Recent comments

  • Feeling Stuck? 100 Ways to Change Your Life   17 years 15 weeks ago

    you know... life is so short.. we should not waste our time being so pathetic and wasted with thing that weren't meant for us...
    you know i was so thankfull that i got your page...
    coz at this point of time, im totally wasted and i have no whereto run.... im trying to change mylife in a more positive way but dnt know how to start with it...
    you gave me such grate idea....

  • Old calendars never really go out of date.   17 years 15 weeks ago

    I found her. Gotta seek before you find.

    Thanks for the idea!

  • Old calendars never really go out of date.   17 years 15 weeks ago

    Great! Now I want that calendar that you've posted as an example! Do you have a high res file of it?

    (I know this kinda defeats the purpose of recycling)

  • The Real Value of Forever Stamps   17 years 15 weeks ago

    Nope, forever stamps are only sold in the book of 20. That is to discourage the mass sales of stamps which would add up to more lost revenue for the USPS when the rates go up. Yes, still talking pennies, but it adds up if everyone buys a roll of 100 forever stamps.

    I also heard that the roll of 100 for traditional stamps is now a roll of 50. I bet people were not using them up before the rate hikes and had to buy bunches of little stamps. Like 3 cents with mallards (Fargo movie reference, anyone?)

    One other thing I learned. Let's say you put a stamp on an envelope, forget to mail it, and now you want to remove the stamp. You can turn in non-canceled stamps and exchange them for an equivalent dollar/cents of current stamps. This way, you are not trying to peel them off and glue them on the next envelope.

    You can also do this if you find a bunch of 39 cent stamps, or if you bought some 3 cent stamps after a rate hike. As long as it has not been canceled through mailing, you can exchange.

  • The vicious Home Rental Scam – don’t get conned.   17 years 15 weeks ago

    nice post

  • Get your money for nothing, your checks for free.   17 years 15 weeks ago

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    https://www.mysurvey.com/index.cfm?action=Main.join&r=6414348

  • Did Office Max hire an accountant with an I.Q. of 62?   17 years 15 weeks ago

    I received a postcard last spring telling me that if I updated my email address in my membership, I would get a $10 reward card. So, I checked my account, and made sure my email address was current. When the reward was supposed to come, lo and behold, no card. I call and email to find out why. After some run around I was told it had to be a NEW email address. Okay, NOWHERE in print did it say this. I check my dictionary, which says to update is to bring current. NOWHERE does it say to change it to a new one. I tell customer service I want to speak to someone above the MaxPerks people. They send my complaint to the MaxPerks people, whose response is essentially "Biatch, we already told you no." It is not about the $10 but about the fact that they did not print this policy on any mailing nor anywhere on their website. This seems like an after the fact "what were we thinking... we're losing big bucks" CYA response. Just like the $10 off $10 purchase coupons. So, a quick fix is to eliminate anyone who did not make up a new email address just for the money.

    Now, they are not honoring another $10 bonus reward which was to be earned with a special card mailed out in December. It says on the card "qualified purchases", but I'll be darned if I can find a list of qualified purchases.

    I'm not shopping OfficeMax anymore. OfficeDepot's reward program is worse, but their coupons are actually better.

  • Entertainment Value: Start a Frugal Club   17 years 16 weeks ago

    I love when my mom feeds my family!!

    We also share big meals with our elderly landlord who has no close family. We make sure to wrap up left overs and pass them over so he has a few nights worth of meals. He, in turn, brings us fresh and FREE eggs each week. We haven't bought a carton of eggs in four years!

  • Simplicity and being cheap   17 years 16 weeks ago

    Just caught this article! And am very glad I did. We rent our house now. We love it and besides the fact that we can't have a dog, we wouldn't change a thing. It's nice to see that someone else appreciates the fact that renting can fit a famiy's needs, instead of serving as a shameful substitute for those people who can't buy a house.

    We had a house in another state and gave it up when we moved closer to family. What a pain in the you-know-what! Now, we never worry about house insurance, foreclosures, or repairs and that is good enough for me!

  • Entertainment Value: Start a Frugal Club   17 years 16 weeks ago

    One thing my mom and I do because we live very close is to share dinners.  We don't have a set schedule or anything, but about once a week we'll each make a dinner with enough to feed the other person's family.  So when I make lasagna or spaghetti for example, I'll make enough to feed my mother, father and grandpa (they live together) and will drop some off.  It saves my parents a night of cooking and groceries.  Another night, the kids and I will go over for dinner or mom will make extra to give us to take home to save us a night of cooking and groceries.

    This idea could easily be adapted for a group of friends and neighbors - it's cheaper to make MORE of the same meal than it is to make multiple meals. So if each person made enough to feed another couple of families one night a week (and got something in return on a different night), you get a break from cooking and might save some money in the long run.

     

  • Why is it so expensive to be healthy?   17 years 16 weeks ago

    I have purchased lousy apples before, yes. Fruit that isn't refridgerated carefully can go bad quickly. But the issue isn't that someone gives up on an apple and eats a peanut butter sandwich- it's that they eat a peanut butter sandwish made with the whitest white bread and peanut butter made with hydrogenated oils.

    Mushy apples still make awesome homemade applesauce. Just sayin'.

  • 3 Cheap and Easy Formulas for Homemade Windshield De-Icer (Plus Bonus Tips)   17 years 16 weeks ago

    There are some great comments here, all if it caused me to reminisce.

    When I was a kid my Dad and I would run a paper route in the mornings in Indiana. I use to hate going out in the cold to scrape the van windows and get the papers. One night by dad had an idea, he put an old drop light with a 100watt bulb on a plug in timer. He sat it to 3am and it hung it from the rear view mirror. When I came out the next morning, most of the frost was gone from the windows.

    I know, this may not be the most economical and I can not attest to the safety of it all and it surely did not warm the engine but it sure kept me from scraping windows.

    A side not about warming engines. As a helicopter pilot the operators manuals of most aircraft specify a requirement to run the engine for a given time to a certain temperature. Of course there are differences in power but there also concerns about blowing seals and the like. That thick oil is too much for the pumps and seals even though it is synthetic.

  • College Student Eating Survival Guide (Until Spring Break)   17 years 16 weeks ago

    Sign up with restaurant email and birthday clubs. A lot of places not only give you free food on your birthday but just for signing up. Here is a list I've compiled with links to over 100 restaurants that give you free stuff on your birthday:

    http://www.ehow.com/how_4518275_that-give-free-stuff-birthday.html

  • Do You Have Your TV Converter Box Yet?   17 years 16 weeks ago

    The only reason they want all Broadcasting in digital is so they can kill any signal with the touch of a button. = control

  • Do You Have Your TV Converter Box Yet?   17 years 16 weeks ago

    Just press the setup or zoom button on your remote, and it will give you options on how to setup your picture. Just click the zoom/pan & scan option, and you're set.

    By the way, you get more of the picture if you leave it in letterbox mode. However, you can also choose full/squeeze mode. You can fill up the screen and watch the entire picture, but it's squuezed and people look skinny.

  • Do You Have Your TV Converter Box Yet?   17 years 16 weeks ago

    Yea well I've had mine for 7 months now and I HATE IT. Always getting up to move the antenna, you cant even watch a whole show without missing half the conversation. BLOWS this thing and HARD. Wait til its cloudy or rainy outstide and you can watch 1 whole channel if yer lucky!. Or after you buy a booster antenna and it works good for 3 months and then yer back to 1 channel and this whole digital crap is just that CRAP

  • Is it worth paying more for faster shipping?   17 years 16 weeks ago

    I placed a rush Newegg.com order once, but when UPS fubared the shipping and I didn't get it by when I should have, they were more than happy to refund my expedition fee.

  • Is it worth paying more for faster shipping?   17 years 16 weeks ago

    My original intention was to use the Amazon Prime free trial over the holidays and then cancel at the new year. I forgot and was ashamed that I wasted $80.

    My wife's in the last semestre of her Master's program and needed me to order her seven books for her classes. Some of the books she needed by week's end, and some of them she didn't need for a week+.

    * My AAFES discount with Booksamillion netted me something like $128 +shipping, and some of the books wouldn't even ship for up to four weeks!

    * Half.com got me the (used) books & standard media mail shipping for just under $100. The delay between how long the shipper has to confirm & ship your order and then the up to 14 days that they stipulate their shipping may take, was a possible upwards of three+ weeks for arrival.

    * Amazon.com got me all seven books new for ~$117, and with my accidental Prime membership, free two-day shipping. I placed the order Sunday evening (the 18th) and UPS dropped off a box from Amazon on the porch this morning.

    Win.

  • 6 Ways to Create a Great Home Gym For Less   17 years 16 weeks ago

    Tip number six is fading for many, I'll agree.  But it's a good reminder for those that DO have insurance (and fail to use it) to take advantage while they can.  Too many times I hear from folks who've lost their job:  "Boy I wish I'd gotten that physical, filled that prescription, had my smoking cessation program completed, etc BEFORE I lost my job."  As someone who buys their own self-employment plan, I only dream of the awesome perks that I had under my health insurance plan that I had while working for the government.

    Many times people take these things for granted.  It's a wakeup call for many to actual use their insurance plan to the fullest... after all, they're paying for it!

    Thanks again!

    Linsey Knerl

  • Recession Journal Part II: Broke or Poor?   17 years 16 weeks ago

    Yes, it was 1 dollar per day for food alone. Utilities, rent, and other costs were not included; you are correct. They showed the sheer impossibility of living under that financial restriction. Churches and aid workers fill in this gap in the 3rd world, as many people send their kids to the free schools and stand in line for donated grain, tools, and medicine. The reality of the situation is very, very grim.

    Here is their site:

    http://onedollardietproject.wordpress.com

  • Recession Journal Part II: Broke or Poor?   17 years 16 weeks ago

    Good article! I enjoyed it very much, in part for the language, and in part because what it says is so true. It's difficult to shift down the class ladder and be happy about it because you've seen the view from up high!

    One solution I've found in my own financial ups-and-downs is ask "What is real?" Cable TV? Not real. Without money, they'll disconnect it. Without power, you can't watch it. And a lot of what the portray as true on TV is just flat out wrong (like CSI's depiction of DNA and fingerprint evidence). If you think about it this way, that going without cable is doing without something that's not real anyway, then it hurts less. And it makes it easier to appreciate the real things in life: a good breakfast, a walk in the sun, the birds visiting in your yard, your friends, your family. These real things are in a real way better, cheaper, and more honest, because they stay with you when the money's gone.

  • Goodbye Circuit City - Final liquidation begins January 17th, 2009 - Updated   17 years 16 weeks ago

    My store had like 50 people in line although the discounts were only 20%. :/

  • How to create a speculative bubble and profit   17 years 16 weeks ago

    A forth ingredient: Easy Credit, Easy Money
    A fifth ingredient: Allow investors to invest risk-free

    Both of these ingredients helped the housing bubble to be what it became.

    The next bubble? Bonds & Treasuries. Eventually they will tumble from their lofty levels causing pain and suffering.

  • 6 Ways to Create a Great Home Gym For Less   17 years 16 weeks ago

    I think the sixth tip is becoming unrealistic for now, especially with people losing their insurance along with their jobs. The thing with realtors is quite new to me. I never thought about that so I might as well ask around the neighborhood. Thanks for these tips, Linsey!

  • The Cost of Full-Time Travel   17 years 16 weeks ago

    Travel costs really depend on how frugal or lavish a person can be. And after reading this, I started to envy a hobo's lifestyle. I want to be a hobo too!