if you buy magic jack in Canada it can be a night mare.. if you live out side a major city because they don't have exchange number except for them, if you have a person trying to call your home that is in the same town they will be CHARGED LONG DISTANCE.! each time they call you. its a wast of money if you are using it for a local home phone if you are outside a major city in Canada
My favorite frugal date is to have a picnic in the summer along the National Mall, followed by an afternoon of kite-flying. When it's the season forit, there are hundreds of beautiful kites in the air!
A great frugal date idea, which I have done, is to visit local free museums. It's always an excellent way to spark conversation and is something fun and interesting to be enjoyed together. I have also gone on a mid-day date to an ice skating rink when the rink was offering half off prices or something along those lines so it was really fun and pretty inexpensive.
I'd like to add one more ways to reduce your stress - by increasing the good feeling you get by spending money on local and handmade items. Not only do they show that you cared enough to actually buy something (rather than a gift card), but you get to support the creative community, small business and a belief that it matters when we make things by hand, in a traditional, thoughtful way.
My mother's last gift to me was to die on Christmas Day. She fought her illness for many months but finally succumbed in the hours before dawn. That Christmas season, I did not decorate a tree or shop for gifts or bake cookies or send Christmas cards or do any of the traditional holiday "chores." No one expected me to. The fact that my own children were teens and understood the situation helped. The following season, I announced that I would not be "doing" Christmas, but I did ultimately decide to put up a small tree and make a batch of butter cookies. From that Christmas on, I dramatically downsized Christmas, doing only the things that I truly wanted to do. My holidays since have been a time for reflection and living in the joy of the moment. Not not a hectic spending spree. This makes for a no-stress holiday. Thanks, Mom.
Great tips!! I adhere to the notion of one mistake isn't the end of the world. When I am exercising, I may miss a day here or there. Before, I would get upset at myself thinking that the goal will never happen now. But it still can. Same with getting out of debt. It's not the end of the world if you spend a little more than your budget this month for groceries. Just re-evaluate things for the next month so that you don't trip up. Always remember that failure is simply a learning opportunity.
I've worked in retail for 3 years now while studying at university. I think the plus side for me is the hours and flexibility. I usually get between 20-30hours a week which is hard to find these days in retail, so I'm definitely grateful for that. And getting time off work is easy at the company I work for. I think that working in retail is what you make it. If you come to work with a positive attitude each day, you'll have a much happier working experience. And I agree that some customers are such horrible human beings, there has not been one day in retail where I have not encountered a rude customer. My favourite are the ones who click there fingers at you to grab your attention or scream out 'hey you' from across the other side of the store. Or the people who yell at you for something that has to do with a problem they have with the store, and bit you personally, but just like to take it out on you anyway. One thing retail with give you is a thick skin, you learn to just ignore the rudeness. I think the most important thing are the people you work with. I'm so grateful to have great co workers and supportive managers, they really are the thing that get me through everyday and make it enjoyable and fun. I think that it's alk about your working environment. If you are working in a place with positive, friendly people it makes a great difference. Customers suck any place you work in retail, but if you have great co workers it makes a whole lot of a difference. Just remember that no matter what kind of a job you have you should feel proud. Because a job that pays money is a job and as long as your doing your job to the best of your ability you should be respected by the rest of society... To bad most people dont share this opinion
exactly: the way i'm reading this article: is to attract attention from WHAT'S REALLY HAPPENING, i see it as a "non-solution" & aren't we as american citizens seeing this (in spa**s, ) in our govt's reaction to "fiscal irresponsibility"
I will definitely remember number 6 and 9. Among the list, these 2 suggestions are among I need to correct. I try not to practice too much before an interview since this can increase my tension and worry. Although confident, I am still a little bit unimpressed with the improvement of my body language.
Great suggestions. I can see a lot of people taking advantage of the idea that "a customer is always right". The important thing is resolving the issue as fast as possible and that can best be done by proper communication and cooperation.
Our most frugal date... Every other month we donate blood at the blood mobile outside the movie theater and enjoy our FREE movie tickets. The ticket takers never blink an eye when we walk in with our own water or juice... in fact they thank us for donating blood. So, we get free movie passes then walk in with free drinks and snacks from the blood mobile. It's pretty cool.
if you buy magic jack in Canada it can be a night mare.. if you live out side a major city because they don't have exchange number except for them, if you have a person trying to call your home that is in the same town they will be CHARGED LONG DISTANCE.! each time they call you. its a wast of money if you are using it for a local home phone if you are outside a major city in Canada
My favorite frugal date is to have a picnic in the summer along the National Mall, followed by an afternoon of kite-flying. When it's the season forit, there are hundreds of beautiful kites in the air!
A great frugal date idea, which I have done, is to visit local free museums. It's always an excellent way to spark conversation and is something fun and interesting to be enjoyed together. I have also gone on a mid-day date to an ice skating rink when the rink was offering half off prices or something along those lines so it was really fun and pretty inexpensive.
I would like more pet deals.
Norman, I love your Dad's method..I am going to start using it on my teenage daughters!! Thanks Kim
I'd like to mention Albuquerque, New Mexico.
I'd like to add one more ways to reduce your stress - by increasing the good feeling you get by spending money on local and handmade items. Not only do they show that you cared enough to actually buy something (rather than a gift card), but you get to support the creative community, small business and a belief that it matters when we make things by hand, in a traditional, thoughtful way.
My mother's last gift to me was to die on Christmas Day. She fought her illness for many months but finally succumbed in the hours before dawn. That Christmas season, I did not decorate a tree or shop for gifts or bake cookies or send Christmas cards or do any of the traditional holiday "chores." No one expected me to. The fact that my own children were teens and understood the situation helped. The following season, I announced that I would not be "doing" Christmas, but I did ultimately decide to put up a small tree and make a batch of butter cookies. From that Christmas on, I dramatically downsized Christmas, doing only the things that I truly wanted to do. My holidays since have been a time for reflection and living in the joy of the moment. Not not a hectic spending spree. This makes for a no-stress holiday. Thanks, Mom.
Great tips!! I adhere to the notion of one mistake isn't the end of the world. When I am exercising, I may miss a day here or there. Before, I would get upset at myself thinking that the goal will never happen now. But it still can. Same with getting out of debt. It's not the end of the world if you spend a little more than your budget this month for groceries. Just re-evaluate things for the next month so that you don't trip up. Always remember that failure is simply a learning opportunity.
I've worked in retail for 3 years now while studying at university. I think the plus side for me is the hours and flexibility. I usually get between 20-30hours a week which is hard to find these days in retail, so I'm definitely grateful for that. And getting time off work is easy at the company I work for. I think that working in retail is what you make it. If you come to work with a positive attitude each day, you'll have a much happier working experience. And I agree that some customers are such horrible human beings, there has not been one day in retail where I have not encountered a rude customer. My favourite are the ones who click there fingers at you to grab your attention or scream out 'hey you' from across the other side of the store. Or the people who yell at you for something that has to do with a problem they have with the store, and bit you personally, but just like to take it out on you anyway. One thing retail with give you is a thick skin, you learn to just ignore the rudeness. I think the most important thing are the people you work with. I'm so grateful to have great co workers and supportive managers, they really are the thing that get me through everyday and make it enjoyable and fun. I think that it's alk about your working environment. If you are working in a place with positive, friendly people it makes a great difference. Customers suck any place you work in retail, but if you have great co workers it makes a whole lot of a difference. Just remember that no matter what kind of a job you have you should feel proud. Because a job that pays money is a job and as long as your doing your job to the best of your ability you should be respected by the rest of society... To bad most people dont share this opinion
exactly: the way i'm reading this article: is to attract attention from WHAT'S REALLY HAPPENING, i see it as a "non-solution" & aren't we as american citizens seeing this (in spa**s, ) in our govt's reaction to "fiscal irresponsibility"
If you have a Walgreens, check there sometime. Our local Walgreens usually has a large bin full of 2-pack AA batteries, for $0.99 each.
Now I know how to use the peels from all the bannanas I just dehydrated!
I will definitely remember number 6 and 9. Among the list, these 2 suggestions are among I need to correct. I try not to practice too much before an interview since this can increase my tension and worry. Although confident, I am still a little bit unimpressed with the improvement of my body language.
Great suggestions. I can see a lot of people taking advantage of the idea that "a customer is always right". The important thing is resolving the issue as fast as possible and that can best be done by proper communication and cooperation.
Our most frugal date... Every other month we donate blood at the blood mobile outside the movie theater and enjoy our FREE movie tickets. The ticket takers never blink an eye when we walk in with our own water or juice... in fact they thank us for donating blood. So, we get free movie passes then walk in with free drinks and snacks from the blood mobile. It's pretty cool.
I'm a carnivore who loves lentil soups. The idea for lentil sloppy joes. Rad.
A matinee movie and ice cream date would be fun and frugal!
Cooking a fancy homemade dinner and dessert is an excellent date idea. Maybe not a first date, but definitely after that.
Everyone needs an estate plan. This is a good start for explaining what an estate plan is and why it is so important and what it can do for you.
I like the question and objections format. These are the same type of questions that clients ask all the time. This is helpful.
Really like "If price is the best thing about something, you should not buy it." Definitely going to keep that one in the front when shopping!
This is actually a pretty comprehensive list with good advice. Certainly anything to do with learning new things is always a good way to go.
Taking a walk together and having a picnic is great way to spend time and not much money!
Love this article! Very inspiring.