I just saw this book at a major retailer and thought it would be a great read, especially as I am at the point in my life where these have become relevant questions. My kids are grown and we are paying off all the old debts so what now?
Also, I can understand the comparisons. My brother and I share a similar trait: determination, AKA bullheadedness. Both of us are the type to never give up, never give in, and just keep moving. However, I tend to be more flexible. If something doesn't work, I analyze the problem, and then try an alternate path. My brother continues running his head into the same wall over and over and over. If anyone on earth could use some spiritual peace, it's him.
I really recommend reading the book Mindless Eating. It mentions pretty much everything in this article as well as tons of ways to realize how much you are unnecessarily eating (and how to stop). Everything from the plates you serve/eat off of and the size of packages you buy influence over-eating. The researchers did a lot of really intriguing experiments (feeding people from a secretly refilling bowl of soup, etc) and the book is funny too! Get it from the library!
Good news! The most sensible diet is also both eco-friendly and eco-nomical! The "food" part of this formula excludes food in boxes and elaborate packages, especially those that claim to be good for you, e.g. low-fat, low-sugar, high-protein, or whatever. Natural food simply prepared is best. Treat meat as a side dish. Eat mostly vegetables. Let fresh fruit in season be the sweetest desserts or treats you eat. It's surprising cheap! ; )
I struggle with working towards financial stability while striving for enlightenment and simplicity in my life. While these two can perhaps coexist, in a general sense it seems when the balance is shifted more towards one, it is difficult to achieve the level desired of the other. Being in a family filled with some more practical and some more inclined towards the spiritual, I think this book would be a great asset to me as I try to find balance in my journey in life. It may just help me see how financial stability and spiritual enlightment could perhaps be interlinked and exist in harmony.
Thank you for the giveaway! And a happy and successful 2009 to you!
I would much prefer not to use a bottle with my not-even-month-old daughter. However, we adopted her, we're inducing lactation, and she needs more nutrition than the body is producing at the moment. Formula, while not ideal, is second best. As our lactation consultant reminds us over and over again, "Formula is not rat poison." So I am very glad to see an alternative to plastic that doesn't cost a mint.
Another only child...I have vacililated between the desire to be materially rich or spiritually rich and questioned whether they can both be attained by the same person. Kiyosaki's book may provide some insight. Would love to read it.
While I tend to avoid eating meat, I wish you would have used
a less appealing photo to accompany the article as that hamburger is just asking to be eaten.
"I generally avoid temptation unless I can't resist it." Mae West
I can't compare with a sibling, but I do have a friend that I feel we live parallel lives .
I've not read him before and frankly the book sounds intriguing, then again anything that hints of promises to help in these troubling times.
dsalanitro1967 at yahoo dot com
There may be be ramifications, tax-wise, in paying off a mortgage. If seriously considering doing this, either consult a tax professional or do your homework to avoid surprises. From what i understand, there may be implications if you decide to take on another mortgage after you have one paid off.
We've just finished refinancing $130,000 to 4.75%, and ironically we won't be able to deduct our mortgage interest anymore. We'll pay $6,000 in interest the first year, plus $2,000 annual real estate taxes. No sense itemizing.
There goes our last excuse to not prepay! Our plan is to keep contributing to retirement accounts, keep the e-fund in place, and plow any extra money into the mortgage. We hope to be mortgage-free in 16 years, by age 40. Imagine the freedom of being debt free!
Our financial advisor told us again and again not to prepay, and not to lose our valuable tax deduction. What's so valuable about paying $10,000 in interest to save $1,500 in taxes? We have a new financial advisor now. :)
I have not read any of Robert's books but have seen him on PBS. This book intriges me. I am more interested in Emi's point of view. I don't think I could become Buddist but many of the beliefs strike a cord with me.
It helps so much to eat seasonal. We also go to a grocery store that has a produce clearance rack, and eat almost exclusively off that, when it comes to fresh fruits and veggies. We go to the day old bread store, and bake sourdough at home. Make your own yogurt and granola. Also, we do alot with pulses. For instance, today I'll be cooking lentils and cabbage. Healthy and dirt cheap.
Unfortately, we're still putting on recession pounds. But we're not doing it supporting the local Golden Arches.
We've actually lost weight since my husband lost his job in October. With a $50/week grocery budget for our family of five, I find I don't buy junk or convenience foods unless I can get them for free with coupons. Instead, I do a lot more cooking from scratch. Also, eating out is prohibitively expensive for us, as a fast food meal costs $15 for the family.
I could see people gaining weight from having to work longer hours out of fear of losing their jobs. You'd be much more likely to rely on convenience or fast food then.
We have less than $40k left on our 15 yr mortgage- and we intend to pay it off early.
First off, we paid about 12% as the down payment- and got a 5% fixed rate (4 years ago). I pay an extra $100- $200 every single month towards the principal, and then each December, my present to myself is making a extra payment towards the principal. We already have 3-4 months emergency money squirreled away. It is my main goal to have the house paid off by at least year 9.
We have 4 kidlets and the eldest would be 14 by the time the house is paid off. We are already putting some money aside every month towards college or secondary education for each kid, but savings towards our retirement and their schooling would increase dramatically w/out the mortgage.
i am the middle of three children. My younger sibling is more professionally successful, though with high expenses. the older is more creative, makes less money, and is equally borderline insolvent.
I do not worry about where I rank, only that they are both taken care of as I am the only male. As long as they do not get into trouble, I let them live their lives.
I heartily endorse the concept of turning off the TV (or internet, or newspaper or what have you) while eating - you'd be surprised at how much extra food goes into your mouth while you're preoccupied with other things.
If you are someone who buys in bulk to save money, do yourself a favor and invest in a package of snack-sized zipper bags or a set of snack-sized tupperware containers. Portion out those bigger bags of potentially unhealthy foods - if you snack mindlessly, you're wasting money if you eat out of the big bag.
I love this title as it could be interpreted in many ways.
The balance between fiancial and spiritual freedom is a fine line indeed. I have been working to get my life into a harmonious balance.
If money were no object.......how delicious is that? I love what I do and if money were no barrier I would probably start my own foundation to help people who struggle with life.
This is the true 'secret' of wealth ... find your soul purpose, then use the formulas in this site to help you turn that into your Number (i.e. the amount that you need to live your Life/Soul Purpose:
I have 4 brothers and 4 sisters, and as far as I know we are all happy with our with how we all turned out financially. Two of my siblings are self-made millionaires, two are working in retail, two owns a small sign business, and my baby sisters and I are homemakers. My parents were immigrants from Vietnam so when we left our country with just the clothes on our backs and with what we can carry to come to America we had to start all over and worked very hard (every single one of us). We lived briefly with having a lot and then we lived with having nothing and back to having enough. We are all on our own now. I believe we all understand what it cost to have a lot (of money) and what you lose out on by not having much but we are each also content with what we have.
I think one of great pieces of wisdom I ever got from Robert Kiyosaki’s other work was that typical people will purchase things that lead to expenses rather than purchasing assets that generate cash flow. One of the examples I remember is where someone might buy a new boat as a toy because after all they have the money for it. Next thing they know they're paying ridiculous costs for fuel, insurance, docking fees, storage fees, etc. So now the new toy has become a never ending expense.
It's interesting but not surprising he'd have a Buddhist sister and able to write a book that's probably related to this. I've been lately dipping my toes into Eastern philosophy and this theme keeps coming up over and over again...material things will never bring happiness.
Will defiantly have to check this book out.
Some cell phones have the antenna hidden behind the mirror.
Also, the relationship between the length of an antenna and the wavelength of the waves being received it is important. For example, the wavelength of an 800MHz signal is 1.23ft -- an antenna exactly that long would work best. Also, exactly half that length should receive signal very well too.
I just saw this book at a major retailer and thought it would be a great read, especially as I am at the point in my life where these have become relevant questions. My kids are grown and we are paying off all the old debts so what now?
Also, I can understand the comparisons. My brother and I share a similar trait: determination, AKA bullheadedness. Both of us are the type to never give up, never give in, and just keep moving. However, I tend to be more flexible. If something doesn't work, I analyze the problem, and then try an alternate path. My brother continues running his head into the same wall over and over and over. If anyone on earth could use some spiritual peace, it's him.
I really recommend reading the book Mindless Eating. It mentions pretty much everything in this article as well as tons of ways to realize how much you are unnecessarily eating (and how to stop). Everything from the plates you serve/eat off of and the size of packages you buy influence over-eating. The researchers did a lot of really intriguing experiments (feeding people from a secretly refilling bowl of soup, etc) and the book is funny too! Get it from the library!
Good news! The most sensible diet is also both eco-friendly and eco-nomical! The "food" part of this formula excludes food in boxes and elaborate packages, especially those that claim to be good for you, e.g. low-fat, low-sugar, high-protein, or whatever. Natural food simply prepared is best. Treat meat as a side dish. Eat mostly vegetables. Let fresh fruit in season be the sweetest desserts or treats you eat. It's surprising cheap! ; )
I struggle with working towards financial stability while striving for enlightenment and simplicity in my life. While these two can perhaps coexist, in a general sense it seems when the balance is shifted more towards one, it is difficult to achieve the level desired of the other. Being in a family filled with some more practical and some more inclined towards the spiritual, I think this book would be a great asset to me as I try to find balance in my journey in life. It may just help me see how financial stability and spiritual enlightment could perhaps be interlinked and exist in harmony.
Thank you for the giveaway! And a happy and successful 2009 to you!
I would much prefer not to use a bottle with my not-even-month-old daughter. However, we adopted her, we're inducing lactation, and she needs more nutrition than the body is producing at the moment. Formula, while not ideal, is second best. As our lactation consultant reminds us over and over again, "Formula is not rat poison." So I am very glad to see an alternative to plastic that doesn't cost a mint.
Another only child...I have vacililated between the desire to be materially rich or spiritually rich and questioned whether they can both be attained by the same person. Kiyosaki's book may provide some insight. Would love to read it.
While I tend to avoid eating meat, I wish you would have used
a less appealing photo to accompany the article as that hamburger is just asking to be eaten.
"I generally avoid temptation unless I can't resist it." Mae West
I can't compare with a sibling, but I do have a friend that I feel we live parallel lives .
I've not read him before and frankly the book sounds intriguing, then again anything that hints of promises to help in these troubling times.
dsalanitro1967 at yahoo dot com
There may be be ramifications, tax-wise, in paying off a mortgage. If seriously considering doing this, either consult a tax professional or do your homework to avoid surprises. From what i understand, there may be implications if you decide to take on another mortgage after you have one paid off.
We've just finished refinancing $130,000 to 4.75%, and ironically we won't be able to deduct our mortgage interest anymore. We'll pay $6,000 in interest the first year, plus $2,000 annual real estate taxes. No sense itemizing.
There goes our last excuse to not prepay! Our plan is to keep contributing to retirement accounts, keep the e-fund in place, and plow any extra money into the mortgage. We hope to be mortgage-free in 16 years, by age 40. Imagine the freedom of being debt free!
Our financial advisor told us again and again not to prepay, and not to lose our valuable tax deduction. What's so valuable about paying $10,000 in interest to save $1,500 in taxes? We have a new financial advisor now. :)
I have not read any of Robert's books but have seen him on PBS. This book intriges me. I am more interested in Emi's point of view. I don't think I could become Buddist but many of the beliefs strike a cord with me.
It helps so much to eat seasonal. We also go to a grocery store that has a produce clearance rack, and eat almost exclusively off that, when it comes to fresh fruits and veggies. We go to the day old bread store, and bake sourdough at home. Make your own yogurt and granola. Also, we do alot with pulses. For instance, today I'll be cooking lentils and cabbage. Healthy and dirt cheap.
Unfortately, we're still putting on recession pounds. But we're not doing it supporting the local Golden Arches.
We've actually lost weight since my husband lost his job in October. With a $50/week grocery budget for our family of five, I find I don't buy junk or convenience foods unless I can get them for free with coupons. Instead, I do a lot more cooking from scratch. Also, eating out is prohibitively expensive for us, as a fast food meal costs $15 for the family.
I could see people gaining weight from having to work longer hours out of fear of losing their jobs. You'd be much more likely to rely on convenience or fast food then.
We have less than $40k left on our 15 yr mortgage- and we intend to pay it off early.
First off, we paid about 12% as the down payment- and got a 5% fixed rate (4 years ago). I pay an extra $100- $200 every single month towards the principal, and then each December, my present to myself is making a extra payment towards the principal. We already have 3-4 months emergency money squirreled away. It is my main goal to have the house paid off by at least year 9.
We have 4 kidlets and the eldest would be 14 by the time the house is paid off. We are already putting some money aside every month towards college or secondary education for each kid, but savings towards our retirement and their schooling would increase dramatically w/out the mortgage.
i am the middle of three children. My younger sibling is more professionally successful, though with high expenses. the older is more creative, makes less money, and is equally borderline insolvent.
I do not worry about where I rank, only that they are both taken care of as I am the only male. As long as they do not get into trouble, I let them live their lives.
Thanks for the review I hadn't hear of this book before.
Please enter me in the give away.
Thanks!
Send yourself a postcard from wherever you go. Even cheaper!
I heartily endorse the concept of turning off the TV (or internet, or newspaper or what have you) while eating - you'd be surprised at how much extra food goes into your mouth while you're preoccupied with other things.
If you are someone who buys in bulk to save money, do yourself a favor and invest in a package of snack-sized zipper bags or a set of snack-sized tupperware containers. Portion out those bigger bags of potentially unhealthy foods - if you snack mindlessly, you're wasting money if you eat out of the big bag.
I love this title as it could be interpreted in many ways.
The balance between fiancial and spiritual freedom is a fine line indeed. I have been working to get my life into a harmonious balance.
If money were no object.......how delicious is that? I love what I do and if money were no barrier I would probably start my own foundation to help people who struggle with life.
Sounds like a good read, thanks for the contest
This is the true 'secret' of wealth ... find your soul purpose, then use the formulas in this site to help you turn that into your Number (i.e. the amount that you need to live your Life/Soul Purpose:
http://www.shareyournumber.com/
I have 4 brothers and 4 sisters, and as far as I know we are all happy with our with how we all turned out financially. Two of my siblings are self-made millionaires, two are working in retail, two owns a small sign business, and my baby sisters and I are homemakers. My parents were immigrants from Vietnam so when we left our country with just the clothes on our backs and with what we can carry to come to America we had to start all over and worked very hard (every single one of us). We lived briefly with having a lot and then we lived with having nothing and back to having enough. We are all on our own now. I believe we all understand what it cost to have a lot (of money) and what you lose out on by not having much but we are each also content with what we have.
I think one of great pieces of wisdom I ever got from Robert Kiyosaki’s other work was that typical people will purchase things that lead to expenses rather than purchasing assets that generate cash flow. One of the examples I remember is where someone might buy a new boat as a toy because after all they have the money for it. Next thing they know they're paying ridiculous costs for fuel, insurance, docking fees, storage fees, etc. So now the new toy has become a never ending expense.
It's interesting but not surprising he'd have a Buddhist sister and able to write a book that's probably related to this. I've been lately dipping my toes into Eastern philosophy and this theme keeps coming up over and over again...material things will never bring happiness.
Will defiantly have to check this book out.
Being rich, both financially and spiritually means being at peace with your current situation.
Some cell phones have the antenna hidden behind the mirror.
Also, the relationship between the length of an antenna and the wavelength of the waves being received it is important. For example, the wavelength of an 800MHz signal is 1.23ft -- an antenna exactly that long would work best. Also, exactly half that length should receive signal very well too.