When I get in the car I listen to my favorite music. Then when I get home I walk my dogs right away. This is our longest walk of the day, and it's a good way to decompress from work. We all get our exercise, plus I can clear my head.
I always workout, but if I'm particularly stressed, then my workout is either longer or harder depending on what I had originally been planning. I also enjoy reading in the evenings to escape for a bit.
First, swipe technology will be around for a very, very long time. As long as there are gift cards and prepaid credit cards. Chip cards are not cost effective for either of those because the amount of loss is limited.
Second, you hit the nail on the head about chip and pin not being very secure. Read about putting clear nail polish on the chip, generating read failures, and then doing a fallback transaction.
Also, chip and pin would not have prevented cardholder information from being stolen in the Target credit card breach. Hard to make a chip and pin card with that info, but you could use the stolen PAN and expiration date to purchase things online.
Third, I think that VISA and Synchrony Financial (formerly GE capital; huge issuer of private label credit cards) see what the real time tokenization technology that Loop enables will allow them to do - true security for a credit card transaction because the payment information is only good for one transaction, yet it works with the current POS systems so the retailers have to do absolutely nothing on their end to get this security. It is all done on the back end, on the issuing banks servers.
Don't count Loop out just yet. After all, one of their founders invented the magnetic swipe reader and the other founder created a credit card reader that attaches to a mobile phone long before Square came on the market.
You realize you contradict yourself by saying if you don't shop everyday you miss out on the freshest stuff and spend more money, but then go on about how you save money because you can buy products ready to expire on sale. Products ready to expire are hardly the freshest.
I could tell with the first two lines of the article "Make a grocery list and stick to it? That's a piece of advice that'll cost you a lot of money. " there was nothing true about this, because that comment is patently false and has been proven over and over again that multiple shopping trips equals MUCH MORE money. While some of it has something to with impulse, alot of it has to do with lack of planning leads to more ingredients being purchased just to make a meal. Not to mention the awful waste of time. I love the justification of I don't or money to do a larger shop and planning. Then you point out to someone who goes to the store everyday (or almost everyday) they are spending 20 minutes each time or more than an hour and 20 minutes a week, and at $15 bucks or so a shot (cheap) they are spending over $100 dollars a week. Abut what I spend every two weeks in time and money they are spending in one. Hey if you are to lazy to plan and shop at once then fine, but don;t try and make excuses everyone knows is untrue. By the way most people don't shop daily in Europe, they used to but not anymore.
I like to take a nice, warm, and relaxing bath after an especially stressful day. Typically, i like to unwind by taking a walk outside or reading a book.
"Research has shown that regular consumption of peanuts and other nuts can protect against heart disease, and can significantly lower your risk of diabetes." - Peanut is not a nut though, it's a legume.
"Potatoes have gotten a bad rap in recent years, mostly as a result of diets like Atkins or South Beach, which aim to limit carbohydrates. However, it's important to remember that potatoes have been a staple food for people around the world for centuries. " - It's too bad that evolution takes millions of years to make changes and adapt. The fact that something has been eaten for "centuries" is a moot point, it's like saying something is right because it's old.
Would love to see a healthy alternative to this list. Aren't vegetables fairly inexpensive? I'd rather eat the non-organic ones for cheap rather than half the food on this list.
Most likely because as of Oct '15 when chip and pin is required, the business accepting old swipe technology also accepts the burden of responsibility for any fraudulent purchases, not the banks or card issuer. So will it work.. yes, as long as old terminals are still around.. which will likely be for a few years. However, that number will be shrinking more and more over time as retailers switch over to chip and pin terminals.
I'm not knocking them, I'm a user as a matter of fact. I just think that it's long term feasibility is a little shaky, as are all mobile payment systems. As I mentioned, there are two scenarios.. either the card can't be replicated and chip and pin works, or there's a way to get around chip and pin, which makes it useless and provides no more security then we have currently.
I've been working from home for almost 18 years now. So when my husband comes home from work, I stop working and we sit at the kitchen table and talk about our days and reconnect. In the summertime if the weather is nice we sit outside on the deck and do the same thing.
JoeDV, if Loop's technology is going to be a short lived fad then why did Visa recently invest in the company? Did Visa's VC arm not know that chip and PIN was going to be the standard by Oct 2015?
I am an introvert - relaxing after work usually involves being alone (or I am okay with talking with my husband about our day, but if I Had a really hectic day, I'd rather we just be quiet with each other until later in the evening). I like to either cook something for dinner that I am familiar with or read a book.
Great tips. I personally agree with laughing when you're stressed. Stress can weigh on your chest like a ton of bricks. Laughing definitely lightens the mood and takes your mind off of the situation.
When I get in the car I listen to my favorite music. Then when I get home I walk my dogs right away. This is our longest walk of the day, and it's a good way to decompress from work. We all get our exercise, plus I can clear my head.
I always workout, but if I'm particularly stressed, then my workout is either longer or harder depending on what I had originally been planning. I also enjoy reading in the evenings to escape for a bit.
First, swipe technology will be around for a very, very long time. As long as there are gift cards and prepaid credit cards. Chip cards are not cost effective for either of those because the amount of loss is limited.
Second, you hit the nail on the head about chip and pin not being very secure. Read about putting clear nail polish on the chip, generating read failures, and then doing a fallback transaction.
https://www.invisiblethreat.ca/2013/12/bypassing-chip-and-pin/
No security...
Also, chip and pin would not have prevented cardholder information from being stolen in the Target credit card breach. Hard to make a chip and pin card with that info, but you could use the stolen PAN and expiration date to purchase things online.
Third, I think that VISA and Synchrony Financial (formerly GE capital; huge issuer of private label credit cards) see what the real time tokenization technology that Loop enables will allow them to do - true security for a credit card transaction because the payment information is only good for one transaction, yet it works with the current POS systems so the retailers have to do absolutely nothing on their end to get this security. It is all done on the back end, on the issuing banks servers.
Don't count Loop out just yet. After all, one of their founders invented the magnetic swipe reader and the other founder created a credit card reader that attaches to a mobile phone long before Square came on the market.
You realize you contradict yourself by saying if you don't shop everyday you miss out on the freshest stuff and spend more money, but then go on about how you save money because you can buy products ready to expire on sale. Products ready to expire are hardly the freshest.
I read a little bit of celebrity gossip and go for a walk
I could tell with the first two lines of the article "Make a grocery list and stick to it? That's a piece of advice that'll cost you a lot of money. " there was nothing true about this, because that comment is patently false and has been proven over and over again that multiple shopping trips equals MUCH MORE money. While some of it has something to with impulse, alot of it has to do with lack of planning leads to more ingredients being purchased just to make a meal. Not to mention the awful waste of time. I love the justification of I don't or money to do a larger shop and planning. Then you point out to someone who goes to the store everyday (or almost everyday) they are spending 20 minutes each time or more than an hour and 20 minutes a week, and at $15 bucks or so a shot (cheap) they are spending over $100 dollars a week. Abut what I spend every two weeks in time and money they are spending in one. Hey if you are to lazy to plan and shop at once then fine, but don;t try and make excuses everyone knows is untrue. By the way most people don't shop daily in Europe, they used to but not anymore.
I like to either watch tv, play a game, read a book, or go for a walk around the neighborhood.
I like to take a nice, warm, and relaxing bath after an especially stressful day. Typically, i like to unwind by taking a walk outside or reading a book.
A bubble bath with jazz and no interruptions from the kids
"Research has shown that regular consumption of peanuts and other nuts can protect against heart disease, and can significantly lower your risk of diabetes." - Peanut is not a nut though, it's a legume.
"Potatoes have gotten a bad rap in recent years, mostly as a result of diets like Atkins or South Beach, which aim to limit carbohydrates. However, it's important to remember that potatoes have been a staple food for people around the world for centuries. " - It's too bad that evolution takes millions of years to make changes and adapt. The fact that something has been eaten for "centuries" is a moot point, it's like saying something is right because it's old.
Would love to see a healthy alternative to this list. Aren't vegetables fairly inexpensive? I'd rather eat the non-organic ones for cheap rather than half the food on this list.
Most likely because as of Oct '15 when chip and pin is required, the business accepting old swipe technology also accepts the burden of responsibility for any fraudulent purchases, not the banks or card issuer. So will it work.. yes, as long as old terminals are still around.. which will likely be for a few years. However, that number will be shrinking more and more over time as retailers switch over to chip and pin terminals.
I'm not knocking them, I'm a user as a matter of fact. I just think that it's long term feasibility is a little shaky, as are all mobile payment systems. As I mentioned, there are two scenarios.. either the card can't be replicated and chip and pin works, or there's a way to get around chip and pin, which makes it useless and provides no more security then we have currently.
Reading or playing with my "furbabies" is how I unwind when I get home from work.
Sometimes I go to happy hour, and sometimes I like to take a nice walk if the weather is nice!
I like to unwind by watching TV
I walk or ride my bike to work so coming home either walking or riding helps me unwind.
I've been working from home for almost 18 years now. So when my husband comes home from work, I stop working and we sit at the kitchen table and talk about our days and reconnect. In the summertime if the weather is nice we sit outside on the deck and do the same thing.
JoeDV, if Loop's technology is going to be a short lived fad then why did Visa recently invest in the company? Did Visa's VC arm not know that chip and PIN was going to be the standard by Oct 2015?
http://venturebeat.com/2014/07/24/visa-invests-in-looppay-mobile-payment...
I am an introvert - relaxing after work usually involves being alone (or I am okay with talking with my husband about our day, but if I Had a really hectic day, I'd rather we just be quiet with each other until later in the evening). I like to either cook something for dinner that I am familiar with or read a book.
Knitting or crocheting help me unwind and relax. They keep my sane!
The whole family goes for a walk after dinner.
I love to read, so reading a book always relaxes with me and add some sweet iced tea and I am in heaven
Read a book or Kindle
Great tips. I personally agree with laughing when you're stressed. Stress can weigh on your chest like a ton of bricks. Laughing definitely lightens the mood and takes your mind off of the situation.
A book or a half hour on the laptop with a snack, usually! :)
I unwind after work by sitting out on my patio and having a hot cup of tea.