Tune in next week for Wisebread's latest post, "How Long Can A Father Continue Molesting His Children Once His Ex-Wife Brings Her Suspicions To The Attention Of The Police?" Featuring real-life interviews with pedophiles who indulged themselves for months before Child Protective Services got its paperwork in order.
(At least the kids would have a roof over their heads and food in their stomachs, right? Better that than they be out on the streets.)
I trust that the point I'm making here is obvious.
Few people are going to live near enough to another Girl Scout Council to justify the gas/time, etc to get to that other Council. Even if you're getting cookies for $3 a box, you're going to have to ship them and that will eat any savings you're getting.
Much ado about nothing. The story just bgioes to show you thwe consquences of the progressive tax rates. If those in the highest bracket diappear by e.g. not working, or moving to another country etc. etc. then everyione remaining has to pay more.And, if you raise the taxes in the "rich" too much, they'll find a way to "disppear". Politicians take notice!
Just saw this post and wanted to add a point: I have a friend who started a software company in Montreal and now lives in the states. He was writing to everyone he could to tell them that the American health care system was a huge impediment to innovation and mobility. He could hire a dozen smart young programmers and not have to worry about the cost of their health care and could pay them more money instead.They could join an iffy startup and not have to worry about health insurance for them or their families.
I still live in Canada, and could move from employee to freelance writer without even thinking about the issue.
American policy seems designed to stifle mobility. You have mortgage interest deductibility that ties people down and inflated housing prices; you have health care that ties you to companies that are uncompetitive because of the costs. It makes so little sense in this modern age.
Willie, 2-10 should be great. I can not see any reason for it messing up. Keep a gauge on the 10 gallons, when it starts to climb over the 180ish temp that it will hold at for ever, then stop. Someone said earlier that the heads do not have as much trash as the tails, so keeping an eye on that would be more important. I am sure it's not hard to test and see how long it takes to boil off 2 gallons of water. If you can get by with less, use it. It is faster and cheaper to heat half gallon then it is to heat 2 gallons.
Foreclosures bring down the value of the houses in the area they are in. For example my house has a few foreclosures nearby so they are being sold very cheap and under value so if I were to go sell my house its value would be a lot lower then it would normally be because of the median home sales in my area. Hope this makes sense maybe there is a real estate broker among us :-)
I hear you, I feel the same way and I am a generous person who will help anyone but I see lots of people just taking advantage of the help thats out there. I pay my mortgage and sometimes struggle (I was out of work two months for a family members illness and my Bf got laid off, three months now) and I still try and do everything I can to keep up my payments. I see others driving BMW's and living in their homes for Free because they just stopped paying. Meanwhile myself who has no family money, government money etc, clip coupons and spend wisely to live a good life.
I never would have guessed that foil would clean all the gunk off of my bbq grill...not just the racks but that drip pans & everything! Anything helps, any money saving tip helps.....THANKS!
Its not just about "To bail out someone because they made a bad decision and are now sitting underwater is patently unfair to the neighbor who didn't do the same thing and now probably will end up paying for the mistakes of his unwise neighbor." I currently pay my mortgage on time all the time and have excellent credit. I do not agree with everyone around just giving up their homes and running away from responsibility, but you get to a point like me, where you are basically never going to make back what you even bought the house for in the first place. When you own a home and you get a statement from the county assessor that your house is valued at $105,000 and next year it will value at $88,000...sorry but your heart jumps a little. People like me that can pay my bills on time, get no kind of help in this situation and im stuck paying for everyone else's "mistake" as you called it. But, I will probably end up walking away from my home at some point because I dont have a choice.
I bought my home for $215,000 4 years ago...when will I ever even make that money back? I am 28 years old and worked hard to build good credit for myself, at this point I have 6 homes on my street that are for sale. I probably cannot even rent out my place because, I have houses on my street that might rent for less. If banks are not willing to work with people who are still "paying for everyone else's mistakes," all we will see are more people walking away.
Oh and to top it off...taxes still have not gone down. So the value is wayyyy down on my home, but taxes keep going up due to other people's mistakes. The only people to point the finger at, are at the banks. Thank them for allowing pretty much any walk of life to buy a home when everyone was money hungry.
Its not just about "To bail out someone because they made a bad decision and are now sitting underwater is patently unfair to the neighbor who didn't do the same thing and now probably will end up paying for the mistakes of his unwise neighbor." I currently pay my mortgage on time all the time and have excellent credit. I do not agree with everyone around just giving up their homes and running away from responsibility, but you get to a point like me, where you are basically never going to make back what you even bought the house for in the first place. When you own a home and you get a statement from the county assessor that your house is valued at $105,000 and next year it will value at $88,000...sorry but your heart jumps a little. People like me that can pay my bills on time, get no kind of help in this situation and im stuck paying for everyone else's "mistake" as you called it. But, I will probably end up walking away from my home at some point because I dont have a choice.
I bought my home for $215,000 4 years ago...when will I ever even make that money back? I am 28 years old and worked hard to build good credit for myself, at this point I have 6 homes on my street that are for sale. I probably cannot even rent out my place because, I have houses on my street that might rent for less. If banks are not willing to work with people who are still "paying for everyone else's mistakes," all we will see are more people walking away.
Oh and to top it off...taxes still have not gone down. So the value is wayyyy down on my home, but taxes keep going up due to other people's mistakes. The only people to point the finger at, are at the banks. Thank them for allowing pretty much any walk of life to buy a home when everyone was money hungry.
Greendot is nowhere in comparison with Netspend lol. I received my Netspend Visa card via mail last year and did research on the company. The only complaints I viewed were those who received the card through the mail. Other than that, nothing!
I signed up for the Netspend account because I liked the idea of using a debit card. Once signing up and using it for a while, I started to love it. I spent 8 months using Netspend as a free member, and even as a free member, they let me go $3 over my budget without charging me a dime. They simply took the money out of my next transaction (which was $7). I also like the fact that I can avoid transaction fees by using my Visa debit card as a credit card instead (unlike many other debit cards)
The deals they give to members are CRAP!! But overall, Netspend is a GREAT COMPANY! Oh, Netspend can be used anywhere that Visa and/or Mastercard debit can be used. You all should give it a try. No credit check, no overdraft fees, no minimum balance, free to sign up.
You also can earn $20 by referring people or by being referred by a member of Netspend. You or your referred client must first deposit $40 into your/their account and you both receive an additional $20. EASY MONEY!
I have to agree with nokids on the SS argument.. I would gladly give up my right to all ss benefits if I had the 7.65% that was withheld from my paycheck every week coupled with the 7.65% tax that my employer has to pay on top of my deduction to invest at my choosing. And yes he makes a good argument that medicare will go away since we have the new healthcare reform but I am also willing to bet the tax will not go away.
I lived a very very modest life with a very modest income and put two children through 12 years of private school and college because I wouldn't even send my dog to public school in Florida and had to just grin and bear the annual school tax each year. The tuition charged each year for private education was less than what the government allots to the public schools on a per child basis and their education was far better than anything the public system could offer. ( PRivate school teachers are also paid less on average than the public school teachers). That is another argument in itself
I for one am very confused about this healthcare bill and the financing and management of it. My husband has cancer and the fact they in the future he will not be denied healthcoverage or have his rates go through roof again ( I am not sure we can afford another rate increase).
I am also the HR manager for a med to large company. Will this bill cost my company more money? ABSOLUTELY, it will and plenty of extra money at that. And yes we WILL pass that cost on to our customers.
I have never felt so confused about something that effects me so severly in my life!
I think that it all depends on the person. My husband just got layed off last week....he just applied for unemployment and we both can't wait till he gets employed once again. He is not just sitting back being a burden on the economy.
This is SO true. I know on person is a big investor in my family, and all his money is tide up in long term investments. He is not living his life at all right now because he wants to save it all for retirement so he can live then, but you make a valid point... what if he doesn't? We all need to save money for our retirement, but we also have to remember we should live each day to the fullest. Any one of us could die tomorrow, so lets enjoy today.
For this reason, I will not invest in long term investments. I only like short term investmnts that allows me to make quick profitable gains--such as penny stocks. Since I have subscribed to a newsletter provided by www.hototc.com, I have began to profit almost 300% a week on my small investments. And it is great because it allows me to increase my wealth, save more, but still allows me to live my life because I do not have big funds tied up or at risk.
This is a great idea! I love your ideas of having the kids involved in investing their money and allowing them to start saving for college early. This is something that I would really like to do with my children. Once they reach a certain age I would like to even get them to make their own investing decisions. While I know they will not have too much money to invest, I think penny or nickel stocks would be great for them. This will allow them to get involved and begin to understand the way the stock market works.
I am not a fan of the "Buy and Hold" strategy, while I know it worked for Warren Buffet, and possibly works for you, it has not worked for me at all. I prefer penny stocks. They can gain 300% to 500% in just a week if you invest correctly, and this means larger gains for me. While the stock amount may be smaller, I do not care! I am not risking as much, and I am making more for my penny =p. I started profiting even more after I started taking the advice penny stock investors and brokers. One really great penny stock newsletter I like is from www.hototc.com.
Makinga quick profit has worked for me. I do not have the ability or the patience to participate in long term investing. I completely agree with what you said at the end there, if you have found something that works for you, keep doing it! Everyone is different, and some will profit more in long term investing, while others will profit more by watching day to day stock trades. I prefer penny stocks, but I know I personally don't have the time to keep track of the stock market, which is why I subscribe to various newsletters that keep me the most up-to-date on the stock market. One of my favorites is www.bullrally.com. I've profitted a lot from following this newsletters advice.
Tune in next week for Wisebread's latest post, "How Long Can A Father Continue Molesting His Children Once His Ex-Wife Brings Her Suspicions To The Attention Of The Police?" Featuring real-life interviews with pedophiles who indulged themselves for months before Child Protective Services got its paperwork in order.
(At least the kids would have a roof over their heads and food in their stomachs, right? Better that than they be out on the streets.)
I trust that the point I'm making here is obvious.
Few people are going to live near enough to another Girl Scout Council to justify the gas/time, etc to get to that other Council. Even if you're getting cookies for $3 a box, you're going to have to ship them and that will eat any savings you're getting.
Much ado about nothing. The story just bgioes to show you thwe consquences of the progressive tax rates. If those in the highest bracket diappear by e.g. not working, or moving to another country etc. etc. then everyione remaining has to pay more.And, if you raise the taxes in the "rich" too much, they'll find a way to "disppear". Politicians take notice!
Just saw this post and wanted to add a point: I have a friend who started a software company in Montreal and now lives in the states. He was writing to everyone he could to tell them that the American health care system was a huge impediment to innovation and mobility. He could hire a dozen smart young programmers and not have to worry about the cost of their health care and could pay them more money instead.They could join an iffy startup and not have to worry about health insurance for them or their families.
I still live in Canada, and could move from employee to freelance writer without even thinking about the issue.
American policy seems designed to stifle mobility. You have mortgage interest deductibility that ties people down and inflated housing prices; you have health care that ties you to companies that are uncompetitive because of the costs. It makes so little sense in this modern age.
Willie, 2-10 should be great. I can not see any reason for it messing up. Keep a gauge on the 10 gallons, when it starts to climb over the 180ish temp that it will hold at for ever, then stop. Someone said earlier that the heads do not have as much trash as the tails, so keeping an eye on that would be more important. I am sure it's not hard to test and see how long it takes to boil off 2 gallons of water. If you can get by with less, use it. It is faster and cheaper to heat half gallon then it is to heat 2 gallons.
Foreclosures bring down the value of the houses in the area they are in. For example my house has a few foreclosures nearby so they are being sold very cheap and under value so if I were to go sell my house its value would be a lot lower then it would normally be because of the median home sales in my area. Hope this makes sense maybe there is a real estate broker among us :-)
I hear you, I feel the same way and I am a generous person who will help anyone but I see lots of people just taking advantage of the help thats out there. I pay my mortgage and sometimes struggle (I was out of work two months for a family members illness and my Bf got laid off, three months now) and I still try and do everything I can to keep up my payments. I see others driving BMW's and living in their homes for Free because they just stopped paying. Meanwhile myself who has no family money, government money etc, clip coupons and spend wisely to live a good life.
I never would have guessed that foil would clean all the gunk off of my bbq grill...not just the racks but that drip pans & everything! Anything helps, any money saving tip helps.....THANKS!
Its not just about "To bail out someone because they made a bad decision and are now sitting underwater is patently unfair to the neighbor who didn't do the same thing and now probably will end up paying for the mistakes of his unwise neighbor." I currently pay my mortgage on time all the time and have excellent credit. I do not agree with everyone around just giving up their homes and running away from responsibility, but you get to a point like me, where you are basically never going to make back what you even bought the house for in the first place. When you own a home and you get a statement from the county assessor that your house is valued at $105,000 and next year it will value at $88,000...sorry but your heart jumps a little. People like me that can pay my bills on time, get no kind of help in this situation and im stuck paying for everyone else's "mistake" as you called it. But, I will probably end up walking away from my home at some point because I dont have a choice.
I bought my home for $215,000 4 years ago...when will I ever even make that money back? I am 28 years old and worked hard to build good credit for myself, at this point I have 6 homes on my street that are for sale. I probably cannot even rent out my place because, I have houses on my street that might rent for less. If banks are not willing to work with people who are still "paying for everyone else's mistakes," all we will see are more people walking away.
Oh and to top it off...taxes still have not gone down. So the value is wayyyy down on my home, but taxes keep going up due to other people's mistakes. The only people to point the finger at, are at the banks. Thank them for allowing pretty much any walk of life to buy a home when everyone was money hungry.
Its not just about "To bail out someone because they made a bad decision and are now sitting underwater is patently unfair to the neighbor who didn't do the same thing and now probably will end up paying for the mistakes of his unwise neighbor." I currently pay my mortgage on time all the time and have excellent credit. I do not agree with everyone around just giving up their homes and running away from responsibility, but you get to a point like me, where you are basically never going to make back what you even bought the house for in the first place. When you own a home and you get a statement from the county assessor that your house is valued at $105,000 and next year it will value at $88,000...sorry but your heart jumps a little. People like me that can pay my bills on time, get no kind of help in this situation and im stuck paying for everyone else's "mistake" as you called it. But, I will probably end up walking away from my home at some point because I dont have a choice.
I bought my home for $215,000 4 years ago...when will I ever even make that money back? I am 28 years old and worked hard to build good credit for myself, at this point I have 6 homes on my street that are for sale. I probably cannot even rent out my place because, I have houses on my street that might rent for less. If banks are not willing to work with people who are still "paying for everyone else's mistakes," all we will see are more people walking away.
Oh and to top it off...taxes still have not gone down. So the value is wayyyy down on my home, but taxes keep going up due to other people's mistakes. The only people to point the finger at, are at the banks. Thank them for allowing pretty much any walk of life to buy a home when everyone was money hungry.
Greendot is nowhere in comparison with Netspend lol. I received my Netspend Visa card via mail last year and did research on the company. The only complaints I viewed were those who received the card through the mail. Other than that, nothing!
I signed up for the Netspend account because I liked the idea of using a debit card. Once signing up and using it for a while, I started to love it. I spent 8 months using Netspend as a free member, and even as a free member, they let me go $3 over my budget without charging me a dime. They simply took the money out of my next transaction (which was $7). I also like the fact that I can avoid transaction fees by using my Visa debit card as a credit card instead (unlike many other debit cards)
The deals they give to members are CRAP!! But overall, Netspend is a GREAT COMPANY! Oh, Netspend can be used anywhere that Visa and/or Mastercard debit can be used. You all should give it a try. No credit check, no overdraft fees, no minimum balance, free to sign up.
You also can earn $20 by referring people or by being referred by a member of Netspend. You or your referred client must first deposit $40 into your/their account and you both receive an additional $20. EASY MONEY!
My referral code
I have to agree with nokids on the SS argument.. I would gladly give up my right to all ss benefits if I had the 7.65% that was withheld from my paycheck every week coupled with the 7.65% tax that my employer has to pay on top of my deduction to invest at my choosing. And yes he makes a good argument that medicare will go away since we have the new healthcare reform but I am also willing to bet the tax will not go away.
I lived a very very modest life with a very modest income and put two children through 12 years of private school and college because I wouldn't even send my dog to public school in Florida and had to just grin and bear the annual school tax each year. The tuition charged each year for private education was less than what the government allots to the public schools on a per child basis and their education was far better than anything the public system could offer. ( PRivate school teachers are also paid less on average than the public school teachers). That is another argument in itself
I for one am very confused about this healthcare bill and the financing and management of it. My husband has cancer and the fact they in the future he will not be denied healthcoverage or have his rates go through roof again ( I am not sure we can afford another rate increase).
I am also the HR manager for a med to large company. Will this bill cost my company more money? ABSOLUTELY, it will and plenty of extra money at that. And yes we WILL pass that cost on to our customers.
I have never felt so confused about something that effects me so severly in my life!
I think that it all depends on the person. My husband just got layed off last week....he just applied for unemployment and we both can't wait till he gets employed once again. He is not just sitting back being a burden on the economy.
This is SO true. I know on person is a big investor in my family, and all his money is tide up in long term investments. He is not living his life at all right now because he wants to save it all for retirement so he can live then, but you make a valid point... what if he doesn't? We all need to save money for our retirement, but we also have to remember we should live each day to the fullest. Any one of us could die tomorrow, so lets enjoy today.
For this reason, I will not invest in long term investments. I only like short term investmnts that allows me to make quick profitable gains--such as penny stocks. Since I have subscribed to a newsletter provided by www.hototc.com, I have began to profit almost 300% a week on my small investments. And it is great because it allows me to increase my wealth, save more, but still allows me to live my life because I do not have big funds tied up or at risk.
This is a great idea! I love your ideas of having the kids involved in investing their money and allowing them to start saving for college early. This is something that I would really like to do with my children. Once they reach a certain age I would like to even get them to make their own investing decisions. While I know they will not have too much money to invest, I think penny or nickel stocks would be great for them. This will allow them to get involved and begin to understand the way the stock market works.
I am not a fan of the "Buy and Hold" strategy, while I know it worked for Warren Buffet, and possibly works for you, it has not worked for me at all. I prefer penny stocks. They can gain 300% to 500% in just a week if you invest correctly, and this means larger gains for me. While the stock amount may be smaller, I do not care! I am not risking as much, and I am making more for my penny =p. I started profiting even more after I started taking the advice penny stock investors and brokers. One really great penny stock newsletter I like is from www.hototc.com.
Sometimes, I wish I wasn't so eager to get my taxes done. I probably could have used some of these tips to get more out of my refund!
Makinga quick profit has worked for me. I do not have the ability or the patience to participate in long term investing. I completely agree with what you said at the end there, if you have found something that works for you, keep doing it! Everyone is different, and some will profit more in long term investing, while others will profit more by watching day to day stock trades. I prefer penny stocks, but I know I personally don't have the time to keep track of the stock market, which is why I subscribe to various newsletters that keep me the most up-to-date on the stock market. One of my favorites is www.bullrally.com. I've profitted a lot from following this newsletters advice.
I swear my mother is still reusing foil from the time of Christ for wrapping and rewrapping leftovers in the fridge.
Not entirely sure why, but this made me laugh so hard. Thanks!! I need all the laughs I can get on a Monday.
could somebody tell my how to make my dvd player "region free"?
i have phillips DVP5990
Thankful for the post. Very liked this article!
those are cool and crazy ideas, but it helped with my apparel construction assignment
from: lorena deleon & tajae caldwell
Great read…..the information is poignant very interesting please keep them coming !!
Hm. I have a feeling that this comment must have been meant for a different article.