Kaelli - The Frequent Flyer Master is an older publication (though largely still up-to-date), and provides the basics on accumulation strategies.
What I really like about the Travel Hacking Cartel by comparison are the email updates, which make accumulation and taking advantage of deals quite easy. I don't have time to find and vet all my own deals and THC is perfect for time-strapped/lazy people like me - and has all the tutorials you need to learn accumulation strategies from the ground up. (so to speak)!
We quit using our dryer and instead hang clothes to dry. My partner and I always bring lunch to work. We don't have cable or a landline phone. We plan food shopping around errands we have to run or on the way home from work. We buy in bulk, use coupons, watch the weekly store ads to buy what's on sale. We save our change and use it for going to the movies, buying espresso, etc.
I'm in CA and on unemployment. Yes, it goes to a B of A account and there is a card but I simply set up an automatic transfer. The second it hits the B of A account it gets transfered to my own account at my credit union. To the best of my knowledge I have no fees or any loss at all. I always get the full amount that EDD says I am to get and it shows up in my personal account a day after released from the state. It's fine.
Yes! I totally aggree with you! In my career I work with people who are receiving unemployment insurance in one of the states mentioned, and I find it very frustrating that these individuals have to go through the mess of using a pre-paid card. Often they need to access statements in order to receive government services - and accessing those statements is tedious and nearly impossible for those who are not computer savvy. Also - taking away the small amount received in Unemployment Insurance for fees is just bad business.
For a super-practical and nearly everlasting gift (perhaps for newlyweds who forgot to put a measuring cup on their registry), get a Pyrex glass measuring cup. I use mine for measuring and boiling water in the microwave.
This is an excellent article. I have been doing online marketing for years now and I've used my freedom to explore the world. I am a surfer and I love taking surf trips. All I need to work is an internet connection and my laptop. However I'm a bit of a homebody, and need familiarity so I can't travel for weeks on end.
My hubby and I actually both do the budgetting. We divide our expenses because I have to admit I am not really good at it. He is also fine with that idea.
Nora I have skimmed through a lot of content offered by Chris on his site and what you have written. The thing that concerns me is signing up for multiple credit cards to get points that require minimum spending amounts the first year. What does one do with all these cards when the membership renewal fees are required which on many don't appear inexpensive to me. Does one just have to use up their points quickly then move on to new cards? If you could help me understand it would be appreciated. I am not one to maintain a half dozen credit cards at the same time. I do find your information interesting.
I'm currently on a house-sitting assignment in Greece and got here through volunteer work! Very cool! It's completely possible to live on a pittance if you are WILLING to do so, problem is people love spending money it seems...
I never had any trouble spotting the "all turkey" description on the Subway Cold Cut Combo. I thought it an odd name but I always got it anyway. I like turkey and it's the cheapest sandwich on the menu.
As a CSR- thank you for this. #3 especially. Not all places are like this, some reps & co. suck, but some don't so give us a chance to do our job.
I just wanted to add another reason that yelling or making unreasonable doesn't work: how well do YOU problem solve, do math, type, remember or speak when someone is yelling at you? We have to do all those things to solve your problem! I actually enjoy the challenge of a good problem to solve after many repetitive calls in a row but if you are making me angry then all the blood is rushing to my head & I can't think. Oh & here is a thought too- sometimes I may need to think for a few seconds or look up something on my computer to answer your question or fix your problem- if you want it done correctly, or the actual answer instead of a guess, I recommend you bear with me a minute, when I ask you nicely to bear with me a moment. Thanks!
I can, garden, bake, mend, and cook basics from scratch like stocks, tortillas, breads, and baked goods. We live in an apt, but we painted everything, spackle holes from pictures, etc. We do minor car replacement stuff like filters, wipers, and waxing. I want to do more like soaps, laundry detergent, and cleaning solutions, but hubs is resistant bc of smells. I did recently make my own chlorine hair remover--vitamin c crystals + distilled water in a spray bottle--sooooooo much cheaper than the marketed swimming sprays and it's the exact same thing! FTW!
For my family, I've learned how to make bread, yogurt (including Greek yogurt), and cheese (not great at it yet though). One day when we can live on our property, I will also be planting a garden. And I am reading up and trying to learn as best as a person can without cabinetry experience how to build various furniture. One book shelf down- a future house of furniture to go!
I have also encounter a company who wants to have my resume as my email content not attachment. and i know this because they have included an instruction on the ad they posted so i guess it is important to read Job AD instructions, know the company before sending your resume.
Thanks for the list of links. Vet costs are getting as bad as hospitals for people. Now they will even do MIRs and chemotherapy. Unfortunately many articles say that purchasing pet insurance is a waste of money. The more sophisticated the treatment the more expensive it will be, whether for animal or person.
I have to search thrift stores high and low, but at least once a year I find a pair of brand new, fancy European comfort shoes for a few bucks. Those usually retail $100 at least.
I also love buying vinyl records, books, and household items. Furniture is often hit or miss, but if I look long and hard enough I find great deals. I'm afraid of couches or other cushiony items from thrift stores though. Oh, and one more thing that's great to find at thrift stores - art! The picture frame section at Goodwill is literally a gold mine.
Another good use for banana peels is to rid your house of fleas. We lived in a house that had horrible fleas. We had a bird and a dog that were very clean. The fleas generated from under the house. Someone told me to throw banana peels under and behind furniture. I thought she was crazy, but I was willing to try anything. I did, and within two weeks, the flea population and lessened. After two more weeks of doing this, they were completely gone. Once the peel dries, replace it with a fresh one. I kept doing this banana peel repellent even afterward just to be sure they didn't return.
Kaelli - The Frequent Flyer Master is an older publication (though largely still up-to-date), and provides the basics on accumulation strategies.
What I really like about the Travel Hacking Cartel by comparison are the email updates, which make accumulation and taking advantage of deals quite easy. I don't have time to find and vet all my own deals and THC is perfect for time-strapped/lazy people like me - and has all the tutorials you need to learn accumulation strategies from the ground up. (so to speak)!
Just read this article on a Western Union partnership with prepaid cards: http://www.usatoday.com/story/money/personalfinance/2013/02/23/prepaid-c...
Wow! Lots of great exercises here. Can you offer some advice about how to put together a couple of workouts (30-45 minutes?) from this collection?
We quit using our dryer and instead hang clothes to dry. My partner and I always bring lunch to work. We don't have cable or a landline phone. We plan food shopping around errands we have to run or on the way home from work. We buy in bulk, use coupons, watch the weekly store ads to buy what's on sale. We save our change and use it for going to the movies, buying espresso, etc.
I'm in CA and on unemployment. Yes, it goes to a B of A account and there is a card but I simply set up an automatic transfer. The second it hits the B of A account it gets transfered to my own account at my credit union. To the best of my knowledge I have no fees or any loss at all. I always get the full amount that EDD says I am to get and it shows up in my personal account a day after released from the state. It's fine.
Yes! I totally aggree with you! In my career I work with people who are receiving unemployment insurance in one of the states mentioned, and I find it very frustrating that these individuals have to go through the mess of using a pre-paid card. Often they need to access statements in order to receive government services - and accessing those statements is tedious and nearly impossible for those who are not computer savvy. Also - taking away the small amount received in Unemployment Insurance for fees is just bad business.
For a super-practical and nearly everlasting gift (perhaps for newlyweds who forgot to put a measuring cup on their registry), get a Pyrex glass measuring cup. I use mine for measuring and boiling water in the microwave.
This is an excellent article. I have been doing online marketing for years now and I've used my freedom to explore the world. I am a surfer and I love taking surf trips. All I need to work is an internet connection and my laptop. However I'm a bit of a homebody, and need familiarity so I can't travel for weeks on end.
Personalizing your space is huge. Even just having a motivational quote or a simple mirror ads to the "feeling better" factor.
I used to have a few pictures of my favorite vacation spots hang up just so I know I could go again...
My hubby and I actually both do the budgetting. We divide our expenses because I have to admit I am not really good at it. He is also fine with that idea.
Great list of ways to improve life. If only each one of us would do some of these things, life would be a lot more worth productive and worth living.
Awsome ideas no mom won't have to say find something to do :)
Nora I have skimmed through a lot of content offered by Chris on his site and what you have written. The thing that concerns me is signing up for multiple credit cards to get points that require minimum spending amounts the first year. What does one do with all these cards when the membership renewal fees are required which on many don't appear inexpensive to me. Does one just have to use up their points quickly then move on to new cards? If you could help me understand it would be appreciated. I am not one to maintain a half dozen credit cards at the same time. I do find your information interesting.
Nice one Nora! Great post!
I'm currently on a house-sitting assignment in Greece and got here through volunteer work! Very cool! It's completely possible to live on a pittance if you are WILLING to do so, problem is people love spending money it seems...
Have a good'un!
Paul :-)
I never had any trouble spotting the "all turkey" description on the Subway Cold Cut Combo. I thought it an odd name but I always got it anyway. I like turkey and it's the cheapest sandwich on the menu.
Lost me at "carbon footprint."
As a CSR- thank you for this. #3 especially. Not all places are like this, some reps & co. suck, but some don't so give us a chance to do our job.
I just wanted to add another reason that yelling or making unreasonable doesn't work: how well do YOU problem solve, do math, type, remember or speak when someone is yelling at you? We have to do all those things to solve your problem! I actually enjoy the challenge of a good problem to solve after many repetitive calls in a row but if you are making me angry then all the blood is rushing to my head & I can't think. Oh & here is a thought too- sometimes I may need to think for a few seconds or look up something on my computer to answer your question or fix your problem- if you want it done correctly, or the actual answer instead of a guess, I recommend you bear with me a minute, when I ask you nicely to bear with me a moment. Thanks!
I can, garden, bake, mend, and cook basics from scratch like stocks, tortillas, breads, and baked goods. We live in an apt, but we painted everything, spackle holes from pictures, etc. We do minor car replacement stuff like filters, wipers, and waxing. I want to do more like soaps, laundry detergent, and cleaning solutions, but hubs is resistant bc of smells. I did recently make my own chlorine hair remover--vitamin c crystals + distilled water in a spray bottle--sooooooo much cheaper than the marketed swimming sprays and it's the exact same thing! FTW!
For my family, I've learned how to make bread, yogurt (including Greek yogurt), and cheese (not great at it yet though). One day when we can live on our property, I will also be planting a garden. And I am reading up and trying to learn as best as a person can without cabinetry experience how to build various furniture. One book shelf down- a future house of furniture to go!
I have also encounter a company who wants to have my resume as my email content not attachment. and i know this because they have included an instruction on the ad they posted so i guess it is important to read Job AD instructions, know the company before sending your resume.
Thanks for the list of links. Vet costs are getting as bad as hospitals for people. Now they will even do MIRs and chemotherapy. Unfortunately many articles say that purchasing pet insurance is a waste of money. The more sophisticated the treatment the more expensive it will be, whether for animal or person.
I have to search thrift stores high and low, but at least once a year I find a pair of brand new, fancy European comfort shoes for a few bucks. Those usually retail $100 at least.
I also love buying vinyl records, books, and household items. Furniture is often hit or miss, but if I look long and hard enough I find great deals. I'm afraid of couches or other cushiony items from thrift stores though. Oh, and one more thing that's great to find at thrift stores - art! The picture frame section at Goodwill is literally a gold mine.
Our current DIY project is making a playhouse for little Carter for spring/summer. We are just getting started...so fun!
Another good use for banana peels is to rid your house of fleas. We lived in a house that had horrible fleas. We had a bird and a dog that were very clean. The fleas generated from under the house. Someone told me to throw banana peels under and behind furniture. I thought she was crazy, but I was willing to try anything. I did, and within two weeks, the flea population and lessened. After two more weeks of doing this, they were completely gone. Once the peel dries, replace it with a fresh one. I kept doing this banana peel repellent even afterward just to be sure they didn't return.
I've always preferred Miranda myself. But that might be because I used to be a lawyer and can relate to her more practical qualities. =)