biggest financial goal--a winter home in the Tampa area! A ranch near the beach that is big enough for our kids and hopefully future grandchildren to visit . . and also a place to rent as a vacation home in the summer, so that it pays for itself.
Debbie, I had similar results when I did this for a class. Very enlightening, wouldn't you say? And, doesn't it make you feel really good about yourself?
My biggest financial goal is to pay off my debt so that I can have good enough credit to buy a house. I would love to at least have a home to leave my daughter when I am gone.
I did this recently, as a result of a question in a class I was taking. I realized that I am a very lucky person - I actually don't feel that I've missed out on anything. It resulted in two things. It changed my attitude about my life in general ( I am not as 'whiny' about things as I used to be...) and made me re-think my goals regarding what was really important to me.
Retirement is on the horizon, and I've redirected my plans to more volunteerism, and just learning about things. Nothing I NEED to do to feel complete. I wish this for everybody.
I have several but they all end with the same greater goal in mind: buy a house next year. To do that I am saving $20,000 and paying off the last $3,000 of my car loan.
YIkes, there is are so many great articles here, how am I going to get my real work done? The only one I probably don't need is the article about avoiding conflict. Ourfamily thrives on conflict. Oh, and thanks for mentioning my summer vacation tips article. I'm just sorry my vacation to Vega is over.
My biggest financial goal is to get back on my feet, be able to take care of myself without any help and ultimately take care of my parents. I would love so much for my mother to be able to retire. She has worked so hard for many years and taken care of our family, almost beyond her means. She is now in her 60's. My daddy is already retired but struggling too. I just want them to be happy and free of debt.
I'm pretty bad at this -- I often feel like I always need to be working. But whenever I do manage to totally relax -- reading a good novel, laying out in the sun, etc., I'm reminded of how wonderful and restorative it is.
All good points. Personally I think the most important of all of them is #2, the one that touches on payments. If you're carrying a large balance, or any balance at all on a card, it can hurt or in some cases negate any benefit to earning rewards, regardless of what they are. Most people get all excited about earning points, are enticed by sign-up bonuses, and then end up carrying a balance even if that isn't their original intent. Unless you're in a situation where you can treat your card as cash and pay your balance off every month you have to look at the pricing. If carrying a balance is your reality the card's pricing is of equal if not more importance than the rewards structure.
My most immediate big financial goal is to save up enough for a "new-to-us" used car for when our current clunker breaks down. Otherwise my biggest financial goal is to pay off my student loans or save for a house.
We have several different kinds of goals: short term, long term, and single focus goals as well. We just finished saving for a Disney vacation, are halfway through saving for the next vacation, and are saving an emergency fund every month, working towards retirement and college for our kids. We love to travel and think that it is important, so that is our extra money focus saving right now! :)
Just found this page. Really good post. I live in NY and there are tons of new premiers available, I'm sure. Will have to check out the links that you provided for some free tickets
There is one other way that is a viable option for those in a jumbo loan. We can take get you back in a 75% loan to current market value giving you 25% equity, a lower monthly payment, more money in your pocket, the bank won't come back for the difference and no dings on your credit and you keep the wonderful home that you were so excited to buy in the first place. It's a win win for everyone involved.
Great tip on #6. I actually never thought about it and would try it out even though I don't regularly spent a lot on groceries. Maybe buy a bunch of Amazon cards. Hopefully it will work.
Nice tips! I think your point about not overlooking cards with annual fees is important for consumers to remember. Although an annual fee is undesirable in most cases, reward cards that charge an annual fee often have the highest reward potential if you actually use the card (and pay it off!) on a regular basis...
I like you on Facebook (Elena Istomina)
biggest financial goal--a winter home in the Tampa area! A ranch near the beach that is big enough for our kids and hopefully future grandchildren to visit . . and also a place to rent as a vacation home in the summer, so that it pays for itself.
My goal is to pay off the house
https://twitter.com/missluckybreaks/status/227824213350817792
Liked you on FB!
Paying off my credit cards and becoming debt-free is my financial goal!
Debbie, I had similar results when I did this for a class. Very enlightening, wouldn't you say? And, doesn't it make you feel really good about yourself?
My biggest financial goal is to pay off my debt so that I can have good enough credit to buy a house. I would love to at least have a home to leave my daughter when I am gone.
I did this recently, as a result of a question in a class I was taking. I realized that I am a very lucky person - I actually don't feel that I've missed out on anything. It resulted in two things. It changed my attitude about my life in general ( I am not as 'whiny' about things as I used to be...) and made me re-think my goals regarding what was really important to me.
Retirement is on the horizon, and I've redirected my plans to more volunteerism, and just learning about things. Nothing I NEED to do to feel complete. I wish this for everybody.
I have several but they all end with the same greater goal in mind: buy a house next year. To do that I am saving $20,000 and paying off the last $3,000 of my car loan.
YIkes, there is are so many great articles here, how am I going to get my real work done? The only one I probably don't need is the article about avoiding conflict. Ourfamily thrives on conflict. Oh, and thanks for mentioning my summer vacation tips article. I'm just sorry my vacation to Vega is over.
My biggest financial goal is to get back on my feet, be able to take care of myself without any help and ultimately take care of my parents. I would love so much for my mother to be able to retire. She has worked so hard for many years and taken care of our family, almost beyond her means. She is now in her 60's. My daddy is already retired but struggling too. I just want them to be happy and free of debt.
I tweeted: https://twitter.com/kroshey/status/227811937180860418
I answered on your FB page
I'm pretty bad at this -- I often feel like I always need to be working. But whenever I do manage to totally relax -- reading a good novel, laying out in the sun, etc., I'm reminded of how wonderful and restorative it is.
All good points. Personally I think the most important of all of them is #2, the one that touches on payments. If you're carrying a large balance, or any balance at all on a card, it can hurt or in some cases negate any benefit to earning rewards, regardless of what they are. Most people get all excited about earning points, are enticed by sign-up bonuses, and then end up carrying a balance even if that isn't their original intent. Unless you're in a situation where you can treat your card as cash and pay your balance off every month you have to look at the pricing. If carrying a balance is your reality the card's pricing is of equal if not more importance than the rewards structure.
My biggest long-term goals are paying off my house and saving for retirement.
My most immediate big financial goal is to save up enough for a "new-to-us" used car for when our current clunker breaks down. Otherwise my biggest financial goal is to pay off my student loans or save for a house.
Commented and liked on Facebook too! :)
We have several different kinds of goals: short term, long term, and single focus goals as well. We just finished saving for a Disney vacation, are halfway through saving for the next vacation, and are saving an emergency fund every month, working towards retirement and college for our kids. We love to travel and think that it is important, so that is our extra money focus saving right now! :)
Just found this page. Really good post. I live in NY and there are tons of new premiers available, I'm sure. Will have to check out the links that you provided for some free tickets
There is one other way that is a viable option for those in a jumbo loan. We can take get you back in a 75% loan to current market value giving you 25% equity, a lower monthly payment, more money in your pocket, the bank won't come back for the difference and no dings on your credit and you keep the wonderful home that you were so excited to buy in the first place. It's a win win for everyone involved.
Great tip on #6. I actually never thought about it and would try it out even though I don't regularly spent a lot on groceries. Maybe buy a bunch of Amazon cards. Hopefully it will work.
I like you on Facebook and posted my answer there as well. My goal - Employment!
Nice tips! I think your point about not overlooking cards with annual fees is important for consumers to remember. Although an annual fee is undesirable in most cases, reward cards that charge an annual fee often have the highest reward potential if you actually use the card (and pay it off!) on a regular basis...