon not have the darn thing, but the expense is negligible, so I keep it. Now, if I could only remember to charge it occasionally!
Our home phone is probably short-lived at this point. It seems silly to keep it, since the cells meet our communication needs. At the very least, I'm going to drop back to minimal service and drop long-distance.
Excellent and interesting posts. Go #6. Nora, I'm right there with you on all but the phone thing. I have a land line (not that expensive) and could care less about a cell phone; somebody please tell me what is the fascination with people running their mouths on their phones all the time, I will never understand it. (I have to keep a tracfone right now because I help babysit the grandnephews at my niece's house; she has no land line, but when the babysitting is over, my tracfone is history). The car is paid for and when it wears out, no more car for me, and I'm actually looking forward to it. I use rabbit ears for the TV and am fine with it. I bet if you asked, most people would say they tune into their local public TV channel, ABC, CBS or NBC most nights anyway and could get over not having cable easy enough. And I get my DVDs and VHS tapes from the library, I would never even rent a movie again, my library has a great selection and you can reserve them ahead of time. I do work from home and need the high-speed internet connection so I pay for that. I do mind but then again, I'm home and would hate like the dickens to return to an office setting. Bottled water or coffee out? Please. That's what your thermos and water bottle that you can find at any thrift store are for, to refill at home before you leave.
I am having problems entering any codes with the letter O on it. I thought perhaps my key was stuck so I moved to another computer in the house and then another...to my surprise it was not my computers...anyone else out there struggling with this issue?
Ever since I read about the loss of cork forests and the loss of habitat and local jobs that they provide, I have been committed to purchasing wines with natural cork stoppers.
In fact, I wrote several posts about this issue on my blog, and am keeping an ongoing list of wines and what kind of stoppers they have, since it's impossible to tell before opening them:
I find it ironic that people will use a material that is completely un-biodegradable, unrecyclable, and unsustainable (yeah, I'm talking about plastic) to save something that is completely biodegradable. This isn't just true for wine, but all kinds of produce. It's anathema to me that people will invest in those special green plastic produce bags (and yes, they are plastic) to keep some food from spoiling, and then end up with millions of plastic bags in landfills when the produce could have been composted.
Okay, maybe spoiled wine and spoiled produce are a waste of money on the front end, but the pollution from plastics bears a huge environmental cost that people need to consider in the overall picture.
Well, yeah, but it's my only phone. If I didn't have it, it'd be tough to call my parents when I need to, which often happens when I'm out and about. I'm not a cell phone junkie by any means - I don't use the phone unless I really need to, and I have a cheap plan. But it's my main means of communication, for freelance work as well.
All the others, though, make me feel vindicated. I haven't had a TV in years, and I don't miss it. I don't mind paying for internet service that's fast and reliable, because I use the internet at home all the time, for work and entertainment purposes.
Having a financial plan to pass on is great. If that's too ambitious, though, just a simple document that lists all the bank accounts, brokerage accounts, and mutual funds, together with URLs or phone numbers, could be a great help, especially if the person who dies is the person who has been managing the finances for the household.
Honestly, I never thought I'd say this... but I used to spend a fortune getting facial waxing and getting my hair cut and dyed. After my son was born, the expense and hassle of doing this finally caught up with me. I learned to groom my own eyebrows, and they look good. It's not as hard as I feared. I keep my hair longer, so I don't need to get it cut often, and I color it myself. It saves a ton of money as well as time, both of which are at a premium. And the learning and experimentation have been kind of fun. I get a lot of compliments, and if it's not always perfect, well, it acutally fits my punky DIY aesthetic better than any salon fussing can ever achieve!
My husband and I are currently in the process of implementing most of these tips.
* We don't have a television, but we do have high-speed internet. Bonus: my spouse's workplace reimburses us for the internet subscription, so it's free to us.
* We do have a land-line and always thought that it was necessary for 911 service (we have children and I was worried that if they called on a cell, they wouldn't be able to give our address correctly), but perhaps that's not true based on a previous post. I'll be checking into that today!
* We don't drink coffee, and we bottle our own water in reusable containers.
* We use cash, so no credit card insurance required.
* We always make our own lunches. I agree with you, Nora, leftovers are yummy!
* We shop for food twice a month and stick to a list, reducing impulsive purchases.
On top of that, we are currently looking to move to a neighborhood right across the street from my husband's employer, so we can dump the second car for a few years. This will provide great savings on insurance and fuel!
"Eating it and drinking a fine delicate wine, then heading out to see the latest artsy film at the independent theater doesn't raise your IQ or your general worth as a person, and chances are your server with her 2.50 an hour paycheck and fake smile plastered on her face knows ten times more than you do about sushi and washoku in general, so get over yourself. Seriously. It's just food."
Man, you've got a lot of pent-up hostility. That must really suck.
Experiencing a good film may not "raise your IQ", but it very likely will reduce your ignorance. Give it a try. Sounds like YOU are the one obsessing about/judging HOW people are eating. Seriously; it's just food. Get over your "Kentucky-fried sushi" self.
First, and I do realize that this was a splurge in the eyes of some, but having grown up in and around the movie and music businesses, an HDTV is important to me. Last year the decision to buy one was made, and I didn't even get the cheapest - I got the one with the specifications and technology that I preferred, and knowing this is a long-term purchase, I also sought out one that used as little electricity as possible. It was paid for via 0% interest and paid off on time. I don't have it because it makes me look cool, I have it because I'm passionate about movies. I have a great-sounding home theater system that goes with it, but it consists, with one exception, of components that were either handed down to me or bartered for on Craigslist using items that were simply taking up space in my life.
So, the question part: if any of you DO have HDTVs, any tips on keeping prices down? My experience is that to get HD programming, at least in New York where I live and you can't install an antenna for over-the-air broadcasts, you pretty much have to have cable. Does anyone have any tips for saving money here? it stinks because there is no "basic cable" where HD is concerned.
And now my comment:
PLEASE FOLKS, be CAREFUL with the "I just grab my neighbor's wireless" bit. All the smartness with your finances in the world doesn't matter if your financial records are easily accessed while you're on an unprotected network. Also, never conduct online banking (or really any sending of passwords, especially if you happen to just use ONE password for everything) on a "open" network. This includes Starbucks!!!
Put it this way - if you're on an unprotected network, and I was on it with you, I'd be able to see every password you typed, read every email, and yes, potentially even browse the files of your computer. Saving $30/mo on internet only to have your identity compromised is penny smart and pound foolish folks. Be careful!
We were so convinced we needed cell phones when my hubby started driving alot for his job. It wasn't that he needed the phone for emergencies as much as for when he needed to call home for directions. We saved a TON of money on minutes by getting a very small plan and getting him a GPS for his car. No more calls home from him, and the GPS is free to use once you purchase it!
We've definitely found the thing with grocery store trips to be true! We also have basic cable. There are a few shows that we really like. We may reevaluate that at some point, though.
Ellsbury is practically guaranteed to steal another base before the end of the series, especially since the "stolen base" was actually a balk. He steals bases like candy from a baby.
Mel, our public library is a great resource for movies, internet, classes, and yes, books! Good idea to remind us of the movies available there in VHS and DVD format.
Thanks for sharing this personal story. I too wish we had had this product a few years ago to help. However, thanks to people like Paul we continue, daily, to try to spread the word about this product. I appreciate all the WiseBread readers.
Again, thank you for your comment and for sharing!
Brett
I cannot tell you how many countless times I have lost my bid due to being at work where EBAY is blocked internally. I go home and realize I lost it to a penny or something. Sniping is great if you are the one on the receiving end, but terrible if not.
This is a very good post, and I will certainly check out the Quiet Millionaire. I think the key to the 7 items is to focus on what you can control as opposed to what you can't. Obviously, spending, portfolio construction, credit expenses, and materialism can be controlled, but items like inflation and taxes really can't. Sure you can do some tax planning, but unless you are a small business owner you are limited in the avoidance tactics you can pursue for taxes. As far the unexpected events, you can prep for the most common: have disability insurance, proper medical insurance, home/auto/liability/life insurance. But, beyond insuring against known possible acts, it is hard to prepare.
So focus on what you can control.
The Only major difference between a plastic corok or a natural one is that the plastic is absolutely air tight your botle will age diferently and te same batch of wine over a few decade will taste a bit difference but most wine get to there maturity "age"
in a lapse of time to short to truly see a big difference so i`d say get use to the plastic it not so bad ;)and it good for the forest
Who knew? Makes you think before you drink.....
By the way, drinking wine out of a box isn't bad. You just have to rename it something sexy, like "box 'o wine." Then it sounds fancy. And hey, that's more for your money which is the theme of the site so you are right on target!
Great job Andrea!
I've lived it. Ten years ago, I donated my eggs to an infertile couple and now when I need it most, the gift of life is coming back to me, halfway around the world. I'm leaving in December to get embryonic stem cell treatments in India. The infertility doctor there is patenting her technology where she is able to create stem lines for all patients from one donated embryo. It's truly amazing.
I never imagined from my giving would come this new chance for life.
Something little I always do is put an extra coin or two in the parking meter when I park, so there is always time left over for the next person. And, there have been very few times since I started that, where I don't drive up to one and there is still time on it!
It's the law of attraction!
Another expense, renting movies. I "rent" my movies from my local public library.... it works for me.
That's pretty cool Carrie, thanks.
first of all, pennies are copper not brass. get your facts right.
copper is then turned to zinc and then to brass DUH
Cindy, I agree with you about the cell phone thing. We have one because it's a necessity for my consultant husband who bounces between clients all day. Without it, he'd be unable to do his job. Fortunately, it's a reimbursable expense. I have mine for emergency use, and it costs all of ten bucks a month because it's a rider on the contract for my husband's phone. I'd just as soon not have the darn thing, but the expense is negligible, so I keep it. Now, if I could only remember to charge it occasionally!
Our home phone is probably short-lived at this point. It seems silly to keep it, since the cells meet our communication needs. At the very least, I'm going to drop back to minimal service and drop long-distance.
Excellent and interesting posts. Go #6. Nora, I'm right there with you on all but the phone thing. I have a land line (not that expensive) and could care less about a cell phone; somebody please tell me what is the fascination with people running their mouths on their phones all the time, I will never understand it. (I have to keep a tracfone right now because I help babysit the grandnephews at my niece's house; she has no land line, but when the babysitting is over, my tracfone is history). The car is paid for and when it wears out, no more car for me, and I'm actually looking forward to it. I use rabbit ears for the TV and am fine with it. I bet if you asked, most people would say they tune into their local public TV channel, ABC, CBS or NBC most nights anyway and could get over not having cable easy enough. And I get my DVDs and VHS tapes from the library, I would never even rent a movie again, my library has a great selection and you can reserve them ahead of time. I do work from home and need the high-speed internet connection so I pay for that. I do mind but then again, I'm home and would hate like the dickens to return to an office setting. Bottled water or coffee out? Please. That's what your thermos and water bottle that you can find at any thrift store are for, to refill at home before you leave.
No struggle, but I suspect that there are no O's - only zero's.
It's probably an inside joke about the losers who fall for this bull**** "contest".
I am having problems entering any codes with the letter O on it. I thought perhaps my key was stuck so I moved to another computer in the house and then another...to my surprise it was not my computers...anyone else out there struggling with this issue?
Ever since I read about the loss of cork forests and the loss of habitat and local jobs that they provide, I have been committed to purchasing wines with natural cork stoppers.
In fact, I wrote several posts about this issue on my blog, and am keeping an ongoing list of wines and what kind of stoppers they have, since it's impossible to tell before opening them:
http://www.fakeplasticfish.com/labels/wine.html
I find it ironic that people will use a material that is completely un-biodegradable, unrecyclable, and unsustainable (yeah, I'm talking about plastic) to save something that is completely biodegradable. This isn't just true for wine, but all kinds of produce. It's anathema to me that people will invest in those special green plastic produce bags (and yes, they are plastic) to keep some food from spoiling, and then end up with millions of plastic bags in landfills when the produce could have been composted.
Okay, maybe spoiled wine and spoiled produce are a waste of money on the front end, but the pollution from plastics bears a huge environmental cost that people need to consider in the overall picture.
Thanks for bringing up this issue.
Well, yeah, but it's my only phone. If I didn't have it, it'd be tough to call my parents when I need to, which often happens when I'm out and about. I'm not a cell phone junkie by any means - I don't use the phone unless I really need to, and I have a cheap plan. But it's my main means of communication, for freelance work as well.
All the others, though, make me feel vindicated. I haven't had a TV in years, and I don't miss it. I don't mind paying for internet service that's fast and reliable, because I use the internet at home all the time, for work and entertainment purposes.
Having a financial plan to pass on is great. If that's too ambitious, though, just a simple document that lists all the bank accounts, brokerage accounts, and mutual funds, together with URLs or phone numbers, could be a great help, especially if the person who dies is the person who has been managing the finances for the household.
Your comments are awesome. There seems to be a lot of ways of doing a living will--does anyone know what is best?
I haven't heard of life insurance for kids, but it does make sense. Thanks!
Honestly, I never thought I'd say this... but I used to spend a fortune getting facial waxing and getting my hair cut and dyed. After my son was born, the expense and hassle of doing this finally caught up with me. I learned to groom my own eyebrows, and they look good. It's not as hard as I feared. I keep my hair longer, so I don't need to get it cut often, and I color it myself. It saves a ton of money as well as time, both of which are at a premium. And the learning and experimentation have been kind of fun. I get a lot of compliments, and if it's not always perfect, well, it acutally fits my punky DIY aesthetic better than any salon fussing can ever achieve!
My husband and I are currently in the process of implementing most of these tips.
* We don't have a television, but we do have high-speed internet. Bonus: my spouse's workplace reimburses us for the internet subscription, so it's free to us.
* We do have a land-line and always thought that it was necessary for 911 service (we have children and I was worried that if they called on a cell, they wouldn't be able to give our address correctly), but perhaps that's not true based on a previous post. I'll be checking into that today!
* We don't drink coffee, and we bottle our own water in reusable containers.
* We use cash, so no credit card insurance required.
* We always make our own lunches. I agree with you, Nora, leftovers are yummy!
* We shop for food twice a month and stick to a list, reducing impulsive purchases.
On top of that, we are currently looking to move to a neighborhood right across the street from my husband's employer, so we can dump the second car for a few years. This will provide great savings on insurance and fuel!
"Eating it and drinking a fine delicate wine, then heading out to see the latest artsy film at the independent theater doesn't raise your IQ or your general worth as a person, and chances are your server with her 2.50 an hour paycheck and fake smile plastered on her face knows ten times more than you do about sushi and washoku in general, so get over yourself. Seriously. It's just food."
Man, you've got a lot of pent-up hostility. That must really suck.
Experiencing a good film may not "raise your IQ", but it very likely will reduce your ignorance. Give it a try. Sounds like YOU are the one obsessing about/judging HOW people are eating. Seriously; it's just food. Get over your "Kentucky-fried sushi" self.
OK, a question and a comment.
First, and I do realize that this was a splurge in the eyes of some, but having grown up in and around the movie and music businesses, an HDTV is important to me. Last year the decision to buy one was made, and I didn't even get the cheapest - I got the one with the specifications and technology that I preferred, and knowing this is a long-term purchase, I also sought out one that used as little electricity as possible. It was paid for via 0% interest and paid off on time. I don't have it because it makes me look cool, I have it because I'm passionate about movies. I have a great-sounding home theater system that goes with it, but it consists, with one exception, of components that were either handed down to me or bartered for on Craigslist using items that were simply taking up space in my life.
So, the question part: if any of you DO have HDTVs, any tips on keeping prices down? My experience is that to get HD programming, at least in New York where I live and you can't install an antenna for over-the-air broadcasts, you pretty much have to have cable. Does anyone have any tips for saving money here? it stinks because there is no "basic cable" where HD is concerned.
And now my comment:
PLEASE FOLKS, be CAREFUL with the "I just grab my neighbor's wireless" bit. All the smartness with your finances in the world doesn't matter if your financial records are easily accessed while you're on an unprotected network. Also, never conduct online banking (or really any sending of passwords, especially if you happen to just use ONE password for everything) on a "open" network. This includes Starbucks!!!
Put it this way - if you're on an unprotected network, and I was on it with you, I'd be able to see every password you typed, read every email, and yes, potentially even browse the files of your computer. Saving $30/mo on internet only to have your identity compromised is penny smart and pound foolish folks. Be careful!
We were so convinced we needed cell phones when my hubby started driving alot for his job. It wasn't that he needed the phone for emergencies as much as for when he needed to call home for directions. We saved a TON of money on minutes by getting a very small plan and getting him a GPS for his car. No more calls home from him, and the GPS is free to use once you purchase it!
We've definitely found the thing with grocery store trips to be true! We also have basic cable. There are a few shows that we really like. We may reevaluate that at some point, though.