Recent comments

  • Ask the Readers: What Was Your Biggest Expense This Month?   10 years 44 weeks ago

    Food and drinks! I just moved to a new city, so lots of meals out and happy hours to meet new people and reconnect with old friends. Worth every penny.

  • 9 Skills That Will Be Obsolete Soon   10 years 44 weeks ago

    When these skills are actually and totally lost will be the day tha civilization comes to an end.

  • Ask the Readers: What Was Your Biggest Expense This Month?   10 years 44 weeks ago

    $100 for a fellowship night for my brothers and sisters in Christ. Covered food and drinks for 20 people and we had an amazing time worshipping and loving one another with 8 player smash bros!

  • How to Make Moonshine   10 years 44 weeks ago

    Zorcy, if I save all the tails stuff until I have enough to run through my still and get, maybe, a gallon or so of 70% by volume stuff out of it, will it be drinkable? Or will I just be concentrating all the fusels and other hangover-inducing stuff into one run?

  • 50 Best Deals and Coupon Sites   10 years 44 weeks ago

    Great details. At least i found a great details of coupons. Thanks.

  • 9 Skills That Will Be Obsolete Soon   10 years 44 weeks ago

    This rings very true even in the academic sector. I however am if the opinion that the system should modify the syllabus to inculcate mind challenging activities like calculations and spell check, the ability to do this us why you are getting an education in the first place.
    An uneducated person can justify been mentally lazy (mastering the various technologies alone is a challenge) but for an educated person, technology starts controlling you when you let it do it all.
    Like physical exercise, mental exercise us essential and these mental laziness must be checked early as we seem to currently be raising gadget nerds.
    I always tell my boys, someone invented those gadgets so spend time understanding it not just using it, this guarantees the gadget has a short lifespan but my son discover the inner components and what happens when specific parts fall out.

  • 16 Classic Foods We Miss   10 years 44 weeks ago

    These comfort foods aren't missing from my house! How about my family's favorite: whipped cream noodles. This is homemade noodles cooked in whipping cream that has been reduced to an oil. Wonderful! Took me years, but I finally figured out how to make a perfect meatloaf: puree the onions. Such a simple thing but I never thought of it in the early years. Sigh. I think I need to head for my kitchen!!

  • Ask the Readers: What Was Your Biggest Expense This Month?   10 years 44 weeks ago

    My biggest monthly expense is childcare.

  • 16 Ways to Make Your Clothes Last Longer Without Spending Big   10 years 44 weeks ago

    I found that front load washers are much gentler on my clothes than older top loaders. The agitator in my top loader kills my good shirts, especially since it only has one speed setting. They also get caught up in the bottom paddles.

  • 25 Ways to Save $5 This Week   10 years 44 weeks ago

    The more I earn, the more I spend. That's a problem happen when didn't monitor the spend good enough. Or perhaps, when we continue to grow up, commitment is increasing too.

    And then it's not too much about playing "defense" a.k.a saving, but "attack" a.k.a earn more.

    Getting a balance in between not wasting money on unnecessary stuff, and focus in generating more wealth for ourself.

  • 7 Things Non-Members Can Get at Costco (Including Cheap Eye Exams!)   10 years 44 weeks ago

    You can cite the "Eyeglass Rule" from the Federal Trade Commission (16 CFR Part 456). Disclaimer: I'm not a lawyer and I don't provide legal advice.

  • 7 Things Non-Members Can Get at Costco (Including Cheap Eye Exams!)   10 years 44 weeks ago

    Disclaimer: I'm not a lawyer and I'm not providing legal advice.

    You can cite 16 CFR Part 456 - OPHTHALMIC PRACTICE RULES (also known as the "EYEGLASS RULE").

    The part that we are most interested in is "§ 456.2 Separation of examination and dispensing."

    It is an unfair act or practice for an ophthalmologist or optometrist to:

    (b) Condition the availability of an eye examination to any person on a requirement that the patient agree to purchase any ophthalmic goods from the ophthalmologist or optometrist;

    (c) Charge the patient any fee in addition to the ophthalmologist's or optometrist's examination fee as a condition to releasing the prescription to the patient. Provided: An ophthalmologist or optometrist may charge an additional fee for verifying ophthalmic goods dispensed by another seller when the additional fee is imposed at the time the verification is performed;

    I hope this helps.

  • How to Organize Your Pantry and Save Cash   10 years 44 weeks ago

    I always wanted to organize and clean my pantry but i always do not know how to start. Thanks for the tips! they're be helpful!

  • Ask the Readers: What Was Your Biggest Expense This Month?   10 years 44 weeks ago

    A year of homeschool materials was our biggest expense besides our rent.

  • 5 Things Never to Bring Up in a Job Interview   10 years 44 weeks ago

    If there is legislation pending or something that was discussed in the news that may affect the future of the organization, is that something I shouldn't bring up in the interview? Part of me thinks it may give the wrong impression - that I may be hesitant about working there if offered the job. The other part of me thinks it would show that I have done my research, I'm paying attention to current events about the organization, and it's smart to want to know what plans the organization has for its future and the future of its employees. Thoughts?

  • 8 Common Car Repair Mistakes That Can Cost You   10 years 44 weeks ago

    You got a dollar?

  • Making Money From Clinical Trials: Worth the Risk?   10 years 44 weeks ago

    I will say, I did a study when I was in college(over the summer). I had to stay in the unit for 14 days but got paid about 3.4k overall in the end. It you can't stand needles don't do cause you blood will be drawn, a lot. Other than that it was a pleasant experience for being coup up 2 weeks. I found out about the study in Study Scavenger website, they also mobile app that you can download.

  • 4 Reasons Early Retirement Might Be Financially Risky   10 years 44 weeks ago

    Are you on Oahu? If so, then please send me a message through the contact form (envelope icon under my picture above or via http://www.wisebread.com/users/damian-davila/contact).

  • 4 Reasons Early Retirement Might Be Financially Risky   10 years 44 weeks ago

    Thank you for your comment, Guest. One of the main issues about early retirement is that the average individual isn't saving enough.

    For example, according to a report from Boston College's Center for Retirement Research that analyzed recent Federal Reserve data, the typical 55- to 64-year-old household had just $111,000 saved in their 401(k)s and IRAs, which would translate into just $500 a month in retirement income. According to the same study, there are people who have saved much more than that, but there are also people who have saved much less than that.

  • 4 Reasons Early Retirement Might Be Financially Risky   10 years 44 weeks ago

    You have nailed my point, Gero1369. Early retirement increases your chances of an empty nest egg, however successful early retirement is possible. For sustainable early retirement to work, anybody needs careful planning. Your list of necessary steps provides a great overview of things to keep to keep in mind.

  • 12 Money-Saving Tricks to Know Before Buying an Engagement Ring   10 years 44 weeks ago

    It really is interesting to think about all the different kind of things that can be done to save money on a diamond ring. Something that really stood out was that you mentioned to make sure to go lower on the grade. It really is interesting as well that you mentioned to also go online to lower the prices even more. Hopefully these different suggestions, and more, will be able to help others find the best prices for their diamond. Thank you for sharing.

  • The 5 Best Hair Curlers   10 years 44 weeks ago

    What about Karmin?

  • Ask the Readers: What Was Your Biggest Expense This Month?   10 years 44 weeks ago

    My biggest expense this month was a one-off payment that completely took me by surprise, but in the best possible way. It happened to coincide with my first paycheck from a new job, so I could fairly easily cover it. I had to pay for airfare and hotel accommodations for a conference that I didn't plan on going to, but then won a scholarship to attend. Can't pass that up! I'm looking forward to it, and I purchased everything through Ebates - which means cash back - and I found really great deals. I wouldn't want to do that every month, but I am eager to go to the conference.

  • Ask the Readers: What Was Your Biggest Expense This Month?   10 years 44 weeks ago

    school clothing

  • Ask the Readers: What Was Your Biggest Expense This Month?   10 years 44 weeks ago

    Our biggest expense is usually gas for the cars. My husband drives an hour and 15 minutes twice a day for work, and it just eats up the fuel.