My favorite line in that movie was when the Bailey's former housekeeper said, "I wuz saving this money for a deevorce in case I ever gets married!" A girl has to be prepared to take care of herself first.
I think the first point is really important. Most of times, people do not know how much they pay and what exactly they pay. It helps a lot to go through bank statements and see what exactly is getting paid to avoid necessary expenses, forgotten subscriptions and other things that add up but we don't use.
Paying next to nothing for a variety of personal hygiene products at the drugstore and then boxing those items up and shipping them off to soldiers and children in need of them. Searching for deals and clipping coupons paid off in a way I never expected!
My best money moment this year was having my wife sign up for Social Security. These earned benefits will be very helpful to us in trying to keep our heads above water.
I saved enough to take my dream vacation with my sister. We planned and saved for a whole year and had the very best vacation together. It really was a dream vacation!
Thank you for getting back to me so quickly. I am telling everyone I know to come to your site. It's so sad that women have so much power but are fooled to believe that we are powerless by the masses. You rock!!!! Happy Holidays
My wife and I are ending the year with over $12,000 in savings and just a small balance on our line of credit. Our retirement savings rate is finally decent too. The most satisfying thing is how we're constantly re-evaluating how we value money. It seems like every year we spend a greater percentage of discretionary money on vacations and experiences rather than accumulating things. Less stuff, more fun has been our motto and we're much happier that way.
I left a high stress job and became an independent consultant doing my favorite part of the original job (for my former employer) for 2 1/2 times my hourly wage. Woo hoo!
I began putting a big chunk of every paycheck in a savings account this summer, and now I've finally got a decent emergency fund for the first time since being laid off from my last job in 2009. It's not a lot of money, but it's a start, and it makes such a difference knowing it's there.
Hi Jennxer -- I think that's awesome you got an extra paycheck and used it for the holidays. As long as it's money you have, especially when you work hard for overtime, it's money well spent. I hope you're having a great holiday!
Hey, thanks for your comment! I think consumers can win if they don't carry a balance. But I do agree with you that those who carry a balance can't win, even if they get a great sign-up bonus. You end up losing the bonus by paying interest expense if you revolve a balance.
When the economy is going well, the banks feel comfortable taking on more risk and that can result in good credit card offers for consumers. Consumers can outsmart the banks by grabbing the good offers and never paying interest expense on debt.
We sold our 13 year old car, that had stopped working, to a neighbor's brother, instead of it going to a junk yard. We didn't make any more money, but I felt better about it being put to a more immediate use, instead of sitting in a junk yard for who know how long until someone needed its parts.
Instead of going right to a fertility doctor like me sister was pushing me to do, I followed a fertility program in a book that I found highly rated on Amazon (by a fertility MD and a Chinese medicine specialist), and I got pregnant without a lot of expensive tests and treatments.
My favorite line in that movie was when the Bailey's former housekeeper said, "I wuz saving this money for a deevorce in case I ever gets married!" A girl has to be prepared to take care of herself first.
I think the first point is really important. Most of times, people do not know how much they pay and what exactly they pay. It helps a lot to go through bank statements and see what exactly is getting paid to avoid necessary expenses, forgotten subscriptions and other things that add up but we don't use.
Paying next to nothing for a variety of personal hygiene products at the drugstore and then boxing those items up and shipping them off to soldiers and children in need of them. Searching for deals and clipping coupons paid off in a way I never expected!
My best money moment this year was having my wife sign up for Social Security. These earned benefits will be very helpful to us in trying to keep our heads above water.
My sister and I took a 2 week vacation by saving up our gift cards and sweeps wins.
I saved enough to take my dream vacation with my sister. We planned and saved for a whole year and had the very best vacation together. It really was a dream vacation!
moving to save on rent.
You guys have totally forgotten the option: give it away! There are thrift stores and charities everywhere!
I got laid off, but still had enough money in my emergency fund to cover a $1,500 emergency.
Took a less stressful job. Makes a huge difference in my quality of life.
I used pillowcases tied with ribbon, then I simply folded them back up and put them away. My kids had no complaints.
Thank you for getting back to me so quickly. I am telling everyone I know to come to your site. It's so sad that women have so much power but are fooled to believe that we are powerless by the masses. You rock!!!! Happy Holidays
Getting an "early partial bonus" from work a couple weeks ago was pretty awesome. I didn't have any money milestones or anything like that.
My wife and I are ending the year with over $12,000 in savings and just a small balance on our line of credit. Our retirement savings rate is finally decent too. The most satisfying thing is how we're constantly re-evaluating how we value money. It seems like every year we spend a greater percentage of discretionary money on vacations and experiences rather than accumulating things. Less stuff, more fun has been our motto and we're much happier that way.
Thanks for mentioning our Holiday Tips article!
Hope the WiseBread crew are having a great holiday season.
Taking a new job that paid less money so I could have less stress and more free time with my family.
I left a high stress job and became an independent consultant doing my favorite part of the original job (for my former employer) for 2 1/2 times my hourly wage. Woo hoo!
I began putting a big chunk of every paycheck in a savings account this summer, and now I've finally got a decent emergency fund for the first time since being laid off from my last job in 2009. It's not a lot of money, but it's a start, and it makes such a difference knowing it's there.
Hi Jennxer -- I think that's awesome you got an extra paycheck and used it for the holidays. As long as it's money you have, especially when you work hard for overtime, it's money well spent. I hope you're having a great holiday!
Hey, thanks for your comment! I think consumers can win if they don't carry a balance. But I do agree with you that those who carry a balance can't win, even if they get a great sign-up bonus. You end up losing the bonus by paying interest expense if you revolve a balance.
When the economy is going well, the banks feel comfortable taking on more risk and that can result in good credit card offers for consumers. Consumers can outsmart the banks by grabbing the good offers and never paying interest expense on debt.
I bought a house and a new car.
We sold our 13 year old car, that had stopped working, to a neighbor's brother, instead of it going to a junk yard. We didn't make any more money, but I felt better about it being put to a more immediate use, instead of sitting in a junk yard for who know how long until someone needed its parts.
This year I paid down $3300 worth of debt since May on a relatively small salary after graduating from college.
We saved our money and bought a camper to travel
Instead of going right to a fertility doctor like me sister was pushing me to do, I followed a fertility program in a book that I found highly rated on Amazon (by a fertility MD and a Chinese medicine specialist), and I got pregnant without a lot of expensive tests and treatments.