Recent comments

  • Ask the Readers: Do You Have a Prenup?   14 years 26 weeks ago

    Not married, but if I were, the BF and I don't have enough assets to make a prenup worth the legal fees. FWIW, we're lawyers ourselves. It would be different if we owned real estate, had significant investments, etc.

  • Ask the Readers: Do You Have a Prenup?   14 years 26 weeks ago

    I'm not married and don't plan on getting one when I do. I already like Wise Bread on FB.

  • Ask the Readers: Do You Have a Prenup?   14 years 26 weeks ago

    This is a romantic idea, and I wish it were actually the case. That's what lots of people think... until they get divorced.

  • Ask the Readers: Do You Have a Prenup?   14 years 26 weeks ago

    I like y'all on FB!

  • Ask the Readers: Do You Have a Prenup?   14 years 26 weeks ago

    My husband and I did get a pre-nup, but we live in a community property state, so it's rather iffy anyway. It was a very awkward conversation, but we did try to incl. provisions, like it is supposed to be invalid in the case of proved infidelity.

    Thanks for hosting the giveaway! Fingers crossed!

  • Ask the Readers: Do You Have a Prenup?   14 years 26 weeks ago

    We decided to have a prenup. In fact, my dad's wedding gift to us was covering an attorney's fees to draw up our wills and prenup. (He is nothing if not practical!) For us, it made sense. I understand the reasons both for having and for not having a prenup, but I think it's really important that couples have conversations about money, net worth, and long-term goals before the marriage. We've been happily married for many years now and lived in both the United States and Australia. Incidentally, the only issue that has arisen related to our prenup was related to immigration. U.S. officials decided that our prenup (along with our separate bank accounts) meant that we didn't have a "real" marriage.

  • 10 Lifesaving Skills Everyone Should Know   14 years 26 weeks ago

    Yes Yes Yes!

    Do not give someone you suspect is having a stroke aspirin! Like you said, it could be a hemorrhagic stroke in which case you'd just be making it worse! As you said the person needs diagnostic tests done first! That part of the article should be edited.

    Aspirin is particularly helpful for Myocardial Infarctions aka Heart Attacks though.

  • Ask the Readers: Do You Have a Prenup?   14 years 26 weeks ago

    No, though we went through the whole process of writing it. I highly recommend it, regardless of whether you plan to write it up or not. It's great conversation starters.

  • 10 Things You Do to Save Money That End Up Costing You More   14 years 26 weeks ago

    Other way around Pat, it's (very) roughly 7 miles for every $1. If it's the other way around, I believe you're driving an Armored Personnel Carrier.

  • 10 Things You Do to Save Money That End Up Costing You More   14 years 26 weeks ago

    I'm guilty...

    I often drive out of my way to save a few bucks and now that I know the magic formula of $7=1 mile, I'll be cutting back on those trips.

    BUT - I've never gotten a parking ticket, because not feeding a meter is just plain nuts.

    Thanks for the great list.

  • Ask the Readers: Do You Have a Prenup?   14 years 26 weeks ago

    Liked on FB!

  • Ask the Readers: Do You Have a Prenup?   14 years 26 weeks ago

    Liked on FB!

  • Ask the Readers: Do You Have a Prenup?   14 years 26 weeks ago

    I'd consider getting one, though highly unlikely.

  • CitiMortgage Told Me to Default on My Loan   14 years 26 weeks ago

    I have a mortgage with Citi and since Citi bought it from ABN-AMRO and wasn't the originator, they won't let me refi even though I meet all of the HARP 2.0 standards and my LTV is almost at 100% Citi tells me Freddie claims it as ineligible since it wasn't a full docs loan. I provided 2 or 3 years tax returns and am self employeed so I don't know what else I could supply other than a w2........ I make more money now than I did when the loan was originated so you think I would be less of a risk. I haven't missed a payment, bought a house I could afford 7 years ago and never took a dime out of it when I could have. Citi has no real commitment to its customers, only its shareholders. I've found another lender willing to go up to 125% LTV so once I refi with them, I'll be done with Citi. Next loan around will be done with a regional lender, not a Wall Street Bank.

  • How to Make Moonshine   14 years 26 weeks ago

    "Heyolboy"

  • 4 Self-Discipline Tricks I Learned From the Marathon   14 years 26 weeks ago

    Never ran a marathon, but I learned that big goals are completed in small chunks. How to eat an Elephant, bite by bite.

    I love the energy behind this article, it's really something. Hoaxing yourself, priceless. I remember doing that one with studying. I am wondering why I stopped doing it lately.

    Everything goes when you fuel it with passion. Finishing the marathon is one of those things that you need to pull as much passion as possible.

    Because there is a similarity between life and a marathon. And we need to push, until all that pain from pushing hard turns into pleasure of success, once we cross that finish line.

  • Big List of Student Discounts   14 years 26 weeks ago

    If you are going back to school for retraining or taking a class at community college with a college ID, then you might qualify for these deals as well.

  • Ask the Readers: Do You Have a Prenup?   14 years 26 weeks ago

    I'm not married but I would not consider having a pre-nup. I believe that marriage is a covenant commitment made for life. The idea that the groundwork has already been laid to facilitate a divorce got against that belief.

  • 10 Monthly Bills You Can Slash   14 years 26 weeks ago

    Re #1 - I would add a suggestion to inquire if your employer has a discount set up with one of the carriers. I'm saving ~$20 a month.

  • Horizon Organic Milk: Is it All Just Lies?   14 years 26 weeks ago

    This post does an injustice to organic products and Horizon Organic. The stance Paul takes on growth hormones omits the "added" in "growth hormones". Non-organic producers can freely ADD growth hormones to cattle in order to increase milk production. This practice is not done by Horizon as stated by their label. Paul, that was a mistake, at best, on your part.
    The same can be said about Paul's evaluation of the "access to pasture." Until you make a trip to the farms and report on the conditions of the cows, it would be best not to make generalizations based on your present working conditions. Please check your facts before making inflammatory statements simply to push your blog numbers.

  • Ask the Readers: Do You Have a Prenup?   14 years 26 weeks ago

    https://twitter.com/#!/KelRo1/status/161920088855937025

  • Ask the Readers: Do You Have a Prenup?   14 years 26 weeks ago

    Like you on FB.

  • Ask the Readers: Do You Have a Prenup?   14 years 26 weeks ago

    No, I don't have a pre-nup. My husband and I got married when we were both 25, and we had no real money or assets. Plus we had been dating since we were 19 and lived together for a few years before the wedding, so we were confident we were staying together and had combined our finances for a while even before making it official. I'm happy to say that we're still going strong on our 15th year of marriage and, even though we have a little more money than we did back then, we don't regret skipping the pre-nup.

  • The Best Ways to Whiten Your Teeth   14 years 26 weeks ago

    Great tips. I was just thinking about whitening again today, wondering whether I'd do the dentist or home route. I think I'll start w/ the home one for now, based on this (avoiding the DIY route...I'm just $%#! this up....).

  • Ask the Readers: Do You Have a Prenup?   14 years 26 weeks ago

    I think if you need a prenup, you should not get married.