Right now our biggest financial goal is to buy a house, but we are ALMOST THERE! After that, it's time to talk about reconfiguring our retirement plans.
Currently, my biggest financial goal is to get out of debt. Once that is finished, I will then focus on having enough money for retirement and to take care of aging parents.
Thanks Matt for the reference. I have noticed that charges are presented in odd ways with list prices seemingly being inflated in order to give insurance discounts. And the rules for charges are not always simple, easy to understand, or consistently followed.
I think what those who like Netspend don't realize is that those who receive a card in the mail when one was not requested become worried about identity theft. I received one for my 12 year old son! I was extremely concerned that someone had stolen his identity. I appreciate finding this article and seeing that this is a marketing strategy. I'm glad that this service works for some people, but remember you requested your Netspend card, we did not. I have shredded the one issued to my son, for obvious reasons!
It can make sense to buy residential property to rent out, as long as you realize that being a landlord is more like having a second job than like being an investor in something like a stock or a bond.
Thanks Edward, glad you enjoy this task. As for me, I used to like rolling coins but I am out of practice now and so enjoy taking the coins to my bank, where they count it for free.
I'll add how much I've seen where you shop matters with little discernable product or service quality. There are high end grocery stores and discount grocery stores, with many (not all) products being virtually the same. There are high end restaurants and mid-grade restaurants with little discernable difference in food quality for the average palate. There are high price times to go to the movies at high price theatres and matinees at lower priced, first run theatres (or you could wait and rent the same movie). When you add up these marginal savings across a family of 4, it can add into the hundreds pretty quickly. This says nothing of all the DIY opportunities to save (dry cleaning, home repairs, oil changes, etc.) Shop around and learn some basic skills and you can allocate those dollars to things you really enjoy.
Paying off my debt because, once I do that, I will be able to save for the future, move, travel, and all those other good things you can do once debt isn't tying you down.
I've read blog posts on PF sites where the person says it really isn't "worth their time" rolling pennies because they could be making more per hour doing many other actvities. I do it while watching TV or during a brainless movie. Time when I normally wouldn't be doing anything with my hands anyway. It's odd because rolling coins actually becomes sort of zen for me after I've been doing it for an hour--it's somehow relaxing. So, there's not only a small financial benefit, but a small psychological benefit for me with that activity.
Biggest financial goal: make enough money so that work is something I choose, not something I need. Next financial goal: stop paying interest to anyone!
My biggest financial goal is to pay off my house before retirement. My credit cards are paid off monthly, car is paid for but getting older & will need replacing at some point. I have an emergency fund, but not much retirement savings. So #1 is pay off the house & #2 is save for retirement.
When my daughters were in elementary and middle school, we travelled by car and camped every summer (I teach). As a result, they have experienced 40/50 of the United States. Now that the are in high school, swim competitively and have their own jobs, we have much shorter vacations. I'd love to begin showing them the rest of the world! In spite of the fact that we often see amazing deals on Travel Zoo, Hotwire, and Cheapoair, I am so burdened with credit card debt that we cannot take advantage of these great opportunities. My goal this school year is to pay off as much as possible and start saving so we can see other countries. To that end we have instigated austerity measures, created a strict budget, sworn a blood(less) oath to follow it, allocated my summer school pay to cover auto and appliance repairs, and set off on our (figurative) journey. Wish us luck!
I also like you on Facebook
My goal is to build up my IRA so that I can retire by 66 and be able to travel.
"Liked" on FaceBook. thanks!
Right now our biggest financial goal is to buy a house, but we are ALMOST THERE! After that, it's time to talk about reconfiguring our retirement plans.
I would like to be debt free (which is around $78,000 including the house) before we build our dream home in 5 years.
Currently, my biggest financial goal is to get out of debt. Once that is finished, I will then focus on having enough money for retirement and to take care of aging parents.
Here's a way to watch sports online without cable (and its monthly bills!) - outlined step by step at www.watchtheolympicsonline.org
Thanks Matt for the reference. I have noticed that charges are presented in odd ways with list prices seemingly being inflated in order to give insurance discounts. And the rules for charges are not always simple, easy to understand, or consistently followed.
I think what those who like Netspend don't realize is that those who receive a card in the mail when one was not requested become worried about identity theft. I received one for my 12 year old son! I was extremely concerned that someone had stolen his identity. I appreciate finding this article and seeing that this is a marketing strategy. I'm glad that this service works for some people, but remember you requested your Netspend card, we did not. I have shredded the one issued to my son, for obvious reasons!
Our financial goal is to cut our living expenses in half by selling our house and living full-time in our RV.
It can make sense to buy residential property to rent out, as long as you realize that being a landlord is more like having a second job than like being an investor in something like a stock or a bond.
Thanks Edward, glad you enjoy this task. As for me, I used to like rolling coins but I am out of practice now and so enjoy taking the coins to my bank, where they count it for free.
I want to pay off my student loans and mortgage!
My husband and I are diligently paying down consumer debt with the hopes to be done by the time we are forty which is not that far away!
I'll add how much I've seen where you shop matters with little discernable product or service quality. There are high end grocery stores and discount grocery stores, with many (not all) products being virtually the same. There are high end restaurants and mid-grade restaurants with little discernable difference in food quality for the average palate. There are high price times to go to the movies at high price theatres and matinees at lower priced, first run theatres (or you could wait and rent the same movie). When you add up these marginal savings across a family of 4, it can add into the hundreds pretty quickly. This says nothing of all the DIY opportunities to save (dry cleaning, home repairs, oil changes, etc.) Shop around and learn some basic skills and you can allocate those dollars to things you really enjoy.
Tweeted reply:
https://twitter.com/KelRo1/status/227821271898021889
Paying off my debt because, once I do that, I will be able to save for the future, move, travel, and all those other good things you can do once debt isn't tying you down.
Like you on FB.
Right now, it's pay off all of our debt - specifically any non-mortgage loans, then our mortgage will be our next goal
I've read blog posts on PF sites where the person says it really isn't "worth their time" rolling pennies because they could be making more per hour doing many other actvities. I do it while watching TV or during a brainless movie. Time when I normally wouldn't be doing anything with my hands anyway. It's odd because rolling coins actually becomes sort of zen for me after I've been doing it for an hour--it's somehow relaxing. So, there's not only a small financial benefit, but a small psychological benefit for me with that activity.
Biggest financial goal: make enough money so that work is something I choose, not something I need. Next financial goal: stop paying interest to anyone!
I like Wisebread on FB~
My biggest financial goal is to pay off my house before retirement. My credit cards are paid off monthly, car is paid for but getting older & will need replacing at some point. I have an emergency fund, but not much retirement savings. So #1 is pay off the house & #2 is save for retirement.
When my daughters were in elementary and middle school, we travelled by car and camped every summer (I teach). As a result, they have experienced 40/50 of the United States. Now that the are in high school, swim competitively and have their own jobs, we have much shorter vacations. I'd love to begin showing them the rest of the world! In spite of the fact that we often see amazing deals on Travel Zoo, Hotwire, and Cheapoair, I am so burdened with credit card debt that we cannot take advantage of these great opportunities. My goal this school year is to pay off as much as possible and start saving so we can see other countries. To that end we have instigated austerity measures, created a strict budget, sworn a blood(less) oath to follow it, allocated my summer school pay to cover auto and appliance repairs, and set off on our (figurative) journey. Wish us luck!
I answered on your FB page