what's a check? we've been using debit cards and on-line banking for over 5 years. I had issues finding a check to give my employer for my paycheck to be direct deposited.
Nice post but, it kills me every month. Unfortunately, i can not invest money only. but regularly audited by IRS or lose business, because nobody takes any money.
I use bill pay until our computer decided to die, it was brand new 4 and 1/2 weeks later and I had written almost 10 checks, I kept them in a secure place and was glad I had them and stamps and envelopes to pay our bills, no one refused our checks and they were deducted almost immediately from our checking account..I will still use checks just infrequently...any electronic device can die at any time, so checks are a convenient way to pay bills, pay for groceries and pay for prescriptions etc..long live checks!!!!!!!!
Artificial flower arrangements are not only for special occasions it is one of the marvelous gift like bouquet of flowers but the silk flowers are the best thing and last forever art of making variety of flowers much changed throughout history.
I write a check for rent and pay everything else electronically. I will sometimes write a check at the low-tech businesses who don't take cards when I visit my tiny hometown. Otherwise, the checkbook stays at home.
Ha...Always what I tell people on forums who think they're experts at everything. I'm currently in an MBA program and I took a finance class not too long a go. I thought about investing in the low market right now, but after I talk with my professor about the current market I had some doubt. He told me some of the stuff I never thought of before and from talking with him for 30min felt like I learned much more than a whole semester in class.
People should try to learn more about finances before investing or put their money into investors' hands. If they're that great, they won't be working for you, they would be investing themselves!
I lost a dog 2 years ago due to the bad batch o f dog food. I MISS HIM TERRIBLY!!! I had to put him down due ro kidney failure. I now have 2 resures dogs but due to financelley problems I cant afford the 2 doggs I have.I only hope that someone can help. I work 40 hours a week at a farm. My huisband is laid off but I want to keep bothknow where to get help please contact me @ qborn2662@gmail.com
Businesses add extra profit into their margins to cover the cost of professional bad-check writers and people who just don't care what their bank balance is. With all the free online payment options and debit cards, today (all free), not to mention the ecological waste of paper and he extra time people have to wait in the cashier's line, checks need to end now.
Annoying check writer here madly waving my check at you (which i completely filled out myself even as the costco cashier keeps reaching for it, "we'll do that for you, we'll do that for you, we'll do..."). I still use checks at Costco, anything regarding my kid's school, my hair stylist who only accepts cash or checks (and who i only see once every year or two), the DMV,...
I write checks still. I find it easier to be sure I've paid my bills because of the process of writing things. I study the same way. Typing things out and clicking buttons isn't the same. The act of writing keeps things in my memory, so when I'm taking a class or needing to remember anything, I write down what I need to know, and often I don't even need to look at my notes again. But I just use them to pay bills. I don't bring them to stores. I use my credit/debit card for that.
I write checks for lots of stuff still, my internet service, my cell phone, my water/waste water, my electric bill. I don't think it's a hassle. I don't use checks for stores or restaurants though.
I write checks for everything, and I do fill out every line. I even write them for "cash" for miscellaneous purchases. I tend to spend less when I write out checks, vs. using the debit cards. The mortgage is automatically transferred out of checking, as is one loan payment, and I pay our auto and home insurance on-line. Other than those, it's paper checks all the way - much easier for me to track spending and charitable giving that way.
Unless the 15-year mortgage has a dramatically lower interest rate than the 30-year mortgage, then you'll save interest and time by taking out the 30-year mortgage and making double payments. Mainly you'll save because you'll chip away at the principal faster and pay more each year ($25K vs. $20K approximately if you have a 5% fixed rate loan on $200K). The double payment will have you finishing the mortgage in less than 10 years. With the 15-year setup, you'll pay the loan off in 13.5 years.
The only paper check I write is for my rent and the apartment management is working on setting up an electronic withdrawal. I got 150 checks when I opened my current checking account in 2000 and still have almost 100 left.
I don't write checks at all anymore. I'm only on check number three of my check book and I've had the same bank account for five years. I use plastic or buy things over the internet. And coming from a cashier's perspective, getting bad checks is a big pain in the behind. I can see why they're falling out of favor.
I'd say checks for vendors is certainly a dying or dead thing, but it's still nice to get a check from grandma on my birthday (even if it is only for $20) and sometimes it's just more satisfying to fill out a check and tear it off the pad then to click your way through an anti-climactic website
I sometimes need checks for rent. In the past I got away with electronically sending money to one roommate who wrote the check. I find that there is an awkwardly large amount of money that still needs a check. Down payments on cars, rent, and a few other things make checks still necessary and annoying. I cannot wait until my landlord starts using paypal.
what's a check? we've been using debit cards and on-line banking for over 5 years. I had issues finding a check to give my employer for my paycheck to be direct deposited.
Nice post but, it kills me every month. Unfortunately, i can not invest money only. but regularly audited by IRS or lose business, because nobody takes any money.
I use bill pay until our computer decided to die, it was brand new 4 and 1/2 weeks later and I had written almost 10 checks, I kept them in a secure place and was glad I had them and stamps and envelopes to pay our bills, no one refused our checks and they were deducted almost immediately from our checking account..I will still use checks just infrequently...any electronic device can die at any time, so checks are a convenient way to pay bills, pay for groceries and pay for prescriptions etc..long live checks!!!!!!!!
My mortgage payment is an automatic deduction from my checking account and the rest of my bills I write checks for.
Artificial flower arrangements are not only for special occasions it is one of the marvelous gift like bouquet of flowers but the silk flowers are the best thing and last forever art of making variety of flowers much changed throughout history.
adding a couple capfuls to your bath water (ladies)... will help snap that p-ssy back... whpppssshh
I write a check for rent and pay everything else electronically. I will sometimes write a check at the low-tech businesses who don't take cards when I visit my tiny hometown. Otherwise, the checkbook stays at home.
Hopefully you've learned to spell. Learnt?
Ha...Always what I tell people on forums who think they're experts at everything. I'm currently in an MBA program and I took a finance class not too long a go. I thought about investing in the low market right now, but after I talk with my professor about the current market I had some doubt. He told me some of the stuff I never thought of before and from talking with him for 30min felt like I learned much more than a whole semester in class.
People should try to learn more about finances before investing or put their money into investors' hands. If they're that great, they won't be working for you, they would be investing themselves!
I lost a dog 2 years ago due to the bad batch o f dog food. I MISS HIM TERRIBLY!!! I had to put him down due ro kidney failure. I now have 2 resures dogs but due to financelley problems I cant afford the 2 doggs I have.I only hope that someone can help. I work 40 hours a week at a farm. My huisband is laid off but I want to keep bothknow where to get help please contact me @ qborn2662@gmail.com
Businesses add extra profit into their margins to cover the cost of professional bad-check writers and people who just don't care what their bank balance is. With all the free online payment options and debit cards, today (all free), not to mention the ecological waste of paper and he extra time people have to wait in the cashier's line, checks need to end now.
Annoying check writer here madly waving my check at you (which i completely filled out myself even as the costco cashier keeps reaching for it, "we'll do that for you, we'll do that for you, we'll do..."). I still use checks at Costco, anything regarding my kid's school, my hair stylist who only accepts cash or checks (and who i only see once every year or two), the DMV,...
Just a handful of my bills are paid via check. Most all bills are paid online, and my debit card is my main mode of payment.
I still write quite a few checks for daycare, bills, etc. I don't think that they will be going any time soon...
I write checks still. I find it easier to be sure I've paid my bills because of the process of writing things. I study the same way. Typing things out and clicking buttons isn't the same. The act of writing keeps things in my memory, so when I'm taking a class or needing to remember anything, I write down what I need to know, and often I don't even need to look at my notes again. But I just use them to pay bills. I don't bring them to stores. I use my credit/debit card for that.
I write checks for lots of stuff still, my internet service, my cell phone, my water/waste water, my electric bill. I don't think it's a hassle. I don't use checks for stores or restaurants though.
I write checks for everything, and I do fill out every line. I even write them for "cash" for miscellaneous purchases. I tend to spend less when I write out checks, vs. using the debit cards. The mortgage is automatically transferred out of checking, as is one loan payment, and I pay our auto and home insurance on-line. Other than those, it's paper checks all the way - much easier for me to track spending and charitable giving that way.
listen man everyone needs help sometimes in life and its our duty and responsibility to help them out
Unless the 15-year mortgage has a dramatically lower interest rate than the 30-year mortgage, then you'll save interest and time by taking out the 30-year mortgage and making double payments. Mainly you'll save because you'll chip away at the principal faster and pay more each year ($25K vs. $20K approximately if you have a 5% fixed rate loan on $200K). The double payment will have you finishing the mortgage in less than 10 years. With the 15-year setup, you'll pay the loan off in 13.5 years.
The only paper check I write is for my rent and the apartment management is working on setting up an electronic withdrawal. I got 150 checks when I opened my current checking account in 2000 and still have almost 100 left.
I am forced to write one check a month for my rent. For some reason this is all that the community will accept.
I don't write checks at all anymore. I'm only on check number three of my check book and I've had the same bank account for five years. I use plastic or buy things over the internet. And coming from a cashier's perspective, getting bad checks is a big pain in the behind. I can see why they're falling out of favor.
I'd say checks for vendors is certainly a dying or dead thing, but it's still nice to get a check from grandma on my birthday (even if it is only for $20) and sometimes it's just more satisfying to fill out a check and tear it off the pad then to click your way through an anti-climactic website
If you buy a combo DVD/VCR and convert the DVD, will the VCR also be converted? I have a Region 2 tape that I want to play in the US.
I sometimes need checks for rent. In the past I got away with electronically sending money to one roommate who wrote the check. I find that there is an awkwardly large amount of money that still needs a check. Down payments on cars, rent, and a few other things make checks still necessary and annoying. I cannot wait until my landlord starts using paypal.