I can assure you that this was not the intention. Healthcare, in any incarnation, affects the wallets of every single one of us. I wanted to give my perspective as someone who had lived both sides of the coin. As we have said many times, we need to have the freedom to post something that is not 100% about bargains or deals. By all means pick and choose the articles you like. As Wayne's World once said, "Led Zeppelin didn't write tunes that everyone liked. They left that to the Bee Gees."
My brother used to make them when he was a teen. He also had a horrible temper which we attributed to his intake of sugar. I tried it a time or two. Tastes pretty good, but even at such a young (preteen) age I realized it was really bad for me.
I was amazed when I got to college and realized how much the "normal" kids eat takeout... We rarely went out to eat when I was a kid, or got takeout food. It was all groceries, coupons, leftovers. Since I took those attitudes with me to school, I ate a lot better than most college kids.
While my parents didn't openly admit to so much of these, I can totally relate. I think a lot of these were actually based in some cultural norms from when my grandparents were immigrants to this country. Lard on toast wasn't unusual, so a lard sandwhich wouldn't be too weird (although you won't catch me eating this alive.)
The "Helper" thing is really funny. We still do a version of this where we use two boxes of "Helper" and 1/2 pound of hamburger (we also add kidney beans for even more fabulous flavor. LOL)
Thanks for bringing back some memories that I've worked hard to try and forget :) These are a riot!
You'll need to examine your mortgage documents to determine whether paying early (but not extra) will really reduce overall interest accrued. In a traditional mortgage, interest is calculated on a monthly basis and you won't save money if you pay early; using a simple interest mortgage, interest is calculated more frequently, so you can save money in the long-term if you pay early. For a more in-depth discussion and illustrations, see these posts by the Mortgage Professor:
We're needy this year but we aren't on any gift lists. Many people are hurting this year with so many losing jobs and in my own kids words "This year Christmas is going to suck, Santa won't be coming." I assured him Santa comes to all the little kids. He's in that stage where he doesn't know whether he believes or not.
Most kids are influenced by what they see other kids at school getting and from commercials and when we feed them the idea of Santa and "wish lists" the kids are going to "dream big".
So in hopes Santa will come, my 4th grader wants things like mp3, cell phone, Wii, a $60 space show small building blocks set and a $100 rc car from specific toy store and he didn't know the prices, I looked them up.
I explained to him that I'm sure Santa also thinks of what the parents can or can't afford when bringing toys such as parents may not be able to afford monthly cell phone bills (mom and dad doesn't even have a cell anymore) and can't afford to buy the extra games for Wii and can't afford to buy songs for mp3s. I do hope people keep this in mind when purchasing toys for the needy. You're hearing this straight from a mom who's on a very tight budget here.
So why don't you guys just get the kids something age appropriate and more affordable instead?
And to the lady who thinks people who have food, clothes, a computer and tv means children can't be needy, please rethink that. We do have food, but the gift money was budgeted out of the grocery funds and we rarely get the foods we'd really like to have anyhow. We also have clothes, which came from second hand stores. Our computer is very old, bought already used years ago when times were better for $100 and the tv was given to us by a relative who had a spare one. Sometimes we don't have the money to cover our bills, so what does it mean to be needy?
So far we've spent $40 by getting a small set of blocks, a micro rc car, and two nice metal miniature cars. Even these toys add up when you only buy a few. But bills be damned, kids don't deserve to be missed by Santa.
The older two teens still need a coat, which may come used from the second hand store since they're too old for Santa.
Also as far as the lady who complained about toys being returned. A few years ago we had to return one because Santa had brought the same toy a grandparent had given. One had to be returned and no we don't do drugs or buy beer, and that's the kid's money anyway, geesh.
We won't be able to get the relatives gifts this year. I don't think I'll even be able to face them out of shame for the annual family get together.
Now I'm already expecting to get bashed because we're "needy" and I admitted it. Don't waste your energy. We aren't on anyone's needy list and we won't be! I just wish some of you would think about what it means and how it feels to be in "our" shoes and struggling and doing without so dang much because I'm sure the ones on the lists are probably a lot like my family is at this time. Honestly, I wouldn't even want any help from some of these people who would only want to sit around and judge and condemn us.
I hope those kids on the trees do get at least something from Santa so his spirit does live on and I hope the spirit behind those gifts is the right one.
Here are the statistics for infant mortality per country. The countries with universal health care all provide a better chance for a baby to survive to his first birthday. These statistics do _NOT_ include abortions:
If I was pregnant, I would seriously consider being a reverse boat person, and sneak into Cuba for health care. They are one of the "developed" countries with a lower infant mortality rate.
Another tip for those of you who record music at home.
You can use the pantyhose to create a filter screen to put in front of microphones when singing. It prevents the singer creating "plop" sounds when singing words with "b" "p", etc. and stops too much breathing going in the mike, rather than the voice.
I use a piece of coat hanger, that I shape in a circle and stretch the pantyhose on it. Then I attach this 2-3cm in front of the mic.
Result of an interview depends upon the preferences and perceptions of the personals taking the interview.....the same answer may give you a Job and the same answer somewhere else may not........
Result of an interview depends upon the preferences and perceptions personals taking the interview.....the same answer may give you a Job and the same answer somewhere else may not........
I just finished a cup of chickweed tea. I dried it and brewed it with some Thai Basil and Mint then added a packet of Stevia sweetener and Hazelnut creamer. Delicious! I've steamed it and eaten it raw in salad as well but I find it has a very strong texture and strong "green" taste. I am much more fond of Lambsquarters. They cook up like spinach and have a very mild flavor and are quite tender.
I cut 1" strips of pantyhose leg material and use it to tie up my tomato plants. It doesn't damage the fragile stalks, it gives a little but not too much.
I've read some of the highest quality toilet papers do not properly disintegrate and can clog up a septic tank. The same goes with flushable wipes which have been known to even clog the drain lines from the house. We stick with mid-grade toilet paper and save money in paper and costly plumbing services.
Oh and sorry for my typo: "father" was supposed to be capitalized- as in God. See I believe that God gave me a very important gift that I didn't deserve. He gave me mercy. When I acted like a spoiled, rotten child he extended me grace, not judgement. That's what happened on the cross. He died and with that he erased all of my poor behavior, and also gave me the gift of life. It is probably why I have a very different outlook. If you're interested, you can learn more info about my outlook on life at www.thevillagechurch.net
You don't really have to increase your monthly mortgage payment in order to pay off your house early. The only adjustment you have to make is through your scheduled monthly payments. First of all, interest rates are calculated daily and NOT monthly like all banks want us to believe. For example, if your mortgage payment is due on the 30th of every month, if you pay your monthly mortgage payment on the 20th of every month, you're saving 10 days of daily interest. You don't need HELOC or whatever software to payoff your house early. All you need is just adjustment on how early you are paying your monthly mortgage. Remember, interest rate are calculated DAILY and NOT monthly.
What in the heck is wrong with everyone??? A child who can barely afford to feed themselves asks for the very biggest and bes thing thing they can think of, and you want to SHAME them? Maybe my outlook is different because I'm a follower of Jesus. Time and time again my father has given me outrageous things. Not just things I don't deserve, but things that are simply outlandish because of his love for me. Therefore I am more than happy to take a percentage of our paycheck and spend it on a child who "deserves" material things just as much as I "deserve" anything in my life that I have ever received. So we spent $600 this year on a 17 year old boy. Was it more than I spent on my family and my own husband? It sure was. But we can buy the things we want any time of the year. So I got that kid every material thing his heart could ask for: Designer Jeans, a work wardrobe complete with shoes, an iPod touch, and Kobe IV Basketball shoes- does he deserve it? Probably not. But then, neither do I. My money is not my own, it is the Lord's and I choose to use it to bless HIS children in the same way I would bless my own.
Oh, and we aren't rich. In fact when my husband and I both lost our jobs and had NO income for 2.5 months it sure changed our perspective. It's been a rough year financially, but we choose to honor God with our giving.
"Darn Needy kids- with their iPods, X boxes and their fancy tennis shoes. Wish I was needy!"
I hope you encounter the love of God in the same way we have this year. Maybe you would get a reality check.
I can assure you that this was not the intention. Healthcare, in any incarnation, affects the wallets of every single one of us. I wanted to give my perspective as someone who had lived both sides of the coin. As we have said many times, we need to have the freedom to post something that is not 100% about bargains or deals. By all means pick and choose the articles you like. As Wayne's World once said, "Led Zeppelin didn't write tunes that everyone liked. They left that to the Bee Gees."
Can you help with ratio and whether to put on BEFORE ICE FORMS today, or AFTER ? Thanks so much. I, too, have broken leg and ankle.
Sorry, I thought I was replying to MrsCasanova. My comment was about sugar and butter sandwiches.
My brother used to make them when he was a teen. He also had a horrible temper which we attributed to his intake of sugar. I tried it a time or two. Tastes pretty good, but even at such a young (preteen) age I realized it was really bad for me.
I was amazed when I got to college and realized how much the "normal" kids eat takeout... We rarely went out to eat when I was a kid, or got takeout food. It was all groceries, coupons, leftovers. Since I took those attitudes with me to school, I ate a lot better than most college kids.
While my parents didn't openly admit to so much of these, I can totally relate. I think a lot of these were actually based in some cultural norms from when my grandparents were immigrants to this country. Lard on toast wasn't unusual, so a lard sandwhich wouldn't be too weird (although you won't catch me eating this alive.)
The "Helper" thing is really funny. We still do a version of this where we use two boxes of "Helper" and 1/2 pound of hamburger (we also add kidney beans for even more fabulous flavor. LOL)
Thanks for bringing back some memories that I've worked hard to try and forget :) These are a riot!
Linsey Knerl
more like poor parents than frugal ones...the list is misnamed.
Never tried mayo sandwiches or butter and sugar, but I have eaten many ketchup sandwiches and enjoyed every one.
great sites! I just wanted to let you know that I tweeted this article. Thank you!
ewww sugar and butter sandwich? talk about a heart attackk! that is disgusting! has anyone ever done that?
Healthcare is not a basic right.
It isn't change itself we are afraid of- it's the change to socialism or government provided services we are afraid of.
"A government big enough to give you everything you want is big enough to take away everything you have." - Thomas Jefferson
Is your great uncle available for sharing on the blog? Some tid bits of info on styles and techniques would be a boon.
This seems to more a post on how to get lots of people to comment. What happened to "living large on a small budget"?
Politics and controversy gets lots of comments, I get it already.
You'll need to examine your mortgage documents to determine whether paying early (but not extra) will really reduce overall interest accrued. In a traditional mortgage, interest is calculated on a monthly basis and you won't save money if you pay early; using a simple interest mortgage, interest is calculated more frequently, so you can save money in the long-term if you pay early. For a more in-depth discussion and illustrations, see these posts by the Mortgage Professor:
Does it pay to make mortgage payments early?
What are simple interest mortgages?
We're needy this year but we aren't on any gift lists. Many people are hurting this year with so many losing jobs and in my own kids words "This year Christmas is going to suck, Santa won't be coming." I assured him Santa comes to all the little kids. He's in that stage where he doesn't know whether he believes or not.
Most kids are influenced by what they see other kids at school getting and from commercials and when we feed them the idea of Santa and "wish lists" the kids are going to "dream big".
So in hopes Santa will come, my 4th grader wants things like mp3, cell phone, Wii, a $60 space show small building blocks set and a $100 rc car from specific toy store and he didn't know the prices, I looked them up.
I explained to him that I'm sure Santa also thinks of what the parents can or can't afford when bringing toys such as parents may not be able to afford monthly cell phone bills (mom and dad doesn't even have a cell anymore) and can't afford to buy the extra games for Wii and can't afford to buy songs for mp3s. I do hope people keep this in mind when purchasing toys for the needy. You're hearing this straight from a mom who's on a very tight budget here.
So why don't you guys just get the kids something age appropriate and more affordable instead?
And to the lady who thinks people who have food, clothes, a computer and tv means children can't be needy, please rethink that. We do have food, but the gift money was budgeted out of the grocery funds and we rarely get the foods we'd really like to have anyhow. We also have clothes, which came from second hand stores. Our computer is very old, bought already used years ago when times were better for $100 and the tv was given to us by a relative who had a spare one. Sometimes we don't have the money to cover our bills, so what does it mean to be needy?
So far we've spent $40 by getting a small set of blocks, a micro rc car, and two nice metal miniature cars. Even these toys add up when you only buy a few. But bills be damned, kids don't deserve to be missed by Santa.
The older two teens still need a coat, which may come used from the second hand store since they're too old for Santa.
Also as far as the lady who complained about toys being returned. A few years ago we had to return one because Santa had brought the same toy a grandparent had given. One had to be returned and no we don't do drugs or buy beer, and that's the kid's money anyway, geesh.
We won't be able to get the relatives gifts this year. I don't think I'll even be able to face them out of shame for the annual family get together.
Now I'm already expecting to get bashed because we're "needy" and I admitted it. Don't waste your energy. We aren't on anyone's needy list and we won't be! I just wish some of you would think about what it means and how it feels to be in "our" shoes and struggling and doing without so dang much because I'm sure the ones on the lists are probably a lot like my family is at this time. Honestly, I wouldn't even want any help from some of these people who would only want to sit around and judge and condemn us.
I hope those kids on the trees do get at least something from Santa so his spirit does live on and I hope the spirit behind those gifts is the right one.
Merry Christmas or Bah-Humbug
Here are the statistics for infant mortality per country. The countries with universal health care all provide a better chance for a baby to survive to his first birthday. These statistics do _NOT_ include abortions:
https://www.cia.gov/library/publications/the-world-factbook/rankorder/20...
If I was pregnant, I would seriously consider being a reverse boat person, and sneak into Cuba for health care. They are one of the "developed" countries with a lower infant mortality rate.
Hi!
Thanks for all the tips.
Another tip for those of you who record music at home.
You can use the pantyhose to create a filter screen to put in front of microphones when singing. It prevents the singer creating "plop" sounds when singing words with "b" "p", etc. and stops too much breathing going in the mike, rather than the voice.
I use a piece of coat hanger, that I shape in a circle and stretch the pantyhose on it. Then I attach this 2-3cm in front of the mic.
Hope it helps!
Result of an interview depends upon the preferences and perceptions of the personals taking the interview.....the same answer may give you a Job and the same answer somewhere else may not........
Just hope each time u r lucky enough...
Result of an interview depends upon the preferences and perceptions personals taking the interview.....the same answer may give you a Job and the same answer somewhere else may not........
Just hope each time u r lucky enough...
I just finished a cup of chickweed tea. I dried it and brewed it with some Thai Basil and Mint then added a packet of Stevia sweetener and Hazelnut creamer. Delicious! I've steamed it and eaten it raw in salad as well but I find it has a very strong texture and strong "green" taste. I am much more fond of Lambsquarters. They cook up like spinach and have a very mild flavor and are quite tender.
I cut 1" strips of pantyhose leg material and use it to tie up my tomato plants. It doesn't damage the fragile stalks, it gives a little but not too much.
I've read some of the highest quality toilet papers do not properly disintegrate and can clog up a septic tank. The same goes with flushable wipes which have been known to even clog the drain lines from the house. We stick with mid-grade toilet paper and save money in paper and costly plumbing services.
Oh and sorry for my typo: "father" was supposed to be capitalized- as in God. See I believe that God gave me a very important gift that I didn't deserve. He gave me mercy. When I acted like a spoiled, rotten child he extended me grace, not judgement. That's what happened on the cross. He died and with that he erased all of my poor behavior, and also gave me the gift of life. It is probably why I have a very different outlook. If you're interested, you can learn more info about my outlook on life at www.thevillagechurch.net
You don't really have to increase your monthly mortgage payment in order to pay off your house early. The only adjustment you have to make is through your scheduled monthly payments. First of all, interest rates are calculated daily and NOT monthly like all banks want us to believe. For example, if your mortgage payment is due on the 30th of every month, if you pay your monthly mortgage payment on the 20th of every month, you're saving 10 days of daily interest. You don't need HELOC or whatever software to payoff your house early. All you need is just adjustment on how early you are paying your monthly mortgage. Remember, interest rate are calculated DAILY and NOT monthly.
What in the heck is wrong with everyone??? A child who can barely afford to feed themselves asks for the very biggest and bes thing thing they can think of, and you want to SHAME them? Maybe my outlook is different because I'm a follower of Jesus. Time and time again my father has given me outrageous things. Not just things I don't deserve, but things that are simply outlandish because of his love for me. Therefore I am more than happy to take a percentage of our paycheck and spend it on a child who "deserves" material things just as much as I "deserve" anything in my life that I have ever received. So we spent $600 this year on a 17 year old boy. Was it more than I spent on my family and my own husband? It sure was. But we can buy the things we want any time of the year. So I got that kid every material thing his heart could ask for: Designer Jeans, a work wardrobe complete with shoes, an iPod touch, and Kobe IV Basketball shoes- does he deserve it? Probably not. But then, neither do I. My money is not my own, it is the Lord's and I choose to use it to bless HIS children in the same way I would bless my own.
Oh, and we aren't rich. In fact when my husband and I both lost our jobs and had NO income for 2.5 months it sure changed our perspective. It's been a rough year financially, but we choose to honor God with our giving.
"Darn Needy kids- with their iPods, X boxes and their fancy tennis shoes. Wish I was needy!"
I hope you encounter the love of God in the same way we have this year. Maybe you would get a reality check.