I agree that working out is not really as effective for weight loss as most people think it is. You can't out train a bad diet.
However, this article completely downplayed the cardiovascular benefits of exercise and the benefits of strength training. Is it really a "waste of money" to keep your heart healthy and prevent bone and muscle loss? And since when does exercise necessarily mean you'll get injured? Not if you're being smart and not trying to overdo it.
Also - $8.49 for 30 day shred is expensive? Really?
I would wish for the housing market to come down just a little bit more or for me to receive a raise so I can feel comfortable buying a house. As it stands now, it is just out of my reach.
I would wish for either the housing market to come down a little more or to get a big enough raise so I can feel comfortable buying a house. It is just out of my reach as it stands right now.
I love WB so I hate to criticize but I think this title was deliberately misleading. You knew nobody would read it if you titled it like it should have been, "How to feel like you've won the lottery" or "Win the lottery without playing it". or even, "How to 'win the lottery' without paying a penny for the ticket". Lame.
My dad plays the lottery because he needs some hope in his life. He's uneducated (GED), is a combat veteran, works his fingers to the bone every day at a physical labor, dead end job making barely living wage. He needs something that he can afford, that he can hold in his hands and look at that gives him the hope (however remote) that one day he might not be doing this. I think you'll find that this is the majority of the people who play the lottery.
I agree with WB readers that the money would be best spent depositing in a high yield savings account but that's not something he can see. You tell him 3$ a week might eventually make something big in 10 years and he'll say, "I'm 67 years old. In 10 years I'll probably be dead."
I don't think that he or many of the other people in his situation would buy Escalades. His dream is to pay off the house that he and my mom own, pay off the medical bills from when he had his stroke, move closer to mom's relatives (a place where my parents can't afford to live) and establish trust funds to live on for he and his relatives. The closest he comes to buying an Escalade is, "...and I'd buy cars for you and your sisters. Well, maybe just you. Kat has a car and Em lives in DC so she doesn't need one, but you. Something nice, like a Yaris or a Civic. If it's a BIG Megamillions, I bet we could get you a Prius!"
This Neuro-Linguistic Programming sounds like late 1940's animal conditioning theory dressed-up with new words.
It is stimple assoc. of a cue (wrist-touch in your case) that has enough salient properties to be noticed with an emotional state (in this case a postitive 'happy' state).
I wonder how much someone charges to teach this as some deep insight into human behavior?
It is analogous to re-casting the old concept of 'Id' as 'inner child.'
Oh, I would love to have "enough" money not to work at a "real" job. I'd rather work on other projects - woodwork, knitting, cleaning, baking - and then have a part time job at a bakery.
You make good points. However, I would have to agree with the other commenters. Although cash is nice to have around, credit cards offer cashback rewards, cash is harder to budget (using my style of budgeting), and cash is more easily stolen and harder to get back.
My suggestion is to keep cash on you (I usually keep about $40 on me) and credit cards.
I use my credit/debt cards almost all of the time. Then, there are some places that only accept cash. Or some places that only accept cards, despite #1 in the article. When I need to use the cash, I use it. It's my backup, just in case credit doesn't work.
I would ask for me to be happy for what I do for a living, to be satisfied and to have every single bone of my body believe it, so that the next step taken by the universe would be to have money working for me, and never the other way around...
My financial wish would be for people to start ordering from my website and for it to start producing an income for me. I've put in countless hours in putting this website up over the past two years and have yet to receive my first order.
My wish would be to go to sleep at night knowing that our finances and the finances of our loved ones are in good order. We're all facing some sort of financial difficulties, whether it's paying off a credit card or budgeting for the basics at the grocery store. To know that my family can make ends meet and still have plenty of breathing room would be the ultimate granted wish.
Oh you have made me so happy! I'm a reporter at a local daily paper, and I love it, so watching the print news demise is really sad. There's just something about a newspaper in your hand that's so much more relaxing to read than online.
Also, it makes good packing paper, wrapping paper, pet cage liners and on and on and on.
Keep reading!
I'd have to pick from several dreamy self indulgent ideas. Hmmm. A tree house in the woods, (to visit during stressful times). Plane fare to Italy to see friends and family with enough left over to explore Florence. A leisurely cross country trip including touristy places, quirky buildings, and stainless steel sided diners.
My financial wish would be for my mother and sister rather than myself. My sister is a single mother of three and she is caring for my ailing mother. I would like to secure a place for them to stay Something in a safe nieghborhood with a yard that is paid for.
my wish would be to have professional ABA therapy for our four year old son who was diagnosed with autistim at three. We are trying to downsize to do what we can, but everything we try is more expensive then the last.
My wish is also to be debt-free, which means somehow $20,000 of student loan debt - soon to be $65,000 - and $8,000 of credit card debt would just magically disappear. I'll take a $20 Amazon giftcard in the meantime, tho. ;)
My wish: to win the lottery so my parents can retire and have financially security and so my brother can go to whatever college he wants to go to. And (not going to lie) it would be nice to have financial security in my own life as well.
I agree that working out is not really as effective for weight loss as most people think it is. You can't out train a bad diet.
However, this article completely downplayed the cardiovascular benefits of exercise and the benefits of strength training. Is it really a "waste of money" to keep your heart healthy and prevent bone and muscle loss? And since when does exercise necessarily mean you'll get injured? Not if you're being smart and not trying to overdo it.
Also - $8.49 for 30 day shred is expensive? Really?
I found it especially hilarious that when this post came up in my Google Reader, the banner ad at the bottom was a giant photo of a glazed donut :)
I would wish for the housing market to come down just a little bit more or for me to receive a raise so I can feel comfortable buying a house. As it stands now, it is just out of my reach.
I would wish for either the housing market to come down a little more or to get a big enough raise so I can feel comfortable buying a house. It is just out of my reach as it stands right now.
My wish is this:
I am on the cusp of having my two side businesses generate enough income so I can quit my "day" job.
I am hoping for the last little nudge to get me over the top and allow me to quit my day job!
I love WB so I hate to criticize but I think this title was deliberately misleading. You knew nobody would read it if you titled it like it should have been, "How to feel like you've won the lottery" or "Win the lottery without playing it". or even, "How to 'win the lottery' without paying a penny for the ticket". Lame.
My dad plays the lottery because he needs some hope in his life. He's uneducated (GED), is a combat veteran, works his fingers to the bone every day at a physical labor, dead end job making barely living wage. He needs something that he can afford, that he can hold in his hands and look at that gives him the hope (however remote) that one day he might not be doing this. I think you'll find that this is the majority of the people who play the lottery.
I agree with WB readers that the money would be best spent depositing in a high yield savings account but that's not something he can see. You tell him 3$ a week might eventually make something big in 10 years and he'll say, "I'm 67 years old. In 10 years I'll probably be dead."
I don't think that he or many of the other people in his situation would buy Escalades. His dream is to pay off the house that he and my mom own, pay off the medical bills from when he had his stroke, move closer to mom's relatives (a place where my parents can't afford to live) and establish trust funds to live on for he and his relatives. The closest he comes to buying an Escalade is, "...and I'd buy cars for you and your sisters. Well, maybe just you. Kat has a car and Em lives in DC so she doesn't need one, but you. Something nice, like a Yaris or a Civic. If it's a BIG Megamillions, I bet we could get you a Prius!"
This Neuro-Linguistic Programming sounds like late 1940's animal conditioning theory dressed-up with new words.
It is stimple assoc. of a cue (wrist-touch in your case) that has enough salient properties to be noticed with an emotional state (in this case a postitive 'happy' state).
I wonder how much someone charges to teach this as some deep insight into human behavior?
It is analogous to re-casting the old concept of 'Id' as 'inner child.'
Oh, I would love to have "enough" money not to work at a "real" job. I'd rather work on other projects - woodwork, knitting, cleaning, baking - and then have a part time job at a bakery.
You make good points. However, I would have to agree with the other commenters. Although cash is nice to have around, credit cards offer cashback rewards, cash is harder to budget (using my style of budgeting), and cash is more easily stolen and harder to get back.
My suggestion is to keep cash on you (I usually keep about $40 on me) and credit cards.
I use my credit/debt cards almost all of the time. Then, there are some places that only accept cash. Or some places that only accept cards, despite #1 in the article. When I need to use the cash, I use it. It's my backup, just in case credit doesn't work.
I would ask for me to be happy for what I do for a living, to be satisfied and to have every single bone of my body believe it, so that the next step taken by the universe would be to have money working for me, and never the other way around...
My financial wish would be for people to start ordering from my website and for it to start producing an income for me. I've put in countless hours in putting this website up over the past two years and have yet to receive my first order.
My wish would be to go to sleep at night knowing that our finances and the finances of our loved ones are in good order. We're all facing some sort of financial difficulties, whether it's paying off a credit card or budgeting for the basics at the grocery store. To know that my family can make ends meet and still have plenty of breathing room would be the ultimate granted wish.
Oh you have made me so happy! I'm a reporter at a local daily paper, and I love it, so watching the print news demise is really sad. There's just something about a newspaper in your hand that's so much more relaxing to read than online.
Also, it makes good packing paper, wrapping paper, pet cage liners and on and on and on.
Keep reading!
I'd have to pick from several dreamy self indulgent ideas. Hmmm. A tree house in the woods, (to visit during stressful times). Plane fare to Italy to see friends and family with enough left over to explore Florence. A leisurely cross country trip including touristy places, quirky buildings, and stainless steel sided diners.
The tree house wins.
"Money is like a sixth sense - and you can't make use of the other five without it." - William Somerset Maugham = I love this quote.
Its true
Very reminiscent of the Back To Cash Movement championed by Suze Orman. I agree with most of your points completely.
Best list of gifts for computer lovers. Evar.
My financial wish would be for my mother and sister rather than myself. My sister is a single mother of three and she is caring for my ailing mother. I would like to secure a place for them to stay Something in a safe nieghborhood with a yard that is paid for.
Christine
dazed1821@aol.com
I mean this respectfully... what evidence do you have to prove that this is accurate? If it is true, great post!
my wish would be to have professional ABA therapy for our four year old son who was diagnosed with autistim at three. We are trying to downsize to do what we can, but everything we try is more expensive then the last.
My wish is also to be debt-free, which means somehow $20,000 of student loan debt - soon to be $65,000 - and $8,000 of credit card debt would just magically disappear. I'll take a $20 Amazon giftcard in the meantime, tho. ;)
My wish: to win the lottery so my parents can retire and have financially security and so my brother can go to whatever college he wants to go to. And (not going to lie) it would be nice to have financial security in my own life as well.
I would love to pay off my house with enough left over to travel every few months.
I wish.... that I would end my last year of college debt free...
I wish to be debt free