What a coincidence, today was about the money talk at kickdebtoff. As we were talking with my wife last evening about the subject, one thing that we obviously agreed was that money conversations will only work if you are in a relationship that fosters communication. If you cannot communicate freely with your spouse on other aspects of relationship, money talk will certainly be a challenge
The truth is that financial freedom takes constant effort. You don't magically have it once your debt is paid off. In fact, once you stop your efforts, you could end up back in debt! Financial freedom requires planning and consistency.
I am a huge fan of home cooking.... stews, soups, casseroles, etc. My husband hates eating leftowvers for lunch the next day, so I started making an extra batch of whatever I'm preparing at the time and portioning it out into individual servings. Now when I go to fix his lunch the next day I can pull out something from a couple of weeks or so ago and it's not the same thing he had for dinner the night before. He used to laugh at me for doing this, but when I had to go into the hospital suddenly and spent several days there, he was grateful, because all he had to do was thaw & heat some of the prepared stuff for him and the kids. It's also great to have some extra casseroles & such on hand for those times that you want to do something nice for someone else. Just remember to clearly label and date what each package is. Some foods DO lose nutironal value if frozen too long!
Good post! My feeling is that people mistakenly think they'll have all sorts of financial freedom once they're out of debt. I think that staying out of debt is harder than because you can't spend, spend, spend.
How do you pay your mortgage with your credit card with no penalties? My mortgage is with Wells Fargo. I heard you can set up a money market and link it to your credit card and do it this way?
I am very willing to buy thrift clothes that are good quality but have rips, flaws or busted zippers. For the quality that I can find it is so worth the time to do repairs. I also buy silk scarves and leather belts that look like they have problems. Our local thrift sells tooled leather belts for 10 cents, most of them are cracked by the holes but these can be cut down to make the most beautiful dog collars and very funky bracelets. Some of them are worth buying just for the high quality buckles and I match them up latter with leather belts that have ugly buckles. You can cut up silk scarves that have holes or permanent stains to make very luxurious pillows and sachets or use the fabric for other sewing projects.
I don't know if this is true but I was told years ago that unsold garment are sold to the manufacturers that make the ugly gray cloth that line the trunks of cars.
I think the only garments that most thrift stores don't want are those that have a strong body odor. If it is clean then donate it.
There are many types of plastic. Some are able to hold only room temp liquids, but will still pass small amounts of oxygen that affect the taste of fermentation. This would affect beers and wines more so then mash.
There are other plastics that can handle the temps, such as used in a microwave oven. They do not break down and emit chemicals.
There are plastics designed for chemicals. They store things in them such as chlorine, glycol and yes, alcohol.
You need to be sure to use a food grade and chemical resistant. I find that a pickle bucket works well. It is food grade and withstands a very harsh chemical, acid. You will need to clean it well. Bleaching a lot. I have had some funny smells from some beer for the first run, but was gone on the second.
There is plastic out there that can be used with alcohol and temps up to a level that can be trusted for such things as the "amazing still". This is a great concept and can be run in your closet while you are away.
As far as the taste. The sugar wine would be drinkable as is, even if it picks up taste from the plastic. So long as you have chemical resistant plastic. Jacking will intensify what ever flavour you have. If it’s sweet, it will be sweeter. Alcohol will be stronger. Odors or bouquets will be more pronounced. The only thing you are doing, is physically removing water.
I was searching through the internet and i came across your program me wish am very interested in it and i will like to participate in your program mes worldwide, i will like you to get back to me so as to know the requirement.
Thanks and God bless. With great regard, Adedeji
I am presently employed in the hospitality industry, the customers are fabulous, the staff are eveyone for themselve and you never get a thank you for anything, i have been with the company for 7 years and only just started at another site two months ago so i am learning in a new department, everyone expect you to know everything and anything goes wrong eveyone starts to point fingers, when my phone rings when iam at home i literally starts to tremble because i keep thinking what did i do wrong, what trouble am i in now, becaused that's all i keep getting you did this wrong you didn't do this or you hear them whispering at the back about you, i mention to the boss my situation but nothing i went trying to find a new site, then changed my mind because i told myself i can do this no one is going to get me out, but now i am thinking i made the worst mistake of my life, this is nothing close to what i was expecting when i went for the interview.
Wow I never knew you guys went to Aldi. I have so many fond memories of going there when I was a student. Great place. The pain au chocolats are so nice!
the worst thing about retro games on a new tv isn't the picture quality... they look pretty good on my 52" samsung, not perfect, but good. The lag is so much worse... so many atari games depend on high speed movements... almost impossible to play at all. Nintendo isn't much better, there is no way in hell I'm going to Punch Out Tyson on there.
This is the comment I was looking for. Our system requires people to continue spending, continuing buying. They don't want you in debt. They just want you to use other people's money (banks), and grow that money. That therefore makes the whole system increase.
Freezing fully-prepped food is in no way always subpar to cooking fresh. Like Julie said, there are nutritional benefits to doing so: cooking a casserole with fresh broccoli the day you pick it up from the store and then freezing it can be far more nutritious than letting that same broccoli sit even 2 or 3 days in your fridge before cooking a "fresh" meal -- as nutrition lessons quickly during the time you let it sit in the fridge.
There are also some delicious side affects of freezer cooking. I often buy fresh meats and drench them in homemade marinades before popping them in the freezer. Not only does it allow me to be on the ball for drop-in guests who show up and expect a little more than "take out," but it allows the meats to be infused with the fresh herbs and spices during the time it's in the freezer. The flavor can't be beat!
To the commenters who somehow think that freezer cooking always equates to "leftovers," many recipes allow you to cook a meal partially and then freeze, leaving the remaining steps, garnishes, and fresh additions for after you've thawed it. This is a sort-of hybrid technique that is mentioned in many of the popular batch cooking books available online. It's not really a leftover, because you haven't cooked it all the way (and you haven't already eaten it, either.)
FYI - Freezer cooking can be a wonderful way to extend your hospitality and give back to the community as well! When a family friend was in the hospital and her hubby had a hard time getting hot meals on the table for the kids while working his grueling 12-hour shifts, he really appreciate our "frozen-ahead of time" lasagna. Do you think they knew the difference? NO. We heated it up, paired it with a loaf of french bread and a nice tossed salad, and they were so grateful for the hot AND delicious meal. Sometimes, a little foresight can do more than benfit your own family -- it can help others, too!
to be honest, most items you eat at a restaurant have been frozen before. Survey the restaurant if you don't believe. Freezing meals makes smart sense actually. Not for everyone and I understand that.
JAPAN! I'm here now and it's a rarity that you can use a credit card anywhere except major hotels, chains, etc. CASH RULES HERE!! It's taken me a year to get used to carrying a large wad of cash with me everywhere, but the truth is that you HAVE to (and everyone does)...you can't rely on debit or credit cards here as backups!
They tried to get the nation to spend more money last year to boost the economy by handing out a stimulus check to everyone, but it backfired because the people just put it into their savings! One of my co-workers confided in me that he was stressed out because of his credit card debt, which was about $400. Totally different world here concerning money!
I have to laugh at the people who are grossed out by "frozen leftovers". Have you ever bought a frozen Stauffer's lasagna? What about one of those meal-in-a-bag stews? A frozen pizza? That's exactly what this is, except those of us who do it make our own frozen convenience foods, out of fresh, delicious ingredients, in our own kitchens. I'm a medical student, and a couple times a week I make something that I can prepare extra of, and freeze - that way, when I start studying for board exams this spring and am really short on time, we'll still have healthy, homecooked meals to eat.
Tamales are great to freeze, too. When I make tamales I make a big batch with different spices so that I have a variety of tamales in the freezer. These things keep for 6 months easily.
What a coincidence, today was about the money talk at kickdebtoff. As we were talking with my wife last evening about the subject, one thing that we obviously agreed was that money conversations will only work if you are in a relationship that fosters communication. If you cannot communicate freely with your spouse on other aspects of relationship, money talk will certainly be a challenge
The truth is that financial freedom takes constant effort. You don't magically have it once your debt is paid off. In fact, once you stop your efforts, you could end up back in debt! Financial freedom requires planning and consistency.
I am a huge fan of home cooking.... stews, soups, casseroles, etc. My husband hates eating leftowvers for lunch the next day, so I started making an extra batch of whatever I'm preparing at the time and portioning it out into individual servings. Now when I go to fix his lunch the next day I can pull out something from a couple of weeks or so ago and it's not the same thing he had for dinner the night before. He used to laugh at me for doing this, but when I had to go into the hospital suddenly and spent several days there, he was grateful, because all he had to do was thaw & heat some of the prepared stuff for him and the kids. It's also great to have some extra casseroles & such on hand for those times that you want to do something nice for someone else. Just remember to clearly label and date what each package is. Some foods DO lose nutironal value if frozen too long!
I enjoyed this blog post so much, I blogged about it myself.
Good post! My feeling is that people mistakenly think they'll have all sorts of financial freedom once they're out of debt. I think that staying out of debt is harder than because you can't spend, spend, spend.
How do you pay your mortgage with your credit card with no penalties? My mortgage is with Wells Fargo. I heard you can set up a money market and link it to your credit card and do it this way?
I am very willing to buy thrift clothes that are good quality but have rips, flaws or busted zippers. For the quality that I can find it is so worth the time to do repairs. I also buy silk scarves and leather belts that look like they have problems. Our local thrift sells tooled leather belts for 10 cents, most of them are cracked by the holes but these can be cut down to make the most beautiful dog collars and very funky bracelets. Some of them are worth buying just for the high quality buckles and I match them up latter with leather belts that have ugly buckles. You can cut up silk scarves that have holes or permanent stains to make very luxurious pillows and sachets or use the fabric for other sewing projects.
I don't know if this is true but I was told years ago that unsold garment are sold to the manufacturers that make the ugly gray cloth that line the trunks of cars.
I think the only garments that most thrift stores don't want are those that have a strong body odor. If it is clean then donate it.
Use code CC120011 to save 11% for a limited time, 5% after that. Also get an extra $5 when you sell you used textbooks.
Chegg saves me a ton of $ every semester!
There are many types of plastic. Some are able to hold only room temp liquids, but will still pass small amounts of oxygen that affect the taste of fermentation. This would affect beers and wines more so then mash.
There are other plastics that can handle the temps, such as used in a microwave oven. They do not break down and emit chemicals.
There are plastics designed for chemicals. They store things in them such as chlorine, glycol and yes, alcohol.
You need to be sure to use a food grade and chemical resistant. I find that a pickle bucket works well. It is food grade and withstands a very harsh chemical, acid. You will need to clean it well. Bleaching a lot. I have had some funny smells from some beer for the first run, but was gone on the second.
There is plastic out there that can be used with alcohol and temps up to a level that can be trusted for such things as the "amazing still". This is a great concept and can be run in your closet while you are away.
As far as the taste. The sugar wine would be drinkable as is, even if it picks up taste from the plastic. So long as you have chemical resistant plastic. Jacking will intensify what ever flavour you have. If it’s sweet, it will be sweeter. Alcohol will be stronger. Odors or bouquets will be more pronounced. The only thing you are doing, is physically removing water.
I was searching through the internet and i came across your program me wish am very interested in it and i will like to participate in your program mes worldwide, i will like you to get back to me so as to know the requirement.
Thanks and God bless. With great regard, Adedeji
I am presently employed in the hospitality industry, the customers are fabulous, the staff are eveyone for themselve and you never get a thank you for anything, i have been with the company for 7 years and only just started at another site two months ago so i am learning in a new department, everyone expect you to know everything and anything goes wrong eveyone starts to point fingers, when my phone rings when iam at home i literally starts to tremble because i keep thinking what did i do wrong, what trouble am i in now, becaused that's all i keep getting you did this wrong you didn't do this or you hear them whispering at the back about you, i mention to the boss my situation but nothing i went trying to find a new site, then changed my mind because i told myself i can do this no one is going to get me out, but now i am thinking i made the worst mistake of my life, this is nothing close to what i was expecting when i went for the interview.
Wow I never knew you guys went to Aldi. I have so many fond memories of going there when I was a student. Great place. The pain au chocolats are so nice!
The simple solutions article is a great one. Loved it. Keep it up!
is absolutely gorgeous. It is going to be one of the hardest things for me to personally give up when I eventually go Vegan.
2 free annual credit report with or free dispute of credit report or free credit scores for nj residents or
Coupon clippigs - checked
Eating out less - checked
Good Bye Verizon's pricey monthly bill, hello Straight Talk - checked!
the worst thing about retro games on a new tv isn't the picture quality... they look pretty good on my 52" samsung, not perfect, but good. The lag is so much worse... so many atari games depend on high speed movements... almost impossible to play at all. Nintendo isn't much better, there is no way in hell I'm going to Punch Out Tyson on there.
This is the comment I was looking for. Our system requires people to continue spending, continuing buying. They don't want you in debt. They just want you to use other people's money (banks), and grow that money. That therefore makes the whole system increase.
Freezing fully-prepped food is in no way always subpar to cooking fresh. Like Julie said, there are nutritional benefits to doing so: cooking a casserole with fresh broccoli the day you pick it up from the store and then freezing it can be far more nutritious than letting that same broccoli sit even 2 or 3 days in your fridge before cooking a "fresh" meal -- as nutrition lessons quickly during the time you let it sit in the fridge.
There are also some delicious side affects of freezer cooking. I often buy fresh meats and drench them in homemade marinades before popping them in the freezer. Not only does it allow me to be on the ball for drop-in guests who show up and expect a little more than "take out," but it allows the meats to be infused with the fresh herbs and spices during the time it's in the freezer. The flavor can't be beat!
To the commenters who somehow think that freezer cooking always equates to "leftovers," many recipes allow you to cook a meal partially and then freeze, leaving the remaining steps, garnishes, and fresh additions for after you've thawed it. This is a sort-of hybrid technique that is mentioned in many of the popular batch cooking books available online. It's not really a leftover, because you haven't cooked it all the way (and you haven't already eaten it, either.)
FYI - Freezer cooking can be a wonderful way to extend your hospitality and give back to the community as well! When a family friend was in the hospital and her hubby had a hard time getting hot meals on the table for the kids while working his grueling 12-hour shifts, he really appreciate our "frozen-ahead of time" lasagna. Do you think they knew the difference? NO. We heated it up, paired it with a loaf of french bread and a nice tossed salad, and they were so grateful for the hot AND delicious meal. Sometimes, a little foresight can do more than benfit your own family -- it can help others, too!
Great article, Elizabeth!!!
Linsey Knerl
to be honest, most items you eat at a restaurant have been frozen before. Survey the restaurant if you don't believe. Freezing meals makes smart sense actually. Not for everyone and I understand that.
@Guest (above) - Thanks for the observation! It has changed since writing this post; I removed the link.
The above post was in response to Molly, who asked if there was any country that didn't really reward debt...
JAPAN! I'm here now and it's a rarity that you can use a credit card anywhere except major hotels, chains, etc. CASH RULES HERE!! It's taken me a year to get used to carrying a large wad of cash with me everywhere, but the truth is that you HAVE to (and everyone does)...you can't rely on debit or credit cards here as backups!
They tried to get the nation to spend more money last year to boost the economy by handing out a stimulus check to everyone, but it backfired because the people just put it into their savings! One of my co-workers confided in me that he was stressed out because of his credit card debt, which was about $400. Totally different world here concerning money!
I have to laugh at the people who are grossed out by "frozen leftovers". Have you ever bought a frozen Stauffer's lasagna? What about one of those meal-in-a-bag stews? A frozen pizza? That's exactly what this is, except those of us who do it make our own frozen convenience foods, out of fresh, delicious ingredients, in our own kitchens. I'm a medical student, and a couple times a week I make something that I can prepare extra of, and freeze - that way, when I start studying for board exams this spring and am really short on time, we'll still have healthy, homecooked meals to eat.
Tamales are great to freeze, too. When I make tamales I make a big batch with different spices so that I have a variety of tamales in the freezer. These things keep for 6 months easily.