I mainly use mint to track everything and to keep my budgets in check, and I use checkbook app which DOES not link to my banks and I want it that way. The reason, if you pay a bill doing EFT it may take 2-5 days for it to come out of your bank so I put every little expense into my checkbook app, then 2-3 times a week I log into mint. The amounts from the app and mint should match if they don't red flag. I check the discrepancy and most of the time its a transaction that hasn't cleared my bank yet so it looks like I have more money than I actually do and mint doesn't post it till it clears. I make sure to keep all my bills with reminders so I don't forget. Most importantly I watch my spending.
Just heard and will be using my last companion tickets this year. I will cancel after that trip as I do not frequently fly to earn the mileage. There are other cards that offer more benefits with less restrictions or less cumbersome.
I love our fabric shower curtains and liners. Yes, they do need to be taken down and cleaned regularly, but that sure beats having to buy a new plastic curtain a few times per year. They are a little pricey, but I really enjoy the statements made in our bathrooms after we purchased shower curtains from Deny Designs. Real artists upload their art for it then to be printed on shower curtains, throws, pillows, etc.
You are so right! Last year I reached my goal weight (lost 50 pounds) and, obviously, none of my jeans fit. As I was losing weight I'd occasionally reward myself with a "new" pair from a thrift shop. But upon reaching my goal I splurged on ONE brand new pair in a very dark wash and that's all I've needed. I guess that means I'm due for a new "this year's pair" in a few months! My question to you: what do you do to keep your jeans in pristine condition?
I probably have 15 pair of jeans. I'm a blue collar, semi redneck guy but I do love my jeans. They are all rralitively the same style too which is a head scratcher. Of those jeans, I have probably half designated as work jeans. The kind that get greasy from rebuilding a motor or loaded with dirt playing in the mud pit. And I have so many work jeans because I'll get to thinking about a project and go at it while wearing nice jeans. Those eventually work their way to being stained and ripped as well. I will say though, a good pair will last years and years. I have not purchased a new pair in some time as, like the article says, am very picky. Finding a good quality, good fitting pair of jeans is like finding a needle in a haystack. If it isn't the classic Levi brand then it has to be Wrangler. Everything else just doesn't last.
We use Excel to track our finances! We do monthly budgets and enter our spendings each month. Helps so much to have everything for the year budgeted out!
Chip and Pin cards are not safe. Everybody says that they are, but they are not. several youtube videos will backup what I say. Government and banks don't want you to know this.
I use a combination of excel spreadsheets (I was an accounting/finance major, so those things are my best friend) and various money apps, including Prism for bill management, Level for budgeting, and Savedplus for savings. I actually wrote a blog post about my experience with SavedPlus and how to use the app itself, which can be found at the following link. I highly recommend all of these to anyone needing a little extra help in the personal finance department.
I use OpenOffice spread sheets for asset allocation and long term planning. For short term buy/sells and to monitor stocks I would like to buy when the price is right I use a fantastic inexpensive program called CoolTick.
I user Mint.com. Its free. All credit cards, checking/savings/mortgage/401k/ROTH IRA even 529 accounts in once place. It saved me money by sending alerts when hit by a bank fee.
I use personal capital now. I first used Mint, then graduated to LearnVest. Now that I have outgrown the two of them, Personal Capital really is the best I've found for tracking your networth and not just your budget.
I love Mint.com and have been using it since 2009. It categorizes everything and even alerts me when I am close to a budget I have set. It has great graphics that clearly show where your money has gone. It also makes tracking expenses with my boyfriend simple, as we can both easily see what was spent and figure out what each of us owes.
As a small business owner I am considering some options to help better regulate my business expenses and invoicing, but so far I have done well with an excel spreadsheet.
I use quicken
Just paper and pen, and online banking. I used to use Mint, but found that paper and pen worked just as well for my money management needs!
I mainly use mint to track everything and to keep my budgets in check, and I use checkbook app which DOES not link to my banks and I want it that way. The reason, if you pay a bill doing EFT it may take 2-5 days for it to come out of your bank so I put every little expense into my checkbook app, then 2-3 times a week I log into mint. The amounts from the app and mint should match if they don't red flag. I check the discrepancy and most of the time its a transaction that hasn't cleared my bank yet so it looks like I have more money than I actually do and mint doesn't post it till it clears. I make sure to keep all my bills with reminders so I don't forget. Most importantly I watch my spending.
Just heard and will be using my last companion tickets this year. I will cancel after that trip as I do not frequently fly to earn the mileage. There are other cards that offer more benefits with less restrictions or less cumbersome.
I love our fabric shower curtains and liners. Yes, they do need to be taken down and cleaned regularly, but that sure beats having to buy a new plastic curtain a few times per year. They are a little pricey, but I really enjoy the statements made in our bathrooms after we purchased shower curtains from Deny Designs. Real artists upload their art for it then to be printed on shower curtains, throws, pillows, etc.
You are so right! Last year I reached my goal weight (lost 50 pounds) and, obviously, none of my jeans fit. As I was losing weight I'd occasionally reward myself with a "new" pair from a thrift shop. But upon reaching my goal I splurged on ONE brand new pair in a very dark wash and that's all I've needed. I guess that means I'm due for a new "this year's pair" in a few months! My question to you: what do you do to keep your jeans in pristine condition?
I use the online tools provided with my bank to track my finances! They make it easy with exportable data and easy to use search functions.
I use quicken
I probably have 15 pair of jeans. I'm a blue collar, semi redneck guy but I do love my jeans. They are all rralitively the same style too which is a head scratcher. Of those jeans, I have probably half designated as work jeans. The kind that get greasy from rebuilding a motor or loaded with dirt playing in the mud pit. And I have so many work jeans because I'll get to thinking about a project and go at it while wearing nice jeans. Those eventually work their way to being stained and ripped as well. I will say though, a good pair will last years and years. I have not purchased a new pair in some time as, like the article says, am very picky. Finding a good quality, good fitting pair of jeans is like finding a needle in a haystack. If it isn't the classic Levi brand then it has to be Wrangler. Everything else just doesn't last.
We use Excel to track our finances! We do monthly budgets and enter our spendings each month. Helps so much to have everything for the year budgeted out!
Excel it is.
In the past I've used Excel and Mint.com, but now I'm all about Save Up!
I just use an excel spreadsheet. I wanted to try Mint but wasn't sure about linking it to my bank accounts.
Chip and Pin cards are not safe. Everybody says that they are, but they are not. several youtube videos will backup what I say. Government and banks don't want you to know this.
I use a combination of excel spreadsheets (I was an accounting/finance major, so those things are my best friend) and various money apps, including Prism for bill management, Level for budgeting, and Savedplus for savings. I actually wrote a blog post about my experience with SavedPlus and how to use the app itself, which can be found at the following link. I highly recommend all of these to anyone needing a little extra help in the personal finance department.
http://brittandthebenjamins.com/budgeting-saving/saving-made-simple-the-...
I use OpenOffice spread sheets for asset allocation and long term planning. For short term buy/sells and to monitor stocks I would like to buy when the price is right I use a fantastic inexpensive program called CoolTick.
Mint.com works for me, but I usually start off with paper and pen.
I user Mint.com. Its free. All credit cards, checking/savings/mortgage/401k/ROTH IRA even 529 accounts in once place. It saved me money by sending alerts when hit by a bank fee.
I use Quicken software
I track through bank websites. Very helpful!
I use personal capital now. I first used Mint, then graduated to LearnVest. Now that I have outgrown the two of them, Personal Capital really is the best I've found for tracking your networth and not just your budget.
DRINK WATER PEOPLE!!!
IT'S THE ONLY PURE NATURAL THING TO DRINK!!
PUT SOME LEMON IN IT IF YOU DON'T LIKE THE TASTE.
BE HEALTHY!
I love Mint.com and have been using it since 2009. It categorizes everything and even alerts me when I am close to a budget I have set. It has great graphics that clearly show where your money has gone. It also makes tracking expenses with my boyfriend simple, as we can both easily see what was spent and figure out what each of us owes.
As a small business owner I am considering some options to help better regulate my business expenses and invoicing, but so far I have done well with an excel spreadsheet.
Mint.com and an Excel spreadsheet
I use Quicken and I have a similar program with my credit union on line. I also use a written one.