Recent comments

  • Generosity or Stupidity?   16 years 4 weeks ago

    Wow, rarely do I see evidence of "idiot compassion" as a way of life. I'd ask...what is he thinking, but he obviously isn't thinking anything, he is just doing and probably from some emotional trigger or deep seated insecurity.

  • 15 Awesome Storage Solutions for Under $10   16 years 4 weeks ago

    I like that idea about using old wine bottles to store lentils. That would work well with all kinds of dry beans. Also a user of shoe boxes to separate lingerie in my drawers, I line mine with fabric or wall paper.

    Another inexpensive storage idea for all kinds of things: large, attractively patterned gift bags from the dollar store:

    http://savvysavingbytes.com/2009/07/storage-for-pennies/

     

     

  • Can You Afford to Follow Your Dreams? Can You Afford NOT to?   16 years 4 weeks ago

    Part of understanding what life is all about, is understanding happiness, as well as disappointment.  I am 52 years old and believe that even though you may not always know for sure if you are on the right path or not, the path you are on at the time can teach you valuable lessons you may not even know that you need.  I would stop feeling guilty for what you feel you have not accomplished and make the decision to start looking forward to what you can accomplish, even if that means you may make mistakes along the way. 

    Believe it or not, 28 is not old or too late to start another dream. Even if you may not have a clear vision of what you really want to do, you apparently know what it is that will not satisfy you.  Take a leap of faith and just see where life may lead you.  And realize that you may find yourself changing directions or navigating your course many times, before you true dream or desires become a reality. 

  • Are You Saving For Your Child's College Education?   16 years 4 weeks ago
  • Why I (Heart) My High Deductible Health Insurance Plan   16 years 4 weeks ago

    Thanks a lot Linsey, that really did help me to understand.  I guess the reason I don't like the idea of it is because I'm a young and dumb kid.  I go to the doctor about once every two years, and it rarely costs me over 200 dollars.  I don't know if that's because I just brush a lot of things off and "Deal" with them unlike a lot of people, or if I'm just naturally healthy.  Only time will tell.

    Thanks again,

    Eric

  • Make Your DVD Player Region-Free in Seconds   16 years 4 weeks ago

    http://www.videohelp.com/dvdhacks

    TRY THIS SITE FOR REGION CODES FREE

    RUSS

     

  • 12 Surprising Ways to Reuse Aluminum Foil   16 years 4 weeks ago

    I do sympathize with your situation. I read through about half of the comments, and did not see this point made, so I will go ahead and make it. You signed a contract. It sounds like you're still able to make the payments, but the numbers just do not fall in your favor. I really don't think a decision like that should be made based upon how it affects your credit score, or how it benefits you financially. If you are not able to make the payment, that would be much different.

    I myself filed bankruptcy, about 16 years ago. I was convinced that I had no other option, but if I had it to do over again I would have struggled through it. Even 16 years later, I still regret it. My credit is good now, we purchased a fixer upper bank repo house, which is paid for, and own three older vehicles, which are also paid for. We are not completely out of debt, but only have about $9000 to go. My point is, it completely changed my opinion of borrowing and my life, for the better I think.

    The best advice I could give, would be to volunteer to do submission or charity work in a Third World country, or volunteer to help Habitat for Humanity. You may even learn some things that would help you remodel your own home, or make the best use of your space. See how they live, and when you get back home you will feel like you have plenty of room. I have been in that situation before, where we just did not have enough room, but we made it through just fine.

    I don't mean to sound too harsh, I lived in Colorado for 14 years, so I know that the cost of living there is pretty high. As a carpenter, who has built many homes in Colorado, I also know that a modest home can mean very different things to different people. Who knows, if you are to struggle through another year with this house, maybe things would be different. One last thing, if you haven't already, try doing some things to add value to the house. Things that mostly add "sweat equity", and that do not require a lot of money.

  • My car payments are too much! What should I do?   16 years 4 weeks ago

    DONT GO TO CARMAX!! they will f you over ..they want to give you vertually nothing for your traid in..they offerd $50 for my kia..which was higher milage an some rust damage..but 50 bucks!? really!?  ive heard soo many terrible things about them on ripoffreport.com..good luck!

  • I Scream, You Scream… I’m Lovin’ FREE Ice Cream!   16 years 4 weeks ago

    Great post! I love new ideas for storage. Awhile ago, I purchased a plastic box from the craft store that is meant to hold beads. This particular one has 32 compartments. It works perfect for my earrings. I have duel piercings, so I group the earrings together as I would wear them. Makes one less thing to hassle over in the mornings!

  • Sex Up Your Sandwich: Ideas for Budget Conscious Brown Baggers   16 years 4 weeks ago

    another great site for guides is Hostelworld.com they have free 2-4 pg. gudies for most of the main cities of the world, where to get cheep food, entertianment, and great student/backpacker deals.

  • Sex Up Your Sandwich: Ideas for Budget Conscious Brown Baggers   16 years 4 weeks ago

    sorry got posted on the wrong article

  • Sex Up Your Sandwich: Ideas for Budget Conscious Brown Baggers   16 years 4 weeks ago

    another great site for guides is Hostelworld.com they have free 2-4 pg. gudies for most of the main cities of the world, where to get cheep food, entertianment, and great student/backpacker deals.

  • Are You Wasting or Saving Money With a Warehouse Club Membership?   16 years 4 weeks ago

    no, they don't sell cars. they have an auto buying program where they send you to a participating dealer, and you recieve a pre-negotiated haggle free price. My experience was the dealer tries to talk you into not seeing the costco price, and they say "I can get you a better price than costco, but if I show you the costco price, I can't get you a better deal". If they pull that, just go to another participating dealer.

  • Are You Wasting or Saving Money With a Warehouse Club Membership?   16 years 4 weeks ago

    I bought a TAG HEUER aquaracer watch for under 800.00 . It might be last years model, but that watch retailed for over 1500.00 at the jewelry store, (I checked the price on the same watch when I took it to the jewelry store to get it sized). The savings on that alone pays for the membership for many many years to come.

  • Opting out of the money economy   16 years 4 weeks ago

    Congrats. I've noticed pages load a lot faster.

  • Tips For Starting (Or Jumpstarting) Your Exercise Regimen   16 years 4 weeks ago

    For me, they are a huge waste and mostly hype. And a lot of the stuff there isn't really all that much of a bargain. I belonged for a year - 15 years ago - the result was I bought a lot of stuff I didn't really need. And whenever I'm there I see people buying a lot of nutritionally dubious food, lots of convenience items, and a whole lot of stuff that they do not really need.

    Now I go once a year with someone who has a membership and maybe buy paper towels. I save more money by just shopping wisely, menu planning and not buying things unless I have to do so.

  • Lots of FREE Eats for Leap Year Babies   16 years 4 weeks ago

    People are so naive. If you remove the pre-existing conditions limitations, insure people up to 26 on their parents policies and remove the limits to what an insurance company has to pay, insurance companies won't even know how to price their products. How do you price "unlimited"? I am an office manager in a financial services company and our agent tells us the insurance industry is estimating 200% increases in premiums. What happens then? Well, obviously companies can't afford that so they cancel their plans and the insurance companies go out of business. And, individuals won't be able to afford it either so they will go without healthcare. THEN, the government will step in with its single payer system and "save" us all. We'll be rescued with a system like Canada's. Are you aware that Canada's prime minister received care in the US recently because he was having to wait so long in Canada? Come on people -- WAKE UP!

  • Best Money Tips: 100 Must-Have Grocery Store Circulars   16 years 4 weeks ago

    I would have never thought there was that many ways to use tin foil, it’s someone mindboggling. It’s also funny because I just used tinfoil to cook hehe. Always just thought to use it for left over’s and cooking. Next load of laundry I'm trying the anti static trick you mentioned, always get shocked after I do laundry. Thanks for the great ideas, Matt

  • Three Products That Rock My World   16 years 4 weeks ago

    I would add that would-be international volunteers shouldn't go abroad until they get their feet wet with volunteer work performed in their own countries. Also, you don't even need to leave your house; I found a volunteer position with an overseas organization that needed someone to correct their English-language documents. The organization would e-mail the documents to me, and I would send the corrected version back. I found the position through Idealist.org.

  • Contributing to a Roth Versus Paying Down Debt   16 years 4 weeks ago

    I think the new design is too cluttered. But I like all the colors.

  • Contributing to a Roth Versus Paying Down Debt   16 years 4 weeks ago

    Like the new site design, it appears more professional looking. But I still get than annoying request for an ActiveX to run each time I visit the site. I don't know what it is and I see no reason for it since I can view the site without it.

  • Free and Cheap Things to Do in Seattle   16 years 4 weeks ago

    Oops! My comment, meant for the  inexpensive storage discussion, somehow ended up here.

     

    Have never been to Seattle but am looking forward to seeing it one day...

  • Laid Off? What To Do Before Plunging Into The Job Search   16 years 4 weeks ago

    Recently we got the second TV and I'd like to buy a DVD-VCR combo for it. Which one is better to buy to make the dvd part region free and how to do that? Can anyone help?

  • Free and Cheap Things to Do in Seattle   16 years 4 weeks ago

    Some great storage ideas here. I also use shoe boxes as lingerie drawer dividers, lining them in wall paper or fabric. Large, attractively patterned gift bags from the dollar store also make neat, inexpensive containers for storing all kinds of things: http://savvysavingbytes.com/2009/07/storage-for-pennies/

  • Laid Off? What To Do Before Plunging Into The Job Search   16 years 4 weeks ago

    Recently we got the second TV and I'd like to buy a DVD-VCR combo for it. Which one is better to buy to make the dvd part region free and how to do that? Can anyone help?