These tactics work in the short run. But in the long run, opening up new accounts won’t help your score. Also, having new credit cards can tempt you into spending more, hence accumulate more debt. In the future, if you want to cancel accounts, it will reflect badly on your score report. I recommend everyone to have the lowest number of credit cards possible to keep a good score record. There is no easy and immediate solution to improve your report; you simply have to work for it. Control your spending habits, earn extra cash on the side, and pay off your debts. It might take a long time, but using shortcuts can actually increase the debt-paying period even more.
We live where it is hot 95% of the year and everyone lives in the air conditioning - at home, in the car or at work. Swimming in the pool or at the beach is a fun way to cool off.
Keeping the shades down on the windows & the fans & ac blowing! Not the most frugal, but here in the south with the heat + humidity, there's no opening windows.
And when I've been doing yard work, a nice icy snowball afterwards really helps!
A college education in a tough market can truly make matters more difficult. One just can't quit at a Bachellors anymore and that just adds more debt. A difficult quandry.
Ceiling fans on. Draperies and blinds closed. No cooking except in slow cooker. AC at 78 degrees on programmable thermostat. Flip afternoon outdoor activities to morning, such as working in garden and taking grandchildren to the park (9 AM instead of 1 PM). Season pass to the city pool, purchased early when it's discounted. Occasional afternoon movie: to minimize the cost, I buy discounted gift cards online in advance. This afternoon, we're going to the new Planet of Apes movie.
Ceiling fans and insulated curtains in the bedroom make it feel like a cool cave - it's always nice to take a break in there if the rest of the house gets too hot.
Jump in the pool! we bought a used pool about 15 years ago and it is still getting used (though not as much as the kids are grown now). If it gets hot enough, that's where you'll find us after work.
To keep the house cooler, I keep the blinds & curtains closed as the sun works its way around. It helps a lot to reflect the heat.
I love A/C in the summer, we use a programmable thermostat to keep the house at the right temperature when we aren't home, when we are, and at night, so we aren't wasting money with keeping the house too cool when we don't need it.
For stores that insist on 30 day (+/-) receipts... just buy the product new again, return the old one with the new receipt and throw the new one on eBay etc. Quick fix to stubborn policies. Or you can try to return the new one without a receipt for store credit/at a different store.
To beat the heat we use the crockpot alot to avoid turning on the oven! We run dishwasher late at night or early morning hours when its cooler out and same for the clothes dryer!
These tactics work in the short run. But in the long run, opening up new accounts won’t help your score. Also, having new credit cards can tempt you into spending more, hence accumulate more debt. In the future, if you want to cancel accounts, it will reflect badly on your score report. I recommend everyone to have the lowest number of credit cards possible to keep a good score record. There is no easy and immediate solution to improve your report; you simply have to work for it. Control your spending habits, earn extra cash on the side, and pay off your debts. It might take a long time, but using shortcuts can actually increase the debt-paying period even more.
I stay cool by going outside only in the early morning and late evening when the temps. drop. In the heat of the day, I stay in the air conditioning.
We live where it is hot 95% of the year and everyone lives in the air conditioning - at home, in the car or at work. Swimming in the pool or at the beach is a fun way to cool off.
Keeping the shades down on the windows & the fans & ac blowing! Not the most frugal, but here in the south with the heat + humidity, there's no opening windows.
And when I've been doing yard work, a nice icy snowball afterwards really helps!
My parents had signed me up for whole life insurance when I was born... so glad they did.
Sit with the kids on the tile in the basement and have a popsicle.
We head to the mountains! About one hour away, but a different world (cool, refreshing) entirely!
A college education in a tough market can truly make matters more difficult. One just can't quit at a Bachellors anymore and that just adds more debt. A difficult quandry.
Ceiling fans on. Draperies and blinds closed. No cooking except in slow cooker. AC at 78 degrees on programmable thermostat. Flip afternoon outdoor activities to morning, such as working in garden and taking grandchildren to the park (9 AM instead of 1 PM). Season pass to the city pool, purchased early when it's discounted. Occasional afternoon movie: to minimize the cost, I buy discounted gift cards online in advance. This afternoon, we're going to the new Planet of Apes movie.
I like this site: http://dealsleak.com It is small and focuses on current coupon codes
Ceiling fans and insulated curtains in the bedroom make it feel like a cool cave - it's always nice to take a break in there if the rest of the house gets too hot.
Jump in the pool! we bought a used pool about 15 years ago and it is still getting used (though not as much as the kids are grown now). If it gets hot enough, that's where you'll find us after work.
To keep the house cooler, I keep the blinds & curtains closed as the sun works its way around. It helps a lot to reflect the heat.
I use a ceiling fan mostly and only turn my AC lower if I'm sweating a lot.
I love A/C in the summer, we use a programmable thermostat to keep the house at the right temperature when we aren't home, when we are, and at night, so we aren't wasting money with keeping the house too cool when we don't need it.
For stores that insist on 30 day (+/-) receipts... just buy the product new again, return the old one with the new receipt and throw the new one on eBay etc. Quick fix to stubborn policies. Or you can try to return the new one without a receipt for store credit/at a different store.
To beat the heat we use the crockpot alot to avoid turning on the oven! We run dishwasher late at night or early morning hours when its cooler out and same for the clothes dryer!
put a bucket of ice in front of a fan and it would blow cold air at you
we swim a lot. whether its the sprinklers, splash pad, or water park, and we take water with us everywhere we go!
My favorite way to beat the heat is at the lake with my friends.
I am definitely a burger fan. medium rare, cheddar and bacon. With lots of mayo.
We like to play in the sprinkler outside.
I leave the house. Visit the library or mall.
Open the windows after the sun goes down and eat some ice cream.
Sundresses, sandals, and lots of cold things to eat/drink!
"I have to have the vast majority of my clothes tailored to fit my body, as I am very hard to fit off the rack."
That's true for most of us, actually. The "after" wardrobes on What Not To Wear have all been tailored in one way or another.