Recent comments

  • Ask the Readers: What is Your Best Frugal Date Idea?   13 years 35 weeks ago

    My favorite frugal date when we were first married was coffee night. We would go to our local coffee place that had BOGO once in a while and talk or read together. Now that we've been married 17 years, our favorite date night is Cheese night. We buy 3 or 4 cheeses and have some sparkling juice and homemade bread and salad and stay home for a gourmet treat. Our kids are jealous though, they love to join our Cheese nights!

  • Ask the Readers: What is Your Best Frugal Date Idea?   13 years 35 weeks ago

    happy hour!

  • Skip the Trade-In: Why You Should Sell Your Car Privately   13 years 35 weeks ago

    I think this also varies by the type of car you're selling. A few months ago, I posted a 1998 Honda Accord at 7am and sold it for full asking price by 8pm that same day. I think that's 90% the resell value of Honda's and 10% me.

    Regardless, I like the idea of selling your own car. If you're uncomfortable, ask a relative you trust to sell it and give them 5-10% of the proceeds.

  • Skip the Trade-In: Why You Should Sell Your Car Privately   13 years 35 weeks ago

    What about the threat of crazy people? I traded my last car because I had a feeling it was months away from being a ticking time bomb and didn't want to sell it privately only to have someone banging down my door two months later when the transmission goes. Let's face it, you can slap "as-is" all over the car but some people are just unreasonable. I'm no mechanic or have a crystal ball, how do I know what will happen after I sell it?

  • Ask the Readers: What is Your Best Frugal Date Idea?   13 years 35 weeks ago

    I find all the best dates tend to be somewhat physically active - so biking to the park downtown for a free outdoor movie screening, walking to the antique shops or museums near my place, or spending an afternoon trekking around our friendly, local, national park are all great options in my opinion.

  • No Money for a Week? Here’s What to Do.   13 years 35 weeks ago

    We just finished "no spend" October. We stayed home, didn't eat out, no shopping, etc. it was wonderful! That stress of having to buy something just because was gone! We were able to pay off a store credit card and cancel it. Our plan is to repeat "no spend" for January, February and March.

  • Ask the Readers: What is Your Best Frugal Date Idea?   13 years 35 weeks ago

    I really like having a great homemade dinner together, then taking the dogs on a walk, then coming back to a movie and dessert at home.

  • Ask the Readers: What is Your Best Frugal Date Idea?   13 years 35 weeks ago

    A trip to the bookstore is great. We have fun reading jokes to each other in the humor section, dreaming about vacations from the travel books, planning projects from the home and garden area, and even being romantic with the poetry books without buying a thing. Paired with a nice cup of coffee, this makes for a frugal way for us to have fun and re-connect.

  • Ask the Readers: What is Your Best Frugal Date Idea?   13 years 35 weeks ago

    Cooking dinner together followed by board games!

  • Ask the Readers: What is Your Best Frugal Date Idea?   13 years 35 weeks ago

    In Cleveland we have the "Emerald Necklace" which is a metropolitan park broken up into many parks surrounding the city. The perfect set of dates would be to visit one every saturday until you have seen the hidden gems throughout the city. The only cost could be for a couple water bottles.

  • 10 Frugal Tips You Haven’t Already Heard   13 years 35 weeks ago

    I have to admit that I use far to many disposable products. Thanks for these uncommon frugal tips. I featured this article on the Frugal News Review Podcast episode 25.

  • Ask the Readers: What is Your Best Frugal Date Idea?   13 years 35 weeks ago

    Go hiking

  • Ask the Readers: What is Your Best Frugal Date Idea?   13 years 35 weeks ago

    My boyfriend and I love going to the local Humane Society and playing with all the wonderful animals! The staff let you stay as long as you like, since they don't usually have time to give each animal the attention it really needs. We also like to pick up food from a restaurant (we usually split a meal) and bring it home to enjoy while watching a movie :) Hiking, walking and general outdoor activities are also usually a cheap, fun way to spend a day. We'll bring our lunches to have on the top of a mountain, can't get any better than some fresh air and great scenery!

  • Ask the Readers: What is Your Best Frugal Date Idea?   13 years 35 weeks ago

    Taking a ride on our HD up to Gold country, using a free pass to a local museum and getting a sandwich to share in a local shop.

  • Impress the Future Boss: 9 Interview Mistakes to Avoid   13 years 35 weeks ago

    Great tips. Giving yourself ample time is definitely top priority because arriving late is pretty much the worst thing you can do. However, you shouldn't go into the office too early, that may make the interviewer pressured. My mom worked in HR for a little while and always stressed to me how important a hand-written thank you note is, and what it means to someone who took the time to sit down with you. An email just isn't the same and may actually show a lack of professionalism.

  • Ask the Readers: What is Your Best Frugal Date Idea?   13 years 35 weeks ago

    Going on a hike or bike ride then heading to a brewery for the free samples!

  • Ask the Readers: What is Your Best Frugal Date Idea?   13 years 35 weeks ago

    We tend to call "date night" anytime that we get dressed up to go somewhere. Typically that's a concert or performance of some type (cost ranging from a "free-will offering" to more expensive), accompanied by dinner at a restaurant where we have a coupon or Groupon of some type. We seem to have a date like this about once every other month so even though there is expense involved, spread out over time, it's not that great.

    Our usual "quality time" date together (on a weekly basis) involves meeting at Perkins (family restauarant) after I finish swimming at the pool or watching a Netflix movie in our living room.

  • 10 Frugal Tips You Haven’t Already Heard   13 years 35 weeks ago

    This is awesome! I love the idea of number one, its a great habit to get into- even though it'd be very tough for me to actually employ. Numbers 3 and 5 can actually be conjoined- because there are three credit bureaus, you can actually get a credit report from each one, once a year. Spreading these out so you get one three times a year can allow you to check your credit every few months and stay up-to-date with it.

  • Ask the Readers: What is Your Best Frugal Date Idea?   13 years 35 weeks ago

    Walking around the lake, then snuggling under one of the trees on a blanket.

  • Dissecting "Gift Guilt" - When Does Receiving a Gift Make You Feel Bad?   13 years 35 weeks ago

    This is super annoying. Just accept the gifts you are given as a gesture of kindness from another person to you. You do not have to feel guilty or reciprocate.

    This incessant whining about how you "don't deserve it" ruins the pleasure of giving gifts and is primarily the point of giving (you don't deserve it, but someone wanted to do something for you anyway).

  • Arguing Over Money Drives Your Kids to Credit Card Debt   13 years 35 weeks ago

    Interesting article! One of my friends is carrying quite a bit of debt (credit cards & student loans). She said that her parents argue over money, and it has shaped the way she views her own finances.

    She didn't have a lot growing up...so when she got older, she bought everything she wanted without giving a second thought to whether or not she could afford it. The problem now is that she's deep in debt.

    People don't realize how much they'll pay over time when they go into debt. There's nothing more important than safeguarding your financial well-being. There's a really nifty calculator by Bills.com that shows you how much your debt is really costing you. (http://www.bills.com/debt-consolidation-calculator/) It can be a real eye-opener.

  • Ask the Readers: What is Your Best Frugal Date Idea?   13 years 35 weeks ago

    A walk to the park, a concert within the local college (acapella groups, choir, music school practice) or if you want to be daring, cook for your date! Though I wouldn't do it on the first date/

  • netSpend: The Story of the Visa Debit Card We Did Not Apply For   13 years 35 weeks ago

    My wife received one of these cards. I have no clue how they obtained her information because she is not working and currently has no credit cards. Having worked in law enforcement, I told her to shred it. Credit cards are not handed out as if they were coupons. Never accept a credit or debit card that's sent you. Reputable banks will never practice the issuance of debit or credit cards in this manner.

    I feel really sorry for the victims who have fallen prey to this company's sinister and fraudulent way of doing business. I will personally contact the FBI to ascertain if this type of action falls within their jurisdiction. I will also contact the Federal Reserve Protection Agency as suggested by "GUEST" at http://www.federalreserveconsumerhelp.gov/FormComplaint.cfm

    The rest of you should do likewise because this sort of activity must not be allowed to proliferate.

  • Ask the Readers: What is Your Best Frugal Date Idea?   13 years 35 weeks ago

    Me and the fiance go find a hike or park to explore...rain or shine. Which is saying something since we live in WA. :)

    Sometimes we throw in some GeoCaching. So fun!

  • Ask the Readers: What is Your Best Frugal Date Idea?   13 years 35 weeks ago

    Lots of ideas for this one... a bike ride on the levy (already have bikes!); a home-cooked dinner followed by a movie from redbox or our favorites collection~ with a fire in the fireplace if it's cold; grilling & eating outside on our patio if it's warm; a walk through the sculpture garden in a local park; fruit, cheese & crackers with a glass of wine while watching a movie; a walk along the lakefront; chips & salsa with a Margarita at a local outdoor Mexican restaurant; visiting the Christmas light show at a local park, or driving to look at lights in nearby neighborhoods.