I've got a question really. The toiletries here look like they exceed the 50ml for liquids carry-on rule that applies globally. How do you get these through customs with your carry-on luggage?
My family of 3 soon to be 4 lives in just over 700 square feet. Though not without its challenges, one of our favorite realities is that it takes us just an hour to give it a good thorough cleaning. One important thing is to prioritize which spaces you want larger. For us, a spacious kitchen and living room trump us having a large bedroom. Thankfully, we do have some basement space where we keep our bikes and camping gear.
When our kids are a bit older we think having enough space to create a little more privacy would be nice, but don't plan to ever reach over 1400.
I'd use the million dollars to pay off my daughter's medical school loans and then give 10% of the remaining money to a charity of my choice. I'd invest the rest for my retirement.
I'd pay off my condo and student loans, set aside enough to pay my kids' college expenses and then I'd invest the rest so I can ensure an earlier retirement.
Nicely explained. Freelancing may seem way too hard in the beginning, but once you land your first client it gets much more easier. There is a hypothetical chance that you won't land your first job in 6 months or more, but in reality, that rarely happens. If you follow a plan and you're persistent there's a high chance of landing a gig in your first month!
Seriously?! These are things we don't want consumers to know? Who wrote this tripe? Carfax is the best friend of the consumer? Carfax is useless, Autocheck is the most accurate tool that a consumer can use. The best tool a consumer can use, honesty. Don't lie to the salesman, whether it's about your trade, your credit or anything else. I've been in this industry for over 30 years, from service, to the sales floor to management. In all that time I never lied to a client, and the majority of sales staff I worked with never did either. To paint us all with the same broad brush is unfair and perpetuates a stereotype that is for the most part not accurate. The best "tool" that a buyer has is the word no. Don't be afraid to say no if you don't like the terms of the deal, explain what you don't like and you will find in the vast majority of cases that the dealer will be amicable to your request. Reasonable Doc fees are a legitimate cost, so don't be put off by them. Most of these "helpful" tips are provided by former salesman who couldn't sell to save their life. Not by the men and women that have made auto sales a career, and are proud to do it. The best advice? Use common sense. It's that simple.
I would pay off all of our debts, redo the much needed issues inside and outside my house, then put it up for rent and build a tiny house and garage with a covered outdoor area in our back lot, with a graveled driveway and solar panels, for us. I would put back money for both my nieces' college later. I would build a shelter for animals where their owners who needed to leave a house due to domestic violence, house fire, or other thing that is not their fault could stay and then be reunited with their owner when they get back on their feet. I would give 15 percent to Gospel for Asia. The rest I would invest.
What I'd do with a million...
1) Create accounts to budget the money and distribute it as supplemental income beyond weekly salary
2) Pay off all my interest bearing debt
3) Set up all zero interest debt to be paid when due, keep invested for interest until due
4) Set up life insurance to provide for my family
5) Set aside the maximum allowable per year towards retirement accounts
6) Set aside a buffer account for my start-up business to cover unexpected expenses
7) Wait until the impending market and housing crash and invest at the lows in a home and stocks
8) Make sure that our family is covered for medical expenses to the end of our lives
My favorite is "don't worry about what others think, you're not responsible for their perceptions." To explain a little, you can say the moon is out today and it'll offend someone, so you can't be in charge of other peoples feelings, so why try? With that said, just be yourself and treat others with the same respect you would like. Don't expect people to cater to you, and also understand that what's polite to you is rude to another culture.
Tyler, I was a total cash believer for years. However, using a cashback credit card to purchase routine items like gas, groceries, etc rather than a debit card or cash was a recent epiphany to me. There are now cashback cards that give up to 5% back. Other cashback cards give up to 2% on all purchases, including paying routine bills for elect, cable, phone.
That said, those that use credit cards to delay payment are just plain ignorant and will eventually have to pay the piper. If you consider the money has been spent and must be accounted for each month (just like paying with cash) you can realize a savings of several $100's each year. Something to consider.....
I would invest in real estate with half the money, then take the remaining 50% to split between a college savings fund for my (future) children and a Roth IRA for me.
"Taking food to the family." When my mother died several years ago, neighbors and church groups made sure that we had prepared food to eat from the moment my mother's death was announced. This was exceptionally helpful since we had family members coming in from across the globe (different times/days/degrees of jet lag and fatigue), my Dad was clearly exhausted by the ordeal, and simply responding to phone calls and making arrangements was taking we adult children's time and energies. It was so comforting to not have to worry about immediate trips to stock up on groceries, not to have to worry about cooking for a small crowd, not having to make fast food runs, etc. And though a few donations were store-bought (though no less appreciated), the gesture of goodwill from people who gave us their best home-cooked cuisine (and in Cajun country, that's good eating) showed us their true compassion and the depth of respect for—and friendship with—my family. I will never forget it!
I would pay off my home 1st. I would instantly invest 50 % of this and keep the rest in liquid cash, savings, emergency fund, travelling money. I would buy a few small businesses and give back to the community and underprivileged. Sounds cliche but true. It wouldn't change me too muCh
..
I would buy a house and spread some love around
I would pay off my debt, pay my kids student loans, save and invest, purchase a home
I've got a question really. The toiletries here look like they exceed the 50ml for liquids carry-on rule that applies globally. How do you get these through customs with your carry-on luggage?
I would buy a house.
My family of 3 soon to be 4 lives in just over 700 square feet. Though not without its challenges, one of our favorite realities is that it takes us just an hour to give it a good thorough cleaning. One important thing is to prioritize which spaces you want larger. For us, a spacious kitchen and living room trump us having a large bedroom. Thankfully, we do have some basement space where we keep our bikes and camping gear.
When our kids are a bit older we think having enough space to create a little more privacy would be nice, but don't plan to ever reach over 1400.
I'd use the million dollars to pay off my daughter's medical school loans and then give 10% of the remaining money to a charity of my choice. I'd invest the rest for my retirement.
Exiting - Trip to Vegas, all on Black one spin...
Actually - Invest and try to live as well as possible on the interest.
I'd pay off my condo and student loans, set aside enough to pay my kids' college expenses and then I'd invest the rest so I can ensure an earlier retirement.
Nicely explained. Freelancing may seem way too hard in the beginning, but once you land your first client it gets much more easier. There is a hypothetical chance that you won't land your first job in 6 months or more, but in reality, that rarely happens. If you follow a plan and you're persistent there's a high chance of landing a gig in your first month!
I'd do a "reverse tithe." In other words, I'd donate 90% to charity and invest the remaining 10%.
Remodel my house and save the rest!
Seriously?! These are things we don't want consumers to know? Who wrote this tripe? Carfax is the best friend of the consumer? Carfax is useless, Autocheck is the most accurate tool that a consumer can use. The best tool a consumer can use, honesty. Don't lie to the salesman, whether it's about your trade, your credit or anything else. I've been in this industry for over 30 years, from service, to the sales floor to management. In all that time I never lied to a client, and the majority of sales staff I worked with never did either. To paint us all with the same broad brush is unfair and perpetuates a stereotype that is for the most part not accurate. The best "tool" that a buyer has is the word no. Don't be afraid to say no if you don't like the terms of the deal, explain what you don't like and you will find in the vast majority of cases that the dealer will be amicable to your request. Reasonable Doc fees are a legitimate cost, so don't be put off by them. Most of these "helpful" tips are provided by former salesman who couldn't sell to save their life. Not by the men and women that have made auto sales a career, and are proud to do it. The best advice? Use common sense. It's that simple.
I would pay off all of our debts, redo the much needed issues inside and outside my house, then put it up for rent and build a tiny house and garage with a covered outdoor area in our back lot, with a graveled driveway and solar panels, for us. I would put back money for both my nieces' college later. I would build a shelter for animals where their owners who needed to leave a house due to domestic violence, house fire, or other thing that is not their fault could stay and then be reunited with their owner when they get back on their feet. I would give 15 percent to Gospel for Asia. The rest I would invest.
What I'd do with a million...
1) Create accounts to budget the money and distribute it as supplemental income beyond weekly salary
2) Pay off all my interest bearing debt
3) Set up all zero interest debt to be paid when due, keep invested for interest until due
4) Set up life insurance to provide for my family
5) Set aside the maximum allowable per year towards retirement accounts
6) Set aside a buffer account for my start-up business to cover unexpected expenses
7) Wait until the impending market and housing crash and invest at the lows in a home and stocks
8) Make sure that our family is covered for medical expenses to the end of our lives
I practice most of these, but especially #1 and #8. They are pretty obvious!!!
My favorite is "don't worry about what others think, you're not responsible for their perceptions." To explain a little, you can say the moon is out today and it'll offend someone, so you can't be in charge of other peoples feelings, so why try? With that said, just be yourself and treat others with the same respect you would like. Don't expect people to cater to you, and also understand that what's polite to you is rude to another culture.
Another is by changing the wheel trims :)
I would tithe, pay off debt, save, and then splurge.
Tyler, I was a total cash believer for years. However, using a cashback credit card to purchase routine items like gas, groceries, etc rather than a debit card or cash was a recent epiphany to me. There are now cashback cards that give up to 5% back. Other cashback cards give up to 2% on all purchases, including paying routine bills for elect, cable, phone.
That said, those that use credit cards to delay payment are just plain ignorant and will eventually have to pay the piper. If you consider the money has been spent and must be accounted for each month (just like paying with cash) you can realize a savings of several $100's each year. Something to consider.....
I would invest in real estate with half the money, then take the remaining 50% to split between a college savings fund for my (future) children and a Roth IRA for me.
"Taking food to the family." When my mother died several years ago, neighbors and church groups made sure that we had prepared food to eat from the moment my mother's death was announced. This was exceptionally helpful since we had family members coming in from across the globe (different times/days/degrees of jet lag and fatigue), my Dad was clearly exhausted by the ordeal, and simply responding to phone calls and making arrangements was taking we adult children's time and energies. It was so comforting to not have to worry about immediate trips to stock up on groceries, not to have to worry about cooking for a small crowd, not having to make fast food runs, etc. And though a few donations were store-bought (though no less appreciated), the gesture of goodwill from people who gave us their best home-cooked cuisine (and in Cajun country, that's good eating) showed us their true compassion and the depth of respect for—and friendship with—my family. I will never forget it!
i would help my family pay off their homes and buy a place of my own
I would pay off my home 1st. I would instantly invest 50 % of this and keep the rest in liquid cash, savings, emergency fund, travelling money. I would buy a few small businesses and give back to the community and underprivileged. Sounds cliche but true. It wouldn't change me too muCh
..
What has happened to saying thank you to someone who just held a door open for you? F
I would do some renovations on my house.