Another way to earn a few extra bucks is to share referral links to product/service websites you like with friends. Many sites (like Groupon) have "refer-a-friend" programs and will pay you something like a commission for any new business you send their way. Usually all you have to do is register with them and don't even have to buy anything yourself. Depending on the business, they will compensate you with a credit towards future purchases or in some cases cash! They'll provide you with a link that you can share via e-mail or social networks. Of course there are NO SPAM ways to do this. For example don't e-mail anyone that you aren't sure would welcome such a message. Also, post to your own Facebook wall, not other peoples! I've taken it a step further and created a seperate Facebook page just for deals and promotions. This way only friends who've liked the page will see them.
I noticed that you can gain points for doing certain things on the website. Is there a place to see the points you collect each month?
Current qualms: It recognized my checking and savings but not the overdraft line for my bank. I couldn't change incorrect due dates. Does it calculate the due date and payment amount based on previous payments?
Thanks for the chance to free subscription. I'm happy to see how this all works out. I'm enjoying the blog!
You can avoid paying full price for almost anything (and not by just using coupons). Check the gift card resale market for discounted giftcards to your favorite stores. Buy a card for a price thats lower it's than actual value and then turn around and use it as your form of payment. You will save the difference plus you can still use coupons to save even more.
Thanks for the free membership! I signed up and it immediately found and linked all my credit cards. This didn't actually help me since my credit cards are paid off in full every month so I don't consider them debt that I have to pay off monthly. I manually added my student loans because I wanted to have an idea of how long that would take me to pay off. But when I decided to manually input the amount I want to pay every month, they wouldn't let me make a payment any lower than $600.
This didn't help because right now, the payment plan I'm on only has me paying $435 a month. I wanted to see the difference between if I paid $435 vs $600 every month in terms of how long it would take me to pay off the loan but I wasn't able to see that.
I stopped playing around with it after that. I can see how this can definitely be useful but my interested waned a bit after these first steps. I'll play around with it again though to see how I can use it.
You can always go back and complete the registration at another time, so no worries! Let us know if you need any help completing it or retrieving your password, thanks for checking us out!
I'm really looking forward to using this. Being toted as "Mint.com for the indebted" made signing up an easy decision. Thanks for making this available and bringing it to our attention.
I'm glad to hear that you had a chance to play around with it. We love hearing feedback from all our users, so if there's anything you'd like to see in the future feel free to shoot us an email!
Thanks for the kind words. You can manually enter any type of debt that wasn't pulled from your credit report. Shoot us an email if you run into any problems. Thanks!
Thanks for checking us out! This is a really good point, and I'll make sure I put this on the list of features to roll out soon! We have some student loan providers that you can link manually under the "Bills" section to track it, but of course it depends on who your provider is.
I signed up, so thanks for the link. I'm actively trying to pay off my student loans and car loan, but that didn't auto populate. Hopefully there's a way to do that manually.
Thanks for sharing the recipes! That's a shame about not being able to replicate your grandfather's casseroles. Last week I met a girl whose grandmother was going to teach her how to cook her classic recipes -- as long as the girl didn't write them down and share them with other people!
So far, just from playing around for a few minutes (without getting heavily involved) I would say that I LOVE that it auto-imported everything and immediately gave an up to date debt analysis! I've been ignoring Mint.com lately just because its starting to feel cumbersome; so perhaps I've got a new finance site!! :)
What's your take on people handing over hard earned $$ to a movie theater for a couple hours of mindless fantasy film? Is it worth the $15 for 2 hours of fantasy?
You gotta loosen up man and let people find an escape from reality once in a while, if only for a fantasy world for an hour or two.
I like how SpringCoin gives you the option to merge your bank info. I tried this on another site and didn't like it, but hopefully with the breakdown of my debt staring me in the face, I can make more progress so that I can finally be debt free!!! This debt is killing me!
I have a Roth IRA, rolled over from an old employer 401K.
Another way to earn a few extra bucks is to share referral links to product/service websites you like with friends. Many sites (like Groupon) have "refer-a-friend" programs and will pay you something like a commission for any new business you send their way. Usually all you have to do is register with them and don't even have to buy anything yourself. Depending on the business, they will compensate you with a credit towards future purchases or in some cases cash! They'll provide you with a link that you can share via e-mail or social networks. Of course there are NO SPAM ways to do this. For example don't e-mail anyone that you aren't sure would welcome such a message. Also, post to your own Facebook wall, not other peoples! I've taken it a step further and created a seperate Facebook page just for deals and promotions. This way only friends who've liked the page will see them.
I noticed that you can gain points for doing certain things on the website. Is there a place to see the points you collect each month?
Current qualms: It recognized my checking and savings but not the overdraft line for my bank. I couldn't change incorrect due dates. Does it calculate the due date and payment amount based on previous payments?
Thanks for the chance to free subscription. I'm happy to see how this all works out. I'm enjoying the blog!
You can avoid paying full price for almost anything (and not by just using coupons). Check the gift card resale market for discounted giftcards to your favorite stores. Buy a card for a price thats lower it's than actual value and then turn around and use it as your form of payment. You will save the difference plus you can still use coupons to save even more.
Thanks for the free membership! I signed up and it immediately found and linked all my credit cards. This didn't actually help me since my credit cards are paid off in full every month so I don't consider them debt that I have to pay off monthly. I manually added my student loans because I wanted to have an idea of how long that would take me to pay off. But when I decided to manually input the amount I want to pay every month, they wouldn't let me make a payment any lower than $600.
This didn't help because right now, the payment plan I'm on only has me paying $435 a month. I wanted to see the difference between if I paid $435 vs $600 every month in terms of how long it would take me to pay off the loan but I wasn't able to see that.
I stopped playing around with it after that. I can see how this can definitely be useful but my interested waned a bit after these first steps. I'll play around with it again though to see how I can use it.
Hi Katherine,
You can always go back and complete the registration at another time, so no worries! Let us know if you need any help completing it or retrieving your password, thanks for checking us out!
I'm really looking forward to using this. Being toted as "Mint.com for the indebted" made signing up an easy decision. Thanks for making this available and bringing it to our attention.
Looks easy to use, can't wait to get started. Hopefully this can help us:)
I have just joined. I'm at work, or I would have filled them in on all of my debts. I think this sounds fascinating though.
It looks good so far. Very clean interface.
Hi Rachel,
I'm glad to hear that you had a chance to play around with it. We love hearing feedback from all our users, so if there's anything you'd like to see in the future feel free to shoot us an email!
Hey Matt,
Thanks for the kind words. You can manually enter any type of debt that wasn't pulled from your credit report. Shoot us an email if you run into any problems. Thanks!
Thank you for keeping Us abreast of freebies and giveways. Since pricesof everythinf latelt has been On the rise
Thanks for checking us out! This is a really good point, and I'll make sure I put this on the list of features to roll out soon! We have some student loan providers that you can link manually under the "Bills" section to track it, but of course it depends on who your provider is.
I signed up, so thanks for the link. I'm actively trying to pay off my student loans and car loan, but that didn't auto populate. Hopefully there's a way to do that manually.
Thanks for sharing the recipes! That's a shame about not being able to replicate your grandfather's casseroles. Last week I met a girl whose grandmother was going to teach her how to cook her classic recipes -- as long as the girl didn't write them down and share them with other people!
So far so good!
https://twitter.com/#!/KelRo1/status/186864432532561922
So far, just from playing around for a few minutes (without getting heavily involved) I would say that I LOVE that it auto-imported everything and immediately gave an up to date debt analysis! I've been ignoring Mint.com lately just because its starting to feel cumbersome; so perhaps I've got a new finance site!! :)
:)
Like you on FB.
Heard of? Yes, I've heard of both. Have one? No, not yet. I've been delaying retirement saving to pay off debt. (Bad, I know.)
What's your take on people handing over hard earned $$ to a movie theater for a couple hours of mindless fantasy film? Is it worth the $15 for 2 hours of fantasy?
You gotta loosen up man and let people find an escape from reality once in a while, if only for a fantasy world for an hour or two.
Easy to setup, will see how it works.
i was a pakistani student in uk and lost the photocopies ohf my passport there what should i do ?
I like how SpringCoin gives you the option to merge your bank info. I tried this on another site and didn't like it, but hopefully with the breakdown of my debt staring me in the face, I can make more progress so that I can finally be debt free!!! This debt is killing me!