I sometimes have to use my "parent" voice on myself (and I'm not event a parent). I'll tell myself, "You can either grade those papers, clean for an hour, or exercise for an hour." Then doing a little of my paid work seems more appealing.
Emily...I have been looking for a "green" & unchemically way to clean my ceramic stove..can you give me the recipe for what you use and how you use it? I am sooooooooooo excited...thanks a bunch!!
I thought these tips were great! I actually tried the ball in the dryer (along with some felted wool balls I'd made) and it seemed to help. (Please note that my clothesline came crashing down recently, otherwise our clothes would be hanging in the breeze!) I linked to this on my weekly link roundup a while back, the post is under my name. Thanks!!
I lived in Texas without air conditioning until I was almost grown. The problem, as others have mentioned, is not so much the 100+ in the daytime. The problem is the 80+ at night. For weeks and weeks. I hear people from other places talking about living without AC, but usually they come from places like Arizona, deserts where nights are cool. I keep the temp at 79, which is the most I'm willing to do. I just have to prepare for the $200+ electric bills, the same way people in cool climates prepare for their heating bills during the winter.
In addition to the tips above, you can also get cash back up to 2% at Office Depot, Office Max and Staples when you sign up for free at http://www.i-want-rebates.com They have hundreds of other stores with rebates too.
I don't like the idea. Let them fail like any other business. Don't bail them out. If my business fails, no government bailout is headed my way despite the job loss.
Consumers just need to make sure they have less than $250,000 in one bank which isn't that hard to do, I would hope.
Hmm--I decided I wanted a wheelie carry on for my move to France (and just because it's useful), so I checked Craigslist. I got one for 10$. I love it. I doubt it's any important brand name and I'm sure I don't care. It even has an outside full-lenght pocket for me to slide my laptop into. And yes, I can steer it while sippling a late ;)
I have similar thoughts. If I'm not checking something, I'm not bringing enough that I can't carry it through the airport. So I'm not going to waste weight and space on wheels. I have an old Eddie Bauer duffle bag that is the perfect size for a weeks' worth of warm weather clothes or a weekend in cold weather. It easily fits in the overhead compartment and is easy to carry, even when I'm also carrying a full backpack. It's also soft sided so it can be squishes into smaller spaces than most of those hard sided wheeled bags.
The RedOxx AirBoss is the BEST carry-on ever. Well worth the price. I am a frequent business traveler and love it.
No weight wasted on wheels. Easily fits a weeks worth of clothes. Fits beautifully into the OH bin. And I can walk much faster through the airport than anyone dragging a wheeled bag behind them.
I took the Made from Earth Pure Aloe Face Treatment on a recent vacation to Barbados. I usually burn on my face, shoulders and arms. My skin is quite painful and I peel for two weeks after I get home, which is never a pretty sight.
This time, I applied the Pure Aloe Skin Treatment every evening after getting back to my hotel room. The first thing you notice is how immediately soothing it is. Also, my skin recovered more quickly the next day. I was done peeling within only a couple days after getting home, and had a great tan as well. I'm never going on vacation without this made from earth aloe again.
This article goes wrong in so many places. Most corporations carry a directors & officers (D&O) insurance policy that covers the event that directors & officers are successfully held liable in a suit for business decisions. The D&O policy pays for litigation costs and pays out $X in damages if the D&Os are held liable, thus the D&Os don't feel the monetary pinch themselves. Not to mention it would be worthless - most bank owners are worth millions while banks deal in billions - payout would be hover around 5-10% and be not worth the effort, unless this matter ended in a criminal punishment (i.e. jail time, not a mere fine for the corporation, which is how we hold corporations liable as they receive treatment as a person). There are already criminal penalties for fraud, a la Bernie Madoff.
Secondly, in the USA most jurisdictions have common law (and often statutory) rules to protect business judgment decisions, else corporate officers would be held accountable for every bad decision, and some decisions are only bad in hindsight. Most people don't intentionally try to run a company in the ground due to the benefit structure. There are notable exceptions to this, for which there are fraud rules (ENRON, Madoff, intentional arson for insurance proceeds, etc etc).
You seem to be missing the point that the Bankers are simply following the rules that the politicans have laid out. Please, put the blame where it belongs, unless of course, that goes againt the narrative you desire to follow.
The first person you might want to investigate is Chris Dodd, after that, a good anal probe of Barney Frank ought to clear up who is at fault here.
Those are great words of wisdom. For me personally a few of those really hit home. Particularly staying in touch with friends which can be very difficult, exploring the world around you, and giving back. It is easy to lose sight of these things when we get stuck in our daily routine.
We're running a contest on our site right now to find the best advice users have ever received. Let us know what other advice you have and win $250! <a href="http://www.thirdage.com/aging-well/best-advice-youve-ever-received-contest">You can enter the contest here on ThirdAge.com. </a> http://www.thirdage.com/aging-well/best-advice-youve-ever-received-contest
In a perfect world, the bankers should take most of the blame and probably the consumer for not being vigilant enough.... then again the bankers should take all the blame bEcause there is no way of knowing when or how a bank fails. But this is a world where the interest of self preservation drives all the aspects of life and hoping the big fat greedy bankers are going to give up even a little of their billions for someone they will never ever meet and frankly dont care for is pushing the envelope alittle too much.
How about we hold the Politicians liable for the bad laws that they pass, enabling much of what we have seen in the Finance Indsutry and the Housiing industry?
Blaming a businessman for taking adavantage of the loopholes the politicans have created is sort of misisng the crux of the issue, doesn't it?
Do you take any deductions on your income taxes? If so, are you ready to be blamed for somethign when the politicans decide to meddle in your returns?
Paul, thanks for sharing. I can completely relate to this story. All the news about these banks assisting home owners seems to be a bunch of B.S. When you do finally reach someone at the large bank, they are indifferent to your situation most times, and the ones who do try to help you are likely unable to due to limited positional authority. What's more frustrating is you also receive advice like the type you received from Citi, where they actually tell you to do something which is completely opposite of common sense! If you are so gullible to follow this advice, then you end up being totally screwed. Almost as if this was the purpose the bank gave such advice in the first place... Bottom line, hang in there. The economic climate in the country will hopefully change soon, then we can all come together collectively and work on changing this system once and for all.
I sometimes have to use my "parent" voice on myself (and I'm not event a parent). I'll tell myself, "You can either grade those papers, clean for an hour, or exercise for an hour." Then doing a little of my paid work seems more appealing.
I want the best quality of life for my family and friends; that's what motivates me.
Emily...I have been looking for a "green" & unchemically way to clean my ceramic stove..can you give me the recipe for what you use and how you use it? I am sooooooooooo excited...thanks a bunch!!
I thought these tips were great! I actually tried the ball in the dryer (along with some felted wool balls I'd made) and it seemed to help. (Please note that my clothesline came crashing down recently, otherwise our clothes would be hanging in the breeze!) I linked to this on my weekly link roundup a while back, the post is under my name. Thanks!!
I lived in Texas without air conditioning until I was almost grown. The problem, as others have mentioned, is not so much the 100+ in the daytime. The problem is the 80+ at night. For weeks and weeks. I hear people from other places talking about living without AC, but usually they come from places like Arizona, deserts where nights are cool. I keep the temp at 79, which is the most I'm willing to do. I just have to prepare for the $200+ electric bills, the same way people in cool climates prepare for their heating bills during the winter.
This was incredibly helpful! Thanks for this article!
http://blog.greensherpa.com/index.php/personal-finance/what-is-cash-flow...
Thanks for this helpful and informative article! In case anyone else is interested in a cash flow blog, I would recommend checking out http://blog.greensherpa.com/index.php/personal-finance/what-is-cash-flow...
This thing really blows humongous donkey dick!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
In addition to the tips above, you can also get cash back up to 2% at Office Depot, Office Max and Staples when you sign up for free at http://www.i-want-rebates.com They have hundreds of other stores with rebates too.
Its funny how some business is always making money off of some unfortunate situation. How did this all come about? Over priced Fuel cost.
Ummm... the problem is most of us have kids and can clearly tell you don't if you think you can carry on everything.
I agree
Realtors are obsolete.
I don't like the idea. Let them fail like any other business. Don't bail them out. If my business fails, no government bailout is headed my way despite the job loss.
Consumers just need to make sure they have less than $250,000 in one bank which isn't that hard to do, I would hope.
Hmm--I decided I wanted a wheelie carry on for my move to France (and just because it's useful), so I checked Craigslist. I got one for 10$. I love it. I doubt it's any important brand name and I'm sure I don't care. It even has an outside full-lenght pocket for me to slide my laptop into. And yes, I can steer it while sippling a late ;)
I have similar thoughts. If I'm not checking something, I'm not bringing enough that I can't carry it through the airport. So I'm not going to waste weight and space on wheels. I have an old Eddie Bauer duffle bag that is the perfect size for a weeks' worth of warm weather clothes or a weekend in cold weather. It easily fits in the overhead compartment and is easy to carry, even when I'm also carrying a full backpack. It's also soft sided so it can be squishes into smaller spaces than most of those hard sided wheeled bags.
The RedOxx AirBoss is the BEST carry-on ever. Well worth the price. I am a frequent business traveler and love it.
No weight wasted on wheels. Easily fits a weeks worth of clothes. Fits beautifully into the OH bin. And I can walk much faster through the airport than anyone dragging a wheeled bag behind them.
THAT'S WHY I LOVE JET BLUE, IST BAG FREE IF UNDER 50 LBS.
I took the Made from Earth Pure Aloe Face Treatment on a recent vacation to Barbados. I usually burn on my face, shoulders and arms. My skin is quite painful and I peel for two weeks after I get home, which is never a pretty sight.
This time, I applied the Pure Aloe Skin Treatment every evening after getting back to my hotel room. The first thing you notice is how immediately soothing it is. Also, my skin recovered more quickly the next day. I was done peeling within only a couple days after getting home, and had a great tan as well. I'm never going on vacation without this made from earth aloe again.
This article goes wrong in so many places. Most corporations carry a directors & officers (D&O) insurance policy that covers the event that directors & officers are successfully held liable in a suit for business decisions. The D&O policy pays for litigation costs and pays out $X in damages if the D&Os are held liable, thus the D&Os don't feel the monetary pinch themselves. Not to mention it would be worthless - most bank owners are worth millions while banks deal in billions - payout would be hover around 5-10% and be not worth the effort, unless this matter ended in a criminal punishment (i.e. jail time, not a mere fine for the corporation, which is how we hold corporations liable as they receive treatment as a person). There are already criminal penalties for fraud, a la Bernie Madoff.
Secondly, in the USA most jurisdictions have common law (and often statutory) rules to protect business judgment decisions, else corporate officers would be held accountable for every bad decision, and some decisions are only bad in hindsight. Most people don't intentionally try to run a company in the ground due to the benefit structure. There are notable exceptions to this, for which there are fraud rules (ENRON, Madoff, intentional arson for insurance proceeds, etc etc).
You seem to be missing the point that the Bankers are simply following the rules that the politicans have laid out. Please, put the blame where it belongs, unless of course, that goes againt the narrative you desire to follow.
The first person you might want to investigate is Chris Dodd, after that, a good anal probe of Barney Frank ought to clear up who is at fault here.
Those are great words of wisdom. For me personally a few of those really hit home. Particularly staying in touch with friends which can be very difficult, exploring the world around you, and giving back. It is easy to lose sight of these things when we get stuck in our daily routine.
We're running a contest on our site right now to find the best advice users have ever received. Let us know what other advice you have and win $250! <a href="http://www.thirdage.com/aging-well/best-advice-youve-ever-received-contest">You can enter the contest here on ThirdAge.com. </a> http://www.thirdage.com/aging-well/best-advice-youve-ever-received-contest
In a perfect world, the bankers should take most of the blame and probably the consumer for not being vigilant enough.... then again the bankers should take all the blame bEcause there is no way of knowing when or how a bank fails. But this is a world where the interest of self preservation drives all the aspects of life and hoping the big fat greedy bankers are going to give up even a little of their billions for someone they will never ever meet and frankly dont care for is pushing the envelope alittle too much.
How about we hold the Politicians liable for the bad laws that they pass, enabling much of what we have seen in the Finance Indsutry and the Housiing industry?
Blaming a businessman for taking adavantage of the loopholes the politicans have created is sort of misisng the crux of the issue, doesn't it?
Do you take any deductions on your income taxes? If so, are you ready to be blamed for somethign when the politicans decide to meddle in your returns?
Paul, thanks for sharing. I can completely relate to this story. All the news about these banks assisting home owners seems to be a bunch of B.S. When you do finally reach someone at the large bank, they are indifferent to your situation most times, and the ones who do try to help you are likely unable to due to limited positional authority. What's more frustrating is you also receive advice like the type you received from Citi, where they actually tell you to do something which is completely opposite of common sense! If you are so gullible to follow this advice, then you end up being totally screwed. Almost as if this was the purpose the bank gave such advice in the first place... Bottom line, hang in there. The economic climate in the country will hopefully change soon, then we can all come together collectively and work on changing this system once and for all.