We just opened ours, and moved as much of our savings into them as we could. It feels good to watch them slowly grow. We found an investment company that matches our values, and takes ethics into account when investing in companies. So we just put into into an agressive mutual fund, as we can stand to lose money every once in a while, since we are in this for the long term.
It's unfortunate to see the myth about egg cartons as soundproofing tool perpetuated here.
1. The name comes from the shape of acoustic foam, which looks like egg cartons, but is actually acoustic foam. Nobody actually uses egg cartons for this function (at least, not successfully-- many people have foolishly tried, of course).
2. Acoustic foam is not a soundproofing tool-- its purpose is to improve the sonic character of a room (e.g. limiting reverberation). It is not an effecting sound deadening (sound "proofing") product.
Yes, I have heard of both an IRA and a Roth IRA. I have a Roth IRA and my wife has an IRA. They're a great complement to our 401K and other investments.
I heard of Roth IRAs a few years ago, and finally opened my own a year ago. I finally landed a long-term job and quit moving around the country, so I could start to focus on long-term saving and financial security. A Roth IRA made so much sense for its tax advantages.
roth IRAs are the best. the incomes limits are ridiculously low, and the government should not regulate after tax savings, but with the tax advantages if you can yous should.
Roth IRAs are the best pretax investment deal out there. Get in early in your working life and make as much as you can. Hey they say one in four people in our generation will live to be 100. Tessa Best
I learned about Roth IRAs from my parents, who are self-educated students of personal finance. They recommend the STAR fund from Vanguard to start out since I had very little money to invest (as I am still paying my law loans). It's $1000 to start. The added benefit is that Vanguard has a solid track record of performance and is a great way to learn how Roth IRAs work and to learn the magic of compounding! After you set aside an initial emergency fund of $1000, once you can save another $1000, I highly recommend you invest it a Roth IRA. Once the government catches on and realizes how beneficial it is to us, they will begin to curtail it, I am afraid. Now is the time to ROTH your investment!!!!!!!!!!!!!!!!!! :)
I would LOVE to be able to dry my clothes on a clothesline in the spring and summer. However, living in a condo complex, the Home Owner's Association does not allow it :(. What I do, however, is hang several pieces of my work clothes to dry overnight on the shower rod. It has saved wear and tear, extending the life of my clothes.
Aside from crime & harsh winters, I've always thought of my city, Boston, as a place safe from natural disasters, BUT in the past 12 months, I have personally witnessed: a 48-hour blackout (Mar '12), a blizzard in October ('11), a massive hurricane (Irene, Aug '11), an earthquake (Aug '11), and a tornado (Jun '11 - in Western Mass, but I'm counting it).
Although I've heard of IRA and Roth IRA, I've never really looked at them. I do contribute (the minimum) to my 401(k) at work but that is the extent of my retirement planning. Living paycheck to paycheck (or not as the case may be) isn't conducive to planning ahead or saving.
Tweeted.
We just opened ours, and moved as much of our savings into them as we could. It feels good to watch them slowly grow. We found an investment company that matches our values, and takes ethics into account when investing in companies. So we just put into into an agressive mutual fund, as we can stand to lose money every once in a while, since we are in this for the long term.
Of course I have, had a traditional IRA for 20some years and took advantage in 2009 of converting partial to ROTH. Soon I will be using them...
I've been liking you on FB
It's unfortunate to see the myth about egg cartons as soundproofing tool perpetuated here.
1. The name comes from the shape of acoustic foam, which looks like egg cartons, but is actually acoustic foam. Nobody actually uses egg cartons for this function (at least, not successfully-- many people have foolishly tried, of course).
2. Acoustic foam is not a soundproofing tool-- its purpose is to improve the sonic character of a room (e.g. limiting reverberation). It is not an effecting sound deadening (sound "proofing") product.
Two seconds of googling will verify the above.
http://soundproofing.org/infopages/myths.htm
http://www.advicewatch.org/soundproofing.htm
http://soundproofdrywall.net/egg-carton-soundproofing
(this one clearly shows "Egg Carton" is a reference to the egg-carton shaped acoustic foam and not actual egg cartons)
https://twitter.com/#!/missluckybreaks/status/184676934159056899
I have heard of IRA's, but not the ROTH.
Yes, I've heard of them
Liked you on FB!
I've heard of IRA's, but unfortunately, I am unemployed and don't have any extra money to contribute to one at the moment.
Yes, I have heard of both an IRA and a Roth IRA. I have a Roth IRA and my wife has an IRA. They're a great complement to our 401K and other investments.
Yes! My Dad helped me start my Roth IRA when I got a job at age 15. I have been saving for retirement ever since!
yes...went I obtained a Business Degree and this was taught in many of my classes
I heard of Roth IRAs a few years ago, and finally opened my own a year ago. I finally landed a long-term job and quit moving around the country, so I could start to focus on long-term saving and financial security. A Roth IRA made so much sense for its tax advantages.
roth IRAs are the best. the incomes limits are ridiculously low, and the government should not regulate after tax savings, but with the tax advantages if you can yous should.
Roth IRAs are the best pretax investment deal out there. Get in early in your working life and make as much as you can. Hey they say one in four people in our generation will live to be 100. Tessa Best
Roth IRAs are the best. The only problem is the income caps . regulating savings after taxes seems a little too big brotherish.
I learned about Roth IRAs from my parents, who are self-educated students of personal finance. They recommend the STAR fund from Vanguard to start out since I had very little money to invest (as I am still paying my law loans). It's $1000 to start. The added benefit is that Vanguard has a solid track record of performance and is a great way to learn how Roth IRAs work and to learn the magic of compounding! After you set aside an initial emergency fund of $1000, once you can save another $1000, I highly recommend you invest it a Roth IRA. Once the government catches on and realizes how beneficial it is to us, they will begin to curtail it, I am afraid. Now is the time to ROTH your investment!!!!!!!!!!!!!!!!!! :)
Yes! Avoid the IRA & Definitely sign up for a Roth (If your income allows it).
I have heard of both! Unfortunately, I have neither.
I would LOVE to be able to dry my clothes on a clothesline in the spring and summer. However, living in a condo complex, the Home Owner's Association does not allow it :(. What I do, however, is hang several pieces of my work clothes to dry overnight on the shower rod. It has saved wear and tear, extending the life of my clothes.
I have a Traditional, but not a Roth. Can I have both? Can I max out both?
Aside from crime & harsh winters, I've always thought of my city, Boston, as a place safe from natural disasters, BUT in the past 12 months, I have personally witnessed: a 48-hour blackout (Mar '12), a blizzard in October ('11), a massive hurricane (Irene, Aug '11), an earthquake (Aug '11), and a tornado (Jun '11 - in Western Mass, but I'm counting it).
Although I've heard of IRA and Roth IRA, I've never really looked at them. I do contribute (the minimum) to my 401(k) at work but that is the extent of my retirement planning. Living paycheck to paycheck (or not as the case may be) isn't conducive to planning ahead or saving.
I've heard of IRAs and other retirement planning accounts, but I only have a 401k that I've been contributing to for a few years now.