Great article, Phillip! Most people are wage slaves, or slaves of money. Its the only thing most people know, since it's been taught to us since day one. Go to school, get good grades, get a good job w/benefits and save for retirement. Unfortunately, this idea is no longer as smart as it once was. When struggling for a job right out of grad school, I started a side business (your #3) and soon it covered my monthly expenses. Two years later, it's what I do full-time, without needing a job. I love the lifestyle it provides.
I wonder if there is something like this for EU countries? I did check out the program and it does say that the deals are from everyone from all over the world, yet I wonder how much you can get from it if you aren't US citizen?
YES EXTRA SOULS in the form of pets are worth the Diva expense! They provide more comfort, unconditional love, and actually heal the heart with their ability, allowing us to open our hearts whole-heartedly without being judged. If they are, they can't let us know they are judging us with their precious sweet eyes looking back at us! I am happy to say I've been blessed and not stressed to have had the pleasure of 4 dogs in my life. Each one has showed me their true unforgettable nature. Each has given me another lesson in life. #1 Spotty, he showed me I could trust a stranger. I woke up to find him (at 5 years old) curled up next to me, watching over me the day after we picked him out of his litter. #2 Lee, I learned that we all just want to be loved regardless of our color. She was black. She was a dog my father saw following her previous owner at a wholesale market in Chinatown, Chicago. My dad borrowed her for 2 weeks to play with our male dog "Spotty" when it was time to return her, the wife of the previous owner said "you can have her, I wanted a white dog anyway" I realized this was a blessing because I wanted to keep Lee regardless of her color. She was the most adorable. Even when her black hair turned grey then white through the years as she aged gracefully. #3 Pebbles who is still with us now even after a pancreatitis scare after I foolishly split a Macadamia nut in half so she could share it with or 4th dog. She is truly a human in her greediness to try human food. If you don't give her some food, she will sit up like a meerkat and pull on your arm and just stare incessantly. She makes me realize that Karma exists and she must have done something really bad to have been born a dog. She is guy crazy, hence she had to be born a dog or else she would be the talk of the town. She is so strategic in every since of the word with her human characteristics which are too clever for any dog to have. #4 Buddy, he was originally named Tramp because he ironically looked like the "female" dog in Lady and the Tramp. I had to change that name with a quickness. He has his southern polite charms and is from Oklahoma, rescued by an awesome lady who brings about 30-40 dogs a month to the Human Society, T.A.I.L.S. in DeKalb, IL. He is truly a blessing as he was from a "kill-shelter" he had a second chance at life and gave us a first chance with a blessing to have such a grateful soul with us sharing the purest of actions only a real baby could have. He is truly sweet in nature and it's fun to watch him learn to become more playful with time. He tilts his head as he has very long floppy ears that cover most sounds and will focus his attention like a rabbit with antenna for ears. From left to right he tilts as he hears different sounds. He reacts so insecurely as he would due to the loud noises that might come out of no where. His past traumas prove he's suffered enough torture from the places we can only imagine were like hell on earth before his arrival into our hearts. These are our angels in disguise given to us from angels in the skies.
Our pets are like family so we definitely consider them worth the costs. I have found the best way to save money is through our local vet. He often has access to coupons or deals for items like flea treatments or even food.
I feel by knowing the specials you can not only find apartments that are more lenient but you can ultimately find an apartment that has a more.. realistic approach to how apartments should be.
I mystery shopped for BESTMARK until they docked my pay for a late submission. Their policy is review deadlines are at 10 am, I submitted mine at 10:02 am. Two minutes? You are going to haggle about two minutes. The customer service personnel at Bestmark then berated me when I told them I thought this was bad for business and fostering an unpleasant working relationship. I will not be working for a company that squabbles over 2 minutes, I don't care what their policy is. My policy is work for people you respect, and I don't respect nickel and dimers, and neither should companies looking to hire them to mystery shop for them.
Pets are definitely worth the cost. They're family! We feed our two a good dry food and keep their weight healthy. We keep them safe in a our 1/2-acre fenced back yard. They are 11-1/2 years old now, so we are anticipating having to make decisions if illnesses occur.
For me it's like asking a parent if having a child is worth the cost - OF COURSE! You decide to adopt a pet because you have love you want to share, and just drinking a beer with friends or training for a half-marathon isn't completing you anymore. It's healthy to understand that your pet is...still an animal, a pet, and after that, he or she can be your best pal for hikes, snuggles and even roadtrips with the proper seatbelt harness ;)
I think its a bit messed up how these creditors charge monthly fees for these types of insurance programs. Take my advice, and stay away from them. Each creditor will try and charge some sort of monthly fee, that is NOT necessary. Just pay your minimum payments, and all will be fine. These insurance plans are not needed and only line the pockets of the creditors.
Closing your credit (swearing it off, as stated above) is never a good thing. It's important to pay off the credit, then keep it open to ensure the optimum credit rating. So yeah, when you pay off a creditor try to keep it open and avoid closing it. This is what we highly recommend when talking to consumers about credit scores.
The capital one secured card is a good one. We tend to recommend that one for consumers starting out. It works wonders and will help with your credit later down the road, give it a s hot.
Are furkids worth the cost? Of course they are! I currently have 4 cats that share their home with me. If you are a true "animal person" you understand and nothing could replace the love and acceptance you get from them. They only ask for love, food, shelter, care and compassion. For everyone that complains about the fur, poop, messes, etc. I can only say don't get married or think of having a family - talk about expenses and demands of you and your time. My furkids don't mind if I sleep in on the weekends, in fact they prefer if I do. I have had many years of pet companionship, they everyday joys and sadness of loss are all part of the package. What they give me in return for providing for them is priceless!
my husband used to be in debt so he knew firsthand that he did not want to return to that ever again. my brother was also in debt for a long time, and it was hard to watch my brother struggle with money. both of these factors motivate us to save.
Yes if you're a pet person. I am and always have been, so it's worth it to me. My kids too. They get to learn the responsibility of pet ownership.
Great article, Phillip! Most people are wage slaves, or slaves of money. Its the only thing most people know, since it's been taught to us since day one. Go to school, get good grades, get a good job w/benefits and save for retirement. Unfortunately, this idea is no longer as smart as it once was. When struggling for a job right out of grad school, I started a side business (your #3) and soon it covered my monthly expenses. Two years later, it's what I do full-time, without needing a job. I love the lifestyle it provides.
You forgot the #1, all time, best ever BAKING SODA! Hundreds of uses, just awesome stuff.
I need to make repairs to our home. That is motivating me to save. A new roof needs to happen in the near future.
I wonder if there is something like this for EU countries? I did check out the program and it does say that the deals are from everyone from all over the world, yet I wonder how much you can get from it if you aren't US citizen?
YES EXTRA SOULS in the form of pets are worth the Diva expense! They provide more comfort, unconditional love, and actually heal the heart with their ability, allowing us to open our hearts whole-heartedly without being judged. If they are, they can't let us know they are judging us with their precious sweet eyes looking back at us! I am happy to say I've been blessed and not stressed to have had the pleasure of 4 dogs in my life. Each one has showed me their true unforgettable nature. Each has given me another lesson in life. #1 Spotty, he showed me I could trust a stranger. I woke up to find him (at 5 years old) curled up next to me, watching over me the day after we picked him out of his litter. #2 Lee, I learned that we all just want to be loved regardless of our color. She was black. She was a dog my father saw following her previous owner at a wholesale market in Chinatown, Chicago. My dad borrowed her for 2 weeks to play with our male dog "Spotty" when it was time to return her, the wife of the previous owner said "you can have her, I wanted a white dog anyway" I realized this was a blessing because I wanted to keep Lee regardless of her color. She was the most adorable. Even when her black hair turned grey then white through the years as she aged gracefully. #3 Pebbles who is still with us now even after a pancreatitis scare after I foolishly split a Macadamia nut in half so she could share it with or 4th dog. She is truly a human in her greediness to try human food. If you don't give her some food, she will sit up like a meerkat and pull on your arm and just stare incessantly. She makes me realize that Karma exists and she must have done something really bad to have been born a dog. She is guy crazy, hence she had to be born a dog or else she would be the talk of the town. She is so strategic in every since of the word with her human characteristics which are too clever for any dog to have. #4 Buddy, he was originally named Tramp because he ironically looked like the "female" dog in Lady and the Tramp. I had to change that name with a quickness. He has his southern polite charms and is from Oklahoma, rescued by an awesome lady who brings about 30-40 dogs a month to the Human Society, T.A.I.L.S. in DeKalb, IL. He is truly a blessing as he was from a "kill-shelter" he had a second chance at life and gave us a first chance with a blessing to have such a grateful soul with us sharing the purest of actions only a real baby could have. He is truly sweet in nature and it's fun to watch him learn to become more playful with time. He tilts his head as he has very long floppy ears that cover most sounds and will focus his attention like a rabbit with antenna for ears. From left to right he tilts as he hears different sounds. He reacts so insecurely as he would due to the loud noises that might come out of no where. His past traumas prove he's suffered enough torture from the places we can only imagine were like hell on earth before his arrival into our hearts. These are our angels in disguise given to us from angels in the skies.
Our pets are like family so we definitely consider them worth the costs. I have found the best way to save money is through our local vet. He often has access to coupons or deals for items like flea treatments or even food.
Chris
I feel by knowing the specials you can not only find apartments that are more lenient but you can ultimately find an apartment that has a more.. realistic approach to how apartments should be.
I mystery shopped for BESTMARK until they docked my pay for a late submission. Their policy is review deadlines are at 10 am, I submitted mine at 10:02 am. Two minutes? You are going to haggle about two minutes. The customer service personnel at Bestmark then berated me when I told them I thought this was bad for business and fostering an unpleasant working relationship. I will not be working for a company that squabbles over 2 minutes, I don't care what their policy is. My policy is work for people you respect, and I don't respect nickel and dimers, and neither should companies looking to hire them to mystery shop for them.
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https://twitter.com/hofken/status/176506376116371458
I Like you on Facebook - Cynthia M Richardson
Pets are definitely worth the cost. They're family! We feed our two a good dry food and keep their weight healthy. We keep them safe in a our 1/2-acre fenced back yard. They are 11-1/2 years old now, so we are anticipating having to make decisions if illnesses occur.
I am determined to pay down my debt! I also need to accrue about $5000 to pay for summer expenses since I'm a teacher!
For me it's like asking a parent if having a child is worth the cost - OF COURSE! You decide to adopt a pet because you have love you want to share, and just drinking a beer with friends or training for a half-marathon isn't completing you anymore. It's healthy to understand that your pet is...still an animal, a pet, and after that, he or she can be your best pal for hikes, snuggles and even roadtrips with the proper seatbelt harness ;)
I think its a bit messed up how these creditors charge monthly fees for these types of insurance programs. Take my advice, and stay away from them. Each creditor will try and charge some sort of monthly fee, that is NOT necessary. Just pay your minimum payments, and all will be fine. These insurance plans are not needed and only line the pockets of the creditors.
Closing your credit (swearing it off, as stated above) is never a good thing. It's important to pay off the credit, then keep it open to ensure the optimum credit rating. So yeah, when you pay off a creditor try to keep it open and avoid closing it. This is what we highly recommend when talking to consumers about credit scores.
The capital one secured card is a good one. We tend to recommend that one for consumers starting out. It works wonders and will help with your credit later down the road, give it a s hot.
I think the only thing I wanna do on an airplane, is sleep - lol.
Are furkids worth the cost? Of course they are! I currently have 4 cats that share their home with me. If you are a true "animal person" you understand and nothing could replace the love and acceptance you get from them. They only ask for love, food, shelter, care and compassion. For everyone that complains about the fur, poop, messes, etc. I can only say don't get married or think of having a family - talk about expenses and demands of you and your time. My furkids don't mind if I sleep in on the weekends, in fact they prefer if I do. I have had many years of pet companionship, they everyday joys and sadness of loss are all part of the package. What they give me in return for providing for them is priceless!
I liked your Facebook page
Totally worth the cost. They offer us companionship, lower our blood pressure when we're petting them, teach children responsibility, etc.
Also is important to save because of today's economy. We have to come up with ideas as to how to make ends meet and this is one of them
The recent storms that came our way has motivated me to save more. I realize that I need to purchase some emergency supplies.
my husband used to be in debt so he knew firsthand that he did not want to return to that ever again. my brother was also in debt for a long time, and it was hard to watch my brother struggle with money. both of these factors motivate us to save.
tweeted https://twitter.com/#!/oshkoshbgosh123/status/176327960519905281