I received a netSpend "credit" card also. I was puzzled by the fact that it looked like a legit credit card but we did not apply for it. How can they do this? After reading further it seemed like a scam to get monthly checks like your social security checks, salary checks etc. directly deposited with them. Which raised questions because we only direct deposit one check. Can they find out this private information or are they guessing by your age? I did some research online only to find that it is like a prepaid debit card with fees not a credit card as I thought at first impression. So if you receive one of these in the mail, my suggestion is, that you do your research thoroughly before you activate a card that may not be what you think it is.
I remember when I first learned how to use keyboard shortcuts -- it was during a freelance assignment that required a lot of meticulous, tedious cutting and pasting. I was really shocked by what a difference it made using the keyboard versus the mouse.
Setting up an automatic savings plan is probably the best way to pay yourself...it helps you build long term wealth and in most cases helps you save enough that you can live well on your retirement.
My biggest accomplishment is I have made/enacted a plan to pay off all of my credit card debt in 4 years while living in America's most expensive city!
Video Games: I watch the WalMart website for new releases. WalMart will usually have a special of some kind along with their newly released video games. I bought Mass Effect 3 last month with a $10 WalMart gift card, then Walmart couldn't get it to me on the "Deliver by" date, so they gave me another $10 Online gift card. Total for new game, $39.00, plus some in game stuff free.
I did the same with Skyrim, and had it two days before the release date, while other people stood in line at Game Stop for the midnight release. I got it $10 cheaper and 2 days earlier.
There have been several and I can't decide which to cite, so I'm giving you the most recent achievement:
I finally obtained a university degree at age 52 and did it without incurring a dime in debt. In fact, the grants and scholarships I applied for and won paid even for my books and related expenses. Whew.
My biggest financial accomplishment is definitely paying off my car! It was a long time coming and it just feels amazing to have the title in my possession!
MY biggest financial accomplishment was being able to save up for a trip to Ireland. I waited until it was the smartest/cheapest time to travel, and saved even more. Being able to pay for that trip without having to dip into savings, or go into debt, really made the trip that much better. :)
Surviving two years with both of us unemployed (layoffs suck!) without missing a bill or going too far into debt (by careful spending, a small emergency fund, selling some items) and then paying off the debt that did occur within five months of one of us getting a job (I'm still looking but have some freelance part-time work while my husband is full-time once again).
This was our biggest accomplishment. I'm now working on getting a new emergency fund together because the money we had last time was a life saver (we had $8000 saved when we lost our jobs and without it we never would have managed). I'm proud that we paid our mortgage and all bills on time during our unemployment.
We moved from a $120k home to our new $250k home in Feb '10. Just before Christmas, we made the final payment! Paying off our house in under 2 years was a Herculean effort, but we saved boatloads of interest and no longer hafta deal with a BoA mortgage hanging over our heads.
My sister and i spend 2 months exploring the US with an AMTRAK rail pass. We stopped in 18 different cities, stayed in hostels, and budgeted food costs. We each spent ONLY $2,500 for the ENTIRE TRIP!
I also find this list of things makes me feel better: http://www.buzzfeed.com/mjs538/13-simple-steps-to-get-you-through-a-roug...
I received a netSpend "credit" card also. I was puzzled by the fact that it looked like a legit credit card but we did not apply for it. How can they do this? After reading further it seemed like a scam to get monthly checks like your social security checks, salary checks etc. directly deposited with them. Which raised questions because we only direct deposit one check. Can they find out this private information or are they guessing by your age? I did some research online only to find that it is like a prepaid debit card with fees not a credit card as I thought at first impression. So if you receive one of these in the mail, my suggestion is, that you do your research thoroughly before you activate a card that may not be what you think it is.
I remember when I first learned how to use keyboard shortcuts -- it was during a freelance assignment that required a lot of meticulous, tedious cutting and pasting. I was really shocked by what a difference it made using the keyboard versus the mouse.
Hi Grace! It's a 16 oz. bag of lentils. I hope you enjoy the recipe!
Setting up an automatic savings plan is probably the best way to pay yourself...it helps you build long term wealth and in most cases helps you save enough that you can live well on your retirement.
When I was able to max out my 401K contribution to the limit.
My tweet: http://twitter.com/#!/GirlNDGuideTF/status/187231133291913217
Liked on facebook
My biggest accomplishment is I have made/enacted a plan to pay off all of my credit card debt in 4 years while living in America's most expensive city!
paying off my credit card debt, definitely. but ask me in a year or two and i'll say paying off all my debt!
Video Games: I watch the WalMart website for new releases. WalMart will usually have a special of some kind along with their newly released video games. I bought Mass Effect 3 last month with a $10 WalMart gift card, then Walmart couldn't get it to me on the "Deliver by" date, so they gave me another $10 Online gift card. Total for new game, $39.00, plus some in game stuff free.
I did the same with Skyrim, and had it two days before the release date, while other people stood in line at Game Stop for the midnight release. I got it $10 cheaper and 2 days earlier.
There have been several and I can't decide which to cite, so I'm giving you the most recent achievement:
I finally obtained a university degree at age 52 and did it without incurring a dime in debt. In fact, the grants and scholarships I applied for and won paid even for my books and related expenses. Whew.
You can look up your water quality online. http://water.epa.gov/drink/local/index.cfm/drink/local/index.cfm
Bottled water is for suckers.
Tweeted.
I like you on Facebook.
Automatic investment withdrawals for a Roth IRA since my 20's.
I also follow you on FB!
My biggest financial accomplishment is definitely paying off my car! It was a long time coming and it just feels amazing to have the title in my possession!
MY biggest financial accomplishment was being able to save up for a trip to Ireland. I waited until it was the smartest/cheapest time to travel, and saved even more. Being able to pay for that trip without having to dip into savings, or go into debt, really made the trip that much better. :)
Surviving two years with both of us unemployed (layoffs suck!) without missing a bill or going too far into debt (by careful spending, a small emergency fund, selling some items) and then paying off the debt that did occur within five months of one of us getting a job (I'm still looking but have some freelance part-time work while my husband is full-time once again).
This was our biggest accomplishment. I'm now working on getting a new emergency fund together because the money we had last time was a life saver (we had $8000 saved when we lost our jobs and without it we never would have managed). I'm proud that we paid our mortgage and all bills on time during our unemployment.
I keep up with your posts via Google Reader, but I follow you on Facebook too!
We moved from a $120k home to our new $250k home in Feb '10. Just before Christmas, we made the final payment! Paying off our house in under 2 years was a Herculean effort, but we saved boatloads of interest and no longer hafta deal with a BoA mortgage hanging over our heads.
We have been making a huge dent in paying down our debt (only a few student loans in addition to our mortgage) and have put aside an emergency fund.
My sister and i spend 2 months exploring the US with an AMTRAK rail pass. We stopped in 18 different cities, stayed in hostels, and budgeted food costs. We each spent ONLY $2,500 for the ENTIRE TRIP!
https://twitter.com/#!/missluckybreaks/status/187215142646333440