Okay, num.1 Your front bumper may recover shape, but not likley. Try it anyways,can't hurt.. Only the fact is the bumper supporting it my have a dent or even have pushed the bumper "shock" in which may not always return to original position. Remember air bags people! They don't always deploy, Wait at least 20 min. before you try turning your ignition key on. Good luck.
Many people who have left posts for this article condemn the minimum wage increase. I wonder if many of those individuals have actually worked a minimum wage job. The first thing I want to challenge is the notion that miniumum wage workers have no skills. There are many industries that pay very low, yet require education and the use of various skills like child care workers. I worked as a preschool teacher aide and had to complete various classes and certifications. When is teaching not a skill? Custodial, restraunt, retail and various labor jobs also require the development and use of many skills whether its multi-tasking, communication skills, use of various technologies and equipment and ect. Really, when it comes to pay, low pay does not equate no skills. I remember approaching my local paper about a position as a reporter and they said they paid between $9 to $11 an hour to start. And that's for a college graduate with experience. I understand many people are concerned that the increase will result in layoffs and loss of hours, but the truth is that many industries do this anyhow on a regular basis. I worked retail when the economy was up. It can be expected that one week you get 40 hours, another week you get 20. And if business suddenly slows down or they can get someone even cheaper to do the job, they can let you go for whatever frivolous reason--and then, deny you of unemployment. The bottom line is that society just doesn't pay enough respect to low-wage workers.
As a long-time retail employee who hates Black Friday (lol)
I can tell you, NO they do not always make a profit on the Black Friday deals. Some of the big-ticket doorbusters (those cheap big screen TVs, for example) are sold BELOW cost on Black Friday, to draw those crowds in to one store over another. Once they are in, they will buy plenty there to make up the difference.
A job doesn't need to represent how you are defined; that is to say, one can work and have "passions" on the side. We often forget in the US that a profession doesn't need to be the only aspect of one's life that can provide for an interesting existence(one can work full time and also enjoy passions - it's not a black and white thing).
Everyone knows about how much money one can save by making coffee at home, but even the most frugal PF gurus buy a cup of coffee or two at work. Try this handheld coffee make at work and save money (it makes good coffee and requires only boiling water and no power, I've been using it for a while): http://bit.ly/3p8azC
It's great to pursue something you're passionate about, but you also have to balance what is going to make you happy with what your goals are in life.
In order to do this, you have to figure out what you value in life and, ultimately, what your goals are. Is it having a lot of money? Is it spending time with loved ones? Is it being able to travel the world? Is it having a lot of free time?
You should list all the things you want out of life, rank these, and then try to find a career that you're passionate about that will also provide you with the best prospects of being able to achieve what you ultimately want out of life.
I think doing this will give you the greatest chance at happiness over the long term, not only because you'll enjoy what you do, but because you'll know it's going to lead you to where you want to be in life.
i appreciate the fact that someone has done what i wanted to do- which is try to make my own- find a cheaper way- so thank you!!!!!!
i will try oil and the tartar - those who luv to do for themselves like me greatly appreciate this and willing to work out all the 'kinks' takes time i am happy to aim for.
do not need a whole lot of it- and its just 2 adults and a 15 yr old! we luv the bought moonsand and the work together/experimenting of this makes it all worth it.
My father just received a check in the mail for $3980.00 with instructions to do a mystery shop to one of these stores was-mart, k-mart, macy's, jc penny or target and he had a $300.00 allowance to spend. he would get paid $175.00 PER HOUR and then to mystery shop western union or money gram by sending $3,200.00 to a disclosed location. it said he could call (514)655-8271 to talk to his assignment coordinator. the thing that caught me as odd the letter is from 221 w. 6th st austin tx the check is from salina ks and the envelope is postmarked in canada. could we or should we report this to the authorities. or is there a dept that is investigating this ever growing problem?
http://www.top-battery.com.au/ http://www.ibuynow.com.au/
We specialize in substitute laptop batteries (laptop battery) packs for, camcorders batteries, digital camera batteries, PDA batteries, mobile phones batteries, and power tools battery, etc. as well as battery chargers
Online shopping for laptop batteries, laptop AC/DC adapters, battery chargers, camcorder batteries, digital camera batteries, PDA batteries, power tool batteries, 2-way radio batteries, GPS batteries, MP3 player batteries, iPod batteries, DVD player batteries, game player batteries, ink cartridges, laser toner,universal battery and more.
Both of my sons were raised with the notion of searching out ways to make their passions their career choice.
And the notion that when your work is something you love -
Life is so much sweeter!
I always balanced this encouragement with a huge dose of REALITY.
Such as their bills must be paid, always.
Also, it would be a good idea to get that college degree.
(Made ole mom happy, anyway!)
Long story short...
Oldest son got his degree in graphic communication and has since built his passion for tattoo arts into a profitable business.
Youngest son is a senior in electronic media and will be pursuing his passion for animation after his internship.
They both keep their expenses low, while building on their dreams.
I think that is the secret, actually.
Yesterday I came home and missed a voicemail blinking on my phone. When I finally picked it up all it said was, "Please enter your pin number." Had I 1)Not been cautious, 2)confused as to which one? I may very well have entered the pin number to my ATM card.
When I called the FBI, I was forwarded to ICE.gov as was I when I called the local sheriff's department. When I had done a reverse phone number lookup it was a cell phone number that I did not recognize and here right in the same city I am located in.
I just wanted to alert people to another one the things going out there...Thanks for all of the good articles you have...
I have regifted before, and only for a person whom I suspect has regifted to me numerous times in the past. So I don't feel guilty at all.
Usually however, I try my best to make sure that my present fits the person whom I'm giving it to, and to make sure that he/she will be able to enjoy it. :)
Yes. I agree with many of the other posters--quality of the gift counts and make sure that the receiver would appreciate it more than you do and it is fine.
I am a junior in college, and I definitely love this article! My parents are paying for most of my school, but I have had to pay about 1 thousand to 2 thousand a year. I also pay for all living expenses while I am at school, including books. My only income is what I make over the summer and when I can babysit over breaks. But let me tell you, one of the best gifts to give to a college student is some barnes and noble gift-cards. I got four, each with $50 dollars on them, and it was so nice when I went to pay for books. I do buy the majority of my textbooks online, but when I can't, it was amazing to just whip a gift-card out and still have cash in my pocket. Another suggestion would be to send a care package or two of home-cooked stuff. I've only gotten two, one my freshman year and one my sophmore year, but they brought great memories of home and the people who sent them, and when I went home the next break I personally thanked them. Giving a little to a college student goes a long way in his/her life. Trust me.
It looks like you borrowed about $101,000 initially. If you paid $400 more per month, then you could pay off the loan in 5 years at year 12. That seems like a lot but it is b/c the interest is fairly low at this point. If you could refinance at 4% with no closing costs, then it looks like you could save about $30 per month (but you'd be forced to pay the higher amount every month, rather than keeping it optional). If you design an amortization schedule, then you can look at various options.
It's certainly true that some passions make lousy careers. And, I suppose, some people find that none of their passions make a great career. But that's okay--that's why there are day jobs.
The people I worry about are the people who have no answer for the question, "What do you want to do?"
One thing I suggest to people who ask me how to find there passion is the coffee shop test. Put simply what topic overheard in a coffee shop would make you but in to a strangers conversation? That will give you at least an idea of were your pation misght be found.
The other bit of advice I have heard from others and that i agree wit as well is try different things. Make a hobby of trying new hobbies see what gets you going and see what lights your fires.
As for myself I am one of those people who like your self has always had many things I have wanted to do. One of them, writing is something I have been scared for many years to pursue as a carreer but have recently decided to make it happen because i am tired of going to jobs I hate.
I don't think that not having a passion necessarily means you're depressed. I enjoy my job and get satisfaction from it, but after 8 or 9 hours, I'm ready to do something else. The same with my hobbies - I enjoy them up to a point, but part of the enjoyment of them is that I don't do them all the time.
I love to read, and a few years ago, I decided to turn that into a part-time career by becoming a book reviewer. It seemed like a perfect way to incorporate my passion into my life. But I found that once I was reading books for review, instead of just for fun, it changed my experience. I could no longer just pick up any book I wanted - I had to read the books that needed to be reviewed. If I disliked a book on page 50, I couldn't just toss it aside - I had to finish it so I could write the review. And even if I was only reading books I liked and enjoyed, just the knowledge that I had to translate my feelings from "I liked it" to a coherent book review changed my reading experience. I decided to quit the job as a book reviewer and just go back to reading for fun. But that meant my passion would always have to be just a casual hobby and not a career.
What's really confusing is this: if whole life insurance is not that good after all - why so many insurance agencies are still selling and advertising it?
When I was a kid, I wanted nothing more than to be an astronaut. Learning and exploring about space was my passion. I wanted nothing more than to explore new planets and float around in space and build space stations and the like.
Unfortunately, due to bad physiology there was no way I'm ever going to be accepted by NASA (not the best eyes, bad knees, can't fly worth a darn). I realized this by the time I was in high school (a couple of trips to Space Camp and sitting through the lectures that included the minimum and (while not stated, actual) requirements for becoming an astronaut helped). So I headed down the path of aerospace engineering. And quickly learned that designing the structures of space vehicles was not really what I wanted to do (I greatly disliked my structures classes). But, in the meantime, I found that I aerodynamics came easily for me and controls presented a great challenge that I enjoyed. So I shifted my path, yet again, and now am working designing the stability and controls systems of aircraft. Which is cool, most of the time.
The problem is I'm not certain it's my passion anymore.
I've become more involved in my church, especially hanging out with the youth. I really enjoy teaching Sunday school but know that I would make a lousy full-time teacher and probably an even worse full-time pastor (despite having to change denominations due to my gender). I have too much of a detail and problem solving vs person driven personality. But, on the plus side, all of that makes me a great volunteer - and allows me to connect well with the geekier kids.
So, I do engineering to pay the bills. And I hang out with high school kids and do a lot of behind the scenes work for the church in my off-time. Overall, it's a pretty good split. There are times when I'm doing one activity when I would rather be doing the other. And there are times when I wonder if I shouldn't be doing more of one and less of the other (often more ministry and less engineering). But, I'm not certain that's a bad thing. It's life and, at least for now, it works out pretty well.
I've never regifted. I have given someone something that I'd received and decided wasn't for me, but I didn't present it as a special gift for a special occasion for a birthday or Christmas. I usually tell the person I have something I thought they'd like or that I couldn't use.
Okay, num.1 Your front bumper may recover shape, but not likley. Try it anyways,can't hurt.. Only the fact is the bumper supporting it my have a dent or even have pushed the bumper "shock" in which may not always return to original position. Remember air bags people! They don't always deploy, Wait at least 20 min. before you try turning your ignition key on. Good luck.
Thanks for the inclusion guys. Much appreciated. :-)
bitch
Many people who have left posts for this article condemn the minimum wage increase. I wonder if many of those individuals have actually worked a minimum wage job. The first thing I want to challenge is the notion that miniumum wage workers have no skills. There are many industries that pay very low, yet require education and the use of various skills like child care workers. I worked as a preschool teacher aide and had to complete various classes and certifications. When is teaching not a skill? Custodial, restraunt, retail and various labor jobs also require the development and use of many skills whether its multi-tasking, communication skills, use of various technologies and equipment and ect. Really, when it comes to pay, low pay does not equate no skills. I remember approaching my local paper about a position as a reporter and they said they paid between $9 to $11 an hour to start. And that's for a college graduate with experience. I understand many people are concerned that the increase will result in layoffs and loss of hours, but the truth is that many industries do this anyhow on a regular basis. I worked retail when the economy was up. It can be expected that one week you get 40 hours, another week you get 20. And if business suddenly slows down or they can get someone even cheaper to do the job, they can let you go for whatever frivolous reason--and then, deny you of unemployment. The bottom line is that society just doesn't pay enough respect to low-wage workers.
As a long-time retail employee who hates Black Friday (lol)
I can tell you, NO they do not always make a profit on the Black Friday deals. Some of the big-ticket doorbusters (those cheap big screen TVs, for example) are sold BELOW cost on Black Friday, to draw those crowds in to one store over another. Once they are in, they will buy plenty there to make up the difference.
A job doesn't need to represent how you are defined; that is to say, one can work and have "passions" on the side. We often forget in the US that a profession doesn't need to be the only aspect of one's life that can provide for an interesting existence(one can work full time and also enjoy passions - it's not a black and white thing).
Best,
Vince
Everyone knows about how much money one can save by making coffee at home, but even the most frugal PF gurus buy a cup of coffee or two at work. Try this handheld coffee make at work and save money (it makes good coffee and requires only boiling water and no power, I've been using it for a while): http://bit.ly/3p8azC
Best,
Vince
It's great to pursue something you're passionate about, but you also have to balance what is going to make you happy with what your goals are in life.
In order to do this, you have to figure out what you value in life and, ultimately, what your goals are. Is it having a lot of money? Is it spending time with loved ones? Is it being able to travel the world? Is it having a lot of free time?
You should list all the things you want out of life, rank these, and then try to find a career that you're passionate about that will also provide you with the best prospects of being able to achieve what you ultimately want out of life.
I think doing this will give you the greatest chance at happiness over the long term, not only because you'll enjoy what you do, but because you'll know it's going to lead you to where you want to be in life.
i appreciate the fact that someone has done what i wanted to do- which is try to make my own- find a cheaper way- so thank you!!!!!!
i will try oil and the tartar - those who luv to do for themselves like me greatly appreciate this and willing to work out all the 'kinks' takes time i am happy to aim for.
do not need a whole lot of it- and its just 2 adults and a 15 yr old! we luv the bought moonsand and the work together/experimenting of this makes it all worth it.
thank you so much again for sharing this with us!
My father just received a check in the mail for $3980.00 with instructions to do a mystery shop to one of these stores was-mart, k-mart, macy's, jc penny or target and he had a $300.00 allowance to spend. he would get paid $175.00 PER HOUR and then to mystery shop western union or money gram by sending $3,200.00 to a disclosed location. it said he could call (514)655-8271 to talk to his assignment coordinator. the thing that caught me as odd the letter is from 221 w. 6th st austin tx the check is from salina ks and the envelope is postmarked in canada. could we or should we report this to the authorities. or is there a dept that is investigating this ever growing problem?
http://www.top-battery.com.au/
http://www.ibuynow.com.au/
We specialize in substitute laptop batteries (laptop battery) packs for, camcorders batteries, digital camera batteries, PDA batteries, mobile phones batteries, and power tools battery, etc. as well as battery chargers
Online shopping for laptop batteries, laptop AC/DC adapters, battery chargers, camcorder batteries, digital camera batteries, PDA batteries, power tool batteries, 2-way radio batteries, GPS batteries, MP3 player batteries, iPod batteries, DVD player batteries, game player batteries, ink cartridges, laser toner,universal battery and more.
Both of my sons were raised with the notion of searching out ways to make their passions their career choice.
And the notion that when your work is something you love -
Life is so much sweeter!
I always balanced this encouragement with a huge dose of REALITY.
Such as their bills must be paid, always.
Also, it would be a good idea to get that college degree.
(Made ole mom happy, anyway!)
Long story short...
Oldest son got his degree in graphic communication and has since built his passion for tattoo arts into a profitable business.
Youngest son is a senior in electronic media and will be pursuing his passion for animation after his internship.
They both keep their expenses low, while building on their dreams.
I think that is the secret, actually.
Yesterday I came home and missed a voicemail blinking on my phone. When I finally picked it up all it said was, "Please enter your pin number." Had I 1)Not been cautious, 2)confused as to which one? I may very well have entered the pin number to my ATM card.
When I called the FBI, I was forwarded to ICE.gov as was I when I called the local sheriff's department. When I had done a reverse phone number lookup it was a cell phone number that I did not recognize and here right in the same city I am located in.
I just wanted to alert people to another one the things going out there...Thanks for all of the good articles you have...
I have regifted before, and only for a person whom I suspect has regifted to me numerous times in the past. So I don't feel guilty at all.
Usually however, I try my best to make sure that my present fits the person whom I'm giving it to, and to make sure that he/she will be able to enjoy it. :)
Yes. I agree with many of the other posters--quality of the gift counts and make sure that the receiver would appreciate it more than you do and it is fine.
I am a junior in college, and I definitely love this article! My parents are paying for most of my school, but I have had to pay about 1 thousand to 2 thousand a year. I also pay for all living expenses while I am at school, including books. My only income is what I make over the summer and when I can babysit over breaks. But let me tell you, one of the best gifts to give to a college student is some barnes and noble gift-cards. I got four, each with $50 dollars on them, and it was so nice when I went to pay for books. I do buy the majority of my textbooks online, but when I can't, it was amazing to just whip a gift-card out and still have cash in my pocket. Another suggestion would be to send a care package or two of home-cooked stuff. I've only gotten two, one my freshman year and one my sophmore year, but they brought great memories of home and the people who sent them, and when I went home the next break I personally thanked them. Giving a little to a college student goes a long way in his/her life. Trust me.
It looks like you borrowed about $101,000 initially. If you paid $400 more per month, then you could pay off the loan in 5 years at year 12. That seems like a lot but it is b/c the interest is fairly low at this point. If you could refinance at 4% with no closing costs, then it looks like you could save about $30 per month (but you'd be forced to pay the higher amount every month, rather than keeping it optional). If you design an amortization schedule, then you can look at various options.
@ Karen:
It's certainly true that some passions make lousy careers. And, I suppose, some people find that none of their passions make a great career. But that's okay--that's why there are day jobs.
The people I worry about are the people who have no answer for the question, "What do you want to do?"
It's not as much like work if you love what you do.
One thing I suggest to people who ask me how to find there passion is the coffee shop test. Put simply what topic overheard in a coffee shop would make you but in to a strangers conversation? That will give you at least an idea of were your pation misght be found.
The other bit of advice I have heard from others and that i agree wit as well is try different things. Make a hobby of trying new hobbies see what gets you going and see what lights your fires.
As for myself I am one of those people who like your self has always had many things I have wanted to do. One of them, writing is something I have been scared for many years to pursue as a carreer but have recently decided to make it happen because i am tired of going to jobs I hate.
I don't think that not having a passion necessarily means you're depressed. I enjoy my job and get satisfaction from it, but after 8 or 9 hours, I'm ready to do something else. The same with my hobbies - I enjoy them up to a point, but part of the enjoyment of them is that I don't do them all the time.
I love to read, and a few years ago, I decided to turn that into a part-time career by becoming a book reviewer. It seemed like a perfect way to incorporate my passion into my life. But I found that once I was reading books for review, instead of just for fun, it changed my experience. I could no longer just pick up any book I wanted - I had to read the books that needed to be reviewed. If I disliked a book on page 50, I couldn't just toss it aside - I had to finish it so I could write the review. And even if I was only reading books I liked and enjoyed, just the knowledge that I had to translate my feelings from "I liked it" to a coherent book review changed my reading experience. I decided to quit the job as a book reviewer and just go back to reading for fun. But that meant my passion would always have to be just a casual hobby and not a career.
What's really confusing is this: if whole life insurance is not that good after all - why so many insurance agencies are still selling and advertising it?
Definitely whole life insurance. Buy it from Gerber or NY Life, they give the best quotes.
When I was a kid, I wanted nothing more than to be an astronaut. Learning and exploring about space was my passion. I wanted nothing more than to explore new planets and float around in space and build space stations and the like.
Unfortunately, due to bad physiology there was no way I'm ever going to be accepted by NASA (not the best eyes, bad knees, can't fly worth a darn). I realized this by the time I was in high school (a couple of trips to Space Camp and sitting through the lectures that included the minimum and (while not stated, actual) requirements for becoming an astronaut helped). So I headed down the path of aerospace engineering. And quickly learned that designing the structures of space vehicles was not really what I wanted to do (I greatly disliked my structures classes). But, in the meantime, I found that I aerodynamics came easily for me and controls presented a great challenge that I enjoyed. So I shifted my path, yet again, and now am working designing the stability and controls systems of aircraft. Which is cool, most of the time.
The problem is I'm not certain it's my passion anymore.
I've become more involved in my church, especially hanging out with the youth. I really enjoy teaching Sunday school but know that I would make a lousy full-time teacher and probably an even worse full-time pastor (despite having to change denominations due to my gender). I have too much of a detail and problem solving vs person driven personality. But, on the plus side, all of that makes me a great volunteer - and allows me to connect well with the geekier kids.
So, I do engineering to pay the bills. And I hang out with high school kids and do a lot of behind the scenes work for the church in my off-time. Overall, it's a pretty good split. There are times when I'm doing one activity when I would rather be doing the other. And there are times when I wonder if I shouldn't be doing more of one and less of the other (often more ministry and less engineering). But, I'm not certain that's a bad thing. It's life and, at least for now, it works out pretty well.
I've never regifted. I have given someone something that I'd received and decided wasn't for me, but I didn't present it as a special gift for a special occasion for a birthday or Christmas. I usually tell the person I have something I thought they'd like or that I couldn't use.