Recent comments

  • What's a Fair Relationship Between Salary and Rent?   13 years 33 weeks ago

    Thanks again for a thoughtful article. I've know people who've rented houses/large apartments to share, or had unconventional sleeping arrangements (loft spaces in the living room, for example). What comes into play in these situations is chore rotation, communication, visitors, hours, storage division, and splitting joint expenses.

  • Ask the Readers: Do Your Kids Have Chores?   13 years 33 weeks ago

    My four-year-old has both chores that she has to do and that she can choose to do. The chores she has to do are not paid and are directly related to her (i.e. cleaning up behind herself, her laundry, etc). The chores she can choose to do and earn money for are helpful to our family, but not necessarily her responsibility (i.e. feeding the dog, dusting, etc). I believe that it is never too early for a child to understand that his messes don't magically disappear, he must clean them. I also believe that having the control to earn money in order to buy something or give it to someone is powerful at a young age. My daughter still doesn't quite understand money, but she does like getting something for her work.

  • Ask the Readers: Do Your Kids Have Chores?   13 years 33 weeks ago

    Yep, they do. Some chores are paid (bathrooms, some yardwork). But washing dishes/wiping surfaces and sweeping/mopping the kitchen floor rotates daily among all family members. They also do their own laundry and pack their own lunches. When they leave home they should be able to manage most household tasks.

  • Ask the Readers: Do Your Kids Have Chores?   13 years 33 weeks ago

    Absolutely, the kids all have age appropriate chores! In this house, even the dog has chores: pre-rinse and vacuum. Cats, however, are exempt as well as anyone having a birthday.

  • Ask the Readers: Do Your Kids Have Chores?   13 years 33 weeks ago

    My 6 year old must set the silverware, put the silverware away out of the dishwasher, clean up her own toys, hang up her own clothes and folds wash cloths. Those are her regular chores. This will increase after our baby is born in a few weeks!

    My 2 year old needs to clean up his own toys and put his books back on his shelf before getting out a new toy or a new book. And for some reason, he asks to rake leaves every day!

  • Ask the Readers: Do Your Kids Have Chores?   13 years 33 weeks ago

    Our 3.5 year old has one chore, to feed the cats. We do this because the cats don't like him much but maybe if they see he feeds them they will come around. We told him when he turns 4 he is going to start "working". Right now we show him how to do things; put away silverware, set the table, put his clothes and dishes away. But we aren't requiring him to do them yet. He loves to help me clean, especially dusting and washing windows.

  • 10 Newborn Costs That Took Me by Surprise   13 years 33 weeks ago

    Re: #4 - Guests are not allowed to come to the house to see The Baby unless they bring food to share with everyone.

  • 10 Innovative Ways To Reward Your Employees   13 years 33 weeks ago

    These are great ideas to hype up team spirit and morale. It is also one sure way to promote friendly competition between teammates. I usually do #7, if my team outranks others in our department I would treat everyone for all the hard work and effort.

    I will surely try each and every suggested ideas here.

  • Best Money Tips: Make the Most of Your Holiday Shopping   13 years 33 weeks ago

    As a landlord, I'm enjoying Free Money Finance's Real Estate 101 posts. I'm glad you featured his post on leases here.

  • 10 Things You Should Do Immediately After Losing Your Wallet   13 years 33 weeks ago

    I am a big fool in this world coz last day i lost my wallet which contains some money , debit card , voter id card , photograph , signatures and train pass. I must know that it may be harmful for keeping all these things in my wallet. I don't actually know that it was lost or stolen.

  • 14 Effective Grease and Oil Stain Removal Tips   13 years 33 weeks ago

    Awesome tips, I used the dry dishwashing detergent on my bedspread. I accidently left a Bath and Body works oil plug-in on my bed and it leaked all over it. I used the dry detergent by pouring it directly on the stain and rubbing it a circular motion, the stain wasn't all the way gone, so I poured a little more dry detergent and repeated it and with some elbow grease, it soaked all the oil up and I didn't have to wash the bedspread.

  • 10 Newborn Costs That Took Me by Surprise   13 years 33 weeks ago

    Congratulations on your bundle of joy! Sorry about the extra expenses. Trying to control costs while adjusting to a major life change and existing on a few hours of sleep, all the while trying to figure out the needs of a baby is mentally, emotionally, and physically exhausting. Bravo on writing a post that is this insightful and helpful for soon-to-be parents.

    If it makes you feel any better, I had some difficulty breastfeeding after the first few weeks with my first child despite talking with a lactation consultant and reaching out to local group that helps with those sorts of things. Folks could really be more sympathetic to a new mom but they tend to think things are easier than they really are or somehow blame the mom for trying (uh, that part doesn't stop but you'll find supportive friends). Oddly, though, my oldest was not a big eater until he started playing football in high school; also it seems that milk is an allergy/asthma trigger, so his body may have been sending a message early on.

    Anyway, thanks for helping others to learn from your experience.

  • Making Money From Clinical Trials: Worth the Risk?   13 years 33 weeks ago

    are clinical trials like a job, what i mean is, would i have to tell the job center that i'm about to earn just over £3000 for sitting around? it says "we compensate you for your time" so basically would i need to come off what ever benefits i am on?

    there is a clinical trial in jan 2013 that i want to take part in thats for 15 days and pays up to £3,000 could really do with the cash!.

    cheers

  • How Kids and Adults Can Earn Extra Income by Doing Voice-Overs   13 years 33 weeks ago

    I took a voice class a few years back in hopes of getting gigs with some of my weirder character voices. Most voice work goes to normal, or "golden", as you put it, voices.

    I never thought about it as being work that kids could do, but I have to admit that I'm relieved that studios are demanding real children's voices now, because nothing is more grating than hearing a 45 year-old woman playing the role of an 8 year-old kid on a radio commercial.

  • 10 Newborn Costs That Took Me by Surprise   13 years 33 weeks ago

    As a father of 2, some of the stuff here is legitimate and some of it is kind of silly in my opinion.

    1, 2, 5, 6 (or) 7 are all realistic to me. Although spending 1.50 per feeding seems somewhat wasteful and silly to me. We've never used pre-measured bottles. Just powder.

    As for the rest, #3 is kind of a concern, but it sounds like you went overboard. A dozen towels/blankets a day? Wipe them off and use them again. If your baby is spitting up that much, I'd say work on your burping or try a formula for sensitive tummies.

    #4 makes me laugh. No one came to my house to see the baby expecting to be fed. I actually had people come with food and leave without eating any. My kind of guests.

    While some items from #8 are true expenses, some are just frivolous. A wipe warmer? Yeah, that's nice and all, but absolutely not necessary.

    When I read #9 all I could think of was, is there a dad or ANY family in the picture? If my wife was caring for the children, I was doing the rest. If she was doing other stuff, I was caring for the children. From time to time her mother came over and washed dishes. It's a team effort. I'm assuming, but at one point you said "our daughter" so I think it's a reasonable assumption. If the dishes are piling up, tell dad to get up off the couch and get to work.

  • 10 Newborn Costs That Took Me by Surprise   13 years 33 weeks ago

    The major bummer about our insurance plan (and there are many bummers) is that it renewed in October - right when we had our baby. As such, there's a new deductible to meet, so we're paying all kinds of money out of pocket now. If the plan had renewed in, say, April or if the baby had been born later, we probably would have already met the deductible.

  • 10 Newborn Costs That Took Me by Surprise   13 years 33 weeks ago

    Thank you for the kind words! Pumping is a real bummer, isn't it? Even my pediatrician admitted that she gave up on it and just went with formula - who has so many hours in the day to begin with? ;)

  • How My Hoarder Family Saved Christmas   13 years 33 weeks ago

    I resemble your article! 2 years ago we signed up for Advent Conspiracy. Which has made a huge difference not only in our lives but our families. We still get something for the grandkids, but we no longer feel obligated to provide a gift for every aunt, uncle and cousin Suzy Who. Last year the gifts I did give to close family members like my sister were gift certificates to KIVA, where she was able to choose a stuggling company in a third world country to give a business loan to, or the Heiffer project where we gave everything from Music lessons, to fresh water. Everyone loved it.

  • Eat Your Garbage! Turn Your Trash Into Delicious Holiday Food   13 years 33 weeks ago

    I love the way your mind thinks!! I've been trying for years to think of things to do with not only leftovers, but the rind, skins, crust etc of my food. One of my favorites is soup from Celery bits, broccoli stems and Cauliflower stalks. I use Veg stock, then when it's all cooked, take my imerging blender to it all. Comes out like a cream soup with no dairy! Very good.

  • How to Make Moonshine   13 years 33 weeks ago

    Dried corn can me soaked in water for about 2 days until it sprouts and then ground up to be used in your mash along with sugar and water.

  • Best Money Tips: Make the Most of Your Holiday Shopping   13 years 33 weeks ago

    Thanks for the mention!

  • 20 Great, Free Gift Ideas   13 years 33 weeks ago

    Perfect for the holidays!

  • Keep Your Credit Card Safe While Shopping Online   13 years 33 weeks ago

    For those who need public Wi-Fi (as in rural or areas with no or limited service Internet). I suggest spending a small amount on personal VPN (Virtual Private Network) provider. With a personal VPN, your PC connects to the VPN provider with an encrypted (like https) connection. Even if the hotspot is being abused by crackers, your connection to the VPN is secure from their nastiness. Then you can use your credit card relatively safely. Nothing is perfectly secure. Also, you do need to make sure that you are connecting to the true hotspot (and not a bogus middleman connection). None the less, VPN pushes the jerks away from you to less sophisticated users.

  • How to Travel Full-Time for $17,000 a Year (or Less!)   13 years 33 weeks ago

    These are some great tips. I especially gravitate towards your comment on traveling slowly. Too often I hear of people who try to pack in so much in a week long itinerary. I find that choosing one destination and focusing on exploring that one area for a long period of time helps me not only soak in the atmosphere more, but also save on traveling expenses.

  • Keep Your Credit Card Safe While Shopping Online   13 years 33 weeks ago

    Also make sure that your computer is up to date (make sure you are using the most recent version of your browser of choice, and that you have any security patches available from Microsoft or Apple applied) and that you have antivirus and/or antimalware installed.

    Also, being the suspicious type, I would prefer if you also used a direct wired connection even at home, rather than trusting your home wireless network. Nothing saying you've encrypted your connection to your router properly.